Civic Intelligence

River Cities Credit Union

990 • Fiscal year 2012 • EIN 72-0364564

Jan 01, 2012 to Dec 31, 2012

Alexandria, LA
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

62nd percentile

0.87x

Higher debt load relative to assets than 62% of similar nonprofits.

2012 filings • 501(c)14 • $5M-$10M nonprofits • Source year 2012

Liabilities / Revenue

99th percentile

30.34x

Higher debt load relative to revenue than 99% of similar nonprofits.

2012 filings • $5M-$10M nonprofits • Source year 2012

Net Margin

13th percentile

-48%

Higher net margin than 13% of similar nonprofits.

2012 filings • $5M-$10M nonprofits • Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

10th percentile

-6.7%

Faster asset growth than 10% of similar nonprofits.

2012 filings • 501(c)14 • $5M-$10M nonprofits • Annualized from 2010 to 2012

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2012

Assets

Down

$9,739,737

Down $1,438,283 (-13%) from 2010

Net Assets

Down

$1,245,110

Down $261,608 (-17%) from 2010

Liabilities

Down

$8,494,627

Down $1,176,675 (-12%) from 2010

Revenue

$279,979

No earlier filing loaded for comparison.

Expenses

Down

$413,560

Down $285,133 (-41%) from 2010

Net Income

-$133,581

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$15M$10M$5.0M$0Assets 2010: $11,178,020Liabilities 2010: $9,671,302Net Assets 2010: $1,506,7182010Assets 2012: $9,739,737Liabilities 2012: $8,494,627Net Assets 2012: $1,245,1102012Assets 2014: $8,711,990Liabilities 2014: $7,722,429Net Assets 2014: $989,5612014

Highlighted filing

2012

Assets$9,739,737
Liabilities$8,494,627
Net Assets$1,245,110

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0-$500KExpenses 2010: $698,6932010Revenue 2012: $279,979Expenses 2012: $413,560Net Income 2012: -$133,5812012Revenue 2014: $220,597Expenses 2014: $331,726Net Income 2014: -$111,1292014

Highlighted filing

2012

Revenue$279,979
Expenses$413,560
Net Income-$133,581
Filing Detail Status

This 2012 filing currently has summary financial data only. Detailed schedules, leadership, and program rows are not available for this filing yet.

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Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Mission and Program Overview

Mission

Provide affordable financial services (savings, loans, credit cards, checking accounts) to its members at competitive rates.

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings