Liabilities / Assets
94th percentile
Higher debt load relative to assets than 94% of similar nonprofits.
EIN 72-0785016 • 501(c)14 • Lafayette, LA
Profile
Our mission is to help our members fulfull their financial needs by providing them with the best possible financial services.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
94th percentile
Higher debt load relative to assets than 94% of similar nonprofits.
Liabilities / Revenue
88th percentile
Higher debt load relative to revenue than 88% of similar nonprofits.
Net Margin
11th percentile
Higher net margin than 11% of similar nonprofits.
Top Officer Pay
19th percentile
Higher top officer pay than 19% of similar nonprofits.
Top officer pay equals 11.9% of source-year revenue.
Asset Growth
44th percentile
Faster asset growth than 44% of similar nonprofits.
Revenue Growth
39th percentile
Faster revenue growth than 39% of similar nonprofits.
Assets
Down$10,855,559
Down $107,200 (-1.0%) from 2015
Liabilities
Down$10,053,231
Down $43,555 (-0.4%) from 2015
Net Assets
Down$802,328
Down $63,645 (-7.3%) from 2015
Revenue
Up$378,220
Up $12,285 (+3.4%) from 2015
Expenses
Up$441,865
Up $66,056 (+18%) from 2015
Net Income
Down-$63,645
Down $53,771 (-545%) from 2015
Most recent year
2016 • Form 990Detailed filing. Detailed filing data is available for this year.
Our mission is to help our members fulfull their financial needs by providing them with the best possible financial services.
Our misson is to help our members fulfill their financial needs by providing them with the best financial services
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Other Notes and Loans Receivable, Net | $4,967,440 | $4,979,448 | ▲ $12,008 |
| Investments Other Securities | $4,787,616 | $4,816,092 | ▲ $28,476 |
| Rtn Earn Endowment Incm Other Fnds | $865,973 | $802,328 | ▼ $63,645 |
| Cash and Non-Interest-Bearing Accounts | $788,363 | $629,686 | ▼ $158,677 |
| Land, Buildings, and Equipment, Net | $301,851 | $308,714 | ▲ $6,863 |
| Prepaid Expenses and Deferred Charges | $106,277 | $109,724 | ▲ $3,447 |
| Accounts Receivable | $11,212 | $11,895 | ▲ $683 |
| Pd in Cap Srpls Land Bldg Eqp Fund | $0 | $0 | → $0 |
| Cap Stk Tr Prin Current Funds | $0 | $0 | → $0 |
| Total Assets | $10,962,759 | $10,855,559 | ▼ $107,200 |
| Liabilities | |||
| Other Liabilities | $10,068,950 | $10,014,195 | ▼ $54,755 |
| Accounts Payable and Accrued Expenses | $27,836 | $39,036 | ▲ $11,200 |
| Total Liabilities | $10,096,786 | $10,053,231 | ▼ $43,555 |
| Net Assets / Fund Balance | |||
| Total Net Assets Fund Balance | $865,973 | $802,328 | ▼ $63,645 |
| Total Liabilities and Net Assets / Fund Balance | $10,962,759 | $10,855,559 | ▼ $107,200 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Buildings | $220,556 | $207,200 | $0 |
| Other Land Buildings | $0 | $0 | $0 |
| Land | $54,045 | - | $0 |
| Equipment | $34,113 | $112,512 | $0 |
| Leasehold Improvements | $0 | $0 | $0 |
| Other Securities | $4,816,092 | - | - |
| Name | Title | Full / Part Time | Base | Total |
|---|---|---|---|---|
| Diane Lantier | Manager | FT | $45,010 | $45,010 |
| Cathy St Aubin | Assistant Manager, Loan Supervisor | FT | $36,502 | $36,502 |
| Helena Howze | Teller | FT | $21,396 | $21,396 |
| Zuri Harmon | Teller | FT | $20,227 | $20,227 |
| Emily St Aubin | Teller | FT | $4,684 | $4,684 |
| Haley Trahan | Teller | FT | $4,141 | $4,141 |
| Name | Title |
|---|---|
| Joe Lillie | President, Board Member |
| Leopold Camel Jr | Vice President, Board Member |
| Allen Begnaud | Board Member |
| June Andres | Board Member |
| Ken Thibodeaux | Board Member |
| Letha Briggs | Board Member |
| Betty Broussard | Secretary, Board Member |
| Line Item | Amount |
|---|---|
| Other Expenses | $271,108 |
| Salaries, Compensation, and Employee Benefits | $150,348 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Current Officers, Directors, Trustees, and Key Employees | - | - | - | $131,960 |
| Office Expenses | - | - | - | $34,181 |
| Fees for Services Accounting | - | - | - | $33,300 |
| All Other Expenses | - | - | - | $25,772 |
| Benefits to Members | - | - | - | $20,409 |
| Depreciation Depletion | - | - | - | $19,584 |
| Insurance | - | - | - | $17,257 |
| Payroll Taxes | - | - | - | $10,294 |
| Other Expenses | - | - | - | $8,489 |
| Pension Plan Contributions | - | - | - | $5,824 |
| Advertising | - | - | - | $2,462 |
| Other Employee Benefits | - | - | - | $2,270 |
| Conferences and Meetings | - | - | - | $1,534 |
| Travel | - | - | - | $664 |
| Total Functional Expenses | $0 | $0 | $0 | $441,865 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Shares | $7,657,014 |
| Share Drafts | $1,039,723 |
| Iras | $851,555 |
| Certificates of Deposit | $465,903 |
“All of our account holders in the credit union are considered members. They have a share in the credit union with a deposit of at least five dollars”
“All members of the credit union have a vote for officals at the credit union's annual meeting.”
