Civic Intelligence

The St Mary Chamber of Commerce

EIN 72-0389496 • 501(c)6 • Morgan City, LA

Profile

The chamber promotes the economic, educational, and governmental interests of the community; promotes integrity, just and equitable principals in business; acquires and distributes area statistics and information; and generally assists the advancement and progress of the community.

P O Box 2606Morgan City, LA 70381

www.stmarychamber.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

83rd percentile

0.23x

Higher debt load relative to assets than 83% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

92nd percentile

0.43x

Higher debt load relative to revenue than 92% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

39th percentile

-5.0%

Higher net margin than 39% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

88th percentile

$45,868

Higher top officer pay than 88% of similar nonprofits.

Top officer pay equals 18.6% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

35th percentile

-11%

Faster asset growth than 35% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

59th percentile

4.2%

Faster revenue growth than 59% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Assets

Down

$457,757

Down $55,826 (-11%) from 2023

Liabilities

Down

$105,155

Down $43,568 (-29%) from 2023

Net Assets

Down

$352,602

Down $12,258 (-3.4%) from 2023

Revenue

Up

$246,552

Up $10,011 (+4.2%) from 2023

Expenses

Up

$258,810

Up $3,691 (+1.4%) from 2023

Net Income

Up

-$12,258

Up $6,320 (+34%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$800K$600K$400K$200K$0Assets 2010: $309,981Liabilities 2010: $38,844Net Assets 2010: $271,1372010Assets 2011: $518,810Liabilities 2011: $203,589Net Assets 2011: $315,2212011Assets 2012: $513,610Liabilities 2012: $207,562Net Assets 2012: $306,0482012Assets 2013: $503,094Liabilities 2013: $174,741Net Assets 2013: $328,3532013Assets 2014: $604,638Liabilities 2014: $200,502Net Assets 2014: $404,1362014Assets 2015: $581,121Liabilities 2015: $265,640Net Assets 2015: $315,4812015Assets 2016: $588,767Liabilities 2016: $269,412Net Assets 2016: $319,3552016Assets 2017: $560,479Liabilities 2017: $239,203Net Assets 2017: $321,2762017Assets 2018: $549,007Liabilities 2018: $229,392Net Assets 2018: $319,6152018Assets 2019: $544,803Liabilities 2019: $213,677Net Assets 2019: $331,1262019Assets 2020: $530,739Liabilities 2020: $210,275Net Assets 2020: $320,4642020Assets 2021: $547,683Liabilities 2021: $209,448Net Assets 2021: $338,2352021Assets 2022: $537,026Liabilities 2022: $153,588Net Assets 2022: $383,4382022Assets 2023: $513,583Liabilities 2023: $148,723Net Assets 2023: $364,8602023Assets 2024: $457,757Liabilities 2024: $105,155Net Assets 2024: $352,6022024

Highlighted filing

2024

Assets$457,757
Liabilities$105,155
Net Assets$352,602

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$200K$0-$200KExpenses 2010: $241,1632010Expenses 2011: $233,4422011Expenses 2012: $261,5652012Revenue 2013: $271,411Expenses 2013: $249,106Net Income 2013: $22,3052013Revenue 2014: $366,780Expenses 2014: $290,997Net Income 2014: $75,7832014Revenue 2015: $206,387Expenses 2015: $295,042Net Income 2015: -$88,6552015Revenue 2016: $280,347Expenses 2016: $276,473Net Income 2016: $3,8742016Revenue 2017: $262,186Expenses 2017: $260,265Net Income 2017: $1,9212017Revenue 2018: $268,196Expenses 2018: $269,857Net Income 2018: -$1,6612018Revenue 2019: $284,418Expenses 2019: $272,907Net Income 2019: $11,5112019Revenue 2020: $214,093Expenses 2020: $224,755Net Income 2020: -$10,6622020Revenue 2021: $208,476Expenses 2021: $190,705Net Income 2021: $17,7712021Revenue 2022: $261,722Expenses 2022: $216,519Net Income 2022: $45,2032022Revenue 2023: $236,541Expenses 2023: $255,119Net Income 2023: -$18,5782023Revenue 2024: $246,552Expenses 2024: $258,810Net Income 2024: -$12,2582024

