Civic Intelligence

Graphic Arts Credit Union St Charted Cu in La

EIN 72-0575366 • 501(c)14 • Shreveport, LA

Profile

Provides members with affordable services for credit and savings

401 Edwards St Ste 210Shreveport, LA 71101

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

27th percentile

0.72x

Higher debt load relative to assets than 27% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

43rd percentile

6.88x

Higher debt load relative to revenue than 43% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2024

Net Margin

15th percentile

-55%

Higher net margin than 15% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

52nd percentile

$49,597

Higher top officer pay than 52% of similar nonprofits.

Top officer pay equals 41.8% of source-year revenue.

501(c)14 • $1M-$5M nonprofits • Source year 2024

Asset Growth

59th percentile

-6.6%

Faster asset growth than 59% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

40th percentile

-9.6%

Faster revenue growth than 40% of similar nonprofits.

501(c)14 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets27th percentile

Assets

Down

$1,129,237

Down $79,613 (-6.6%) from 2023

Liabilities

Down

$815,133

Down $14,976 (-1.8%) from 2023

Net Assets

Down

$314,104

Down $64,637 (-17%) from 2023

Operations
Liabilities / Revenue43rd percentileNet Margin15th percentile

Revenue

Down

$118,553

Down $12,532 (-9.6%) from 2023

Expenses

Down

$183,190

Down $49,389 (-21%) from 2023

Net Income

Up

-$64,637

Up $36,857 (+36%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth59th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$2.0M$1.5M$1.0M$500K$0Assets 2010: $1,591,103Liabilities 2010: $1,002,292Net Assets 2010: $588,8112010Assets 2011: $1,706,320Liabilities 2011: $1,095,564Net Assets 2011: $610,7562011Assets 2012: $1,617,096Liabilities 2012: $1,006,340Net Assets 2012: $610,7562012Assets 2013: $1,648,011Liabilities 2013: $1,032,078Net Assets 2013: $615,9332013Assets 2014: $1,711,363Liabilities 2014: $1,074,306Net Assets 2014: $637,0572014Assets 2015: $1,717,124Liabilities 2015: $1,051,681Net Assets 2015: $665,4432015Assets 2016: $1,621,861Liabilities 2016: $956,306Net Assets 2016: $665,5552016Assets 2017: $1,520,046Liabilities 2017: $888,008Net Assets 2017: $632,0382017Assets 2018: $1,279,395Liabilities 2018: $754,024Net Assets 2018: $525,3712018Assets 2019: $1,150,038Liabilities 2019: $716,641Net Assets 2019: $433,3972019Assets 2020: $1,679,633Liabilities 2020: $1,243,963Net Assets 2020: $435,6702020Assets 2021: $1,353,585Liabilities 2021: $891,915Net Assets 2021: $461,6702021Assets 2022: $1,302,730Liabilities 2022: $822,502Net Assets 2022: $480,2282022Assets 2023: $1,208,850Liabilities 2023: $830,109Net Assets 2023: $378,7412023Assets 2024: $1,129,237Liabilities 2024: $815,133Net Assets 2024: $314,1042024

Highlighted filing

2024

Assets$1,129,237
Liabilities$815,133
Net Assets$314,104
Open 2024 Filing

Operations Trend

Revenue Growth40th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0-$100K-$200KExpenses 2010: $95,9022010Expenses 2011: $105,8842011Revenue 2012: $121,519Expenses 2012: $121,519Net Income 2012: $02012Revenue 2013: $119,417Expenses 2013: $114,239Net Income 2013: $5,1782013Revenue 2014: $115,042Expenses 2014: $88,741Net Income 2014: $26,3012014Revenue 2015: $121,202Expenses 2015: $92,817Net Income 2015: $28,3852015Revenue 2016: $120,108Expenses 2016: $119,995Net Income 2016: $1132016Revenue 2017: $121,864Expenses 2017: $155,382Net Income 2017: -$33,5182017Revenue 2018: $115,675Expenses 2018: $222,342Net Income 2018: -$106,6672018Revenue 2019: $104,240Expenses 2019: $196,213Net Income 2019: -$91,9732019Revenue 2020: $102,750Expenses 2020: $100,477Net Income 2020: $2,2732020Revenue 2021: $117,540Expenses 2021: $91,540Net Income 2021: $26,0002021Revenue 2022: $132,121Expenses 2022: $113,563Net Income 2022: $18,5582022Revenue 2023: $131,085Expenses 2023: $232,579Net Income 2023: -$101,4942023Revenue 2024: $118,553Expenses 2024: $183,190Net Income 2024: -$64,6372024

