Civic Intelligence

Postal Credit Union

EIN 72-0520490 • 501(c)14 • Baton Rouge, LA

Profile

Member owned not for profit financial cooperative provides an affordable source of savings and borrowing for credit union members.

510 North 6th StreetBaton Rouge, LA 70802

www.brlapcu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

20th percentile

0.78x

Higher debt load relative to assets than 20% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Liabilities / Revenue

48th percentile

17.85x

Higher debt load relative to revenue than 48% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Net Margin

4th percentile

-44%

Higher net margin than 4% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

7th percentile

-11%

Faster asset growth than 7% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2022 to 2024

Revenue Growth

18th percentile

-2.9%

Faster revenue growth than 18% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2022 to 2024

Assets

Down

$0

Down $19,425,925 (-100%) from 2024

Liabilities

Down

$0

Down $15,172,413 (-100%) from 2024

Net Assets

Down

$0

Down $4,253,512 (-100%) from 2024

Revenue

Down

$426,862

Down $423,022 (-50%) from 2024

Expenses

Up

$1,832,389

Up $608,666 (+50%) from 2024

Net Income

Down

-$1,405,527

Down $1,031,688 (-276%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$30M$20M$10M$0Assets 2010: $29,641,481Liabilities 2010: $24,889,966Net Assets 2010: $4,751,5152010Assets 2011: $28,496,129Liabilities 2011: $23,607,927Net Assets 2011: $4,888,2022011Assets 2012: $28,461,517Liabilities 2012: $23,343,224Net Assets 2012: $5,118,2932012Assets 2013: $27,379,753Liabilities 2013: $22,258,776Net Assets 2013: $5,120,9772013Assets 2014: $28,302,170Liabilities 2014: $23,247,919Net Assets 2014: $5,054,2512014Assets 2015: $27,281,384Liabilities 2015: $22,267,023Net Assets 2015: $5,014,3612015Assets 2016: $28,792,852Liabilities 2016: $23,774,187Net Assets 2016: $5,018,6652016Assets 2017: $27,040,456Liabilities 2017: $22,057,325Net Assets 2017: $4,983,1312017Assets 2018: $25,872,667Liabilities 2018: $21,017,536Net Assets 2018: $4,855,1312018Assets 2019: $24,338,380Liabilities 2019: $19,669,534Net Assets 2019: $4,668,8462019Assets 2020: $25,021,980Liabilities 2020: $20,222,957Net Assets 2020: $4,799,0232020Assets 2021: $26,286,667Liabilities 2021: $21,536,212Net Assets 2021: $4,750,4552021Assets 2022: $24,261,888Liabilities 2022: $19,585,270Net Assets 2022: $4,676,6182022Assets 2023: $21,667,249Liabilities 2023: $17,039,898Net Assets 2023: $4,627,3512023Assets 2024: $19,425,925Liabilities 2024: $15,172,413Net Assets 2024: $4,253,5122024Assets 2025: $0Liabilities 2025: $0Net Assets 2025: $02025

Highlighted filing

2025

Assets$0
Liabilities$0
Net Assets$0

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$2.0M$1.0M$0-$1.0M-$2.0MExpenses 2010: $1,495,6912010Expenses 2011: $1,252,6562011Revenue 2012: $1,222,779Expenses 2012: $992,687Net Income 2012: $230,0922012Revenue 2013: $982,028Expenses 2013: $979,342Net Income 2013: $2,6862013Revenue 2014: $905,501Expenses 2014: $972,226Net Income 2014: -$66,7252014Revenue 2015: $907,906Expenses 2015: $947,796Net Income 2015: -$39,8902015Revenue 2016: $998,125Expenses 2016: $993,821Net Income 2016: $4,3042016Revenue 2017: $1,158,325Expenses 2017: $1,193,859Net Income 2017: -$35,5342017Revenue 2018: $1,223,472Expenses 2018: $1,351,472Net Income 2018: -$128,0002018Revenue 2019: $1,095,962Expenses 2019: $1,282,247Net Income 2019: -$186,2852019Revenue 2020: $1,042,653Expenses 2020: $912,476Net Income 2020: $130,1772020Revenue 2021: $867,702Expenses 2021: $916,269Net Income 2021: -$48,5672021Revenue 2022: $901,144Expenses 2022: $974,981Net Income 2022: -$73,8372022Revenue 2023: $934,689Expenses 2023: $983,956Net Income 2023: -$49,2672023Revenue 2024: $849,884Expenses 2024: $1,223,723Net Income 2024: -$373,8392024Revenue 2025: $426,862Expenses 2025: $1,832,389Net Income 2025: -$1,405,5272025