“Form 990 was prepared by the assistant manager and review by the manager and the board of directors”
“The personnel committee annually reviews all employee wages and benefits. The review job evaluation and comparable salaries from lcul and cuna. They also review the credit union's financials in their decision. Thier recomendations are presented to the board of directors. The board review the recommendations and make their decision.”
“The board of directors approves all policies of the credit union. The credit union's financial statements are available to all members at the annual meeting and to the general public upon written request at the credit union office.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | 0 |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 27836 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 39036 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 11212 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 11895 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | 0 |
| IRS990/ActivityOrMissionDesc | 0 | OUR MISSON IS TO HELP OUR MEMBERS FULFILL THEIR FINANCIAL NEEDS BY PROVIDING THEM WITH THE BEST FINANCIAL SERVICES |
| IRS990/AdvertisingGrp/TotalAmt | 0 | 2462 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 25772 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | 0 |
| IRS990/BackupWthldComplianceInd | 0 | 0 |
| IRS990/BenefitsToMembersGrp/TotalAmt | 0 | 20409 |
| IRS990/BooksInCareOfDetail/PersonNm | 0 | DIANE LANTIER |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 3372611151 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 1600 N BERTRAND DR |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | LAFAYETTE |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | LA |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 70506 |
| IRS990/BusinessRlnWithFamMemInd | 0 | 0 |
| IRS990/BusinessRlnWithOfficerEntInd | 0 | 0 |
| IRS990/BusinessRlnWithOrgMemInd | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt | 0 | 0 |
| IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt | 0 | 0 |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 788363 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 629686 |
| IRS990/ChangeToOrgDocumentsInd | 0 | 0 |
| IRS990/CntrctRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/CollectionsOfArtInd | 0 | 0 |
| IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt | 0 | 131960 |
| IRS990/CompensationFromOtherSrcsInd | 0 | 0 |
| IRS990/CompensationProcessCEOInd | 0 | 1 |
| IRS990/CompensationProcessOtherInd | 0 | 1 |
| IRS990/ConferencesMeetingsGrp/TotalAmt | 0 | 1534 |
| IRS990/ConflictOfInterestPolicyInd | 0 | 1 |
| IRS990/ConservationEasementsInd | 0 | 0 |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | 0 |
| IRS990/CreditCounselingInd | 0 | 0 |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 20409 |
| IRS990/CYContributionsGrantsAmt | 0 | 0 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 44415 |
| IRS990/CYOtherExpensesAmt | 0 | 271108 |
| IRS990/CYOtherRevenueAmt | 0 | 333805 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 0 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | -63645 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 150348 |
| IRS990/CYTotalExpensesAmt | 0 | 441865 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 378220 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | 0 |
| IRS990/DeductibleArtContributionInd | 0 | 0 |
| IRS990/DeductibleNonCashContriInd | 0 | 0 |
| IRS990/DelegationOfMgmtDutiesInd | 0 | 0 |
| IRS990/DepreciationDepletionGrp/TotalAmt | 0 | 19584 |
| IRS990/Desc | 0 | THE CREDIT UNION PROVIDES MEMBERS WITH AN AFFORDABLE SOURCE OF SAVINGS, CHECKING, AND LOANS. |
| IRS990/DescribedInSection501c3Ind | 0 | 0 |
| IRS990/DisregardedEntityInd | 0 | 0 |
| IRS990/DocumentRetentionPolicyInd | 0 | 1 |
| IRS990/DoingBusinessAsName/BusinessNameLine1Txt | 0 | ST JULES CREDIT UNION |
| IRS990/DonatedServicesAndUseFcltsAmt | 0 | 0 |
| IRS990/DonorAdvisedFundInd | 0 | 0 |
| IRS990/ElectionOfBoardMembersInd | 0 | 1 |
| IRS990/EmployeeCnt | 0 | 6 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | 1 |
| IRS990/FamilyOrBusinessRlnInd | 0 | 0 |
| IRS990/FederalGrantAuditRequiredInd | 0 | 0 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 33300 |
| IRS990/ForeignActivitiesInd | 0 | 0 |
| IRS990/ForeignFinancialAccountInd | 0 | 0 |
| IRS990/ForeignOfficeInd | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 7 | 40 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 8 | 40 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 9 | 40 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 10 | 40 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 11 | 40 |
| IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt | 12 | 40 |
