Liabilities / Assets
67th percentile
Higher debt load relative to assets than 67% of similar nonprofits.
Pelican State Credit Union
990 • Fiscal year 2012 • EIN 72-0498240
Siviq Scores
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
0.91x
Liabilities / Revenue
Score unavailable
Liabilities-to-revenue requires both liabilities and revenue on this filing.
Net Margin
Score unavailable
Net margin requires both revenue and expenses on this filing.
Top Officer Pay
Score unavailable
This filing does not contain officer compensation rows.
Asset Growth
46th percentile
Faster asset growth than 46% of similar nonprofits.
Revenue Growth
Score unavailable
No valid filing value is available for this score.
Balance Sheet
Assets
Up$200,876,128
Up $9,143,223 (+4.8%) from 2011
Net Assets
Up$18,857,936
Up $1,746,406 (+10%) from 2011
Liabilities
Up$182,018,192
Up $7,396,817 (+4.2%) from 2011
Revenue And Expenses
Revenue
-
No earlier filing loaded for comparison.
Expenses
Up$20,214,826
Up $368,343 (+1.9%) from 2011
Net Income
-
No earlier filing loaded for comparison.
Historical Trend
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2012 to Dec 31, 2012
- Signed
- Aug 13, 2013
- Return Version
- 2012v2.0
- Gross Receipts
- $21,965,442
Mission and Program Overview
Mission
Providing banking related services to over 53,000 members of which many fall below federal and state poverty levels. Many do not qualify for financial services with banks, including checking accounts and mortgage loans due to low income or prior credit history.
Major Activities
- Activity 2
- Deposit program offering variety of savings and transactional products, most with no monthly fee and above market interest rates. Checking accounts geared for easy entry regardless of prior checking history.
- Activity 3
- Partners in Education programs; provided free financial educational programs throughout the state, including credit management, credit repair, budgeting, and checking account balancing. Seminars are conducted in local high schools, community centers, and hospitals throughout the state. We provided free credit counseling program to members, helping them create budgets as well as rebuild their credit. 5 employees are dedicated to this program full time. Staff conducted 69 workshops throughout the state, with 1118 attendees, of which 341 were members and 777 were nonmembers. Of the 777 nonmembers, 540 were high school students.
Filing and Contact Details
Filer
- EIN
- 72-0498240
Raw XML AppendixShowing 400 of 835 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReview | 0 | 0 |
| IRS990/AccountsPayableAccruedExpenses/BOY | 0 | 2412665 |
| IRS990/AccountsPayableAccruedExpenses/EOY | 0 | 1660191 |
| IRS990/AccountsReceivable/BOY | 0 | 30322 |
| IRS990/AccountsReceivable/EOY | 0 | 165320 |
| IRS990/ActivitiesConductedPartnership | 0 | 0 |
| IRS990/Activity2/Description | 0 | Deposit program offering variety of savings and transactional products, most with no monthly fee and above market interest rates. Checking accounts geared for easy entry regardless of prior checking history. |
| IRS990/Activity2/Revenue | 0 | 6425483 |
| IRS990/Activity3/Description | 0 | Partners in Education programs; provided free financial educational programs throughout the state, including credit management, credit repair, budgeting, and checking account balancing. Seminars are conducted in local high schools, community centers, and hospitals throughout the state. We provided free credit counseling program to members, helping them create budgets as well as rebuild their credit. 5 employees are dedicated to this program full time. Staff conducted 69 workshops throughout the state, with 1118 attendees, of which 341 were members and 777 were nonmembers. Of the 777 nonmembers, 540 were high school students. |
