Liabilities / Assets
91st percentile
Higher debt load relative to assets than 91% of similar nonprofits.
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
91st percentile
Higher debt load relative to assets than 91% of similar nonprofits.
Liabilities / Revenue
Score unavailable
Liabilities-to-revenue requires both liabilities and revenue on this filing.
Net Margin
Score unavailable
Net margin requires both revenue and expenses on this filing.
Top Officer Pay
Score unavailable
This filing does not contain officer compensation rows.
Asset Growth
49th percentile
Faster asset growth than 49% of similar nonprofits.
Revenue Growth
Score unavailable
No valid filing value is available for this score.
Assets
Up$183,522,622
Up $8,863,481 (+5.1%) from 2011
Net Assets
Up$13,938,529
Up $654,217 (+4.9%) from 2011
Liabilities
Up$169,584,093
Up $8,209,264 (+5.1%) from 2011
Revenue
-
No earlier filing loaded for comparison.
Expenses
Down$8,046,522
Down $166,009 (-2.0%) from 2011
Net Income
-
No earlier filing loaded for comparison.
Mutual,membership benefit programs. General/other: continue to provide members with an affordable source of savings and credit to credit union members (14,223 members).
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReview | 0 | 0 |
| IRS990/AccountsPayableAccruedExpenses/BOY | 0 | 1160364 |
| IRS990/AccountsPayableAccruedExpenses/EOY | 0 | 1654771 |
| IRS990/ActivitiesConductedPartnership | 0 | 0 |
| IRS990/ActivityOrMissionDescription | 0 | TO PROVIDE MEMBERS WITH AN AFFORDABLE SOURCE OF SAVINGS AND CREDIT |
| IRS990/AddressPrincipalOfficerUS/AddressLine1 | 0 | 639 LOYOLA AVENUE NO 220 |
| IRS990/AddressPrincipalOfficerUS/City | 0 | NEW ORLEANS |
| IRS990/AddressPrincipalOfficerUS/State | 0 | LA |
| IRS990/AddressPrincipalOfficerUS/ZIPCode | 0 | 70113 |
| IRS990/Advertising/Total | 0 | 160578 |
| IRS990/AnnualDisclosureCoveredPersons | 0 | 1 |
| IRS990/AuditCommittee | 0 | 1 |
| IRS990/BenefitsPaidToMembersCY | 0 | 0 |
| IRS990/BenefitsPaidToMembersPriorYear | 0 | 0 |
| IRS990/BsnssRltnshpThruFamilyMember | 0 | 0 |
| IRS990/BsnssRltnshpWithOrganization | 0 | 0 |
| IRS990/CapStckTrstPrinCurrentFunds/BOY | 0 | 0 |
| IRS990/CapStckTrstPrinCurrentFunds/EOY | 0 | 0 |
| IRS990/CashNonInterestBearing/BOY | 0 | 2381700 |
| IRS990/CashNonInterestBearing/EOY | 0 | 2165584 |
| IRS990/ChangesToOrganizingDocs | 0 | 0 |
| IRS990/CollectionsOfArt | 0 | 0 |
| IRS990/CompCurrentOfficersDirectors/Total | 0 | 509884 |
| IRS990/CompensationFromOtherSources | 0 | 0 |
| IRS990/CompensationProcessCEO | 0 | 1 |
| IRS990/CompensationProcessOther | 0 | 0 |
| IRS990/ComplianceWithBackupWitholding | 0 | 1 |
| IRS990/ConferencesMeetings/Total | 0 | 24355 |
| IRS990/ConflictOfInterestPolicy | 0 | 1 |