| IRS990/Form990PartVIISectionAGrp/FormerOfcrDirectorTrusteeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 6 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 3 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 4 | X |
| IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd | 5 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | LETHA BRIGGS |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | BETTY BROUSSARD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | ALLEN BEGNAUD |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 3 | LEOPOLD CAMEL JR |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 4 | KEN THIBODEAUX |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 5 | JOE LILLIE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 6 | JUNE ANDRES |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 7 | CATHY ST AUBIN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 8 | ZURI HARMON |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 9 | HELENA HOWZE |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 10 | DIANE LANTIER |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 11 | EMILY ST AUBIN |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 12 | HALEY TRAHAN |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 7 | 36502 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 8 | 20227 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 9 | 21396 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 10 | 45010 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 11 | 4684 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 12 | 4141 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 3 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 4 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 5 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 6 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 7 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 8 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 9 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 10 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 11 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 12 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | SECRETARY, BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 3 | VICE PRESIDENT, BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 4 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 5 | PRESIDENT, BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 6 | BOARD MEMBER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 7 | ASSISTANT MANAGER, LOAN SUPERVISOR |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 8 | TELLER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 9 | TELLER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 10 | MANAGER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 11 | TELLER |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 12 | TELLER |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | 1 |
| IRS990/FormationYr | 0 | 1968 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | 1 |
| IRS990/FSAuditedInd | 0 | 0 |
| IRS990/FundraisingActivitiesInd | 0 | 0 |
| IRS990/GainOrLossGrp/OtherAmt | 0 | 0 |
| IRS990/GainOrLossGrp/SecuritiesAmt | 0 | 0 |
| IRS990/GamingActivitiesInd | 0 | 0 |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 7 |
| IRS990/GrantsToIndividualsInd | 0 | 0 |
| IRS990/GrantsToOrganizationsInd | 0 | 0 |
| IRS990/GrantToRelatedPersonInd | 0 | 0 |
| IRS990/GrossReceiptsAmt | 0 | 378220 |
| IRS990/GroupReturnForAffiliatesInd | 0 | 0 |
| IRS990/IncludeFIN48FootnoteInd | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/IndependentAuditFinclStmtInd | 0 | 0 |
| IRS990/IndependentVotingMemberCnt | 0 | 0 |
| IRS990/IndivRcvdGreaterThan100KCnt | 0 | 0 |
| IRS990/IndoorTanningServicesInd | 0 | 0 |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InsuranceGrp/TotalAmt | 0 | 17257 |
| IRS990/InvestmentExpenseAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/ExclusionAmt | 0 | 44415 |
| IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt | 0 | 44415 |
| IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/InvestmentInJointVentureInd | 0 | 0 |
| IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt | 0 | 4787616 |
| IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt | 0 | 4816092 |
| IRS990/IRPDocumentCnt | 0 | 2 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LandBldgEquipAccumDeprecAmt | 0 | 319712 |
| IRS990/LandBldgEquipBasisNetGrp/BOYAmt | 0 | 301851 |
| IRS990/LandBldgEquipBasisNetGrp/EOYAmt | 0 | 308714 |
| IRS990/LandBldgEquipCostOrOtherBssAmt | 0 | 628426 |
| IRS990/LegalDomicileStateCd | 0 | LA |
| IRS990/LoanOutstandingInd | 0 | 0 |
| IRS990/LocalChaptersInd | 0 | 0 |
| IRS990/MaterialDiversionOrMisuseInd | 0 | 0 |
| IRS990/MembersOrStockholdersInd | 0 | 1 |
| IRS990/MethodOfAccountingCashInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | 1 |
| IRS990/MinutesOfGoverningBodyInd | 0 | 1 |