| IRS990/ActivityOrMissionDescription | 0 | To enhance the financial welfare and social responsibility of the membership by providing safe, competitive, economically sound products and educational service through professional management and competent staff under a democratic board of directors. |
| IRS990/AddressPrincipalOfficerUS/AddressLine1 | 0 | 3232 S Sherwood Forest Blvd |
| IRS990/AddressPrincipalOfficerUS/City | 0 | Baton Rouge |
| IRS990/AddressPrincipalOfficerUS/State | 0 | LA |
| IRS990/AddressPrincipalOfficerUS/ZIPCode | 0 | 70816 |
| IRS990/Advertising/Total | 0 | 365983 |
| IRS990/AllOtherExpenses/Total | 0 | 258823 |
| IRS990/AnnualDisclosureCoveredPersons | 0 | 1 |
| IRS990/AuditCommittee | 0 | 1 |
| IRS990/BenefitsPaidToMembersCY | 0 | 0 |
| IRS990/BenefitsPaidToMembersPriorYear | 0 | 0 |
| IRS990/BsnssRltnshpThruFamilyMember | 0 | 0 |
| IRS990/BsnssRltnshpWithOrganization | 0 | 0 |
| IRS990/CapStckTrstPrinCurrentFunds/BOY | 0 | 0 |
| IRS990/CapStckTrstPrinCurrentFunds/EOY | 0 | 0 |
| IRS990/CashNonInterestBearing/BOY | 0 | 23140804 |
| IRS990/CashNonInterestBearing/EOY | 0 | 23579428 |
| IRS990/ChangesToOrganizingDocs | 0 | 0 |
| IRS990/CollectionsOfArt | 0 | 0 |
| IRS990/CompCurrentOfficersDirectors/Total | 0 | 854642 |
| IRS990/CompensationFromOtherSources | 0 | 0 |
| IRS990/CompensationProcessCEO | 0 | 1 |
| IRS990/CompensationProcessOther | 0 | 1 |
| IRS990/ComplianceWithBackupWitholding | 0 | 1 |
| IRS990/ConferencesMeetings/Total | 0 | 224662 |
| IRS990/ConflictOfInterestPolicy | 0 | 1 |
| IRS990/ConservationEasements | 0 | 0 |
| IRS990/ConsolidatedAuditFinancialStmt | 0 | 0 |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/AddressLine1 | 0 | P O Box 527 |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/AddressLine1 | 1 | Box 78546 |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/AddressLine1 | 2 | 255 Fiserv Drive |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/AddressLine1 | 3 | P O Box 3564 |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/AddressLine1 | 4 | 8385 Rushing Road |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/City | 0 | Lubbock |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/City | 1 | Milwaukee |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/City | 2 | Brookfield |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/City | 3 | Shreveport |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/City | 4 | Denham Springs |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/State | 0 | TX |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/State | 1 | WI |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/State | 2 | WI |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/State | 3 | LA |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/State | 4 | LA |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/ZIPCode | 0 | 79408 |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/ZIPCode | 1 | 53278 |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/ZIPCode | 2 | 53045 |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/ZIPCode | 3 | 71133 |
| IRS990/ContractorCompensation/AddressOfContractor/AddressUS/ZIPCode | 4 | 70727 |
| IRS990/ContractorCompensation/Compensation | 0 | 425335 |
| IRS990/ContractorCompensation/Compensation | 1 | 266365 |
| IRS990/ContractorCompensation/Compensation | 2 | 311010 |
| IRS990/ContractorCompensation/Compensation | 3 | 171681 |
| IRS990/ContractorCompensation/Compensation | 4 | 158768 |
| IRS990/ContractorCompensation/DescriptionOfServices | 0 | Marketing and Software |
| IRS990/ContractorCompensation/DescriptionOfServices | 1 | Bond/Insurance |
| IRS990/ContractorCompensation/DescriptionOfServices | 2 | Core System Processing |
