Civic Intelligence

Habitat for Humanity

990 • Fiscal year 2015 • EIN 72-1372550

Jul 01, 2014 to Jun 30, 2015 • Filed on Aug 14, 2015

PO Box 922Scottsboro, AL 35768

(256) 574-4138

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

75th percentile

0.29x

Higher debt load relative to assets than 75% of similar nonprofits.

2015 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2015

Liabilities / Revenue

98th percentile

7.51x

Higher debt load relative to revenue than 98% of similar nonprofits.

2015 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2015

Net Margin

93rd percentile

53%

Higher net margin than 93% of similar nonprofits.

2015 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2015

Top Officer Pay

49th percentile

$0

Higher top officer pay than 49% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2015 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2015

Asset Growth

50th percentile

1.1%

Faster asset growth than 50% of similar nonprofits.

2015 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2014 to 2015

Revenue Growth

29th percentile

-6.7%

Faster revenue growth than 29% of similar nonprofits.

2015 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2014 to 2015

Assets

Up

$686,892

Up $7,554 (+1.1%) from 2014

Net Assets

Up

$486,819

Up $14,101 (+3.0%) from 2014

Liabilities

Down

$200,073

Down $6,547 (-3.2%) from 2014

Revenue

Down

$26,632

Down $1,903 (-6.7%) from 2014

Expenses

Up

$12,531

Up $2,392 (+24%) from 2014

Net Income

Down

$14,101

Down $4,295 (-23%) from 2014

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$800K$600K$400K$200K$0Assets 2011: $580,668Liabilities 2011: $183,995Net Assets 2011: $396,6732011Assets 2012: $602,648Liabilities 2012: $171,904Net Assets 2012: $430,7442012Assets 2013: $670,662Liabilities 2013: $216,341Net Assets 2013: $454,3212013Assets 2014: $679,338Liabilities 2014: $206,620Net Assets 2014: $472,7182014Assets 2015: $686,892Liabilities 2015: $200,073Net Assets 2015: $486,8192015Assets 2016: $694,031Liabilities 2016: $192,374Net Assets 2016: $501,6572016Assets 2017: $698,904Liabilities 2017: $185,381Net Assets 2017: $513,5232017Assets 2018: $700,591Liabilities 2018: $180,081Net Assets 2018: $520,5102018Assets 2019: $680,956Liabilities 2019: $169,090Net Assets 2019: $511,8662019Assets 2020: $679,999Liabilities 2020: $161,158Net Assets 2020: $518,8412020Assets 2021: $701,591Liabilities 2021: $179,113Net Assets 2021: $522,4782021Assets 2022: $631,292Liabilities 2022: $114,683Net Assets 2022: $516,6092022Assets 2023: $487,420Liabilities 2023: $30,871Net Assets 2023: $456,5492023Assets 2024: $0Liabilities 2024: $0Net Assets 2024: $02024

Highlighted filing

2015

Assets$686,892
Liabilities$200,073
Net Assets$486,819

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$500K$0-$500KExpenses 2011: $12,8642011Expenses 2012: $9,6742012Expenses 2013: $10,8422013Revenue 2014: $28,535Expenses 2014: $10,139Net Income 2014: $18,3962014Revenue 2015: $26,632Expenses 2015: $12,531Net Income 2015: $14,1012015Revenue 2016: $24,336Expenses 2016: $9,498Net Income 2016: $14,8382016Revenue 2017: $22,616Expenses 2017: $10,750Net Income 2017: $11,8662017Revenue 2018: $21,376Expenses 2018: $14,391Net Income 2018: $6,9852018Revenue 2019: $4,224Expenses 2019: $12,868Net Income 2019: -$8,6442019Revenue 2020: $15,753Expenses 2020: $8,779Net Income 2020: $6,9742020Revenue 2021: $13,547Expenses 2021: $9,910Net Income 2021: $3,6372021Revenue 2022: $9,026Expenses 2022: $14,895Net Income 2022: -$5,8692022Revenue 2023: $24,273Expenses 2023: $6,941Net Income 2023: $17,3322023Revenue 2024: $5Expenses 2024: $456,555Net Income 2024: -$456,5502024

Highlighted filing

2015

Revenue$26,632
Expenses$12,531
Net Income$14,101
Jump To
Filing Snapshot
Filing Period
Jul 1, 2014 to Jun 30, 2015
Signed
Aug 14, 2015
Return Version
2014v5.0
Gross Receipts
$26,632
Mission and Program Overview

Mission

We are dedicated to eliminating substandard housing and homelessness in jackson county, alabama and to making adequate, affordable shelter a matter of conscience and action. Our ministry is based on the conviction that every man, woman and child should have a simple, decent place to live in dignity and safety.