Highlighted filing

2025

Revenue$426,862
Expenses$1,832,389
Net Income-$1,405,527

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$0.43$1.83$1.41
2024Detailed filing. Detailed filing data is available for this year.$19.4$15.2$4.25$0.85$1.22$0.37
2023Detailed filing. Detailed filing data is available for this year.$21.7$17.0$4.63$0.93$0.98$0.05
2022Detailed filing. Detailed filing data is available for this year.$24.3$19.6$4.68$0.90$0.97$0.07
2021Detailed filing. Detailed filing data is available for this year.$26.3$21.5$4.75$0.87$0.92$0.05
2020Detailed filing. Detailed filing data is available for this year.$25.0$20.2$4.80$1.04$0.91$0.13
2019Detailed filing. Detailed filing data is available for this year.$24.3$19.7$4.67$1.10$1.28$0.19
2018Detailed filing. Detailed filing data is available for this year.$25.9$21.0$4.86$1.22$1.35$0.13
2017Detailed filing. Detailed filing data is available for this year.$27.0$22.1$4.98$1.16$1.19$0.04
2016Detailed filing. Detailed filing data is available for this year.$28.8$23.8$5.02$1.00$0.99$0.00
2015Detailed filing. Detailed filing data is available for this year.$27.3$22.3$5.01$0.91$0.95$0.04
2014Detailed filing. Detailed filing data is available for this year.$28.3$23.2$5.05$0.91$0.97$0.07
2013Detailed filing. Detailed filing data is available for this year.$27.4$22.3$5.12$0.98$0.98$0.00
2012Summary only. Only limited summary data is available for this year.$28.5$23.3$5.12$1.22$0.99$0.23
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$28.5$23.6$4.89$1.25
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$29.6$24.9$4.75$1.50
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Jun 30, 2025
Signed
Jan 19, 2026
Return Version
2025v4.0
Gross Receipts
$426,862
Mission and Program Overview

Mission

Member owned not for profit financial cooperative, provide an affordble source of savings and borrowings to credit union members.

Member owned not for profit financial cooperative provides an affordable source of savings and borrowing for credit union members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$10,780,044--
Investments Other Securities$5,339,044--
Rtn Earn Endowment Incm Other Fnds$3,852,609--
Savings and Temporary Cash Investments$2,223,168--
Land, Buildings, and Equipment, Net$605,367--
Pd in Cap Srpls Land Bldg Eqp Fund$400,903--
Cash and Non-Interest-Bearing Accounts$248,924--
Prepaid Expenses and Deferred Charges$42,064--
Total Assets$19,425,925$0▼ $19,425,925
Other Assets Total$187,314--
Liabilities
Other Liabilities$15,094,514--
Accounts Payable and Accrued Expenses$77,899--
Total Liabilities$15,172,413$0▼ $15,172,413
Net Assets / Fund Balance
Total Net Assets Fund Balance$4,253,512$0▼ $4,253,512
Total Liabilities and Net Assets / Fund Balance$19,425,925$0▼ $19,425,925

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$443,586$584,629$1,028,215
Equipment$1$506,100$506,101
Leasehold Improvements-$203,420$203,420
Land$145,203-$145,203
Other Assets Org$145,678--
Other Securities$746,000--
Compensation and Service Providers