| IRS990/ContractorCompensation/DescriptionOfServices | 3 | Statement Printing |
| IRS990/ContractorCompensation/DescriptionOfServices | 4 | Facility Maintenance, Construction, and Realty |
| IRS990/ContractorCompensation/NameOfContractor/NameBusiness/BusinessNameLine1 | 0 | Bancvue |
| IRS990/ContractorCompensation/NameOfContractor/NameBusiness/BusinessNameLine1 | 1 | Cuna |
| IRS990/ContractorCompensation/NameOfContractor/NameBusiness/BusinessNameLine1 | 2 | Aftech - Fiserv |
| IRS990/ContractorCompensation/NameOfContractor/NameBusiness/BusinessNameLine1 | 3 | Alpha Omega |
| IRS990/ContractorCompensation/NameOfContractor/NameBusiness/BusinessNameLine1 | 4 | Labarre and Associates |
| IRS990/ContributionsGrantsCurrentYear | 0 | 0 |
| IRS990/ContributionsGrantsPriorYear | 0 | 0 |
| IRS990/CreditCounseling | 0 | 1 |
| IRS990/DecisionsSubjectToApproval | 0 | 1 |
| IRS990/DeductibleContributionsOfArt | 0 | 0 |
| IRS990/DeductibleNonCashContributions | 0 | 0 |
| IRS990/DelegationOfManagementDuties | 0 | 0 |
| IRS990/DepreciationDepletion/Total | 0 | 514637 |
| IRS990/DescribedIn501C3 | 0 | 0 |
| IRS990/Description | 0 | Loan program with competitive interest pricing to all members, including members with little or poor credit history. Wide spectrum of lending products including auto loans with no down payment, mortgage lending, credit cards, unsecured lending, and payday alternative lending. |
| IRS990/DisregardedEntity | 0 | 0 |
| IRS990/DocumentRetentionPolicy | 0 | 1 |
| IRS990/DonorAdvisedFunds | 0 | 0 |
| IRS990/DoNotFollowSFAS117 | 0 | X |
| IRS990/ElectionOfBoardMembers | 0 | 1 |
| IRS990/EmploymentTaxReturnsFiled | 0 | 1 |
| IRS990/FamilyOrBusinessRelationship | 0 | 0 |
| IRS990/FederalGrantAuditRequired | 0 | 0 |
| IRS990/FeesForServicesAccounting/Total | 0 | 167311 |
| IRS990/FeesForServicesLegal/Total | 0 | 18461 |
| IRS990/FeesForServicesOther/Total | 0 | 212196 |
| IRS990/ForeignActivities | 0 | 0 |
| IRS990/ForeignFinancialAccount | 0 | 0 |
| IRS990/ForeignOffice | 0 | 0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 0 | 4 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 1 | 3 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 2 | 3 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 3 | 5 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 4 | 3 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 5 | 3 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 6 | 3 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 7 | 3 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 8 | 60 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 9 | 50 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 10 | 50 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 11 | 60 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 12 | 40 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated | 0 | 0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated | 1 | 0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated | 2 | 0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated | 3 | 0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated | 4 | 0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated | 5 | 0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated | 6 | 0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated | 7 | 0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated | 8 | 0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated | 9 | 0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated | 10 | 0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated | 11 | 0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeekRelated | 12 | 0 |
| IRS990/Form990PartVIISectionA/HighestCompensatedEmployee | 0 | X |
| IRS990/Form990PartVIISectionA/HighestCompensatedEmployee | 1 | X |