| IRS990/ConservationEasements | 0 | 0 |
| IRS990/ConsolidatedAuditFinancialStmt | 0 | 0 |
| IRS990/ContributionsGrantsCurrentYear | 0 | 0 |
| IRS990/ContributionsGrantsPriorYear | 0 | 0 |
| IRS990/CreditCounseling | 0 | 0 |
| IRS990/DecisionsSubjectToApproval | 0 | 1 |
| IRS990/DeductibleContributionsOfArt | 0 | 0 |
| IRS990/DeductibleNonCashContributions | 0 | 0 |
| IRS990/DelegationOfManagementDuties | 0 | 0 |
| IRS990/DepreciationDepletion/Total | 0 | 165072 |
| IRS990/DescribedIn501C3 | 0 | 0 |
| IRS990/Description | 0 | MUTUAL,MEMBERSHIP BENEFIT PROGRAMS. GENERAL/OTHER: CONTINUE TO PROVIDE MEMBERS WITH AN AFFORDABLE SOURCE OF SAVINGS AND CREDIT TO CREDIT UNION MEMBERS (14,825 MEMBERS). |
| IRS990/DisregardedEntity | 0 | 0 |
| IRS990/DocumentRetentionPolicy | 0 | 1 |
| IRS990/DonorAdvisedFunds | 0 | 0 |
| IRS990/DoNotFollowSFAS117 | 0 | X |
| IRS990/ElectionOfBoardMembers | 0 | 1 |
| IRS990/EmploymentTaxReturnsFiled | 0 | 1 |
| IRS990/ExcessBusinessHoldings | 0 | 0 |
| IRS990/FamilyOrBusinessRelationship | 0 | 0 |
| IRS990/FederalGrantAuditRequired | 0 | 0 |
| IRS990/FeesForServicesAccounting/Total | 0 | 44000 |
| IRS990/FeesForServicesLegal/Total | 0 | 17005 |
| IRS990/FeesForServicesOther/Total | 0 | 113235 |
| IRS990/ForeignActivities | 0 | 0 |
| IRS990/ForeignFinancialAccount | 0 | 0 |
| IRS990/ForeignOffice | 0 | 0 |
| IRS990/Form8282PropertyDisposedOf | 0 | 0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 0 | 40.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 1 | 40.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 2 | 40.00 |
| IRS990/Form990PartVIISectionA/HighestCompensatedEmployee | 0 | X |
| IRS990/Form990PartVIISectionA/HighestCompensatedEmployee | 1 | X |
| IRS990/Form990PartVIISectionA/NamePerson | 0 | CAROL IRBY |
| IRS990/Form990PartVIISectionA/NamePerson | 1 | LORI LASSERE BOURG |
| IRS990/Form990PartVIISectionA/NamePerson | 2 | MICHAEL WHITMAN |
| IRS990/Form990PartVIISectionA/Officer | 0 | X |
| IRS990/Form990PartVIISectionA/OtherCompensation | 0 | 29324 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 1 | 30637 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 2 | 17840 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 0 | 211974 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 1 | 119336 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 2 | 100773 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 2 | 0 |
| IRS990/Form990PartVIISectionA/Title | 0 | PRESIDENT & CEO |
| IRS990/Form990PartVIISectionA/Title | 1 | CFO |
| IRS990/Form990PartVIISectionA/Title | 2 | VP OF LENDING |
| IRS990/Form990ProvidedToGoverningBody | 0 | 1 |
| IRS990/FormersListed | 0 | 0 |
| IRS990/FSAudited | 0 | 1 |
| IRS990/FSAuditedBasis/FinancialStatementSeparate | 0 | X |