Board Members and Trustees

NameTitle
Gwendolyn StevensonChairperson
Casandra DavisVice Chairperson
Anthony FourrouxBoard Member
Drusilla ParkerBoard Member
Helen CoulkinBoard Member
Tynita HowardCEO
Karen HebertSecretary
Adolph RayTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$321,006
Investment Income
$105,856
Other Revenue
$0
Change in Net Assets
$-1,405,527
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,176,270
Salaries, Compensation, and Employee Benefits$656,119
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Information Technology$581,903--$581,903
Other Employee Benefits$481,130--$481,130
Other Expenses$219,703--$219,703
Other Salaries and Wages$161,881--$161,881
Occupancy$99,390--$99,390
Fees for Services Accounting$67,669--$67,669
Fees for Services Other$55,209--$55,209
Office Expenses$21,405--$21,405
Depreciation Depletion$16,577--$16,577
Payroll Taxes$13,108--$13,108
Insurance$11,202--$11,202
Interest$7,610--$7,610
Total Functional Expenses$1,832,389$0$0$1,832,389
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Share Accounts$13,848,008
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Members or stockholder classes and rights Part VI line 6

The credit union is made up of members who utilize the opportunities the credit union provides them.

Member election for additional members Part VI line 7A

Members of the governing body are elected by the membership.

Form 990 governing body review Part VI line 11

The credit union CEO or Board President reviews the Form 990.

Conflict of interest policy compliance Part VI line 12C

Officials sign an statement that they understand and agree to abide by the policy.

CEO executive director top management comp Part VI line 15A

Salary of the CEO is based on performance and comparable salaries for similar size credit unions. No other directors or officers receive monetary compensation.

Governing documents etc available to public Part VI line 19

Financial statements are posted in the credit union office. Financial statements are also filed with the credit unions regulator and are publicly available at www.ncua.org. Poilcies and other governing documents are available upon request.

Filing and Contact Details

Filer

Filer Name
Postal Credit Union
EIN
72-0520490
In Care Of
% Jeffrey Conrad
Phone
2253834109
Address
510 North 6th Street, Baton Rouge, LA 70802

Signing Officer

Name
Jeffrey Conrad
Title
CEO
Phone
2253834109
Signed
2026-01-19
Discuss with paid preparer
Yes

Organization Details

Formed
1931
Legal Domicile
La
Voting Board Members
7
Independent Board Members
7
Employees
0

Preparer

Firm
Griffin and Furman LLC
Address
P O Box 983, Mandeville, LA 70470
Preparer
Stephen M Griffin CPA
Phone
9857279924
Supplemental Narrative

Additional Explanations

Explanation of other changes in net assets or fund balances Part XI line 9

The taxpayer is a state-chartered credit union that merged into a federally-chartered credit union during the tax year. Assets and liabilities, including net assets were transferred to surviving credit union.