| IRS990/Form990PartVIISectionA/HighestCompensatedEmployee | 2 | X |
| IRS990/Form990PartVIISectionA/HighestCompensatedEmployee | 3 | X |
| IRS990/Form990PartVIISectionA/HighestCompensatedEmployee | 4 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 0 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 1 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 2 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 3 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 4 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 5 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 6 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 7 | X |
| IRS990/Form990PartVIISectionA/KeyEmployee | 0 | X |
| IRS990/Form990PartVIISectionA/KeyEmployee | 1 | X |
| IRS990/Form990PartVIISectionA/KeyEmployee | 2 | X |
| IRS990/Form990PartVIISectionA/NamePerson | 0 | David Colvin |
| IRS990/Form990PartVIISectionA/NamePerson | 1 | William Mullinnix |
| IRS990/Form990PartVIISectionA/NamePerson | 2 | Gary Crockett |
| IRS990/Form990PartVIISectionA/NamePerson | 3 | Robert Wilson |
| IRS990/Form990PartVIISectionA/NamePerson | 4 | Linda Brassett |
| IRS990/Form990PartVIISectionA/NamePerson | 5 | Samuel McDaniel |
| IRS990/Form990PartVIISectionA/NamePerson | 6 | Lorain Cazenave |
| IRS990/Form990PartVIISectionA/NamePerson | 7 | Aryon McGuire |
| IRS990/Form990PartVIISectionA/NamePerson | 8 | Jeffrey K Conrad |
| IRS990/Form990PartVIISectionA/NamePerson | 9 | Annette Thames |
| IRS990/Form990PartVIISectionA/NamePerson | 10 | Ronald Stephens |
| IRS990/Form990PartVIISectionA/NamePerson | 11 | Charles Michael Morgan |
| IRS990/Form990PartVIISectionA/NamePerson | 12 | Paige Corcoran |
| IRS990/Form990PartVIISectionA/Officer | 0 | X |
| IRS990/Form990PartVIISectionA/Officer | 1 | X |
| IRS990/Form990PartVIISectionA/Officer | 2 | X |
| IRS990/Form990PartVIISectionA/Officer | 3 | X |
| IRS990/Form990PartVIISectionA/Officer | 4 | X |
| IRS990/Form990PartVIISectionA/OtherCompensation | 0 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 1 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 2 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 3 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 4 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 5 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 6 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 7 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 8 | 27024 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 9 | 22758 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 10 | 17872 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 11 | 20655 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 12 | 11841 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 1 | 0 |
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| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 8 | 246643 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 9 | 154818 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 10 | 131094 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 11 | 118035 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 12 | 103903 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 5 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 6 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 7 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 8 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 9 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 10 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 11 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 12 | 0 |
| IRS990/Form990PartVIISectionA/Title | 0 | Board Member/Director |
| IRS990/Form990PartVIISectionA/Title | 1 | Board Member/Director |
