Civic Intelligence

Young Entrepreneurs Organization of Portland

990 • Fiscal year 2021 • EIN 71-0933809

Jul 01, 2020 to Jun 30, 2021 • Filed on May 15, 2022

3439 SE Hawthorne Blvd 1039Portland, OR 97214

(866) 611-7829

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

77th percentile

0.09x

Higher debt load relative to assets than 77% of similar nonprofits.

2021 filings • 501(c)3 • <$500k nonprofits • Source year 2021

Liabilities / Revenue

82nd percentile

0.16x

Higher debt load relative to revenue than 82% of similar nonprofits.

2021 filings • 501(c)3 • <$500k nonprofits • Source year 2021

Net Margin

12th percentile

-46%

Higher net margin than 12% of similar nonprofits.

2021 filings • 501(c)3 • <$500k nonprofits • Source year 2021

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2021 filings • 501(c)3 • <$500k nonprofits • Source year 2021

Asset Growth

19th percentile

-19%

Faster asset growth than 19% of similar nonprofits.

2021 filings • 501(c)3 • <$500k nonprofits • Annualized from 2020 to 2021

Revenue Growth

10th percentile

-71%

Faster revenue growth than 10% of similar nonprofits.

2021 filings • 501(c)3 • <$500k nonprofits • Annualized from 2020 to 2021

Assets

Down

$476,554

Down $111,736 (-19%) from 2020

Net Assets

Down

$431,447

Down $131,160 (-23%) from 2020

Liabilities

Up

$45,107

Up $19,424 (+76%) from 2020

Revenue

Down

$288,202

Down $704,355 (-71%) from 2020

Expenses

Down

$419,362

Down $614,528 (-59%) from 2020

Net Income

Down

-$131,160

Down $89,827 (-217%) from 2020

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$800K$600K$400K$200K$0Assets 2013: $95,689Liabilities 2013: $22,813Net Assets 2013: $72,8762013Assets 2014: $112,979Liabilities 2014: $4,094Net Assets 2014: $108,8852014Assets 2015: $160,575Liabilities 2015: $1,419Net Assets 2015: $159,1562015Assets 2016: $223,945Liabilities 2016: $908Net Assets 2016: $223,0372016Assets 2017: $295,033Liabilities 2017: $504Net Assets 2017: $294,5292017Assets 2018: $222,187Liabilities 2018: $20,320Net Assets 2018: $201,8672018Assets 2019: $612,751Liabilities 2019: $8,811Net Assets 2019: $603,9402019Assets 2020: $588,290Liabilities 2020: $25,683Net Assets 2020: $562,6072020Assets 2021: $476,554Liabilities 2021: $45,107Net Assets 2021: $431,4472021Assets 2022: $554,586Liabilities 2022: $0Net Assets 2022: $554,5862022Assets 2023: $504,528Liabilities 2023: $0Net Assets 2023: $504,5282023Assets 2024: $483,574Liabilities 2024: $0Net Assets 2024: $483,5742024Assets 2025: $388,846Liabilities 2025: $0Net Assets 2025: $388,8462025

Highlighted filing

2021

Assets$476,554
Liabilities$45,107
Net Assets$431,447

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.5M$1.0M$500K$0-$500KExpenses 2013: $245,4362013Revenue 2014: $210,080Expenses 2014: $174,072Net Income 2014: $36,0082014Revenue 2015: $255,962Expenses 2015: $202,695Net Income 2015: $53,2672015Revenue 2016: $397,443Expenses 2016: $333,562Net Income 2016: $63,8812016Revenue 2017: $403,426Expenses 2017: $331,934Net Income 2017: $71,4922017Revenue 2018: $452,745Expenses 2018: $545,407Net Income 2018: -$92,6622018Revenue 2019: $1,017,520Expenses 2019: $615,447Net Income 2019: $402,0732019Revenue 2020: $992,557Expenses 2020: $1,033,890Net Income 2020: -$41,3332020Revenue 2021: $288,202Expenses 2021: $419,362Net Income 2021: -$131,1602021Revenue 2022: $762,637Expenses 2022: $639,498Net Income 2022: $123,1392022Revenue 2023: $538,913Expenses 2023: $588,971Net Income 2023: -$50,0582023Revenue 2024: $678,058Expenses 2024: $699,012Net Income 2024: -$20,9542024Revenue 2025: $651,208Expenses 2025: $745,936Net Income 2025: -$94,7282025

Highlighted filing

2021

Revenue$288,202
Expenses$419,362
Net Income-$131,160
Jump To
Filing Snapshot
Filing Period
Jul 1, 2020 to Jun 30, 2021
Signed
May 15, 2022
Return Version
2020v4.2
Gross Receipts
$288,202
Mission and Program Overview

Mission

To educate and advise entrepreneurs and to facilitate exchange between entrepreneurial members and groups.