| IRS990/FundraisingActivities | 0 | 0 |
| IRS990/Gaming | 0 | 0 |
| IRS990/GrantsAndSimilarAmntsCY | 0 | 0 |
| IRS990/GrantsAndSimilarAmntsPriorYear | 0 | 0 |
| IRS990/GrantsToIndividuals | 0 | 0 |
| IRS990/GrantsToOrganizations | 0 | 0 |
| IRS990/GrantToRelatedPerson | 0 | 0 |
| IRS990/GrossReceipts | 0 | 8813443 |
| IRS990/GroupReturnForAffiliates | 0 | 0 |
| IRS990/Hospital | 0 | 0 |
| IRS990/IncomeFromInvestBondProceeds/RelatedOrExemptFunctionIncome | 0 | 69865 |
| IRS990/IncomeFromInvestBondProceeds/TotalRevenueColumn | 0 | 69865 |
| IRS990/IndependentAuditFinancialStmt | 0 | 1 |
| IRS990/IndoorTanningServices | 0 | 0 |
| IRS990/InfoInScheduleOPartVI | 0 | X |
| IRS990/InfoInScheduleOPartXII | 0 | X |
| IRS990/InformationTechnology/Total | 0 | 166555 |
| IRS990/Insurance/Total | 0 | 94681 |
| IRS990/Interest/Total | 0 | 1837214 |
| IRS990/InvestmentIncomeCurrentYear | 0 | 69865 |
| IRS990/InvestmentIncomePriorYear | 0 | 66057 |
| IRS990/InvestmentInJointVenture | 0 | 0 |
| IRS990/LandBldgEquipmentAccumDeprec | 0 | 1042566 |
| IRS990/LandBuildingsEquipmentBasis | 0 | 1403477 |
| IRS990/LandBuildingsEquipmentBasisNet/BOY | 0 | 434460 |
| IRS990/LandBuildingsEquipmentBasisNet/EOY | 0 | 360911 |
| IRS990/LoanToOfficerOrDQP | 0 | 0 |
| IRS990/LocalChapters | 0 | 1 |
| IRS990/MaterialDiversionOrMisuse | 0 | 0 |
| IRS990/MembersOrStockholders | 0 | 1 |
| IRS990/MethodOfAccountingAccrual | 0 | X |
| IRS990/MinutesOfCommittees | 0 | 1 |
| IRS990/MinutesOfGoverningBody | 0 | 1 |
| IRS990/MissionDescription | 0 | MUTUAL,MEMBERSHIP BENEFIT PROGRAMS. GENERAL/OTHER: CONTINUE TO PROVIDE MEMBERS WITH AN AFFORDABLE SOURCE OF SAVINGS AND CREDIT TO CREDIT UNION MEMBERS (14,825 MEMBERS). |
| IRS990/MoreThan5000KToIndividuals | 0 | 0 |
| IRS990/MoreThan5000KToOrganizations | 0 | 0 |
| IRS990/NameOfPrincipalOfficerPerson | 0 | CAROL IRBY |
| IRS990/NbrIndependentVotingMembers | 0 | 7 |
| IRS990/NbrVotingGoverningBodyMembers | 0 | 7 |
| IRS990/NbrVotingMembersGoverningBody | 0 | 7 |
| IRS990/NetAssetsOrFundBalancesBOY | 0 | 13284312 |
| IRS990/NetAssetsOrFundBalancesEOY | 0 | 13938529 |
| IRS990/NetUnrelatedBusinessTxblIncome | 0 | 0 |
| IRS990/NonDeductibleContributions | 0 | 0 |
| IRS990/NumberFormsTransmittedWith1096 | 0 | 0 |
| IRS990/NumberIndependentVotingMembers | 0 | 7 |
| IRS990/NumberIndividualsGT100K | 0 | 3 |
| IRS990/NumberOfContractorsGT100K | 0 | 0 |
| IRS990/NumberOfEmployees | 0 | 63 |
| IRS990/NumberW2GIncluded | 0 | 0 |
| IRS990/Occupancy/Total | 0 | 268896 |
| IRS990/OfficeExpenses/Total | 0 | 414401 |
| IRS990/OfficerEntityWithBsnssRltnshp | 0 | 0 |
| IRS990/OfficerMailingAddress | 0 | 0 |
| IRS990/Organization501c | 0 | X |
| IRS990/OtherAssetsTotal/BOY | 0 | 2280940 |
