Civic Intelligence

People'S Credit Union

990 • Fiscal year 2012 • EIN 72-6018551

Jan 01, 2012 to Dec 31, 2012 • Filed on Apr 25, 2013

PO Box 29070578
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

28th percentile

0.83x

Higher debt load relative to assets than 28% of similar nonprofits.

2012 filings • 501(c)14 • $10M-$25M nonprofits • Source year 2012

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2012

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

35th percentile

1.8%

Faster asset growth than 35% of similar nonprofits.

2012 filings • 501(c)14 • $10M-$25M nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Assets

Up

$24,267,309

Up $436,681 (+1.8%) from 2011

Net Assets

Up

$4,088,564

Up $33,429 (+0.8%) from 2011

Liabilities

Up

$20,178,745

Up $403,252 (+2.0%) from 2011

Revenue

-

No earlier filing loaded for comparison.

Expenses

Down

$573,335

Down $44,677 (-7.2%) from 2011

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$30M$20M$10M$0Assets 2010: $23,305,779Liabilities 2010: $19,255,965Net Assets 2010: $4,049,8142010Assets 2011: $23,830,628Liabilities 2011: $19,775,493Net Assets 2011: $4,055,1352011Assets 2012: $24,267,309Liabilities 2012: $20,178,745Net Assets 2012: $4,088,5642012Assets 2013: $24,102,289Liabilities 2013: $19,999,762Net Assets 2013: $4,102,5272013Assets 2014: $24,230,050Liabilities 2014: $20,115,882Net Assets 2014: $4,114,1682014Assets 2015: $25,252,338Liabilities 2015: $21,134,608Net Assets 2015: $4,117,7302015Assets 2016: $24,714,930Liabilities 2016: $20,574,168Net Assets 2016: $4,140,7622016Assets 2017: $23,604,006Liabilities 2017: $19,439,368Net Assets 2017: $4,164,6382017Assets 2018: $23,965,575Liabilities 2018: $19,730,875Net Assets 2018: $4,234,7002018Assets 2019: $23,560,424Liabilities 2019: $19,283,540Net Assets 2019: $4,276,8842019Assets 2020: $25,496,774Liabilities 2020: $21,118,202Net Assets 2020: $4,378,5722020Assets 2021: $26,637,248Liabilities 2021: $22,117,380Net Assets 2021: $4,519,8682021Assets 2022: $25,739,422Liabilities 2022: $21,216,860Net Assets 2022: $4,522,5622022Assets 2023: $24,512,812Liabilities 2023: $19,945,220Net Assets 2023: $4,567,5922023Assets 2024: $23,581,145Liabilities 2024: $18,990,204Net Assets 2024: $4,590,9412024

Highlighted filing

2012

Assets$24,267,309
Liabilities$20,178,745
Net Assets$4,088,564

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.5M$1.0M$500K$0Expenses 2010: $720,7962010Revenue 2011: $623,333Expenses 2011: $618,012Net Income 2011: $5,3212011Expenses 2012: $573,3352012Revenue 2013: $644,011Expenses 2013: $630,048Net Income 2013: $13,9632013Revenue 2014: $658,948Expenses 2014: $647,307Net Income 2014: $11,6412014Revenue 2015: $663,235Expenses 2015: $659,673Net Income 2015: $3,5622015Revenue 2016: $666,824Expenses 2016: $643,792Net Income 2016: $23,0322016Revenue 2017: $695,133Expenses 2017: $671,257Net Income 2017: $23,8762017Revenue 2018: $779,524Expenses 2018: $709,462Net Income 2018: $70,0622018Revenue 2019: $835,654Expenses 2019: $793,470Net Income 2019: $42,1842019Revenue 2020: $896,881Expenses 2020: $795,193Net Income 2020: $101,6882020Revenue 2021: $842,980Expenses 2021: $701,684Net Income 2021: $141,2962021Revenue 2022: $717,439Expenses 2022: $714,745Net Income 2022: $2,6942022Revenue 2023: $932,202Expenses 2023: $887,172Net Income 2023: $45,0302023Revenue 2024: $1,114,207Expenses 2024: $1,090,858Net Income 2024: $23,3492024