| IRS990/MiscellaneousRevenueGrp/ExclusionAmt | 0 | 0 |
| IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt | 0 | 0 |
| IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/MissionDesc | 0 | OUR MISSION IS TO HELP OUR MEMBERS FULFULL THEIR FINANCIAL NEEDS BY PROVIDING THEM WITH THE BEST POSSIBLE FINANCIAL SERVICES. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | 0 |
| IRS990/MoreThan5000KToOrgInd | 0 | 0 |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | 865973 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | 802328 |
| IRS990/NetUnrelatedBusTxblIncmAmt | 0 | 0 |
| IRS990/NetUnrlzdGainsLossesInvstAmt | 0 | 0 |
| IRS990/NoListedPersonsCompensatedInd | 0 | X |
| IRS990/NondeductibleContributionsInd | 0 | 0 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 34181 |
| IRS990/OfficerMailingAddressInd | 0 | 0 |
| IRS990/OperateHospitalInd | 0 | 0 |
| IRS990/Organization501cInd | 0 | X |
| IRS990/OrgDoesNotFollowSFAS117Ind | 0 | X |
| IRS990/OtherChangesInNetAssetsAmt | 0 | 0 |
| IRS990/OtherEmployeeBenefitsGrp/TotalAmt | 0 | 2270 |
| IRS990/OtherExpensesGrp/Desc | 0 | ATM, VISA, E-STMTS, CHECKING FEES |
| IRS990/OtherExpensesGrp/Desc | 1 | ALLOWANCE FOR LOAN LOSS |
| IRS990/OtherExpensesGrp/Desc | 2 | OFFICE SUPPLIES |
| IRS990/OtherExpensesGrp/Desc | 3 | BANK SERVICE CHARGES |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 55954 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 62493 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 9418 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 8489 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 10068950 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 10014195 |
| IRS990/OtherRevenueMiscGrp/BusinessCd | 0 | 522130 |
| IRS990/OtherRevenueMiscGrp/Desc | 0 | INCOME FROM LOANS & SERVICES |
| IRS990/OtherRevenueMiscGrp/ExclusionAmt | 0 | 333805 |
| IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt | 0 | 0 |
| IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt | 0 | 333805 |
| IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt | 0 | 0 |
| IRS990/OtherRevenueTotalAmt | 0 | 333805 |
| IRS990/OthNotesLoansReceivableNetGrp/BOYAmt | 0 | 4967440 |
| IRS990/OthNotesLoansReceivableNetGrp/EOYAmt | 0 | 4979448 |
| IRS990/PartialLiquidationInd | 0 | 0 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 10294 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt | 0 | 0 |
| IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt | 0 | 0 |
| IRS990/PensionPlanContributionsGrp/TotalAmt | 0 | 5824 |
| IRS990/PoliticalCampaignActyInd | 0 | 0 |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 106277 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 109724 |
| IRS990/PrincipalOfficerNm | 0 | JOE LILLIE PRESIDENT |
| IRS990/PriorPeriodAdjustmentsAmt | 0 | 0 |
| IRS990/ProfessionalFundraisingInd | 0 | 0 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | 0 |
| IRS990/PYBenefitsPaidToMembersAmt | 0 | 22584 |
| IRS990/PYContributionsGrantsAmt | 0 | 0 |
| IRS990/PYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/PYInvestmentIncomeAmt | 0 | 32379 |
| IRS990/PYOtherExpensesAmt | 0 | 207626 |
| IRS990/PYOtherRevenueAmt | 0 | 333556 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 0 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | -9874 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 145599 |
| IRS990/PYTotalExpensesAmt | 0 | 375809 |
| IRS990/PYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/PYTotalRevenueAmt | 0 | 365935 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | -63645 |
| IRS990/RegularMonitoringEnfrcInd | 0 | 0 |
| IRS990/RelatedEntityInd | 0 | 0 |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/PersonalAmt | 0 | 0 |
| IRS990/RentalIncomeOrLossGrp/RealAmt | 0 | 0 |
| IRS990/ReportInvestmentsOtherSecInd | 0 | 1 |
| IRS990/ReportLandBuildingEquipmentInd | 0 | 1 |
| IRS990/ReportOtherAssetsInd | 0 | 0 |
| IRS990/ReportOtherLiabilitiesInd | 0 | 1 |
| IRS990/ReportProgramRelatedInvstInd | 0 | 0 |
| IRS990/RoyaltiesRevenueGrp/ExclusionAmt | 0 | 0 |
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| IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt | 0 | 802328 |
| IRS990/ScheduleBRequiredInd | 0 | 0 |
| IRS990ScheduleD/BuildingsGrp/BookValueAmt | 0 | 220556 |
| IRS990ScheduleD/BuildingsGrp/DepreciationAmt | 0 | 207200 |
| IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 427756 |
| IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/EquipmentGrp/BookValueAmt | 0 | 34113 |
| IRS990ScheduleD/EquipmentGrp/DepreciationAmt | 0 | 112512 |
| IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt | 0 | 146625 |
| IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/LandGrp/BookValueAmt | 0 | 54045 |
| IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt | 0 | 54045 |
| IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
