Civic Intelligence

Credit Counseling Advocates Inc

EIN 71-0844924

3103 Alma Hwy72956
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

99th percentile

23.25x

Higher debt load relative to assets than 99% of similar nonprofits.

<$500k nonprofits • Source year 2011

Liabilities / Revenue

91st percentile

0.37x

Higher debt load relative to revenue than 91% of similar nonprofits.

<$500k nonprofits • Source year 2011

Net Margin

64th percentile

10%

Higher net margin than 64% of similar nonprofits.

<$500k nonprofits • Source year 2011

Top Officer Pay

Score unavailable

No value available

No filing with officer or executive compensation is available for this organization yet.

Asset Growth

95th percentile

153%

Faster asset growth than 95% of similar nonprofits.

<$500k nonprofits • Annualized from 2010 to 2011

Revenue Growth

30th percentile

-23%

Faster revenue growth than 30% of similar nonprofits.

<$500k nonprofits • Annualized from 2010 to 2011

Balance Sheet
Liabilities / Assets99th percentile

Assets

Up

$453

Up $274 (+153%) from 2010

Liabilities

Down

$10,532

Down $2,660 (-20%) from 2010

Net Assets

Up

-$10,079

Up $2,934 (+23%) from 2010

Operations
Liabilities / Revenue91st percentileNet Margin64th percentile

Revenue

Down

$28,317

Down $8,681 (-23%) from 2010

Expenses

Down

$25,383

Down $14,597 (-37%) from 2010

Net Income

Up

$2,934

Up $5,916 (+198%) from 2010

Trend Graphs

Balance Sheet Trend

Asset Growth95th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$20K$10K$0-$10K-$20KAssets 2010: $179Liabilities 2010: $13,192Net Assets 2010: -$13,0132010Assets 2011: $453Liabilities 2011: $10,532Net Assets 2011: -$10,0792011

Highlighted filing

2011

Assets$453
Liabilities$10,532
Net Assets-$10,079
Open 2011 Filing

Operations Trend

Revenue Growth30th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$40K$20K$0-$20KRevenue 2010: $36,998Expenses 2010: $39,980Net Income 2010: -$2,9822010Revenue 2011: $28,317Expenses 2011: $25,383Net Income 2011: $2,9342011

Highlighted filing

2011

Revenue$28,317
Expenses$25,383
Net Income$2,934
Open 2011 Filing

Filings

Most recent year

2011 • Form 990EZFacts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$453
Liabilities
$10,532
Net assets
-$10,079
Revenue
$28,317
Expenses
$25,383
Net income
$2,934
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.45$10.5$10.1$28.3$25.4$2.93
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.18$13.2$13.0$37.0$40.0$2.98
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2011 to Dec 31, 2011
Signed
Mar 1, 2012
Return Version
2011v1.2
Filing and Contact Details