| IRS990/OtherAssetsTotal/EOY | 0 | 2724739 |
| IRS990/OtherEmployeeBenefits/Total | 0 | 277168 |
| IRS990/OtherExpensePriorYear | 0 | 5441500 |
| IRS990/OtherExpensesCurrentYear | 0 | 5002858 |
| IRS990/OtherExpenses/Description | 0 | PROVISION FOR LOAN LOSS |
| IRS990/OtherExpenses/Description | 1 | LOAN SERVICING EXPENSE |
| IRS990/OtherExpenses/Description | 2 | REGULATORY/OPERATING FE |
| IRS990/OtherExpenses/Total | 0 | 1191210 |
| IRS990/OtherExpenses/Total | 1 | 224644 |
| IRS990/OtherExpenses/Total | 2 | 224111 |
| IRS990/OtherLiabilities/BOY | 0 | 160214465 |
| IRS990/OtherLiabilities/EOY | 0 | 167929322 |
| IRS990/OtherNotesLoansReceivableNet/BOY | 0 | 153227635 |
| IRS990/OtherNotesLoansReceivableNet/EOY | 0 | 147280512 |
| IRS990/OtherRevenueCurrentYear | 0 | 8743578 |
| IRS990/OtherRevenueMisc/BusinessCode | 0 | 522100 |
| IRS990/OtherRevenueMisc/BusinessCode | 1 | 522100 |
| IRS990/OtherRevenueMisc/Description | 0 | INTEREST ON LOANS |
| IRS990/OtherRevenueMisc/Description | 1 | OTHER NON-INT. INCOME |
| IRS990/OtherRevenueMisc/RelatedOrExemptFunctionIncome | 0 | 7814784 |
| IRS990/OtherRevenueMisc/RelatedOrExemptFunctionIncome | 1 | 928794 |
| IRS990/OtherRevenueMisc/TotalRevenueColumn | 0 | 7814784 |
| IRS990/OtherRevenueMisc/TotalRevenueColumn | 1 | 928794 |
| IRS990/OtherRevenuePriorYear | 0 | 8949601 |
| IRS990/OtherSalariesAndWages/Total | 0 | 1919104 |
| IRS990/PaidInCapSrplsLandBldgEqpFund/BOY | 0 | 0 |
| IRS990/PaidInCapSrplsLandBldgEqpFund/EOY | 0 | 0 |
| IRS990/PartialLiquidation | 0 | 0 |
| IRS990/PayrollTaxes/Total | 0 | 174249 |
| IRS990/PensionPlanContributions/Total | 0 | 163259 |
| IRS990/PoliciesReferenceChapters | 0 | 1 |
| IRS990/PoliticalActivities | 0 | 0 |
| IRS990/ProfessionalFundraising | 0 | 0 |
| IRS990/ProgramServiceRevenueCY | 0 | 0 |
| IRS990/ProgramServiceRevenuePriorYear | 0 | 0 |
| IRS990/ProhibitedTaxShelterTrans | 0 | 0 |
| IRS990/QuidProQuoContributions | 0 | 0 |
| IRS990/ReconcilationOtherChanges | 0 | 0 |
| IRS990/ReconcilationPriorAdjustment | 0 | -112704 |
| IRS990/ReconcilationRevenueExpenses | 0 | 766921 |
| IRS990/RegularMonitoringEnforcement | 0 | 0 |
| IRS990/RelatedEntity | 0 | 0 |
| IRS990/RelatedOrgControlledEntity | 0 | 0 |
| IRS990/ReportFin48Footnote | 0 | 1 |
| IRS990/ReportInvestOthSecurities | 0 | 0 |
| IRS990/ReportLandBldgEquip | 0 | 1 |
| IRS990/ReportOtherAssets | 0 | 0 |
| IRS990/ReportOtherLiabilities | 0 | 1 |
| IRS990/ReportProgRelInvest | 0 | 0 |
| IRS990/RetainedEarningsEndowmentEtc/BOY | 0 | 13284312 |
| IRS990/RetainedEarningsEndowmentEtc/EOY | 0 | 13938529 |
| IRS990/RevenuesLessExpensesCY | 0 | 766921 |
| IRS990/RevenuesLessExpensesPriorYear | 0 | 803127 |
| IRS990/SalariesEtcCurrentYear | 0 | 3043664 |
| IRS990/SalariesEtcPriorYear | 0 | 2771031 |