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| IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt | 0 | 0 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 1039723 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 7657014 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 851555 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 3 | 465903 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | SHARE DRAFTS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | SHARES |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | IRAS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 3 | CERTIFICATES OF DEPOSIT |
| IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt | 0 | 4816092 |
| IRS990ScheduleD/OtherSecuritiesGrp/Desc | 0 | INVESTMENTS |
| IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd | 0 | C |
| IRS990ScheduleD/TotalBookValueLandBuildingsAmt | 0 | 308714 |
| IRS990ScheduleD/TotalBookValueSecuritiesAmt | 0 | 4816092 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 10014195 |
| IRS990ScheduleJ/EquityBasedCompArrngmInd | 0 | 0 |
| IRS990/ScheduleJRequiredInd | 0 | 1 |
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| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount | 0 | 0 |
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| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm | 0 | ZURI HARMON |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt | 0 | TELLER |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt | 0 | 20227 |
| IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt | 0 | 0 |
| IRS990ScheduleJ/SeverancePaymentInd | 0 | 0 |
| IRS990ScheduleJ/SupplementalNonqualRtrPlanInd | 0 | 0 |
| IRS990/ScheduleORequiredInd | 0 | 1 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | ALL OF OUR ACCOUNT HOLDERS IN THE CREDIT UNION ARE CONSIDERED MEMBERS. THEY HAVE A SHARE IN THE CREDIT UNION WITH A DEPOSIT OF AT LEAST FIVE DOLLARS |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | ALL MEMBERS OF THE CREDIT UNION HAVE A VOTE FOR OFFICALS AT THE CREDIT UNION'S ANNUAL MEETING. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | FORM 990 WAS PREPARED BY THE ASSISTANT MANAGER AND REVIEW BY THE MANAGER AND THE BOARD OF DIRECTORS |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | THE PERSONNEL COMMITTEE ANNUALLY REVIEWS ALL EMPLOYEE WAGES AND BENEFITS. THE REVIEW JOB EVALUATION AND COMPARABLE SALARIES FROM LCUL AND CUNA. THEY ALSO REVIEW THE CREDIT UNION'S FINANCIALS IN THEIR DECISION. THIER RECOMENDATIONS ARE PRESENTED TO THE BOARD OF DIRECTORS. THE BOARD REVIEW THE RECOMMENDATIONS AND MAKE THEIR DECISION. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE BOARD OF DIRECTORS APPROVES ALL POLICIES OF THE CREDIT UNION. THE CREDIT UNION'S FINANCIAL STATEMENTS ARE AVAILABLE TO ALL MEMBERS AT THE ANNUAL MEETING AND TO THE GENERAL PUBLIC UPON WRITTEN REQUEST AT THE CREDIT UNION OFFICE. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990, Part VI, Section A, Line 6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990, Part VI, Section A, Line 7a |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990, Part VI, Section B, Line 11b |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990, Part VI, Section B, Line 15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990, Part VI, Section C, Line 19 |
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| IRS990/SignificantChangeInd | 0 | 0 |
| IRS990/SignificantNewProgramSrvcInd | 0 | 0 |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 0 | LA |
| IRS990/SubjectToProxyTaxInd | 0 | 0 |
| IRS990/TaxablePartyNotificationInd | 0 | 0 |
| IRS990/TaxExemptBondsInd | 0 | 0 |
| IRS990/TempOrPermanentEndowmentsInd | 0 | 0 |
| IRS990/TerminateOperationsInd | 0 | 0 |
| IRS990/TotalAssetsBOYAmt | 0 | 10962759 |
| IRS990/TotalAssetsEOYAmt | 0 | 10855559 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 10962759 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 10855559 |
| IRS990/TotalCompGreaterThan150KInd | 0 | 0 |
| IRS990/TotalContributionsAmt | 0 | 0 |
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| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 10096786 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 10053231 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 10096786 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 10053231 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | 865973 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | 802328 |
| IRS990/TotalOtherCompensationAmt | 0 | 0 |
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| IRS990/TotalOtherProgSrvcGrantAmt | 0 | 0 |
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| IRS990/TotalProgramServiceExpensesAmt | 0 | 0 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 0 |
| IRS990/TotalReportableCompFromOrgAmt | 0 | 131960 |
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