Civic Intelligence

Vermilion School Employees Credit Union

EIN 72-6067568 • 501(c)14 • Abbeville, LA

Profile

Credit union - mutualmembership benefits program

P O Box 848Abbeville, LA 70511-0848
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

100th percentile

1.00x

Higher debt load relative to assets than 100% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Liabilities / Revenue

77th percentile

20.65x

Higher debt load relative to revenue than 77% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Net Margin

41st percentile

3.6%

Higher net margin than 41% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Top Officer Pay

24th percentile

$54,290

Higher top officer pay than 24% of similar nonprofits.

Top officer pay equals 7.7% of source-year revenue.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Asset Growth

33rd percentile

-2.5%

Faster asset growth than 33% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Revenue Growth

85th percentile

17%

Faster revenue growth than 85% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Assets

Down

$14,562,119

Down $368,709 (-2.5%) from 2023

Liabilities

Down

$14,537,073

Down $223,862 (-1.5%) from 2023

Net Assets

Down

$25,046

Down $144,847 (-85%) from 2023

Revenue

Up

$704,092

Up $103,693 (+17%) from 2023

Expenses

Up

$679,045

Up $248,538 (+58%) from 2023

Net Income

Down

$25,047

Down $144,845 (-85%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$20M$15M$10M$5.0M$0Assets 2010: $12,302,722Liabilities 2010: $12,245,324Net Assets 2010: $57,3982010Assets 2011: $12,663,095Liabilities 2011: $12,604,205Net Assets 2011: $58,8902011Assets 2012: $13,194,200Liabilities 2012: $13,142,134Net Assets 2012: $52,0672012Assets 2013: $13,398,307Liabilities 2013: $13,397,109Net Assets 2013: $1,1982013Assets 2014: $13,892,268Liabilities 2014: $13,871,153Net Assets 2014: $21,1152014Assets 2015: $14,205,662Liabilities 2015: $14,133,853Net Assets 2015: $71,8092015Assets 2016: $14,377,804Liabilities 2016: $14,355,560Net Assets 2016: $22,2442016Assets 2017: $14,294,826Liabilities 2017: $14,190,844Net Assets 2017: $103,9822017Assets 2018: $14,353,411Liabilities 2018: $14,245,755Net Assets 2018: $107,6562018Assets 2019: $13,962,276Liabilities 2019: $13,804,199Net Assets 2019: $158,0772019Assets 2020: $14,774,401Liabilities 2020: $14,633,439Net Assets 2020: $140,9622020Assets 2021: $15,378,175Liabilities 2021: $15,311,951Net Assets 2021: $66,2242021Assets 2022: $15,123,946Liabilities 2022: $15,044,634Net Assets 2022: $79,3122022Assets 2023: $14,930,828Liabilities 2023: $14,760,935Net Assets 2023: $169,8932023Assets 2024: $14,562,119Liabilities 2024: $14,537,073Net Assets 2024: $25,0462024

Highlighted filing

2024

Assets$14,562,119
Liabilities$14,537,073
Net Assets$25,046

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$800K$600K$400K$200K$0Expenses 2010: $304,4512010Expenses 2011: $297,5502011Expenses 2012: $270,2532012Revenue 2013: $286,571Expenses 2013: $285,373Net Income 2013: $1,1982013Revenue 2014: $283,292Expenses 2014: $262,177Net Income 2014: $21,1152014Revenue 2015: $313,070Expenses 2015: $241,261Net Income 2015: $71,8092015Revenue 2016: $330,981Expenses 2016: $308,737Net Income 2016: $22,2442016Revenue 2017: $333,141Expenses 2017: $229,159Net Income 2017: $103,9822017Revenue 2018: $385,301Expenses 2018: $277,645Net Income 2018: $107,6562018Revenue 2019: $454,823Expenses 2019: $296,746Net Income 2019: $158,0772019Revenue 2020: $406,071Expenses 2020: $258,314Net Income 2020: $147,7572020Revenue 2021: $320,258Expenses 2021: $254,034Net Income 2021: $66,2242021Revenue 2022: $332,963Expenses 2022: $253,650Net Income 2022: $79,3132022Revenue 2023: $600,399Expenses 2023: $430,507Net Income 2023: $169,8922023Revenue 2024: $704,092Expenses 2024: $679,045Net Income 2024: $25,0472024