| IRS990/SavingsAndTempCashInvestments/BOY | 0 | 16334406 |
| IRS990/SavingsAndTempCashInvestments/EOY | 0 | 30990876 |
| IRS990/ScheduleBRequired | 0 | 0 |
| IRS990ScheduleD/Equipment/BookValue | 0 | 304333 |
| IRS990ScheduleD/Equipment/Depreciation | 0 | 928250 |
| IRS990ScheduleD/Equipment/InvestmentCostOrOtherBasis | 0 | 1232583 |
| IRS990ScheduleD/ExpensesNotRptdF990 | 0 | 0 |
| IRS990ScheduleD/ExpensesNotRptdOnFinStmt | 0 | 0 |
| IRS990ScheduleD/ExpensesSubtotal | 0 | 8046522 |
| IRS990ScheduleD/FootnoteInPartXIII | 0 | X |
| IRS990ScheduleD/Form990ScheduleDPartXIII/Explanation | 0 | THE CREDIT UNION IS EXEMPT BY STATUTE FROM FEDERAL AND STATE INCOME TAXES, EXCEPT FOR CERTAIN PRODUCTS AND SERVICES SUCH AS FINANCIAL MANAGEMENT SERVICES, CAR WARRANTIES, AND GUARANTEED AUTO PROTECTION(GAP) INSURANCE WHICH WOULD HAVE BEEN DEEMED BY THE INTERNAL REVENUE SERVICE(IRS), IN TECHNICAL ADVICE MEMORANDUMS RELEASED IN MARCH 2007, TO BE UNRELATED TO THE SPECIFIC ENTITY'S EXEMPT PURPOSE. AS PRESENTED IN THE TECHNICAL ADVICE MEMORANDUMS, THE NET TAXABLE INCOME FROM THESE PRODUCTS AND SERVICES IS SUBJECT TO INCOME TAXES UNDER THE UNRELATED BUSINESS INCOME TAX (UBIT) REGULATIONS. PRIOR TO APRIL 1, 2008, THE CREDIT UNION HAD NOT FILED TAX RETURNS IN THE PAST CONCERNING THE TAXABLE ACTIVITIES BECAUSE THE LOUISIANA OFFICE OF FINANCIAL INSTITUTIONS (LOFI) HAD FILED A COMBINED IRS FORM 990 FOR ALL STATE CHARTERED CREDIT UNIONS. THERE IS CONSIDERABLE DISAGREEMENT IN THE CREDIT UNION INDUSTRY, ITS VARIOUS STATE REGULATORS, THE VENDORS PROVIDING THESE IDENTIFIED SERVICES, WITH THE IRS OBSERVATIONS. HOWEVER, WITH THE RECENT DEVELOPMENTS, MANAGEMENT BELIEVES THAT THERE IS A "MORE LIKELY THAN NOT" DETERMINATION THAT HAS BEEN REACHED AND A LIABILITY WILL NOT BE INCURRED. THERE WAS NO UBIT TAX FOR THE YEAR ENDED DECEMBER 31,2012. IN THE OPINION OF MANAGEMENT, THE ESTIMATED LIABILITY RESULTING FROM OPERATIONS IS NOT EXPECTED TO HAVE A MATERIAL EFFECT ON THE CREDIT UNION'S FINANCIAL POSITION OR RESULTS OF OPERATIONS;THEREFORE, NO LIABILITY HAS BEEN ACCRUED AS OF THE YEAR ENDING DECEMBER 31, 2012. |
| IRS990ScheduleD/Form990ScheduleDPartXIII/Identifier | 0 | DESCRIPTION OF UNCERTAIN TAX POSITIONS UNDER FIN 48: |
| IRS990ScheduleD/Form990ScheduleDPartXIII/ReturnReference | 0 | PART X, LINE 2: |
| IRS990ScheduleD/LeaseholdImprovements/BookValue | 0 | 17570 |
| IRS990ScheduleD/LeaseholdImprovements/Depreciation | 0 | 113416 |
| IRS990ScheduleD/LeaseholdImprovements/InvestmentCostOrOtherBasis | 0 | 130986 |
| IRS990ScheduleD/OtherLandBuildings/BookValue | 0 | 39008 |
| IRS990ScheduleD/OtherLandBuildings/Depreciation | 0 | 900 |
| IRS990ScheduleD/OtherLandBuildings/InvestmentCostOrOtherBasis | 0 | 39908 |