Raw XML Appendix350 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt077899
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0Member owned not for profit financial cooperative provides an affordable source of savings and borrowing for credit union members.
IRS990/AnnualDisclosureCoveredPrsnInd0false
IRS990/BackupWthldComplianceInd0true
IRS990/BooksInCareOfDetail/PersonNm0Tynita Howard
IRS990/BooksInCareOfDetail/PhoneNum02253834109
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0510 North 6th Street
IRS990/BooksInCareOfDetail/USAddress/CityNm0Baton Rouge
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0LA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd070802
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0248924
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0false
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/ContractTerminationInd0X
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0105856
IRS990/CYOtherExpensesAmt01176270
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0321006
IRS990/CYRevenuesLessExpensesAmt0-1405527
IRS990/CYSalariesCompEmpBnftPaidAmt0656119
IRS990/CYTotalExpensesAmt01832389
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0426862
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/ProgramServicesAmt016577
IRS990/DepreciationDepletionGrp/TotalAmt016577
IRS990/Desc0The credit union is a member-owned, non-profit financial institution that provides financial products (savings, loans, etc)at competitive rates to members.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt00
IRS990/ExpenseAmt01832389
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt067669
IRS990/FeesForServicesAccountingGrp/TotalAmt067669
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt055209
IRS990/FeesForServicesOtherGrp/TotalAmt055209
IRS990/FinalReturnInd0X
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt62.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt740.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/PersonNm0Drusilla Parker
IRS990/Form990PartVIISectionAGrp/PersonNm1Anthony Fourroux
IRS990/Form990PartVIISectionAGrp/PersonNm2Helen Coulkin
IRS990/Form990PartVIISectionAGrp/PersonNm3Gwendolyn Stevenson
IRS990/Form990PartVIISectionAGrp/PersonNm4Casandra Davis
IRS990/Form990PartVIISectionAGrp/PersonNm5Karen Hebert
IRS990/Form990PartVIISectionAGrp/PersonNm6Adolph Ray
IRS990/Form990PartVIISectionAGrp/PersonNm7Tynita Howard
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/TitleTxt0Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt1Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt2Board Member
IRS990/Form990PartVIISectionAGrp/TitleTxt3Chairperson
IRS990/Form990PartVIISectionAGrp/TitleTxt4Vice Chairperson
IRS990/Form990PartVIISectionAGrp/TitleTxt5Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt6Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt7CEO
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr01931
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0426862
IRS990/GroupExemptionNum02026
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/ProgramServicesAmt0581903
IRS990/InformationTechnologyGrp/TotalAmt0581903
IRS990/InsuranceGrp/ProgramServicesAmt011202
IRS990/InsuranceGrp/TotalAmt011202
IRS990/InterestGrp/ProgramServicesAmt07610
IRS990/InterestGrp/TotalAmt07610
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0105856
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0105856
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt05339044
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0605367
IRS990/LegalDomicileStateCd0LA
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0Member owned not for profit financial cooperative provides an affordable source of savings and borrowing for credit union members.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt04253512
IRS990/NetAssetsOrFundBalancesEOYAmt00
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ProgramServicesAmt099390
IRS990/OccupancyGrp/TotalAmt099390
IRS990/OfficeExpensesGrp/ProgramServicesAmt021405
IRS990/OfficeExpensesGrp/TotalAmt021405
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0187314
IRS990/OtherChangesInNetAssetsAmt0-2847985
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0481130
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0481130
IRS990/OtherExpensesGrp/Desc0Other Expenses
IRS990/OtherExpensesGrp/Desc1Loan Servicing
IRS990/OtherExpensesGrp/Desc2Provision for Loan Loss
IRS990/OtherExpensesGrp/ProgramServicesAmt056725
IRS990/OtherExpensesGrp/ProgramServicesAmt138877
IRS990/OtherExpensesGrp/ProgramServicesAmt2219703
IRS990/OtherExpensesGrp/TotalAmt056725
IRS990/OtherExpensesGrp/TotalAmt138877
IRS990/OtherExpensesGrp/TotalAmt2219703
IRS990/OtherLiabilitiesGrp/BOYAmt015094514
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0161881
IRS990/OtherSalariesAndWagesGrp/TotalAmt0161881
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt010780044
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/ProgramServicesAmt013108
IRS990/PayrollTaxesGrp/TotalAmt013108
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt0400903
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt042064
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522100
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0Interest on Member Loan
IRS990/ProgramServiceRevenueGrp/Desc1Fees and Charges
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0273297
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt147709
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0273297
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt147709
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0118015
IRS990/PYOtherExpensesAmt0803943
IRS990/PYProgramServiceRevenueAmt0731869
IRS990/PYRevenuesLessExpensesAmt0-373839
IRS990/PYSalariesCompEmpBnftPaidAmt0419780
IRS990/PYTotalExpensesAmt01223723
IRS990/PYTotalRevenueAmt0849884
IRS990/ReconcilationRevenueExpnssAmt0-1405527
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0true
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0true