To promote and foster the education of entrepreneurs.

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$562,607$431,447▼ $131,160
Savings and Temporary Cash Investments$272,997$298,026▲ $25,029
Cash and Non-Interest-Bearing Accounts$315,293$178,528▼ $136,765
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Total Assets$588,290$476,554▼ $111,736
Liabilities
Unsecured Notes Loans Payable$15,973$24,462▲ $8,489
Accounts Payable and Accrued Expenses$9,710$20,645▲ $10,935
Total Liabilities$25,683$45,107▲ $19,424
Net Assets / Fund Balance
Total Net Assets Fund Balance$562,607$431,447▼ $131,160
Total Liabilities and Net Assets / Fund Balance$588,290$476,554▼ $111,736
Compensation and Service Providers

Board Members and Trustees

NameTitle
Jay TorgersonFinance Chair, Board Member
Ana ChaudPresident, Board Member
Augusto CarneiroBoard Member
Ben HermanBoard Member
Celeste TrappBoard Member
Dre SlamanBoard Member
Emma DyeBoard Member
Frank MccourtBoard Member
Justin RiordanBoard Member
Lisa HerlingerBoard Member
Michelle CairoBoard Member
Natalie SmithBoard Member
Nicole WhitesellBoard Member
Richard DiforioBoard Member
Robert JordanBoard Member
Tim BerglerBoard Member
Revenue and Support

Revenue Composition

Contributions and Grants
$76,348
Program Service Revenue
$211,287
Investment Income
$567
Other Revenue
$0
All Other Contributions
$11,750
Change in Net Assets
$-131,160
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$419,362
Total Fundraising Expense$1,200
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Conferences and Meetings$176,809$20,264-$197,073
Fees for Services Management$79,357$41,436-$120,793
Advertising$27,629$23,319-$50,948
Fees for Services Accounting-$25,239-$25,239
Office Expenses$6,507$11,143-$17,650
Insurance-$1,329-$1,329
Other Expenses$1,787$104$1,200$104
All Other Expenses-$50-$50
Total Functional Expenses$294,922$123,240$1,200$419,362
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

The organization has one class of members who have the right to elect the members of the governing body.

Form 990, Part VI, Section A, Line 7A

The organization has one class of members. The election of the organization's governing body is subject to the approval of the members.

Form 990, Part VI, Section B, Line 11B

The form 990 will be reviewed by the finance chair before filing.

Form 990, Part VI, Section B, Line 12C

Board members and officers are required to disclose any potential conflicts, and appropriate steps, such as recusal, would be taken if any potential conflicts were to arise.

Form 990, Part VI, Section B, Line 15

No officers, directors, or top management officials are compensated.

Form 990, Part VI, Section C, Line 19

The organization makes its governing documents and financial statements available to the public upon request.

Filing and Contact Details

Filer

Filer Name
Young Entrepreneurs Organization
EIN
71-0933809
Phone
8666117829
Address
3439 SE HAWTHORNE BLVD 1039, PORTLAND, OR 97214
Doing Business As
Entrepreneurs Organization Portland Chapter

Signing Officer

Name
Jay Torgerson
Title
Finance Chair
Phone
8666117829
Signed
2022-05-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Ana Chaud
Formed
2003
Legal Domicile
Or
Voting Board Members
16
Independent Board Members
16
Employees
0
Volunteers
20