| IRS990ScheduleD/OtherLiabilities/Amount | 0 | 167929322 |
| IRS990ScheduleD/OtherLiabilities/Description | 0 | SHARES AND DEPOSITS |
| IRS990ScheduleD/RevenueNotRptdF990 | 0 | 0 |
| IRS990ScheduleD/RevenueNotRptdOnFinStmt | 0 | 0 |
| IRS990ScheduleD/RevenueSubtotal | 0 | 8813443 |
| IRS990ScheduleD/TotalExpensesPerForm990 | 0 | 8046522 |
| IRS990ScheduleD/TotalOfAmounts | 0 | 167929322 |
| IRS990ScheduleD/TotalOfBookValueLandBuildings | 0 | 360911 |
| IRS990ScheduleD/TotalRevenuePerForm990 | 0 | 8813443 |
| IRS990ScheduleD/TotExpensesEtcAuditedFinclStmt | 0 | 8046522 |
| IRS990ScheduleD/TotRevenueEtcAuditedFinclStmt | 0 | 8813443 |
| IRS990ScheduleJ/BoardOrCommitteeApproval | 0 | X |
| IRS990ScheduleJ/CompensationSurvey | 0 | X |
| IRS990ScheduleJ/EquityBasedCompArrangement | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/BaseCompensationFilingOrg | 0 | 191478 |
| IRS990ScheduleJ/Form990ScheduleJPartII/BonusFilingOrg | 0 | 16433 |
| IRS990ScheduleJ/Form990ScheduleJPartII/BonusRelatedOrgs | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/CompBasedOnRelatedOrgs | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/CompReportPrior990FilingOrg | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/CompReportPrior990RelatedOrgs | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/DeferredCompFilingOrg | 0 | 21317 |
| IRS990ScheduleJ/Form990ScheduleJPartII/DeferredCompRelatedOrgs | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartIII/Explanation | 0 | THE CREDIT UNION DID NOT PROVIDE ANY OF THE ITEMS LISTED IN 1A FOR PERSONS LISTED IN FORM 990 |
| IRS990ScheduleJ/Form990ScheduleJPartIII/ReturnReference | 0 | PART I, LINE 1B |
| IRS990ScheduleJ/Form990ScheduleJPartII/NamePerson | 0 | CAROL IRBY |
| IRS990ScheduleJ/Form990ScheduleJPartII/NontaxableBenefitsFilingOrg | 0 | 8007 |
| IRS990ScheduleJ/Form990ScheduleJPartII/NontaxableBenefitsRelatedOrgs | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/OtherCompensationFilingOrg | 0 | 4063 |
| IRS990ScheduleJ/Form990ScheduleJPartII/OtherCompensationRelatedOrgs | 0 | 0 |
| IRS990ScheduleJ/Form990ScheduleJPartII/Title | 0 | PRESIDENT & CEO |
| IRS990ScheduleJ/Form990ScheduleJPartII/TotalCompensationFilingOrg | 0 | 241298 |
| IRS990ScheduleJ/Form990ScheduleJPartII/TotalCompensationRelatedOrgs | 0 | 0 |
| IRS990ScheduleJ/IndependentConsultant | 0 | X |
| IRS990/ScheduleJRequired | 0 | 1 |
| IRS990ScheduleJ/SeverancePayment | 0 | 0 |
| IRS990ScheduleJ/SupplementalNonqualRetirePlan | 0 | 0 |