| IRS990/Form990PartVIISectionA/Title | 2 | Board Member/Director |
| IRS990/Form990PartVIISectionA/Title | 3 | Board Member/Director |
| IRS990/Form990PartVIISectionA/Title | 4 | Board Member/Director |
| IRS990/Form990PartVIISectionA/Title | 5 | Board Member/Director |
| IRS990/Form990PartVIISectionA/Title | 6 | Board Member/Director |
| IRS990/Form990PartVIISectionA/Title | 7 | Board Member/Director |
| IRS990/Form990PartVIISectionA/Title | 8 | CEO |
| IRS990/Form990PartVIISectionA/Title | 9 | Senior Vice President |
| IRS990/Form990PartVIISectionA/Title | 10 | Senior Vice President |
| IRS990/Form990PartVIISectionA/Title | 11 | Vice President Information Services |
| IRS990/Form990PartVIISectionA/Title | 12 | Vice President Electronic Services |
| IRS990/Form990ProvidedToGoverningBody | 0 | 0 |
| IRS990/FormersListed | 0 | 0 |
| IRS990/FSAudited | 0 | 1 |
| IRS990/FSAuditedBasis/FinancialStatementSeparate | 0 | X |
| IRS990/FundraisingActivities | 0 | 0 |
| IRS990/GainOrLoss/Other | 0 | 0 |
| IRS990/GainOrLoss/Securities | 0 | 0 |
| IRS990/Gaming | 0 | 0 |
| IRS990/GrantsAndSimilarAmntsCY | 0 | 0 |
| IRS990/GrantsAndSimilarAmntsPriorYear | 0 | 0 |
| IRS990/GrantsToIndividuals | 0 | 0 |
| IRS990/GrantsToOrganizations | 0 | 0 |
| IRS990/GrantToRelatedPerson | 0 | 0 |
| IRS990/GrossReceipts | 0 | 21965442 |
| IRS990/GroupReturnForAffiliates | 0 | 0 |
| IRS990/Hospital | 0 | 0 |
| IRS990/IncomeFromInvestBondProceeds/ExclusionAmount | 0 | 0 |
| IRS990/IncomeFromInvestBondProceeds/RelatedOrExemptFunctionIncome | 0 | 0 |
| IRS990/IncomeFromInvestBondProceeds/TotalRevenueColumn | 0 | 0 |
| IRS990/IncomeFromInvestBondProceeds/UnrelatedBusinessRevenue | 0 | 0 |
| IRS990/IndependentAuditFinancialStmt | 0 | 1 |
| IRS990/IndoorTanningServices | 0 | 0 |
| IRS990/InfoInScheduleOPartVI | 0 | X |
| IRS990/InfoInScheduleOPartXI | 0 | X |
| IRS990/InformationTechnology/Total | 0 | 382999 |
| IRS990/Insurance/Total | 0 | 483038 |
| IRS990/IntangibleAssets/BOY | 0 | 67386 |
| IRS990/IntangibleAssets/EOY | 0 | 43585 |
| IRS990/Interest/Total | 0 | 1866069 |
| IRS990/InvestmentIncomeCurrentYear | 0 | -289057 |
| IRS990/InvestmentIncome/ExclusionAmount | 0 | 0 |
| IRS990/InvestmentIncomePriorYear | 0 | 277483 |
| IRS990/InvestmentIncome/RelatedOrExemptFunctionIncome | 0 | -289057 |
| IRS990/InvestmentIncome/TotalRevenueColumn | 0 | -289057 |
| IRS990/InvestmentIncome/UnrelatedBusinessRevenue | 0 | 0 |
| IRS990/InvestmentInJointVenture | 0 | 0 |
| IRS990/LandBldgEquipmentAccumDeprec | 0 | 3326988 |
| IRS990/LandBuildingsEquipmentBasis | 0 | 12314730 |
| IRS990/LandBuildingsEquipmentBasisNet/BOY | 0 | 9335186 |
| IRS990/LandBuildingsEquipmentBasisNet/EOY | 0 | 8987742 |
| IRS990/LoanToOfficerOrDQP | 0 | 1 |
| IRS990/LocalChapters | 0 | 1 |
| IRS990/MaterialDiversionOrMisuse | 0 | 0 |
| IRS990/MembersOrStockholders | 0 | 1 |
| IRS990/MethodOfAccountingAccrual | 0 | X |
| IRS990/MinutesOfCommittees | 0 | 1 |
| IRS990/MinutesOfGoverningBody | 0 | 1 |
| IRS990/MissionDescription | 0 | Provide banking related services to over 38000 members of which most fall below federal and state poverty levels. Many do not qualify for financial services with banks, including checking accounts and mortgage loans due to low income or prior credit history. |
| IRS990/MoreThan5000KToIndividuals | 0 | 0 |
| IRS990/MoreThan5000KToOrganizations | 0 | 0 |
| IRS990/NameOfPrincipalOfficerPerson | 0 | Annette Thames |
| IRS990/NbrIndependentVotingMembers | 0 | 9 |
| IRS990/NbrVotingGoverningBodyMembers | 0 | 9 |
| IRS990/NbrVotingMembersGoverningBody | 0 | 9 |
| IRS990/NetAssetsOrFundBalancesBOY | 0 | 17111530 |
| IRS990/NetAssetsOrFundBalancesEOY | 0 | 18857936 |
| IRS990/NetUnrelatedBusinessTxblIncome | 0 | 0 |
| IRS990/NonDeductibleContributions | 0 | 0 |
