Civic Intelligence

Better Business Bureau of Southwest La Inc

990 • Fiscal year 2016 • EIN 72-0497914

Jan 01, 2016 to Dec 31, 2016 • Filed on Oct 24, 2017

PO Box 7314Lake Charles, LA 70606

(337) 478-6513

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

53rd percentile

0.01x

Higher debt load relative to assets than 53% of similar nonprofits.

2016 filings • 501(c)6 • <$500k nonprofits • Source year 2016

Liabilities / Revenue

50th percentile

0.00x

Higher debt load relative to revenue than 50% of similar nonprofits.

2016 filings • 501(c)6 • <$500k nonprofits • Source year 2016

Net Margin

96th percentile

43%

Higher net margin than 96% of similar nonprofits.

2016 filings • 501(c)6 • <$500k nonprofits • Source year 2016

Top Officer Pay

88th percentile

$57,856

Higher top officer pay than 88% of similar nonprofits.

Top officer pay equals 18.1% of source-year revenue.

2016 filings • 501(c)6 • <$500k nonprofits • Source year 2016

Asset Growth

5th percentile

-50%

Faster asset growth than 5% of similar nonprofits.

2016 filings • 501(c)6 • <$500k nonprofits • Annualized from 2015 to 2016

Revenue Growth

83rd percentile

24%

Faster revenue growth than 83% of similar nonprofits.

2016 filings • 501(c)6 • <$500k nonprofits • Annualized from 2015 to 2016

Assets

Down

$132,668

Down $133,747 (-50%) from 2015

Net Assets

Down

$131,594

Down $114,841 (-47%) from 2015

Liabilities

Down

$1,074

Down $18,906 (-95%) from 2015

Revenue

Up

$320,122

Up $61,854 (+24%) from 2015

Expenses

Down

$183,203

Down $35,979 (-16%) from 2015

Net Income

Up

$136,919

Up $97,833 (+250%) from 2015

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300K$200K$100K$0Assets 2011: $193,743Liabilities 2011: $46,508Net Assets 2011: $147,2352011Assets 2012: $205,105Liabilities 2012: $41,167Net Assets 2012: $163,9382012Assets 2013: $211,437Liabilities 2013: $33,812Net Assets 2013: $177,6252013Assets 2014: $234,643Liabilities 2014: $27,294Net Assets 2014: $207,3492014Assets 2015: $266,415Liabilities 2015: $19,980Net Assets 2015: $246,4352015Assets 2016: $132,668Liabilities 2016: $1,074Net Assets 2016: $131,5942016Assets 2017: $154,999Liabilities 2017: $2,641Net Assets 2017: $152,3582017Assets 2018: $132,663Liabilities 2018: $6,849Net Assets 2018: $125,8142018Assets 2019: $137,877Liabilities 2019: $5,332Net Assets 2019: $132,5452019Assets 2020: $143,977Liabilities 2020: $106,761Net Assets 2020: $37,2162020Assets 2021: $158,105Liabilities 2021: $101,813Net Assets 2021: $56,2922021Assets 2022: $273,985Liabilities 2022: $213,259Net Assets 2022: $60,7262022Assets 2023: $180,891Liabilities 2023: $166,806Net Assets 2023: $14,0852023Assets 2024: $165,873Liabilities 2024: $147,451Net Assets 2024: $18,4222024

Highlighted filing

2016

Assets$132,668
Liabilities$1,074
Net Assets$131,594

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$400K$300K$200K$100K$0-$100KExpenses 2011: $210,7272011Expenses 2012: $218,1362012Revenue 2013: $234,018Expenses 2013: $220,332Net Income 2013: $13,6862013Revenue 2014: $250,734Expenses 2014: $221,010Net Income 2014: $29,7242014Revenue 2015: $258,268Expenses 2015: $219,182Net Income 2015: $39,0862015Revenue 2016: $320,122Expenses 2016: $183,203Net Income 2016: $136,9192016Revenue 2017: $238,374Expenses 2017: $217,610Net Income 2017: $20,7642017Revenue 2018: $238,095Expenses 2018: $264,639Net Income 2018: -$26,5442018Revenue 2019: $251,367Expenses 2019: $244,636Net Income 2019: $6,7312019Revenue 2020: $247,251Expenses 2020: $239,303Net Income 2020: $7,9482020Revenue 2021: $258,710Expenses 2021: $239,634Net Income 2021: $19,0762021Revenue 2022: $252,586Expenses 2022: $248,152Net Income 2022: $4,4342022Revenue 2023: $216,141Expenses 2023: $262,783Net Income 2023: -$46,6422023Revenue 2024: $236,257Expenses 2024: $231,919Net Income 2024: $4,3382024

Highlighted filing

2016

Revenue$320,122
Expenses$183,203
Net Income$136,919
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Oct 24, 2017
Return Version
2016v3.0
Gross Receipts
$415,759
Mission and Program Overview