Highlighted filing

2024

Revenue$704,092
Expenses$679,045
Net Income$25,047

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$14.6$14.5$0.03$0.70$0.68$0.03
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$14.9$14.8$0.17$0.60$0.43$0.17
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$15.1$15.0$0.08$0.33$0.25$0.08
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$15.4$15.3$0.07$0.32$0.25$0.07
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$14.8$14.6$0.14$0.41$0.26$0.15
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$14.0$13.8$0.16$0.45$0.30$0.16
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$14.4$14.2$0.11$0.39$0.28$0.11
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$14.3$14.2$0.10$0.33$0.23$0.10
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$14.4$14.4$0.02$0.33$0.31$0.02
2015Detailed filing. Detailed filing data is available for this year.$14.2$14.1$0.07$0.31$0.24$0.07
2014Detailed filing. Detailed filing data is available for this year.$13.9$13.9$0.02$0.28$0.26$0.02
2013Summary only. Only limited summary data is available for this year.$13.4$13.4$0.00$0.29$0.29$0.00
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$13.2$13.1$0.05$0.27
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$12.7$12.6$0.06$0.30
2010XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$12.3$12.2$0.06$0.30
Latest Detailed Filing

The latest 2024 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2021 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2021 to Dec 31, 2021
Signed
Apr 13, 2022
Return Version
2021v4.0
Gross Receipts
$320,258
Mission and Program Overview

Mission

Credit union - mutualmembership benefits program

Credit Union - Mutual/Membership Benefits Program

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Other Securities-$10,091,291-
Investments in Publicly Traded Securities$6,674,155--
Other Notes and Loans Receivable, Net$4,793,233$4,504,189▼ $289,044
Cash and Non-Interest-Bearing Accounts$3,023,970$507,466▼ $2,516,504
Land, Buildings, and Equipment, Net$136,445$125,353▼ $11,092
Rtn Earn Endowment Incm Other Fnds$140,962$66,224▼ $74,738
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$14,774,401$15,378,175▲ $603,774
Other Assets Total$146,598$149,876▲ $3,278
Liabilities
Other Liabilities$14,632,246$15,310,679▲ $678,433
Accounts Payable and Accrued Expenses$1,193$1,272▲ $79
Total Liabilities$14,633,439$15,311,951▲ $678,512
Net Assets / Fund Balance
Total Net Assets Fund Balance$140,962$66,224▼ $74,738
Total Liabilities and Net Assets / Fund Balance$14,774,401$15,378,175▲ $603,774

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$82,980$42,652$0
Other Land Buildings$0$0$0
Land$40,000-$0
Equipment$2,373$74,238$0
Leasehold Improvements$0$0$0
Other Securities$76,611--
Financial Derivatives$9,849,048--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Chasity D LandryCEO/ManagerFT$46,000$46,000

Board Members and Trustees

NameTitle
Kirk SoileauPresident
Gregory TheriotVice President
Clarence MossDirector
Curtis BuffordDirector
H Clyde WebbDirector
Michael DartezDirector
Newlyn SoirezDirector
Nanette BaudoinSecretary
Onezime J DoreTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$0
Investment Income
$33,329
Other Revenue
$286,929
Change in Net Assets
$66,224
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$144,582
Salaries, Compensation, and Employee Benefits$109,452
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$55,675
Current Officers, Directors, Trustees, and Key Employees---$46,000
Interest---$37,242
Office Expenses---$19,998
Occupancy---$13,801
Depreciation Depletion---$11,092
Insurance---$11,012
Information Technology---$10,201
Payroll Taxes---$7,777
Other Expenses---$7,489
Conferences and Meetings---$5,461
Total Functional Expenses$0$0$0$254,034
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Shares$13,240,676
Undivided Earnings$1,587,049
Regular Reserves$267,133
Accts Payable Undistributed Payroll$209,058
Association Dues$3,614
Annual Audit$2,133
Outstanding Checks$400
Accts Payable$48
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

The organization is comprised of members.

Form 990, Part VI, Section A, Line 7A

Members are able to vote on directors at our annual meeting in January.

Form 990, Part VI, Section B, Line 11B

Form 990, Part VI, Section A, Line 6- The organization is comprised of members. Form 990, Part VI, Section A, Line 7a - Officers and Directors are elected by the credit union membership Form 990, Part VI, Section B, Line 11b, No review was or will be conducted. Form 990, Part VI, Section C, Line 19, Financial statements were provided to attendees of the annual meeting of the organization. Documents are available upon request.

Form 990, Part VI, Section C, Line 19

All information is provided to the public at our annual meeting in January. Any other time it is available by request.