Highlighted filing

2024

Revenue$118,553
Expenses$183,190
Net Income-$64,637
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$1,129,237
Liabilities
$815,133
Net assets
$314,104
Revenue
$118,553
Expenses
$183,190
Net income
-$64,637
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.13$0.82$0.31$0.12$0.18$0.06
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.21$0.83$0.38$0.13$0.23$0.10
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.30$0.82$0.48$0.13$0.11$0.02
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.35$0.89$0.46$0.12$0.09$0.03
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.68$1.24$0.44$0.10$0.10$0.00
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.15$0.72$0.43$0.10$0.20$0.09
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.28$0.75$0.53$0.12$0.22$0.11
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.52$0.89$0.63$0.12$0.16$0.03
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.62$0.96$0.67$0.12$0.12$0.00
2015Detailed filing. Detailed filing data is available for this year.$1.72$1.05$0.67$0.12$0.09$0.03
2014XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.71$1.07$0.64$0.12$0.09$0.03
2013Detailed filing. Detailed filing data is available for this year.$1.65$1.03$0.62$0.12$0.11$0.01
2012Summary only. Only limited summary data is available for this year.$1.62$1.01$0.61$0.12$0.12$0.00
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.71$1.10$0.61$0.11
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.59$1.00$0.59$0.10
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 8, 2025
Return Version
2024v5.1
Gross Receipts
$118,553
Mission and Program Overview

Mission

Provides members with affordable services for credit and savings

MEMBERS HELPING MEMBERS

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$995,392$873,138▼ $122,254
Rtn Earn Endowment Incm Other Fnds$378,741$314,104▼ $64,637
Savings and Temporary Cash Investments$188,355$245,921▲ $57,566
Land, Buildings, and Equipment, Net$1,927$1,928▲ $1
Cash and Non-Interest-Bearing Accounts-$0-
Accounts Receivable-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Prepaid Expenses and Deferred Charges-$0-
Total Assets$1,208,850$1,129,237▼ $79,613
Other Assets Total$23,176$8,250▼ $14,926
Liabilities
Other Liabilities$825,112$810,660▼ $14,452
Accounts Payable and Accrued Expenses$4,997$4,473▼ $524
Total Liabilities$830,109$815,133▼ $14,976
Net Assets / Fund Balance
Total Net Assets Fund Balance$378,741$314,104▼ $64,637
Total Liabilities and Net Assets / Fund Balance$1,208,850$1,129,237▼ $79,613

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$15$25,505$25,520
Equipment$1,913$18,062$19,975
Compensation and Service Providers
Top Officer Pay52nd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Freddie WashingtonCEOPT$48,967$630$49,597

Board Members and Trustees

NameTitle
Kevin McferrenChairman
Brenda HarleyDirector
Melissa GrimesDirector
Mandy ElySecretary
James MashellTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$118,238
Investment Income
$315
Other Revenue
$0
Change in Net Assets
$-64,637
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$118,676
Salaries, Compensation, and Employee Benefits$64,514
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees---$49,597
Interest---$12,930
Other Salaries and Wages---$10,283
Occupancy---$9,504
Office Expenses---$8,833
Payroll Taxes---$4,634
Insurance---$2,825
Other Expenses---$1,690
Payments to Affiliates---$829
All Other Expenses---$251
Advertising---$200
Total Functional Expenses$0$0$0$183,190
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Shares$810,660
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Credit union is composed of members.”

Form 990, Part VI, Section A, Line 7A

“Members vote on bylaw and charter changes. Members vote and elect board members at annual meeting.”

Form 990, Part VI, Section A, Line 7B

“Mergers are voted on by entire membership”

Form 990, Part VI, Section B, Line 11B

“Management reviews the tax returns and forwards us form 8879-te to tax preparer. Board reviews filed tax returns at next scheduled meeting.”

Form 990, Part VI, Section B, Line 15A

“Executive and employee salaries are board reviewed and approved. Board of directors are not compensated”

Form 990, Part VI, Section B, Line 15B

“Executive and employee salaries are board reviewed and approved.”