Highlighted filing

2024

Revenue$246,552
Expenses$258,810
Net Income-$12,258

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$4.58$1.05$3.53$2.47$2.59$0.12
2023Detailed filing. Detailed filing data is available for this year.$5.14$1.49$3.65$2.37$2.55$0.19
2022Detailed filing. Detailed filing data is available for this year.$5.37$1.54$3.83$2.62$2.17$0.45
2021Detailed filing. Detailed filing data is available for this year.$5.48$2.09$3.38$2.08$1.91$0.18
2020Detailed filing. Detailed filing data is available for this year.$5.31$2.10$3.20$2.14$2.25$0.11
2019Detailed filing. Detailed filing data is available for this year.$5.45$2.14$3.31$2.84$2.73$0.12
2018Detailed filing. Detailed filing data is available for this year.$5.49$2.29$3.20$2.68$2.70$0.02
2017Detailed filing. Detailed filing data is available for this year.$5.60$2.39$3.21$2.62$2.60$0.02
2016Detailed filing. Detailed filing data is available for this year.$5.89$2.69$3.19$2.80$2.76$0.04
2015Detailed filing. Detailed filing data is available for this year.$5.81$2.66$3.15$2.06$2.95$0.89
2014Detailed filing. Detailed filing data is available for this year.$6.05$2.01$4.04$3.67$2.91$0.76
2013Detailed filing. Detailed filing data is available for this year.$5.03$1.75$3.28$2.71$2.49$0.22
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.14$2.08$3.06$2.62
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.19$2.04$3.15$2.33
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.10$0.39$2.71$2.41
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Jun 19, 2025
Return Version
2024v5.0
Gross Receipts
$258,247
Mission and Program Overview

Mission

The Chamber promotes the economic, educational, and governmental interests of the community; promotes integrity, just and equitable principals in business; acquires and distributes area statistics and information; and generally assists the advancement and progress of the community.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$288,596$277,680▼ $10,916
Land, Buildings, and Equipment, Net$128,918$124,159▼ $4,759
Cash and Non-Interest-Bearing Accounts$95,707$55,556▼ $40,151
Total Assets$513,583$457,757▼ $55,826
Other Assets Total$362$362→ $0
Liabilities
Mortgage Notes Payable Secured by Investment Property$74,763$65,242▼ $9,521
Deferred Revenue$70,757$37,863▼ $32,894
Other Liabilities$3,083$1,871▼ $1,212
Accounts Payable and Accrued Expenses$120$179▲ $59
Total Liabilities$148,723$105,155▼ $43,568
Net Assets / Fund Balance
Net Assets With Donor Restrictions$233,614$238,834▲ $5,220
Net Assets Without Donor Restrictions$131,246$113,768▼ $17,478
Total Net Assets Fund Balance$364,860$352,602▼ $12,258
Total Liabilities and Net Assets / Fund Balance$513,583$457,757▼ $55,826

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$124,159$68,003$192,162
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Elisabeth ChiassonPresidentFT$45,868$45,868

Board Members and Trustees

NameTitle
Tammie MooreChairperson
Laura MeadowsPast Chairpe
Tiger VerdinPast-chairma
Brady BorelVice Chairma
Anthony BahamDirector
Blaze LandryDirector
Danika Foley LongDirector
Evan BoudreaxDirector
Holden MurrayDirector
Howard CastayDirector
Jonathan Jp HenryDirector
Kristal HebertDirector
Scott BerryDirector
Stephanie GuidryDirector
Stephen MoraDirector
Terry Matthews FoulcardDirector
Alyssa CartTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$144,406
Program Service Revenue
$83,600
Investment Income
$3,386
Other Revenue
$15,160
All Other Contributions
$50,096
Change in Net Assets
$-12,258

Audited Revenue Reconciliation

Revenue per Audited Statements
$246,552
Total Revenue per Audited Statements
$246,552
Total Revenue per Form 990
$246,552
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$127,238
Salaries, Compensation, and Employee Benefits$123,322
Grants and Similar Amounts Paid$8,250
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages-$111,024-$111,024
Conferences and Meetings$34,446--$34,446
Office Expenses-$17,266-$17,266
Insurance-$15,268-$15,268
Information Technology-$9,400-$9,400
Payroll Taxes-$9,264-$9,264
All Other Expenses-$8,419-$8,419
Grants to Domestic Individuals$8,250--$8,250
Other Expenses$5,901$6,476-$5,901
Depreciation Depletion$4,759--$4,759
Advertising$3,267--$3,267
Pension Plan Contributions-$2,634-$2,634
Interest-$2,478-$2,478
Fees for Services Accounting-$1,725-$1,725
Travel-$925-$925
Other Employee Benefits-$400-$400
Total Functional Expenses$65,329$193,481$0$258,810

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$258,810
Total Expenses per Audited Statements$258,810
Total Expenses per Form 990$258,810
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$26,855
Fundraising Direct Expenses$11,695
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Steak Dinner$26,855$26,855$11,490$15,365
Total Events$26,855$26,855$11,490$15,365
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
Yes
Subject to proxy tax
Yes
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Payroll Taxes Payable$1,871
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

Original articles of organization states there are members.