Filing and Contact Details

Filer

Filer Name
State Chartered Credit Unions in Louisiana
EIN
72-6067568
Phone
3378981388
Address
P O Box 848, Abbeville, LA 70511-0848

Signing Officer

Name
Chasity Landry
Title
Manager
Phone
3378981388
Signed
2022-04-13

Organization Details

Formed
1973
Legal Domicile
La
Voting Board Members
9
Independent Board Members
9
Employees
3
Volunteers
12
Raw XML AppendixShowing 400 of 415 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt01193
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt01272
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0Credit Union - Mutual/Membership Benefits Program
IRS990/AllOtherExpensesGrp/TotalAmt00
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0Vermilion School Employees Credit Union
IRS990/BooksInCareOfDetail/PhoneNum03378981388
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0107 S Louisiana St
IRS990/BooksInCareOfDetail/USAddress/CityNm0Abbeville
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0LA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd070510
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt00
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt00
IRS990/CashNonInterestBearingGrp/BOYAmt03023970
IRS990/CashNonInterestBearingGrp/EOYAmt0507466
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt046000
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd00
IRS990/CompensationProcessOtherInd00
IRS990/ConferencesMeetingsGrp/TotalAmt05461
IRS990/ConflictOfInterestPolicyInd00
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt033329
IRS990/CYOtherExpensesAmt0144582
IRS990/CYOtherRevenueAmt0286929
IRS990/CYProgramServiceRevenueAmt00
IRS990/CYRevenuesLessExpensesAmt066224
IRS990/CYSalariesCompEmpBnftPaidAmt0109452
IRS990/CYTotalExpensesAmt0254034
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0320258
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt011092
IRS990/Desc0Provides members with affordable source of savings and borrowing
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonatedServicesAndUseFcltsAmt00
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt03
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
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IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt80
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt035
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IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt60
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt70
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt80
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt90
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/PersonNm0Chasity D Landry
IRS990/Form990PartVIISectionAGrp/PersonNm1Newlyn Soirez
IRS990/Form990PartVIISectionAGrp/PersonNm2H Clyde Webb
IRS990/Form990PartVIISectionAGrp/PersonNm3Clarence Moss
IRS990/Form990PartVIISectionAGrp/PersonNm4Michael Dartez
IRS990/Form990PartVIISectionAGrp/PersonNm5Curtis Bufford
IRS990/Form990PartVIISectionAGrp/PersonNm6Onezime J Dore
IRS990/Form990PartVIISectionAGrp/PersonNm7Nanette Baudoin
IRS990/Form990PartVIISectionAGrp/PersonNm8Kirk Soileau
IRS990/Form990PartVIISectionAGrp/PersonNm9Gregory Theriot
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt046000
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/TitleTxt0CEO/Manager
IRS990/Form990PartVIISectionAGrp/TitleTxt1Director
IRS990/Form990PartVIISectionAGrp/TitleTxt2Director
IRS990/Form990PartVIISectionAGrp/TitleTxt3Director
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt7Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt8President
IRS990/Form990PartVIISectionAGrp/TitleTxt9Vice President
IRS990/Form990ProvidedToGvrnBodyInd00
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IRS990/FSAuditedInd01
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IRS990/GainOrLossGrp/OtherAmt00
IRS990/GainOrLossGrp/SecuritiesAmt00
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IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0320258
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IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd00
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IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
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IRS990/InformationTechnologyGrp/TotalAmt010201
IRS990/InsuranceGrp/TotalAmt011012
IRS990/InterestGrp/TotalAmt037242
IRS990/InvestmentExpenseAmt00
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IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt010091291
IRS990/InvestmentsPubTradedSecGrp/BOYAmt06674155
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0116890
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0136445
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0125353
IRS990/LandBldgEquipCostOrOtherBssAmt0242243
IRS990/LegalDomicileStateCd0LA
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
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IRS990/MethodOfAccountingAccrualInd0X
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IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/ExclusionAmt00
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt00
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/MissionDesc0Credit Union - Mutual/Membership Benefits Program
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt0140962
IRS990/NetAssetsOrFundBalancesEOYAmt066224
IRS990/NetUnrelatedBusTxblIncmAmt03480
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt013801
IRS990/OfficeExpensesGrp/TotalAmt019998
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0146598
IRS990/OtherAssetsTotalGrp/EOYAmt0149876
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0Association Dues
IRS990/OtherExpensesGrp/Desc1Professional Services
IRS990/OtherExpensesGrp/Desc2ALL OTHER EXPENSES
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IRS990/OtherExpensesGrp/TotalAmt123123
IRS990/OtherExpensesGrp/TotalAmt27489
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IRS990/OtherLiabilitiesGrp/EOYAmt015310679
IRS990/OtherRevenueMiscGrp/BusinessCd0522130
IRS990/OtherRevenueMiscGrp/BusinessCd1522130
IRS990/OtherRevenueMiscGrp/Desc0Interest on Loans
IRS990/OtherRevenueMiscGrp/Desc1Other Non-Interest Income
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/ExclusionAmt10
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0214910
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt168539