Form 990, Part VI, Section C, Line 19

“No other documents available to the public.”

Filing and Contact Details

Filer

Filer Name
Graphic Arts Credit Union
EIN
72-0575366
Phone
3182088504
Address
401 EDWARDS ST STE 210, SHREVEPORT, LA 71101

Signing Officer

Name
Freddie Washington
Title
President & CEO
Signed
2025-05-08
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Freddie Washington
Formed
1953
Legal Domicile
La
Voting Board Members
5
Independent Board Members
4
Employees
2
Volunteers
8

Preparer

Firm
Financial Standards Group Inc
Address
6447 W HIGHWAY 146, CRESTWOOD, KY 40014
Preparer
Donald E Lingerfelt
Phone
8005225820
Raw XML Appendix348 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/AccountsPayableAccrExpnssGrp/BOYAmt04997
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt04473
IRS990/AccountsReceivableGrp/EOYAmt00
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0MEMBERS HELPING MEMBERS
IRS990/AdvertisingGrp/TotalAmt0200
IRS990/AllOtherExpensesGrp/TotalAmt0251
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BenefitsToMembersGrp/TotalAmt00
IRS990/BooksInCareOfDetail/PersonNm0FREDDIE WASHINGTON
IRS990/BooksInCareOfDetail/PhoneNum03182088504
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0401 EDWARDS ST STE 210
IRS990/BooksInCareOfDetail/USAddress/CityNm0SHREVEPORT
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0LA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd0711015557
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/EOYAmt00
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt049597
IRS990/CompDisqualPersonsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConferencesMeetingsGrp/TotalAmt00
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0315
IRS990/CYOtherExpensesAmt0118676
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0118238
IRS990/CYRevenuesLessExpensesAmt0-64637
IRS990/CYSalariesCompEmpBnftPaidAmt064514
IRS990/CYTotalExpensesAmt0183190
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0118553
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/TotalAmt00
IRS990/Desc0THE CREDIT UNION PROVIDES SAVINGS ACOUNTS TO ITS MEMBERS. THE TOTAL NUMBER OF MEMBERS AT 12/31/2024 WAS 412.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt02
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/TotalAmt00
IRS990/FeesForServicesLegalGrp/TotalAmt00
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt00
IRS990/FeesForServicesOtherGrp/TotalAmt00
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt00
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt030.00
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IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt52.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt0630
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/PersonNm0FREDDIE WASHINGTON
IRS990/Form990PartVIISectionAGrp/PersonNm1BRENDA HARLEY
IRS990/Form990PartVIISectionAGrp/PersonNm2KEVIN MCFERREN
IRS990/Form990PartVIISectionAGrp/PersonNm3MELISSA GRIMES
IRS990/Form990PartVIISectionAGrp/PersonNm4MANDY ELY
IRS990/Form990PartVIISectionAGrp/PersonNm5JAMES MASHELL
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt048967
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/TitleTxt0CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt1Director
IRS990/Form990PartVIISectionAGrp/TitleTxt2Chairman
IRS990/Form990PartVIISectionAGrp/TitleTxt3Director
IRS990/Form990PartVIISectionAGrp/TitleTxt4Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt5Treasurer
IRS990/Form990ProvidedToGvrnBodyInd0false
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IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt05
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0118553
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt04
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InformationTechnologyGrp/TotalAmt00
IRS990/InsuranceGrp/TotalAmt02825
IRS990/IntangibleAssetsGrp/EOYAmt00
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IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/IRPDocumentCnt028
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IRS990/LegalDomicileStateCd0LA
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0false
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0MEMBERS HELPING MEMBERS
IRS990/MoreThan5000KToIndividualsInd0false
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IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NondeductibleContributionsInd0false
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IRS990/OfficeExpensesGrp/TotalAmt08833
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IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
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IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSSES
IRS990/OtherExpensesGrp/Desc1PROF & OUTSIDE SERV
IRS990/OtherExpensesGrp/Desc2MISC
IRS990/OtherExpensesGrp/Desc3OPERATING FEES
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IRS990/PartialLiquidationInd0false
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IRS990/PayrollTaxesGrp/TotalAmt04634
IRS990/PensionPlanContributionsGrp/TotalAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt00
IRS990/PrincipalOfficerNm0FREDDIE WASHINGTON
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
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IRS990/ProgramServiceRevenueGrp/Desc0FEES AND OTHER INCOME