Filer

EIN
71-0844924
Raw XML Appendix97 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRpt0false
IRS990EZ/CashSavingsAndInvestments/BOY0179
IRS990EZ/CashSavingsAndInvestments/EOY0453
IRS990EZ/DidOrgFileForm1120POLThisYear0false
IRS990EZ/DoesOrgHaveHospital0false
IRS990EZ/EngagedInExcessBenefitTrans0false
IRS990EZ/EngagePoliticalCmpgnActivities0false
IRS990EZ/ExcessOrDeficitForYear02934
IRS990EZ/FeesAndOthPymtToIndContractors0650
IRS990EZ/FiledScheduleA0false
IRS990EZ/ForeignFinancialAccount0false
IRS990EZ/ForeignOffice0false
IRS990EZ/GrossReceipts028317
IRS990EZ/InfoInScheduleOPartI0X
IRS990EZ/InfoInScheduleOPartII0X
IRS990EZ/LandAndBuildings/BOY00
IRS990EZ/LandAndBuildings/EOY00
IRS990EZ/MadeChangesToOrgnzngEtcDoc0false
IRS990EZ/MadeLoansToFromOfficers0false
IRS990EZ/MaintainAnyDonorAdvisedFunds0false
IRS990EZ/MembershipDues024486
IRS990EZ/MethodOfAccountingCash0X
IRS990EZ/NetAssetsOrFundBalances/BOY0-13013
IRS990EZ/NetAssetsOrFundBalancesBOY0-13013
IRS990EZ/NetAssetsOrFundBalances/EOY0-10079
IRS990EZ/NetAssetsOrFundBalancesEOY0-10079
IRS990EZ/OccupancyRentUtilitiesAndMaint08969
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/AddressLine103103 ALMA HWY
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/City0VAN BUREN
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/State0AR
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AddressUS/ZIPCode072956
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/AvgHoursPerWkDevotedToPosition00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Compensation00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ContriToEmplBenefitPlansEtc00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/ExpenseAccountOtherAllowances00
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/PersonName0LILLIAN ANN PARKER
IRS990EZ/OfficerDirectorTrusteeKeyEmpl/Title0PRESIDENT
IRS990EZ/Organization501c0X
IRS990EZ/OrganizationDissolvedEtc0false
IRS990EZ/OrganizationHadUBI0false
IRS990EZ/OtherAssetsTotal/BOY00
IRS990EZ/OtherAssetsTotal/EOY00
IRS990EZ/OtherExpensesTotal010411
IRS990EZ/PrimaryExemptPurpose0CREDIT COUNSELING
IRS990EZ/PrintingPublicationsPostage0661
IRS990EZ/ProgramServiceAccomplishment/DescriptionProgramServiceAccom0COUNSELING BUDGETING EDUCATION NEWSPAPER ARTICLES SEMINARS RESOURCE INFORMATION SAW APPROXIMATELY 225 INDIVIDUALS AVERAGE OF 200 CLIENTS ENROLLED ON PROGRAM
IRS990EZ/ProgramServiceAccomplishment/ProgramServiceExpenses025383
IRS990EZ/ProgramServiceRevenue03831
IRS990EZ/ProhibitedTaxShelterTrans0false
IRS990EZ/RelatedOrgControlledEntity0false
IRS990EZ/SalariesOtherCompEmplBenefits04692
IRS990EZ/SubjectToProxyTax0false
IRS990EZ/SumOfTotalLiabilities/BOY013192
IRS990EZ/SumOfTotalLiabilities/EOY010532
IRS990EZ/TanningServicesProvided0false
IRS990EZ/TheBooksAreInCareOf/AddressUS/AddressLine103103 Alma Hwy
IRS990EZ/TheBooksAreInCareOf/AddressUS/City0Van Buren
IRS990EZ/TheBooksAreInCareOf/AddressUS/State0AR
IRS990EZ/TheBooksAreInCareOf/AddressUS/ZIPCode072956
IRS990EZ/TheBooksAreInCareOf/NamePerson0Lillian Parker
IRS990EZ/TheBooksAreInCareOf/TelephoneNumber04794101700
IRS990EZ/TotalAssets/BOY0179
IRS990EZ/TotalAssets/EOY0453
IRS990EZ/TotalExpenses025383
IRS990EZ/TotalProgramServiceExpenses025383
IRS990EZ/TotalRevenue028317
IRS990EZ/TransactionWithControlEntity0false
IRS990ScheduleO/GeneralExplanation/Explanation0DESCRIPTION AMOUNT ADVERTISING 2029 INSURANCE 284 OFFICE EXPENSES 1050 TELEPHONE 2939 DUES & LICENSES 130 TAXES 1541 BANK CHARGES & ELECTRONIC FEES 1362 LEASED EQUIPMENT 1076
IRS990ScheduleO/GeneralExplanation/Explanation1BEGINNING CATEGORY OF YEAR END OF YEAR LOANS PAYABLE 12495 10481 PAYROLL LIABILITIES 697 51
IRS990ScheduleO/GeneralExplanation/Identifier001. Description of other expenses (Part I, line 16)
IRS990ScheduleO/GeneralExplanation/Identifier102. Description of total liabilities (Part II, line 26)
ReturnHeader/BuildTS02016-02-24 21:20:13Z
ReturnHeader/Filer/EIN0710844924
ReturnHeader/Filer/Name/BusinessNameLine10CREDIT COUNSELING ADVOCATES INC
ReturnHeader/Filer/NameControl0CRED
ReturnHeader/Filer/USAddress/AddressLine103103 ALMA HWY
ReturnHeader/Filer/USAddress/City0VAN BUREN
ReturnHeader/Filer/USAddress/State0AR
ReturnHeader/Filer/USAddress/ZIPCode072956
ReturnHeader/Officer/AuthorizeThirdParty0false
ReturnHeader/Officer/DateSigned02012-03-01
ReturnHeader/Officer/Name0Lillian Parker
ReturnHeader/Officer/Phone04794101700
ReturnHeader/Officer/Title0President
ReturnHeader/Preparer/DatePrepared02012-03-02
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10JAMES LOCKHART COMPANY
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine102215 FAYETTEVILLE RD STE 5
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0Van Buren
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0AR
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode072956
ReturnHeader/Preparer/Name0JAMES LOCKHART
ReturnHeader/Preparer/Phone04794740566
ReturnHeader/ReturnType0990EZ
ReturnHeader/TaxPeriodBeginDate02011-01-01
ReturnHeader/TaxPeriodEndDate02011-12-31
ReturnHeader/TaxYear02011
ReturnHeader/Timestamp02012-03-02T08:22:36-05:00

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