Mission

To protect public from unethical business practices and to handle disputes between consumers and unethical businesses.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$28,949$84,631▲ $55,682
Savings and Temporary Cash Investments$31,657$41,673▲ $10,016
Accounts Receivable$10,405$4,448▼ $5,957
Land, Buildings, and Equipment, Net$195,404$1,915▼ $193,489
Other Notes and Loans Receivable, Net-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Prepaid Expenses and Deferred Charges-$0-
Total Assets$266,415$132,668▼ $133,747
Other Assets Total-$1-
Liabilities
Mortgage Notes Payable Secured by Investment Property$16,216--
Other Liabilities$3,037$632▼ $2,405
Accounts Payable and Accrued Expenses$727$442▼ $285
Total Liabilities$19,980$1,074▼ $18,906
Net Assets / Fund Balance
Unrestricted Net Assets$246,435$131,594▼ $114,841
Total Net Assets Fund Balance$246,435$131,594▼ $114,841
Total Liabilities and Net Assets / Fund Balance$266,415$132,668▼ $133,747

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$1,915$60,696$62,611
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Carmen MillionPresidentFT$55,856$2,000$57,856

Board Members and Trustees

NameTitle
Lee BruneyChairman
Julie MillerVice Chairman
Ben StineDirector
David BusbyDirector
Eric MireDirector
John BerryhillDirector
Keith DubrockDirector
Nick LangleyDirector
Nora PapillionDirector
Pat DowDirector
Tammy TruaxDirector
Travis ManceauxDirector
Brian ArabieAttorney
Roland TerrellEx Officio
John BostickSecretary
Keith WimberlyTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$240,234
Program Service Revenue
$0
Investment Income
$75,523
Other Revenue
$4,365
Change in Net Assets
$136,919
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$111,261
Other Expenses$71,942
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$50,270$5,586-$55,856
Other Salaries and Wages$43,170$4,797-$47,967
Advertising$10,080$1,120-$11,200
All Other Expenses$5,197$578-$5,775
Office Expenses$4,972$552-$5,524
Payroll Taxes$4,894$544-$5,438
Fees for Services Accounting$4,572$508-$5,080
Other Expenses$3,630$403-$4,033
Travel$3,183$354-$3,537
Conferences and Meetings$3,148$350-$3,498
Depreciation Depletion$2,195$244-$2,439
Insurance$2,096$233-$2,329
Pension Plan Contributions$1,800$200-$2,000
Interest$105$12-$117
Total Functional Expenses$164,881$18,322$0$183,203
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Payroll Liabilities$632
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
No
Audit committee
No
Backup withholding compliance
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 11B: Form 990 Review Process

The form 990 is reviewed by the executive director and the board treasurer before mailing.

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

The organization makes its governing documents, conflict of interest policy, and form 990 available to the public upon request. The form 990 is also available for public view at guide star.

Filing and Contact Details

Filer

Filer Name
Better Business Bureau
EIN
72-0497914
Phone
3374786513
Address
PO BOX 7314, LAKE CHARLES, LA 70606

Signing Officer

Name
Carmen Million
Title
President
Signed
2017-10-24
Discuss with paid preparer
Yes

Organization Details

Formed
1955
Legal Domicile
La
Voting Board Members
16
Independent Board Members
16
Employees
4

Preparer

Firm
J Aaron Cooper CPA LLC
Address
510 N Cutting, Jennings, LA 70546
Preparer
J Aaron Cooper
Phone
3378245007
Supplemental Narrative