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0214910
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt172019
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt13480
IRS990/OtherRevenueTotalAmt0286929
IRS990/OtherSalariesAndWagesGrp/TotalAmt055675
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt04793233
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt04504189
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt07777
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfcrBusinessName/BusinessNameLine1Txt0State Chartered Credit Unions in Louisiana
IRS990/PrincipalOfcrBusinessName/BusinessNameLine2Txt0Vermilion School Employees Credit Union
IRS990/PriorPeriodAdjustmentsAmt0-140962
IRS990/ProfessionalFundraisingInd00
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0133794
IRS990/PYOtherExpensesAmt0150649
IRS990/PYOtherRevenueAmt0272277
IRS990/PYProgramServiceRevenueAmt00
IRS990/PYRevenuesLessExpensesAmt0147757
IRS990/PYSalariesCompEmpBnftPaidAmt0107665
IRS990/PYTotalExpensesAmt0258314
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0406071
IRS990/ReconcilationRevenueExpnssAmt066224
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0140962
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt066224
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt082980
IRS990ScheduleD/BuildingsGrp/DepreciationAmt042652
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt0125632
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt02373
IRS990ScheduleD/EquipmentGrp/DepreciationAmt074238
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt076611
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt0568
IRS990ScheduleD/FinancialDerivativesGrp/BookValueAmt09849048
IRS990ScheduleD/LandGrp/BookValueAmt040000
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt040000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0267133
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt11587049
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt213240676
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt32133
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt43614
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt5209058
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt6400
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt748
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Regular Reserves
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Undivided Earnings
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2Shares
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3Annual Audit
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4Association Dues
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc5Accts Payable Undistributed Payroll
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc6Outstanding Checks
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc7Accts Payable
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt040000
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt1125632
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt276611
IRS990ScheduleD/OtherSecuritiesGrp/Desc0Land
IRS990ScheduleD/OtherSecuritiesGrp/Desc1Building
IRS990ScheduleD/OtherSecuritiesGrp/Desc2Equipment
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd1C
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd2C
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0125353
IRS990ScheduleD/TotalBookValueSecuritiesAmt010091291
IRS990ScheduleD/TotalLiabilityAmt015310679
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The organization is comprised of members.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Members are able to vote on directors at our annual meeting in January.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Form 990, Part VI, Section A, Line 6- The organization is comprised of members. Form 990, Part VI, Section A, Line 7a - Officers and Directors are elected by the credit union membership Form 990, Part VI, Section B, Line 11b, No review was or will be conducted. Form 990, Part VI, Section C, Line 19, Financial statements were provided to attendees of the annual meeting of the organization. Documents are available upon request.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3All information is provided to the public at our annual meeting in January. Any other time it is available by request.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section C, Line 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0LA
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt014774401
IRS990/TotalAssetsEOYAmt015378175
IRS990/TotalAssetsGrp/BOYAmt014774401
IRS990/TotalAssetsGrp/EOYAmt015378175
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt03
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0254034
IRS990/TotalGrossUBIAmt03480
IRS990/TotalLiabilitiesBOYAmt014633439
IRS990/TotalLiabilitiesEOYAmt015311951
IRS990/TotalLiabilitiesGrp/BOYAmt014633439
IRS990/TotalLiabilitiesGrp/EOYAmt015311951
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0140962
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt066224
IRS990/TotalOtherCompensationAmt00
IRS990/TotalOtherProgSrvcExpenseAmt00
IRS990/TotalOtherProgSrvcGrantAmt00
IRS990/TotalOtherProgSrvcRevenueAmt00
IRS990/TotalProgramServiceExpensesAmt00
IRS990/TotalProgramServiceRevenueAmt00
IRS990/TotalReportableCompFromOrgAmt046000
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0316778
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0320258
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt03480
IRS990/TotalVolunteersCnt012
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt014774401
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt015378175
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0PO Box 848
IRS990/USAddress/CityNm0Abbeville
IRS990/USAddress/StateAbbreviationCd0LA
IRS990/USAddress/ZIPCd0705110848
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WhistleblowerPolicyInd00
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL2
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/LastSubmissionRqrOOBCd00
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/OOBSecurityVerificationCd011
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd01
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Chasity Landry
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Manager

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