IRS990/ProgramServiceRevenueGrp/Desc1INTEREST ON LOANS
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IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt017753
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1100485
IRS990/ProgSrvcAccomActy2Grp/Desc0THE CREDIT UNION PROVIDES A VARIETY OF LOANS TO MEMBERS INCLUDING UNSECURED LOANS, USED VEHICLES AND NEW VEHICLES. THE TOTAL NUMBER OF LOANS OUTSTANDING AT 12/31/2024 WAS 128.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0140
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt0163915
IRS990/PYProgramServiceRevenueAmt0130945
IRS990/PYRevenuesLessExpensesAmt0-101494
IRS990/PYSalariesCompEmpBnftPaidAmt068664
IRS990/PYTotalExpensesAmt0232579
IRS990/PYTotalRevenueAmt0131085
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0-64637
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0378741
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0314104
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0188355
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0245921
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt01913
IRS990ScheduleD/EquipmentGrp/DepreciationAmt018062
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt019975
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt015
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt025505
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt025520
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0810660
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SHARES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01928
IRS990ScheduleD/TotalLiabilityAmt0810660
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0CREDIT UNION IS COMPOSED OF MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MEMBERS VOTE ON BYLAW AND CHARTER CHANGES. MEMBERS VOTE AND ELECT BOARD MEMBERS AT ANNUAL MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2MERGERS ARE VOTED ON BY ENTIRE MEMBERSHIP
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3MANAGEMENT REVIEWS THE TAX RETURNS AND FORWARDS US FORM 8879-TE TO TAX PREPARER. BOARD REVIEWS FILED TAX RETURNS AT NEXT SCHEDULED MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4EXECUTIVE AND EMPLOYEE SALARIES ARE BOARD REVIEWED AND APPROVED. BOARD OF DIRECTORS ARE NOT COMPENSATED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5EXECUTIVE AND EMPLOYEE SALARIES ARE BOARD REVIEWED AND APPROVED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6NO OTHER DOCUMENTS AVAILABLE TO THE PUBLIC.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section A, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, Line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section B, Line 15b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part VI, Section C, Line 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt01208850
IRS990/TotalAssetsEOYAmt01129237
IRS990/TotalAssetsGrp/BOYAmt01208850
IRS990/TotalAssetsGrp/EOYAmt01129237
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt02
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0183190
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0830109
IRS990/TotalLiabilitiesEOYAmt0815133
IRS990/TotalLiabilitiesGrp/BOYAmt0830109
IRS990/TotalLiabilitiesGrp/EOYAmt0815133
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0378741
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0314104
IRS990/TotalOtherCompensationAmt0630
IRS990/TotalProgramServiceRevenueAmt0118238
IRS990/TotalReportableCompFromOrgAmt048967
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0118553
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0118553
IRS990/TotalVolunteersCnt08
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt01208850
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt01129237
IRS990/TravelGrp/TotalAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0401 EDWARDS ST STE 210
IRS990/USAddress/CityNm0SHREVEPORT
IRS990/USAddress/StateAbbreviationCd0LA
IRS990/USAddress/ZIPCd0711015557
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt04
IRS990/WebsiteAddressTxt0N/A
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0FREDDIE WASHINGTON
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President & CEO
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-08
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0GRAPHIC ARTS CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0GRAP
ReturnHeader/Filer/EIN0720575366
ReturnHeader/Filer/PhoneNum03182088504
ReturnHeader/Filer/USAddress/AddressLine1Txt0401 EDWARDS ST STE 210
ReturnHeader/Filer/USAddress/CityNm0SHREVEPORT
ReturnHeader/Filer/USAddress/StateAbbreviationCd0LA
ReturnHeader/Filer/USAddress/ZIPCd071101
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0650152722
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0FINANCIAL STANDARDS GROUP INC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt06447 W HIGHWAY 146
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0CRESTWOOD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0KY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd040014
ReturnHeader/PreparerPersonGrp/PhoneNum08005225820
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Donald E Lingerfelt
ReturnHeader/ReturnTs02025-05-08T10:45:59-07:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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