Form 990, Page 6, Part VI, Line 7A

Per original articles of organization members have same voting rights as shareholders in a corporation.

Form 990, Page 6, Part VI, Line 11B

No review was or will be conducted

Form 990, Page 6, Part VI, Line 19

No documents available to the public until specifically requested

Filing and Contact Details

Filer

Filer Name
The St Mary Chamber of Commerce
EIN
72-0389496
Phone
9853843830
Address
P O BOX 2606, MORGAN CITY, LA 70381

Signing Officer

Name
Elisabeth Chiasson
Title
President
Phone
9853843830
Signed
2025-06-19
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Elisabeth Chiasson
Formed
1949
Legal Domicile
La
Voting Board Members
17
Independent Board Members
17
Employees
4
Volunteers
17

Preparer

Firm
Darnall Sikes & Frederick
Address
1201 BRASHEAR AVE STE 301, MORGAN CITY, LA 70380-3218
Preparer
John P Armato Cpapfs
Phone
9853846264
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

The chamber promotes the economic, educational, and governmental interests of the community; promotes integrity, just and equitable principals in business; acquires and distributes area statistics and information; and generally assists the advancement and progress of the community.

Form 990, Page 2, Part III, Line 4D

Amounts reported are for various events that promote the ideals of the chamber of commerce