Additional Explanations

Other Changes In Net Assets Or Fund Balances - Other Decreases

Transfer to swla bbb foundation = -$156347

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossAmountSalesAssetsGrp/OtherAmt0171142
IRS990/GrossReceiptsAmt0415759
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt00
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt016
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/TotalAmt00
IRS990/InsuranceGrp/ManagementAndGeneralAmt0233
IRS990/InsuranceGrp/ProgramServicesAmt02096
IRS990/InsuranceGrp/TotalAmt02329
IRS990/IntangibleAssetsGrp/EOYAmt00
IRS990/InterestGrp/ManagementAndGeneralAmt012
IRS990/InterestGrp/ProgramServicesAmt0105
IRS990/InterestGrp/TotalAmt0117
IRS990/InventoriesForSaleOrUseGrp/EOYAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt018
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt018
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/EOYAmt00
IRS990/InvestTaxExemptBondsInd0false
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt060696
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0195404
IRS990/LandBldgEquipBasisNetGrp/EOYAmt01915
IRS990/LandBldgEquipCostOrOtherBssAmt062611
IRS990/LegalDomicileStateCd0LA
IRS990/LessCostOthBasisSalesExpnssGrp/OtherAmt095637
IRS990/LicensedMoreThanOneStateInd0false
IRS990/LoanOutstandingInd0false
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembershipDuesAmt0240234
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingCashInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0TO PROTECT PUBLIC FROM UNETHICAL BUSINESS PRACTICES AND TO HANDLE DISPUTES BETWEEN CONSUMERS AND UNETHICAL BUSINESSES.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt016216
IRS990/NetAssetsOrFundBalancesBOYAmt0246435
IRS990/NetAssetsOrFundBalancesEOYAmt0131594
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt075505
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt075505
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/TotalAmt00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt0552
IRS990/OfficeExpensesGrp/ProgramServicesAmt04972
IRS990/OfficeExpensesGrp/TotalAmt05524
IRS990/OfficerMailingAddressInd0false
IRS990/OnBehalfOfIssuerInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OrgFiledInLieuOfForm1041Ind0false
IRS990/OtherAssetsTotalGrp/EOYAmt01
IRS990/OtherChangesInNetAssetsAmt0-156347
IRS990/OtherEmployeeBenefitsGrp/TotalAmt00
IRS990/OtherExpensesGrp/Desc0DUES AND SUBSCRIPTIONS
IRS990/OtherExpensesGrp/Desc1REPAIRS AND MAINTENANCE
IRS990/OtherExpensesGrp/Desc2Postage and Shipping
IRS990/OtherExpensesGrp/Desc3TELEPHONE
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt01529
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt1838
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt2474
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt3403
IRS990/OtherExpensesGrp/ProgramServicesAmt013762
IRS990/OtherExpensesGrp/ProgramServicesAmt17538
IRS990/OtherExpensesGrp/ProgramServicesAmt24269
IRS990/OtherExpensesGrp/ProgramServicesAmt33630
IRS990/OtherExpensesGrp/TotalAmt015291
IRS990/OtherExpensesGrp/TotalAmt18376
IRS990/OtherExpensesGrp/TotalAmt24743
IRS990/OtherExpensesGrp/TotalAmt34033
IRS990/OtherLiabilitiesGrp/BOYAmt03037
IRS990/OtherLiabilitiesGrp/EOYAmt0632
IRS990/OtherRevenueMiscGrp/Desc0OTHER INCOME
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt04365
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt04365
IRS990/OtherRevenueTotalAmt04365
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt04797
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt043170
IRS990/OtherSalariesAndWagesGrp/TotalAmt047967
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt00
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt0544
IRS990/PayrollTaxesGrp/ProgramServicesAmt04894
IRS990/PayrollTaxesGrp/TotalAmt05438
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt0200
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt01800
IRS990/PensionPlanContributionsGrp/TotalAmt02000
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt00
IRS990/PriorPeriodAdjustmentsAmt0-95413
IRS990/ProfessionalFundraisingInd0false
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt0252936
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt066
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt087494
IRS990/PYOtherRevenueAmt05266
IRS990/PYRevenuesLessExpensesAmt039086
IRS990/PYSalariesCompEmpBnftPaidAmt0131688
IRS990/PYTotalExpensesAmt0219182
IRS990/PYTotalRevenueAmt0258268
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt0136919
IRS990/RegularMonitoringEnfrcInd0false
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt031657
IRS990/SavingsAndTempCashInvstGrp/EOYAmt041673
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt01915
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt060696
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt062611
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0632
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0PAYROLL LIABILITIES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01915
IRS990ScheduleD/TotalLiabilityAmt0632
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE FORM 990 IS REVIEWED BY THE EXECUTIVE DIRECTOR AND THE BOARD TREASURER BEFORE MAILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FORM 990 AVAILABLE TO THE PUBLIC UPON REQUEST. THE FORM 990 IS ALSO AVAILABLE FOR PUBLIC VIEW AT GUIDE STAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2TRANSFER TO SWLA BBB FOUNDATION = -$156347
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Line 11b: Form 990 Review Process
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Line 19: Other Organization Documents Publicly Available
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Other Changes In Net Assets Or Fund Balances - Other Decreases
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.66$1.47$0.18$2.36$2.32$0.04
2023Detailed filing. Detailed filing data is available for this year.$1.81$1.67$0.14$2.16$2.63$0.47
2022Detailed filing. Detailed filing data is available for this year.$2.74$2.13$0.61$2.53$2.48$0.04
2021Detailed filing. Detailed filing data is available for this year.$1.58$1.02$0.56$2.59$2.40$0.19
2020Detailed filing. Detailed filing data is available for this year.$1.44$1.07$0.37$2.47$2.39$0.08
2019Detailed filing. Detailed filing data is available for this year.$1.38$0.05$1.33$2.51$2.45$0.07
2018Detailed filing. Detailed filing data is available for this year.$1.33$0.07$1.26$2.38$2.65$0.27
2017Detailed filing. Detailed filing data is available for this year.$1.55$0.03$1.52$2.38$2.18$0.21
2016Detailed filing. Detailed filing data is available for this year.$1.33$0.01$1.32$3.20$1.83$1.37
2015Detailed filing. Detailed filing data is available for this year.$2.66$0.20$2.46$2.58$2.19$0.39
2014Detailed filing. Detailed filing data is available for this year.$2.35$0.27$2.07$2.51$2.21$0.30
2013Detailed filing. Detailed filing data is available for this year.$2.11$0.34$1.78$2.34$2.20$0.14
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.05$0.41$1.64$2.18
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.94$0.47$1.47$2.11