Providing decent shelter for people in need at a reasonable cost.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$476,171$451,241▼ $24,930
Cash and Non-Interest-Bearing Accounts$56,714$52,270▼ $4,444
Total Assets$679,338$686,892▲ $7,554
Other Assets Total$146,453$183,381▲ $36,928
Liabilities
Mortgage Notes Payable Secured by Investment Property$160,763$150,933▼ $9,830
Deferred Revenue$32,396$30,679▼ $1,717
Escrow Account Liability$13,149$18,149▲ $5,000
Other Liabilities$312$312→ $0
Total Liabilities$206,620$200,073▼ $6,547
Net Assets / Fund Balance
Unrestricted Net Assets$472,718$486,819▲ $14,101
Total Net Assets Fund Balance$472,718$486,819▲ $14,101
Total Liabilities and Net Assets / Fund Balance$679,338$686,892▲ $7,554

Asset Categories

AssetBook ValueDepreciationBasis
Other Assets Org$7,095--
Compensation and Service Providers

Board Members and Trustees

NameTitle
Dex BenderPresident
Wouter DieperinkVice President
Susan WebbSecretary
Melissa VickersTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$10,961
Program Service Revenue
$0
Investment Income
$36
Other Revenue
$15,635
Change in Net Assets
$14,101
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$12,531
Total Fundraising Expense$3,963
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
All Other Expenses-$1,515-$1,515
Fees for Services Accounting-$1,050-$1,050
Other Expenses$2,152$978$3,963$978
Total Functional Expenses$5,025$3,543$3,963$12,531
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$10,960
Fundraising Direct Expenses$0
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Chili Challenge$21,921$10,960-$10,960
Total Events$21,921$10,960-$10,960
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Shop Construction Loan$312
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11

The organization does review form 990 after it is prepared by gant, croft, and associates, p.c.

Form 990, Part VI, Section C, Line 19

Financials are made available to the public upon request.

Filing and Contact Details

Filer

Filer Name
Habitat for Humanity
EIN
72-1372550
Phone
2565744138
Address
PO BOX 922, SCOTTSBORO, AL 35768
Doing Business As
Habitat for Humanity-jackson County

Signing Officer

Name
William Dex Bender
Title
President
Phone
2565744138
Signed
2015-08-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
William Dex Bender
Formed
1997
Legal Domicile
Al
Voting Board Members
17
Independent Board Members
17
Employees
0
Volunteers
0

Preparer

Firm
Gant Croft & Associates P C
Address
P O BOX 757, SCOTTSBORO, AL 35768
Preparer
Gant Croft Associates P C
Phone
2562591120
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 24E

Miscellaneous: program service expenses 0. Management and general expenses 690. Fundraising expenses 0. Total expenses 690. Telephone: program service expenses 0. Management and general expenses 524. Fundraising expenses 0. Total expenses 524. Dues and subscriptions: program service expenses 0. Management and general expenses 232. Fundraising expenses 0. Total expenses 232. Postage: program service expenses 0. Management and general expenses 69. Fundraising expenses 0. Total expenses 69.

Financial Statement Notes

PART IV, LINE 2B:

The organization maintains a seperate bank account into which all homeowner payments are deposited. The organization then transfers homeowner principal, insurance, property tax and termite payments into the organizations operating account for remittance to lender, insurance company, and property tax collector.