| IRS990ScheduleO/GeneralExplanation/Explanation | 0 | RIVERLAND CREDIT UNION HAS MEMBERS. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 1 | RIVERLAND CREDIT UNION HAS MEMBERS WHO ELECT THE BOARD OF DIRECTORS. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 2 | THE BOARD OF DIRECTORS MAKE THE DECISIONS FOR THE GOVERNING BODY. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 3 | LINE 11A EXPLANATION - THE PRESIDENT WILL REVIEW THE RETURN. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 4 | INDUSTRY SURVEYS ARE OBTAINED FROM A COMPENSATION CONSULTANT AND USED BY THE BOARD OF DIRECTORS TO EVALUATE, REVIEW AND APPROVE THE CEO'S COMPENSATION. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 5 | THE BY-LAWS OF THE CREDIT UNION ARE AVAILABLE FOR REVIEW AT THE MEMBER'S REQUEST. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 6 | THE OVERSIGHT PROCESS OR SELECTION PROCESS HAS NOT CHANGED DURING THE YEAR. |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 0 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 1 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 2 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 3 | FORM 990, PART VI, SECTION B, LINE 11 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 4 | FORM 990, PART VI, SECTION B, LINE 15A |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 5 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 6 | FORM 990, PART XII, LINE 2C |
| IRS990/ScheduleORequired | 0 | 1 |
| IRS990/School | 0 | 0 |
| IRS990/SignificantChange | 0 | 0 |
| IRS990/SignificantNewProgramServices | 0 | 0 |
| IRS990/StateLegalDomicile | 0 | LA |
| IRS990/SubjectToProxyTax | 0 | 0 |
| IRS990/TaxablePartyNotification | 0 | 0 |
| IRS990/TaxExemptBonds | 0 | 0 |
| IRS990/Terminated | 0 | 0 |
| IRS990/TermOrPermanentEndowments | 0 | 0 |
| IRS990/TheBooksAreInCareOf/AddressUS/AddressLine1 | 0 | 639 LOYOLA AVE STE 220 |
| IRS990/TheBooksAreInCareOf/AddressUS/City | 0 | NEW ORLEANS |
| IRS990/TheBooksAreInCareOf/AddressUS/State | 0 | LA |
| IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode | 0 | 70113 |
| IRS990/TheBooksAreInCareOf/NameBusiness/BusinessNameLine1 | 0 | RIVERLAND CREDIT UNION |
| IRS990/TheBooksAreInCareOf/TelephoneNumber | 0 | 5045765800 |
| IRS990/TotalAssets/BOY | 0 | 174659141 |
| IRS990/TotalAssetsBOY | 0 | 174659141 |
| IRS990/TotalAssets/EOY | 0 | 183522622 |
| IRS990/TotalAssetsEOY | 0 | 183522622 |
| IRS990/TotalCompGT150K | 0 | 1 |
| IRS990/TotalExpensesCurrentYear | 0 | 8046522 |
| IRS990/TotalExpensesPriorYear | 0 | 8212531 |
| IRS990/TotalFunctionalExpenses/Total | 0 | 8046522 |
| IRS990/TotalFundrsngExpCurrentYear | 0 | 0 |
| IRS990/TotalGrossUBI | 0 | 0 |
| IRS990/TotalLiabilities/BOY | 0 | 161374829 |
| IRS990/TotalLiabilitiesBOY | 0 | 161374829 |
| IRS990/TotalLiabilities/EOY | 0 | 169584093 |
| IRS990/TotalLiabilitiesEOY | 0 | 169584093 |
| IRS990/TotalLiabNetAssetsFundBalances/BOY | 0 | 174659141 |
| IRS990/TotalLiabNetAssetsFundBalances/EOY | 0 | 183522622 |