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt170
IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt1TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5CHAIRPERSON
IRS990/Form990PartVIISectionAGrp/TitleTxt6PAST CHAIRPE
IRS990/Form990PartVIISectionAGrp/TitleTxt7PAST-CHAIRMA
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12VICE CHAIRMA
IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt14DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt15DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt16DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt17DIRECTOR
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IRS990/InsuranceGrp/TotalAmt015268
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IRS990/LocalChaptersInd0false
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IRS990/MissionDesc0THE CHAMBER PROMOTES THE ECONOMIC, EDUCATIONAL, AND GOVERNMENTAL INTERESTS OF THE COMMUNITY; PROMOTES INTEGRITY, JUST AND EQUITABLE PRINCIPALS IN BUSINESS; ACQUIRES AND DISTRIBUTES AREA STATISTICS AND INFORMATION; AND GENERALLY ASSISTS THE ADVANCEMENT AND PROGRESS OF THE COMMUNITY.
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IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt065242
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IRS990/NetAssetsOrFundBalancesEOYAmt0352602
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IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsFASB117Ind0X
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IRS990/OtherAssetsTotalGrp/EOYAmt0362
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt0400
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IRS990/OtherExpensesGrp/Desc0LEADERSHIP EDUCATION
IRS990/OtherExpensesGrp/Desc1UTILITIES
IRS990/OtherExpensesGrp/Desc2AUTO EXPENSES
IRS990/OtherExpensesGrp/Desc3COMMUNITY EVENTS
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt08202
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt16476
IRS990/OtherExpensesGrp/ProgramServicesAmt08706
IRS990/OtherExpensesGrp/ProgramServicesAmt15901
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IRS990/OtherExpensesGrp/TotalAmt18202
IRS990/OtherExpensesGrp/TotalAmt26476
IRS990/OtherExpensesGrp/TotalAmt35901
IRS990/OtherLiabilitiesGrp/BOYAmt03083
IRS990/OtherLiabilitiesGrp/EOYAmt01871
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IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0ELISABETH CHIASSON
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IRS990/ProgramServiceRevenueGrp/Desc0LOCAL BUSINESS DIRECTORY
IRS990/ProgramServiceRevenueGrp/Desc1BUSINESS LUNCHEONS
IRS990/ProgramServiceRevenueGrp/Desc2LOCAL LEADERSHIP TRAINING
IRS990/ProgramServiceRevenueGrp/Desc3ANNUAL BANQUET
IRS990/ProgramServiceRevenueGrp/Desc4RENTAL LISTINGS
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IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt119115
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt215125
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt311710
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IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt215125
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt311710
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt43772
IRS990/ProgSrvcAccomActy2Grp/Desc0BUSINESS LUNCHEONS ARE HELD MONTHLY TO KEEP CHAMBER MEMBERS ABREAST OF CURRENT ISSUES IN ST. MARY PARISH AND IN OUR STATE. IN ADDITION THE CHAMBER WILL HOLD POLITICAL FORUMS FOR ELECTED POSITIONS THAT AFFECT OUR MEMBERSHIP.
IRS990/ProgSrvcAccomActy3Grp/Desc0LEADERSHIP ST. MARY IS A PROGRAM TO HELP RECRUIT AND DEVELOP LEADERS WHO WILL BE ACTIVE AND INVOLVED IN MOVING OUR PARISH FORWARD. THE FUTURE FOCUS OF THESE LEADERS WILL BE ON IMPROVING THE BUSINESS, EDUCATIONAL, GOVERNMENTAL, AND COMMUNITY (QUALITY OF LIFE) ENVIRONMENTS IN ST. MARY PARISH. THROUGH THIS PROGRAM, POTENTIAL LEADERS ARE EXPOSED TO A RANGE OF IDEAS AND EXPERIENCES THAT WILL BEST PREPARE THEM TO GUIDE ST. MARY TOWARD ACHIEVING ITS HIGHEST POTENTIAL. IN THE COURSE OF THE PROGRAM, MEMBERS WILL DEVELOP THE SKILLS NEEDED TO PARTICIPATE IN THE PROCESSES THAT FORM THE FOUNDATION OF CIVIC LEADERSHIP: COALITION BUILDING, SIGNIFICANT DIALOG, CREATIVE PROBLEM SOLVING AND CONSENSUS BUILDING.
IRS990/ProgSrvcAccomActyOtherGrp/Desc0AMOUNTS REPORTED ARE FOR VARIOUS EVENTS THAT PROMOTE THE IDEALS OF THE CHAMBER OF COMMERCE
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IRS990/PYOtherRevenueAmt015299
IRS990/PYProgramServiceRevenueAmt074758
IRS990/PYRevenuesLessExpensesAmt0-18578
IRS990/PYSalariesCompEmpBnftPaidAmt0118504
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IRS990/PYTotalRevenueAmt0236541
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IRS990ScheduleD/ExpensesSubtotalAmt0258810
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IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0PAYROLL TAXES PAYABLE
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IRS990ScheduleD/TotalExpensesPerForm990Amt0258810
IRS990ScheduleD/TotalLiabilityAmt01871
IRS990ScheduleD/TotalRevenuePerForm990Amt0246552
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IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0STEAK DINNER
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IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt015365
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IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/GrantTypeTxt0EDUCATIONAL
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/RecipientCnt011
IRS990ScheduleI/SupplementalInformationDetail/ExplanationTxt0PAYMENTS FOR SCHOLARSHIPS ARE MADE DIRECTLY TO QUALIFIED EDUCATIONAL INSTITUTIONS ONCE THE RECIPIENT HAS PROVIDED PROOF OF ENROLLMENT.
IRS990ScheduleI/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE I, PAGE 1, PART I, LINE 2
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CHAMBER PROMOTES THE ECONOMIC, EDUCATIONAL, AND GOVERNMENTAL INTERESTS OF THE COMMUNITY; PROMOTES INTEGRITY, JUST AND EQUITABLE PRINCIPALS IN BUSINESS; ACQUIRES AND DISTRIBUTES AREA STATISTICS AND INFORMATION; AND GENERALLY ASSISTS THE ADVANCEMENT AND PROGRESS OF THE COMMUNITY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1AMOUNTS REPORTED ARE FOR VARIOUS EVENTS THAT PROMOTE THE IDEALS OF THE CHAMBER OF COMMERCE
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ORIGINAL ARTICLES OF ORGANIZATION STATES THERE ARE MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3PER ORIGINAL ARTICLES OF ORGANIZATION MEMBERS HAVE SAME VOTING RIGHTS AS SHAREHOLDERS IN A CORPORATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4NO REVIEW WAS OR WILL BE CONDUCTED
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5NO DOCUMENTS AVAILABLE TO THE PUBLIC UNTIL SPECIFICALLY REQUESTED
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 - ORGANIZATION'S MISSION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 2, PART III, LINE 4D
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 19
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IRS990/TerminateOperationsInd0false
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IRS990/TotalAssetsEOYAmt0457757
IRS990/TotalAssetsGrp/BOYAmt0513583
IRS990/TotalAssetsGrp/EOYAmt0457757

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