Raw XML Appendix348 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/MissionDesc0WE ARE DEDICATED TO ELIMINATING SUBSTANDARD HOUSING AND HOMELESSNESS IN JACKSON COUNTY, ALABAMA AND TO MAKING ADEQUATE, AFFORDABLE SHELTER A MATTER OF CONSCIENCE AND ACTION. OUR MINISTRY IS BASED ON THE CONVICTION THAT EVERY MAN, WOMAN AND CHILD SHOULD HAVE A SIMPLE, DECENT PLACE TO LIVE IN DIGNITY AND SAFETY.
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IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION MAINTAINS A SEPERATE BANK ACCOUNT INTO WHICH ALL HOMEOWNER PAYMENTS ARE DEPOSITED. THE ORGANIZATION THEN TRANSFERS HOMEOWNER PRINCIPAL, INSURANCE, PROPERTY TAX AND TERMITE PAYMENTS INTO THE ORGANIZATIONS OPERATING ACCOUNT FOR REMITTANCE TO LENDER, INSURANCE COMPANY, AND PROPERTY TAX COLLECTOR.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART IV, LINE 2B:
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION DOES REVIEW FORM 990 AFTER IT IS PREPARED BY GANT, CROFT, AND ASSOCIATES, P.C.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1FINANCIALS ARE MADE AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2MISCELLANEOUS: PROGRAM SERVICE EXPENSES 0. MANAGEMENT AND GENERAL EXPENSES 690. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 690. TELEPHONE: PROGRAM SERVICE EXPENSES 0. MANAGEMENT AND GENERAL EXPENSES 524. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 524. DUES AND SUBSCRIPTIONS: PROGRAM SERVICE EXPENSES 0. MANAGEMENT AND GENERAL EXPENSES 232. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 232. POSTAGE: PROGRAM SERVICE EXPENSES 0. MANAGEMENT AND GENERAL EXPENSES 69. FUNDRAISING EXPENSES 0. TOTAL EXPENSES 69.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART IX, LINE 24E
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0679338
IRS990/TotalAssetsEOYAmt0686892
IRS990/TotalAssetsGrp/BOYAmt0679338
IRS990/TotalAssetsGrp/EOYAmt0686892
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt010961
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt03963
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt03543
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt05025
IRS990/TotalFunctionalExpensesGrp/TotalAmt012531
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0206620
IRS990/TotalLiabilitiesEOYAmt0200073
IRS990/TotalLiabilitiesGrp/BOYAmt0206620
IRS990/TotalLiabilitiesGrp/EOYAmt0200073
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0472718
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0486819
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt05025
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt015671
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt026632
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0679338
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0686892
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990/TypeOfOrganizationOtherInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UnrestrictedNetAssetsGrp/BOYAmt0472718
IRS990/UnrestrictedNetAssetsGrp/EOYAmt0486819
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0PO BOX 922
IRS990/USAddress/CityNm0SCOTTSBORO
IRS990/USAddress/StateAbbreviationCd0AL
IRS990/USAddress/ZIPCd035768
IRS990/VotingMembersGoverningBodyCnt017
IRS990/VotingMembersIndependentCnt017
IRS990/WebsiteAddressTxt0WWW.LOCAL.HABITAT.ORG/JACKSONAL
IRS990/WhistleblowerPolicyInd00
ReturnHeader/BuildTS02016-04-25 22:37:26Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0WILLIAM DEX BENDER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum02565744138
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-08-14
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0HABITAT FOR HUMANITY
ReturnHeader/Filer/BusinessNameControlTxt0HABI
ReturnHeader/Filer/EIN0721372550
ReturnHeader/Filer/PhoneNum02565744138
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 922
ReturnHeader/Filer/USAddress/CityNm0SCOTTSBORO
ReturnHeader/Filer/USAddress/StateAbbreviationCd0AL
ReturnHeader/Filer/USAddress/ZIPCd035768
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0630791301
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0GANT CROFT & ASSOCIATES P C
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0P O BOX 757
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0SCOTTSBORO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0AL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd035768
ReturnHeader/PreparerPersonGrp/PhoneNum02562591120
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0GANT CROFT ASSOCIATES P C
ReturnHeader/ReturnTs02015-09-14T14:19:44-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02014-07-01
ReturnHeader/TaxPeriodEndDt02015-06-30
ReturnHeader/TaxYr02014

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.00$0.00$0.00$0.00$4.57$4.57
2023Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.87$0.31$4.57$0.24$0.07$0.17
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$6.31$1.15$5.17$0.09$0.15$0.06
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.02$1.79$5.22$0.14$0.10$0.04
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$6.80$1.61$5.19$0.16$0.09$0.07
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.81$1.69$5.12$0.04$0.13$0.09
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.01$1.80$5.21$0.21$0.14$0.07
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$6.99$1.85$5.14$0.23$0.11$0.12
2016Detailed filing. Detailed filing data is available for this year.$6.94$1.92$5.02$0.24$0.09$0.15
2015Detailed filing. Detailed filing data is available for this year.$6.87$2.00$4.87$0.27$0.13$0.14
2014Detailed filing. Detailed filing data is available for this year.$6.79$2.07$4.73$0.29$0.10$0.18
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.71$2.16$4.54$0.11
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.03$1.72$4.31$0.10
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.81$1.84$3.97$0.13