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt03852609
IRS990/SavingsAndTempCashInvstGrp/BOYAmt02223168
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0443586
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0584629
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01028215
IRS990ScheduleD/EquipmentGrp/BookValueAmt01
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0506100
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0506101
IRS990ScheduleD/LandGrp/BookValueAmt0145203
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0145203
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0203420
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0203420
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt018438
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt1145678
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0Accrued Interest
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1NCUIF Deposit Refunds
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt013848008
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Share Accounts
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt0746000
IRS990ScheduleD/OtherSecuritiesGrp/Desc0Investments
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0588790
IRS990ScheduleD/TotalBookValueOtherAssetsAmt0164116
IRS990ScheduleD/TotalBookValueSecuritiesAmt0746000
IRS990ScheduleD/TotalLiabilityAmt013848008
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/AssetsDistriOrExpnssPaidDesc0Termination by merger into another tax-exempt credit union
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/DistributionDt02025-07-01
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The credit union is made up of members who utilize the opportunities the credit union provides them.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Members of the governing body are elected by the membership.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The credit union CEO or Board President reviews the Form 990.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Officials sign an statement that they understand and agree to abide by the policy.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Salary of the CEO is based on performance and comparable salaries for similar size credit unions. No other directors or officers receive monetary compensation.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Financial statements are posted in the credit union office. Financial statements are also filed with the credit unions regulator and are publicly available at www.ncua.org. Poilcies and other governing documents are available upon request.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6The taxpayer is a state-chartered credit union that merged into a federally-chartered credit union during the tax year. Assets and liabilities, including net assets were transferred to surviving credit union.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Members or stockholder classes and rights Part VI line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Member election for additional members Part VI line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990 governing body review Part VI line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Conflict of interest policy compliance Part VI line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4CEO executive director top management comp Part VI line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Governing documents etc available to public Part VI line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Explanation of other changes in net assets or fund balances Part XI line 9
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0true
IRS990/TotalAssetsBOYAmt019425925
IRS990/TotalAssetsEOYAmt00
IRS990/TotalAssetsGrp/BOYAmt019425925
IRS990/TotalAssetsGrp/EOYAmt00
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt01832389
IRS990/TotalFunctionalExpensesGrp/TotalAmt01832389
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt015172413
IRS990/TotalLiabilitiesEOYAmt00
IRS990/TotalLiabilitiesGrp/BOYAmt015172413
IRS990/TotalLiabilitiesGrp/EOYAmt00
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt04253512
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt00
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt01832389
IRS990/TotalProgramServiceRevenueAmt0321006
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0426862
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0426862
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt019425925
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt00
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0www.brlapcu.com
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0JEFFREY CONRAD
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum02253834109
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-01-19
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Postal Credit Union
ReturnHeader/Filer/BusinessNameControlTxt0POST
ReturnHeader/Filer/EIN0720520490
ReturnHeader/Filer/InCareOfNm0% Jeffrey Conrad
ReturnHeader/Filer/PhoneNum02253834109
ReturnHeader/Filer/USAddress/AddressLine1Txt0510 North 6th Street
ReturnHeader/Filer/USAddress/CityNm0Baton Rouge
ReturnHeader/Filer/USAddress/StateAbbreviationCd0LA
ReturnHeader/Filer/USAddress/ZIPCd070802
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0721506949
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Griffin and Furman LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0P O Box 983
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Mandeville
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0LA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd070470
ReturnHeader/PreparerPersonGrp/PhoneNum09857279924
ReturnHeader/PreparerPersonGrp/PreparationDt02026-03-10
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0STEPHEN M GRIFFIN CPA
ReturnHeader/ReturnTs02026-03-10T10:53:01-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-06-30
ReturnHeader/TaxYr02025

Document Assets

No mirrored PDF or thumbnail assets are attached yet.