| IRS990/TotalNbrEmployees | 0 | 63 |
| IRS990/TotalNbrVolunteers | 0 | 0 |
| IRS990/TotalNetAssetsFundBalances/BOY | 0 | 13284312 |
| IRS990/TotalNetAssetsFundBalances/EOY | 0 | 13938529 |
| IRS990/TotalOtherCompensation | 0 | 77801 |
| IRS990/TotalOtherRevenue | 0 | 8743578 |
| IRS990/TotalProfFundrsngExpCY | 0 | 0 |
| IRS990/TotalProfFundrsngExpPriorYear | 0 | 0 |
| IRS990/TotalReportableCompFrmRltdOrgs | 0 | 0 |
| IRS990/TotalReportableCompFromOrg | 0 | 432083 |
| IRS990/TotalRevenueCurrentYear | 0 | 8813443 |
| IRS990/TotalRevenue/ExclusionAmount | 0 | 0 |
| IRS990/TotalRevenuePriorYear | 0 | 9015658 |
| IRS990/TotalRevenue/RelatedOrExemptFunctionIncome | 0 | 8813443 |
| IRS990/TotalRevenue/TotalRevenueColumn | 0 | 8813443 |
| IRS990/TotalRevenue/UnrelatedBusinessRevenue | 0 | 0 |
| IRS990/Travel/Total | 0 | 56901 |
| IRS990/TypeOfOrganizationOther | 0 | X |
| IRS990/UnrelatedBusinessIncome | 0 | 0 |
| IRS990/UponRequest | 0 | X |
| IRS990/WebSite | 0 | WWW.RIVERLANDCU.ORG |
| IRS990/WhistleblowerPolicy | 0 | 0 |
| IRS990/YearFormation | 0 | 1978 |
| ReturnHeader/BuildTS | 0 | 2016-02-25 16:41:14Z |
| ReturnHeader/Filer/EIN | 0 | 720840853 |
| ReturnHeader/Filer/Name/BusinessNameLine1 | 0 | RIVERLAND CREDIT UNION |
| ReturnHeader/Filer/NameControl | 0 | RIVE |
| ReturnHeader/Filer/Phone | 0 | 5045765800 |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | 639 LOYOLA AVENUE NO 220 |
| ReturnHeader/Filer/USAddress/City | 0 | NEW ORLEANS |
| ReturnHeader/Filer/USAddress/State | 0 | LA |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 70113 |
| ReturnHeader/Officer/AuthorizeThirdParty | 0 | 1 |
| ReturnHeader/Officer/DateSigned | 0 | 2013-11-12 |
| ReturnHeader/Officer/Name | 0 | CAROL IRBY |
| ReturnHeader/Officer/Phone | 0 | 5045765800 |
| ReturnHeader/Officer/Title | 0 | PRESIDENT & CEO |
| ReturnHeader/PreparerFirm/EIN | 0 | 721396621 |
| ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine1 | 0 | CARR RIGGS & INGRAM LLC |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine1 | 0 | 3501 N CAUSEWAY BLVD STE 810 |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City | 0 | METAIRIE |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State | 0 | LA |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode | 0 | 70002 |
| ReturnHeader/Preparer/Name | 0 | JACK B KASE CPA PFS |
| ReturnHeader/Preparer/Phone | 0 | 5048379116 |
| ReturnHeader/ReturnType | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDate | 0 | 2012-01-01 |
| ReturnHeader/TaxPeriodEndDate | 0 | 2012-12-31 |
| ReturnHeader/TaxYear | 0 | 2012 |
| ReturnHeader/Timestamp | 0 | 2013-11-12T15:52:45-06:00 |
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2012 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.