Civic Intelligence

Economic Development and Financing Corporation Inc

990 • Fiscal year 2021 • EIN 68-0346089

Jul 01, 2020 to Jun 30, 2021 • Filed on Feb 02, 2022

Organization Profilewww.edfc.org
208 S Oak St Ste BUkiah, CA 95482

(707) 234-5705

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

84th percentile

0.51x

Higher debt load relative to assets than 84% of similar nonprofits.

2021 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2021

Liabilities / Revenue

91st percentile

1.75x

Higher debt load relative to revenue than 91% of similar nonprofits.

2021 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2021

Net Margin

92nd percentile

67%

Higher net margin than 92% of similar nonprofits.

2021 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2021

Top Officer Pay

41st percentile

$16,120

Higher top officer pay than 41% of similar nonprofits.

Top officer pay equals 1.3% of source-year revenue.

2021 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2021

Asset Growth

70th percentile

22%

Faster asset growth than 70% of similar nonprofits.

2021 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2020 to 2021

Revenue Growth

78th percentile

55%

Faster revenue growth than 78% of similar nonprofits.

2021 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2020 to 2021

Balance Sheet
Liabilities / Assets84th percentile

Assets

Up

$4,369,532

Up $782,037 (+22%) from 2020

Net Assets

Up

$2,119,951

Up $863,123 (+69%) from 2020

Liabilities

Down

$2,249,581

Down $81,086 (-3.5%) from 2020

Revenue And Expenses
Liabilities / Revenue91st percentileNet Margin92nd percentile

Revenue

Up

$1,287,962

Up $457,660 (+55%) from 2020

Expenses

Up

$424,839

Up $22,743 (+5.7%) from 2020

Net Income

Up

$863,123

Up $434,917 (+102%) from 2020

Historical Trend

Balance Sheet Trend

Asset Growth70th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$8.0M$6.0M$4.0M$2.0M$0Assets 2012: $2,005,315Liabilities 2012: $1,707,636Net Assets 2012: $297,6792012Assets 2013: $2,010,986Liabilities 2013: $1,686,261Net Assets 2013: $324,7252013Assets 2014: $2,008,343Liabilities 2014: $1,686,756Net Assets 2014: $321,5872014Assets 2015: $2,026,772Liabilities 2015: $1,711,838Net Assets 2015: $314,9342015Assets 2016: $2,715,087Liabilities 2016: $2,362,218Net Assets 2016: $352,8692016Assets 2017: $2,624,065Liabilities 2017: $2,322,655Net Assets 2017: $301,4102017Assets 2018: $2,933,790Liabilities 2018: $2,491,283Net Assets 2018: $442,5072018Assets 2019: $3,205,540Liabilities 2019: $2,376,918Net Assets 2019: $828,6222019Assets 2020: $3,587,495Liabilities 2020: $2,330,667Net Assets 2020: $1,256,8282020Assets 2021: $4,369,532Liabilities 2021: $2,249,581Net Assets 2021: $2,119,9512021Assets 2022: $6,289,075Liabilities 2022: $2,446,609Net Assets 2022: $3,842,4662022Assets 2023: $6,246,618Liabilities 2023: $1,786,583Net Assets 2023: $4,460,0352023Assets 2024: $6,403,930Liabilities 2024: $1,867,678Net Assets 2024: $4,536,2522024

Highlighted filing

2021

Assets$4,369,532
Liabilities$2,249,581
Net Assets$2,119,951
Open 2021 Filing

Operations Trend

Revenue Growth78th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MRevenue 2012: $254,365Expenses 2012: $227,753Net Income 2012: $26,6122012Revenue 2013: $226,167Expenses 2013: $199,121Net Income 2013: $27,0462013Revenue 2014: $136,883Expenses 2014: $140,021Net Income 2014: -$3,1382014Revenue 2015: $158,983Expenses 2015: $165,636Net Income 2015: -$6,6532015Revenue 2016: $213,553Expenses 2016: $175,618Net Income 2016: $37,9352016Revenue 2017: $292,623Expenses 2017: $293,255Net Income 2017: -$6322017Revenue 2018: $596,866Expenses 2018: $320,064Net Income 2018: $276,8022018Revenue 2019: $720,917Expenses 2019: $334,802Net Income 2019: $386,1152019Revenue 2020: $830,302Expenses 2020: $402,096Net Income 2020: $428,2062020Revenue 2021: $1,287,962Expenses 2021: $424,839Net Income 2021: $863,1232021Revenue 2022: $2,194,302Expenses 2022: $471,787Net Income 2022: $1,722,5152022Revenue 2023: $1,087,868Expenses 2023: $470,019Net Income 2023: $617,8492023Revenue 2024: $397,935Expenses 2024: $321,718Net Income 2024: $76,2172024

Highlighted filing

2021

Revenue$1,287,962
Expenses$424,839
Net Income$863,123
Open 2021 Filing
Jump To
Filing Snapshot
Filing Period
Jul 1, 2020 to Jun 30, 2021
Signed
Feb 2, 2022
Return Version
2020v4.0
Gross Receipts
$1,287,962
Mission and Program Overview