| IRS990/NumberFormsTransmittedWith1096 | 0 | 30538 |
| IRS990/NumberIndependentVotingMembers | 0 | 9 |
| IRS990/NumberIndividualsGT100K | 0 | 5 |
| IRS990/NumberOfContractorsGT100K | 0 | 11 |
| IRS990/NumberOfEmployees | 0 | 202 |
| IRS990/NumberW2GIncluded | 0 | 0 |
| IRS990/Occupancy/Total | 0 | 925250 |
| IRS990/OfficeExpenses/Total | 0 | 1348048 |
| IRS990/OfficerEntityWithBsnssRltnshp | 0 | 0 |
| IRS990/OfficerMailingAddress | 0 | 0 |
| IRS990/Organization501c | 0 | X |
| IRS990/OtherAssetsTotal/BOY | 0 | 5271431 |
| IRS990/OtherAssetsTotal/EOY | 0 | 5043803 |
| IRS990/OtherEmployeeBenefits/Total | 0 | 1579647 |
| IRS990/OtherExpensePriorYear | 0 | 11121328 |
| IRS990/OtherExpensesCurrentYear | 0 | 11115834 |
| IRS990/OtherExpenses/Description | 0 | Provision for Loan Losses |
| IRS990/OtherExpenses/Description | 1 | Outlet and Service Center |
| IRS990/OtherExpenses/Description | 2 | Share draft, Debit, Visa, and ATM |
| IRS990/OtherExpenses/Description | 3 | Loan Processing and Collections |
| IRS990/OtherExpenses/Total | 0 | 2404806 |
| IRS990/OtherExpenses/Total | 1 | 245368 |
| IRS990/OtherExpenses/Total | 2 | 875928 |
| IRS990/OtherExpenses/Total | 3 | 541285 |
| IRS990/OtherLiabilities/BOY | 0 | 172208710 |
| IRS990/OtherLiabilities/EOY | 0 | 180358001 |
| IRS990/OtherNotesLoansReceivableNet/BOY | 0 | 149198021 |
| IRS990/OtherNotesLoansReceivableNet/EOY | 0 | 155136661 |
| IRS990/OtherRevenueCurrentYear | 0 | 0 |
| IRS990/OtherRevenuePriorYear | 0 | 0 |
| IRS990/OtherSalariesAndWages/Total | 0 | 5888369 |
| IRS990/PaidInCapSrplsLandBldgEqpFund/BOY | 0 | 0 |
| IRS990/PaidInCapSrplsLandBldgEqpFund/EOY | 0 | 0 |
| IRS990/PartialLiquidation | 0 | 0 |
| IRS990/PayrollTaxes/Total | 0 | 540540 |
| IRS990/PensionPlanContributions/Total | 0 | 235794 |
| IRS990/PoliciesReferenceChapters | 0 | 1 |
| IRS990/PoliticalActivities | 0 | 0 |
| IRS990/PrepaidExpensesDeferredCharges/BOY | 0 | 364571 |
| IRS990/PrepaidExpensesDeferredCharges/EOY | 0 | 448396 |
| IRS990/ProfessionalFundraising | 0 | 0 |
| IRS990/ProgramServiceRevenue/BusinessCode | 0 | 522130 |
| IRS990/ProgramServiceRevenue/BusinessCode | 1 | 522130 |
| IRS990/ProgramServiceRevenue/BusinessCode | 2 | 522130 |
| IRS990/ProgramServiceRevenue/BusinessCode | 3 | 522130 |
| IRS990/ProgramServiceRevenue/BusinessCode | 4 | 522130 |
| IRS990/ProgramServiceRevenueCY | 0 | 22254499 |
| IRS990/ProgramServiceRevenue/Description | 0 | Loans to Members |
| IRS990/ProgramServiceRevenue/Description | 1 | Member Savings |
| IRS990/ProgramServiceRevenue/Description | 2 | Member Checking |
| IRS990/ProgramServiceRevenue/Description | 3 | Debit, Visa, and ATM Plastics |
| IRS990/ProgramServiceRevenue/Description | 4 | Loan Ancillary Products |
| IRS990/ProgramServiceRevenue/ExclusionAmount | 0 | 0 |
| IRS990/ProgramServiceRevenue/ExclusionAmount | 1 | 0 |
| IRS990/ProgramServiceRevenue/ExclusionAmount | 2 | 0 |
| IRS990/ProgramServiceRevenue/ExclusionAmount | 3 | 0 |
| IRS990/ProgramServiceRevenue/ExclusionAmount | 4 | 0 |
| IRS990/ProgramServiceRevenuePriorYear | 0 | 20469941 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 0 | 14390870 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 1 | 681032 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 2 | 3753252 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 3 | 1760485 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 4 | 1007449 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 0 | 14390870 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 1 | 681032 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 2 | 3753252 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 3 | 1760485 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 4 | 1007449 |
| IRS990/ProgramServiceRevenue/UnrelatedBusinessRevenue | 0 | 0 |