Preparer

Firm
Perkins & Company Pc
Address
1211 SW FIFTH AVE SUITE 1000, PORTLAND, OR 97204-3710
Preparer
Cynthia P Bartholomew
Phone
5032210336
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IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0611430
IRS990/ProgramServiceRevenueGrp/BusinessCd1611430
IRS990/ProgramServiceRevenueGrp/Desc0MEMBERSHIP DUES
IRS990/ProgramServiceRevenueGrp/Desc1FORUM/TRAINING EVENTS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0196912
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt114375
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0196912
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt114375
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt0160644
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0306
IRS990/PYOtherExpensesAmt0875330
IRS990/PYOtherRevenueAmt0400
IRS990/PYProgramServiceRevenueAmt0831207
IRS990/PYRevenuesLessExpensesAmt0117227
IRS990/PYSalariesCompEmpBnftPaidAmt00
IRS990/PYTotalExpensesAmt0875330
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0992557
IRS990/QuidProQuoContributionsInd01
IRS990/QuidProQuoContriDisclInd01
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt0-131160
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt0211287
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0562607
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0431447
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0272997
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0298026
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearAmt011838
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus1YearAmt032700
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus2YearsAmt032700
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus4YearsAmt027120
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt0104358
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt076348
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt0160644
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt0130476
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt080048
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt092537
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0540053
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt0567
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt0306
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt0303
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt079
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt066
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt01321
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt0211287
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt0831207
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt0885641
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt0372618
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt0310823
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt02611576
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/CurrentTaxYearMinus1YearAmt0400
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/CurrentTaxYearMinus2YearsAmt01180
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt01580
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt0567
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt0306
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt0303
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt079
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt066
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt01321
IRS990ScheduleA/InvestmentIncomeCYPct00.00040
IRS990ScheduleA/InvestmentIncomePYPct00.00020
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.96650
IRS990ScheduleA/PublicSupportPY509Pct00.96560
IRS990ScheduleA/PublicSupportTotal509Amt03048851
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearAmt011838
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus1YearAmt032700
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus2YearsAmt032700
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus4YearsAmt027120
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt0104358
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt0287635
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt0992251
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt01017297
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt0452666
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt0403360
IRS990ScheduleA/Total509Grp/TotalAmt03153209
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt0288202
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt0992557
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt01017600
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt0452745
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt0403426
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt03154530
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd01
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION HAS ONE CLASS OF MEMBERS WHO HAVE THE RIGHT TO ELECT THE MEMBERS OF THE GOVERNING BODY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE ORGANIZATION HAS ONE CLASS OF MEMBERS. THE ELECTION OF THE ORGANIZATION'S GOVERNING BODY IS SUBJECT TO THE APPROVAL OF THE MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE FORM 990 WILL BE REVIEWED BY THE FINANCE CHAIR BEFORE FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3BOARD MEMBERS AND OFFICERS ARE REQUIRED TO DISCLOSE ANY POTENTIAL CONFLICTS, AND APPROPRIATE STEPS, SUCH AS RECUSAL, WOULD BE TAKEN IF ANY POTENTIAL CONFLICTS WERE TO ARISE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4NO OFFICERS, DIRECTORS, OR TOP MANAGEMENT OFFICIALS ARE COMPENSATED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0OR
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0588290
IRS990/TotalAssetsEOYAmt0476554
IRS990/TotalAssetsGrp/BOYAmt0588290
IRS990/TotalAssetsGrp/EOYAmt0476554
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt076348
IRS990/TotalEmployeeCnt00

Document Assets

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.39$0.00$0.39$0.65$0.75$0.09
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.48$0.00$0.48$0.68$0.70$0.02
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.50$0.00$0.50$0.54$0.59$0.05
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.55$0.00$0.55$0.76$0.64$0.12
2021Detailed filing. Detailed filing data is available for this year.$0.48$0.05$0.43$0.29$0.42$0.13
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.59$0.03$0.56$0.99$1.03$0.04
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.61$0.01$0.60$1.02$0.62$0.40
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.22$0.02$0.20$0.45$0.55$0.09
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.30$0.00$0.29$0.40$0.33$0.07
2016Detailed filing. Detailed filing data is available for this year.$0.22$0.00$0.22$0.40$0.33$0.06
2015Detailed filing. Detailed filing data is available for this year.$0.16$0.00$0.16$0.26$0.20$0.05
2014Detailed filing. Detailed filing data is available for this year.$0.11$0.00$0.11$0.21$0.17$0.04
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.10$0.02$0.07$0.25