Mission

Connecting money and ideas with entrepeneurs to create sustainable prosperity in Mendocino County and Lake County.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$1,857,455$2,313,271▲ $455,816
Cash and Non-Interest-Bearing Accounts$1,695,102$2,000,376▲ $305,274
Accounts Receivable$33,688$49,850▲ $16,162
Land, Buildings, and Equipment, Net-$5,384-
Savings and Temporary Cash Investments-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Receivables From Officers Etc-$0-
Investments Other Securities-$0-
Investments Program Related-$0-
Investments in Publicly Traded Securities-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Prepaid Expenses and Deferred Charges-$0-
Total Assets$3,587,495$4,369,532▲ $782,037
Other Assets Total$1,250$651▼ $599
Liabilities
Mortgage Notes Payable Secured by Investment Property$2,290,116$2,218,534▼ $71,582
Accounts Payable and Accrued Expenses$40,551$31,047▼ $9,504
Total Liabilities$2,330,667$2,249,581▼ $81,086
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$931,854$1,916,521▲ $984,667
Net Assets With Donor Restrictions$324,974$203,430▼ $121,544
Total Net Assets Fund Balance$1,256,828$2,119,951▲ $863,123
Total Liabilities and Net Assets / Fund Balance$3,587,495$4,369,532▲ $782,037

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$5,384$441$5,825
Compensation and Service Providers
Top Officer Pay41st percentile

Employees

NameTitleFull / Part TimeBaseTotal
Sheila RogersPast aInterim EFT$16,120$16,120
Heather GurewitzPrior EDFT$6,900$6,900

Board Members and Trustees

NameTitle
John GoldsmithChairman
Aaron ObenyahDirector
Barbara BurkeyDirector
Jeremy LoganDirector
Madge StrongDirector
Maureen MulherenDirector
Michael DerryDirector
Minerva FloresDirector
Pamela PattersonDirector
Robert HartlineDirector
Sattie ClarkDirector
Shannon RileyDirector
Ted WilliamsDirector
Tess Albin-SmithDirector
Patty BruderSecretary
Teri UllrichTreasurer
Jesse Burnett IIV.C./InterimED
Revenue and Support

Revenue Composition

Contributions and Grants
$1,035,146
Program Service Revenue
$166,863
Investment Income
$0
Other Revenue
$85,953
All Other Contributions
$1,035,146
Change in Net Assets
$863,123

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,287,962
Total Revenue per Audited Statements
$1,287,962
Total Revenue per Form 990
$1,287,962
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$270,081
Salaries, Compensation, and Employee Benefits$154,758
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages-$129,624-$129,624
Interest$32,476--$32,476
Other Employee Benefits-$12,325-$12,325
Payroll Taxes-$10,809-$10,809
All Other Expenses$2,486$7,691-$10,177
Occupancy-$10,175-$10,175
Other Expenses$7,162$68,543-$7,162
Insurance-$5,544-$5,544
Advertising-$3,406-$3,406
Current Officers, Directors, Trustees, and Key Employees-$2,000-$2,000
Depreciation Depletion-$441-$441
Total Functional Expenses$174,281$250,558$0$424,839

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$424,839
Total Expenses per Audited Statements$424,839
Total Expenses per Form 990$424,839
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Disqualified Persons-$0-
Receivables from Officers, Directors, Trustees, and Key Employees-$0-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 11B: Form 990 Review Process

“The Form 990 is reviewed by staff and then approved by the board of directors to approve prior to filing”

Form 990, Part VI, Line 12C: Explanation of Monitoring and Enforcement of Conflicts

“The organization regularly monitors and enforces the conflict of interest policy and discusses it at the Executive Committee level.”

Form 990, Part VI, Line 15A: Compensation Review & Approval Process - CEO, Top Management

“The Executive Committee reviews and approves Executive Director's salary”

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

“No documents available to the public.”

Filing and Contact Details

Filer

Filer Name
Economic Development and Financing
EIN
68-0346089
Phone
7072345705
Address
208 S Oak St Ste B, Ukiah, CA 95482

Signing Officer

Name
John Goldsmith
Title
Chairman
Signed
2022-02-02
Discuss with paid preparer
Yes

Organization Details

Principal Officer
John Goldsmith
Formed
1995
Legal Domicile
CA
Voting Board Members
17
Independent Board Members
17
Employees
5

Preparer

Firm
Jensen Smith Certified Public Accountants Inc
Address
661 5th St Ste 101, Lincoln, CA 95648
Preparer
Jennifer M Jensen CPA
Phone
9164341662
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Document Assets

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Filings

Displayed year

2021 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$4,369,532
Liabilities
$2,249,581
Net assets
$2,119,951
Revenue
$1,287,962
Expenses
$424,839
Net income
$863,123
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.40$1.87$4.54$0.40$0.32$0.08
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$6.25$1.79$4.46$1.09$0.47$0.62
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.29$2.45$3.84$2.19$0.47$1.72
2021Detailed filing. Detailed filing data is available for this year.$4.37$2.25$2.12$1.29$0.42$0.86
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.59$2.33$1.26$0.83$0.40$0.43
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.21$2.38$0.83$0.72$0.33$0.39
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.93$2.49$0.44$0.60$0.32$0.28
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.62$2.32$0.30$0.29$0.29$0.00
2016Detailed filing. Detailed filing data is available for this year.$2.72$2.36$0.35$0.21$0.18$0.04
2015Detailed filing. Detailed filing data is available for this year.$2.03$1.71$0.31$0.16$0.17$0.01
2014Summary only. Only limited summary data is available for this year.$2.01$1.69$0.32$0.14$0.14$0.00
2013Summary only. Only limited summary data is available for this year.$2.01$1.69$0.32$0.23$0.20$0.03
2012Summary only. Only limited summary data is available for this year.$2.01$1.71$0.30$0.25$0.23$0.03