| IRS990/ProgramServiceRevenue/UnrelatedBusinessRevenue | 1 | 0 |
| IRS990/ProgramServiceRevenue/UnrelatedBusinessRevenue | 2 | 0 |
| IRS990/ProgramServiceRevenue/UnrelatedBusinessRevenue | 3 | 0 |
| IRS990/ProgramServiceRevenue/UnrelatedBusinessRevenue | 4 | 0 |
| IRS990/ProhibitedTaxShelterTrans | 0 | 0 |
| IRS990/ReconcilationDonatedServices | 0 | 0 |
| IRS990/ReconcilationInvestExpenses | 0 | 0 |
| IRS990/ReconcilationOtherChanges | 0 | 0 |
| IRS990/ReconcilationPriorAdjustment | 0 | 0 |
| IRS990/ReconcilationRevenueExpenses | 0 | 1750616 |
| IRS990/ReconciliationUnrealizedInvest | 0 | -4210 |
| IRS990/RegularMonitoringEnforcement | 0 | 1 |
| IRS990/RelatedEntity | 0 | 0 |
| IRS990/RelatedOrgControlledEntity | 0 | 0 |
| IRS990/RentalIncomeOrLoss/Personal | 0 | 0 |
| IRS990/RentalIncomeOrLoss/Real | 0 | 0 |
| IRS990/ReportFin48Footnote | 0 | 0 |
| IRS990/ReportInvestOthSecurities | 0 | 0 |
| IRS990/ReportLandBldgEquip | 0 | 1 |
| IRS990/ReportOtherAssets | 0 | 0 |
| IRS990/ReportOtherLiabilities | 0 | 1 |
| IRS990/ReportProgRelInvest | 0 | 0 |
| IRS990/RetainedEarningsEndowmentEtc/BOY | 0 | 17111530 |
| IRS990/RetainedEarningsEndowmentEtc/EOY | 0 | 18857936 |
| IRS990/Revenue | 0 | 14224203 |
| IRS990/RevenuesLessExpensesCY | 0 | 1750616 |
| IRS990/RevenuesLessExpensesPriorYear | 0 | 900941 |
| IRS990/RoyaltiesRevenue/ExclusionAmount | 0 | 0 |
| IRS990/RoyaltiesRevenue/RelatedOrExemptFunctionIncome | 0 | 0 |
| IRS990/RoyaltiesRevenue/TotalRevenueColumn | 0 | 0 |
| IRS990/RoyaltiesRevenue/UnrelatedBusinessRevenue | 0 | 0 |
| IRS990/SalariesEtcCurrentYear | 0 | 9098992 |
| IRS990/SalariesEtcPriorYear | 0 | 8725155 |
| IRS990/SavingsAndTempCashInvestments/BOY | 0 | 4325184 |
| IRS990/SavingsAndTempCashInvestments/EOY | 0 | 7471193 |
| IRS990/ScheduleBRequired | 0 | 0 |
| IRS990ScheduleD/AgentTrusteeEtc | 0 | 0 |
| IRS990ScheduleD/Buildings/BookValue | 0 | 5618433 |
| IRS990ScheduleD/Buildings/Depreciation | 0 | 741116 |
| IRS990ScheduleD/Buildings/InvestmentCostOrOtherBasis | 0 | 6359549 |
| IRS990ScheduleD/Buildings/OtherCostOrOtherBasis | 0 | 0 |
| IRS990ScheduleD/DonatedServicesUseOfFacilities | 0 | 0 |
| IRS990ScheduleD/DonatedSrvcAndUseOfFacilities | 0 | 0 |
| IRS990ScheduleD/Equipment/BookValue | 0 | 1116641 |
| IRS990ScheduleD/Equipment/Depreciation | 0 | 2249040 |
| IRS990ScheduleD/Equipment/InvestmentCostOrOtherBasis | 0 | 3365681 |
| IRS990ScheduleD/Equipment/OtherCostOrOtherBasis | 0 | 0 |
| IRS990ScheduleD/ExpensesNotRptdF990 | 0 | 0 |
| IRS990ScheduleD/ExpensesNotRptdOnFinStmt | 0 | 0 |
| IRS990ScheduleD/ExpensesSubtotal | 0 | 20214826 |
| IRS990ScheduleD/IncludedOnFS | 0 | 0 |
| IRS990ScheduleD/InvestmentExpensesNotIncluded | 0 | 0 |
| IRS990ScheduleD/InvestmentExpensesNotIncluded2 | 0 | 0 |
| IRS990ScheduleD/Land/BookValue | 0 | 2221404 |
| IRS990ScheduleD/Land/InvestmentCostOrOtherBasis | 0 | 2221404 |
| IRS990ScheduleD/Land/OtherCostOrOtherBasis | 0 | 0 |
| IRS990ScheduleD/LeaseholdImprovements/BookValue | 0 | 31264 |
| IRS990ScheduleD/LeaseholdImprovements/Depreciation | 0 | 336832 |
| IRS990ScheduleD/LeaseholdImprovements/InvestmentCostOrOtherBasis | 0 | 368096 |
| IRS990ScheduleD/LeaseholdImprovements/OtherCostOrOtherBasis | 0 | 0 |
| IRS990ScheduleD/LossesReported | 0 | 0 |
| IRS990ScheduleD/NetUnrealizedGainsInvestments | 0 | 0 |
| IRS990ScheduleD/OtherExpensesIncluded | 0 | 0 |
| IRS990ScheduleD/OtherExpensesNotIncluded | 0 | 0 |
| IRS990ScheduleD/OtherLandBuildings/BookValue | 0 | 0 |
Document Assets
No mirrored PDF or thumbnail assets are attached yet.
Filings
Displayed year
2012 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
- Assets
- $200,876,128
- Liabilities
- $182,018,192
- Net assets
- $18,857,936
- Revenue
- -
- Expenses
- $20,214,826
- Net income
- -