Highlighted filing

2012

Revenue-
Expenses$573,335
Net Income-
Jump To
Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Signed
Apr 25, 2013
Return Version
2012v2.1
Gross Receipts
$606,764
Mission and Program Overview

Mission

To encourage thrift among its memebers its members, creating a source of credit at fair and resonable rates of interest and providing other financial services for its members

Filing and Contact Details

Filer

EIN
72-6018551
Raw XML Appendix370 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/GeneralExplanation/Explanation0Line 11a explanation - THE BOARD SECRETARY REVIEWS THE 990 BEFORE IT IS FILED.
IRS990ScheduleO/GeneralExplanation/Explanation1EACH BOARD MEMBER SIGNS A CODE OF CONFLICT AFFIRMATION EACH YEAR.
IRS990ScheduleO/GeneralExplanation/Explanation2ALL DOCUMENTS ARE MADE AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/GeneralExplanation/ReturnReference0Form 990, Part VI, Section B, line 11
IRS990ScheduleO/GeneralExplanation/ReturnReference1Form 990, Part VI, Section B, line 12c
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ReturnHeader/BuildTS02016-03-07 17:11:31Z
ReturnHeader/Filer/EIN0726018551
ReturnHeader/Filer/Name/BusinessNameLine10PEOPLE'S CREDIT UNION
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ReturnHeader/Officer/DateSigned02013-04-25
ReturnHeader/Officer/Name0RYNESS LEBLANC
ReturnHeader/Officer/Phone03373932495
ReturnHeader/Officer/Title0Secretary
ReturnHeader/Preparer/DatePrepared02013-04-22
ReturnHeader/PreparerFirm/EIN0205864009
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10Thibodeaux Accounting Company LLC
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine10PO Box 34
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0Rayne
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0LA
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode070578
ReturnHeader/Preparer/Name0Tiffany Thibodeaux
ReturnHeader/Preparer/Phone03373347251
ReturnHeader/ReturnType0990
ReturnHeader/TaxPeriodBeginDate02012-01-01
ReturnHeader/TaxPeriodEndDate02012-12-31
ReturnHeader/TaxYear02012
ReturnHeader/Timestamp02013-04-25T13:27:48-05:00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$23.6$19.0$4.59$1.11$1.09$0.02
2023Detailed filing. Detailed filing data is available for this year.$24.5$19.9$4.57$0.93$0.89$0.05
2022Detailed filing. Detailed filing data is available for this year.$25.7$21.2$4.52$0.72$0.71$0.00
2021Detailed filing. Detailed filing data is available for this year.$26.6$22.1$4.52$0.84$0.70$0.14
2020Detailed filing. Detailed filing data is available for this year.$25.5$21.1$4.38$0.90$0.80$0.10
2019Detailed filing. Detailed filing data is available for this year.$23.6$19.3$4.28$0.84$0.79$0.04
2018Detailed filing. Detailed filing data is available for this year.$24.0$19.7$4.23$0.78$0.71$0.07
2017Detailed filing. Detailed filing data is available for this year.$23.6$19.4$4.16$0.70$0.67$0.02
2016Detailed filing. Detailed filing data is available for this year.$24.7$20.6$4.14$0.67$0.64$0.02
2015Detailed filing. Detailed filing data is available for this year.$25.3$21.1$4.12$0.66$0.66$0.00
2014Detailed filing. Detailed filing data is available for this year.$24.2$20.1$4.11$0.66$0.65$0.01
2013Detailed filing. Detailed filing data is available for this year.$24.1$20.0$4.10$0.64$0.63$0.01
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$24.3$20.2$4.09$0.57
2011Summary only. Only limited summary data is available for this year.$23.8$19.8$4.06$0.62$0.62$0.01
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$23.3$19.3$4.05$0.72