Civic Intelligence

Mendocino Coast Fuller Center for Housing Inc

EIN 68-0245947 • 501(c)3 • Ukiah, CA

Profile

Construction transfer and carrying mortgages without downpayments and interest charges for the homes of families who could not otherwise afford them.

PO Box 428Ukiah, CA 95482

www.habitatmendocino.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

60th percentile

0.13x

Higher debt load relative to assets than 60% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2025

Net Margin

100th percentile

138%

Higher net margin than 100% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Top Officer Pay

40th percentile

$0

Higher top officer pay than 40% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Asset Growth

22nd percentile

-5.7%

Faster asset growth than 22% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Revenue Growth

Score unavailable

No value available

A valid growth rate could not be computed from the available filing history.

Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets60th percentile

Assets

Down

$2,600,673

Down $156,086 (-5.7%) from 2024

Liabilities

Down

$341,076

Down $77,247 (-18%) from 2024

Net Assets

Down

$2,259,597

Down $78,839 (-3.4%) from 2024

Operations
Liabilities / RevenueScore unavailableNet Margin100th percentile

Revenue

Down

-$57,080

Down $96,921 (-243%) from 2024

Expenses

Up

$21,784

Up $707 (+3.4%) from 2024

Net Income

Down

-$78,864

Down $97,628 (-520%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth22nd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$4.0M$3.0M$2.0M$1.0M$0Assets 2011: $2,499,651Liabilities 2011: $508,398Net Assets 2011: $1,991,2532011Assets 2012: $2,483,329Liabilities 2012: $471,666Net Assets 2012: $2,011,6632012Assets 2013: $2,452,807Liabilities 2013: $445,122Net Assets 2013: $2,007,6852013Assets 2014: $2,488,523Liabilities 2014: $502,505Net Assets 2014: $1,986,0182014Assets 2015: $2,569,306Liabilities 2015: $496,409Net Assets 2015: $2,072,8972015Assets 2016: $2,786,173Liabilities 2016: $588,459Net Assets 2016: $2,197,7142016Assets 2017: $2,973,479Liabilities 2017: $563,077Net Assets 2017: $2,410,4022017Assets 2018: $3,088,028Liabilities 2018: $522,313Net Assets 2018: $2,565,7152018Assets 2019: $2,767,943Liabilities 2019: $460,552Net Assets 2019: $2,307,3912019Assets 2020: $2,955,613Liabilities 2020: $655,110Net Assets 2020: $2,300,5032020Assets 2021: $2,899,606Liabilities 2021: $603,332Net Assets 2021: $2,296,2742021Assets 2022: $2,864,843Liabilities 2022: $531,785Net Assets 2022: $2,333,0582022Assets 2023: $2,784,572Liabilities 2023: $464,900Net Assets 2023: $2,319,6722023Assets 2024: $2,756,759Liabilities 2024: $418,323Net Assets 2024: $2,338,4362024Assets 2025: $2,600,673Liabilities 2025: $341,076Net Assets 2025: $2,259,5972025

Highlighted filing

2025

Assets$2,600,673
Liabilities$341,076
Net Assets$2,259,597
Open 2025 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income by year, with the latest filing highlighted.

$400K$200K$0-$200K-$400KRevenue 2011: $40,737Expenses 2011: $27,287Net Income 2011: $13,4502011Expenses 2012: $40,8942012Expenses 2013: $25,9142013Revenue 2014: $55,867Expenses 2014: $26,794Net Income 2014: $29,0732014Revenue 2015: $132,042Expenses 2015: $44,113Net Income 2015: $87,9292015Revenue 2016: $155,572Expenses 2016: $30,755Net Income 2016: $124,8172016Revenue 2017: $240,548Expenses 2017: $27,860Net Income 2017: $212,6882017Revenue 2018: $186,441Expenses 2018: $31,085Net Income 2018: $155,3562018Revenue 2019: -$233,200Expenses 2019: $25,339Net Income 2019: -$258,5392019Revenue 2020: $28,259Expenses 2020: $34,952Net Income 2020: -$6,6932020Revenue 2021: $19,637Expenses 2021: $23,866Net Income 2021: -$4,2292021Revenue 2022: $54,081Expenses 2022: $17,297Net Income 2022: $36,7842022Revenue 2023: $4,723Expenses 2023: $18,109Net Income 2023: -$13,3862023Revenue 2024: $39,841Expenses 2024: $21,077Net Income 2024: $18,7642024Revenue 2025: -$57,080Expenses 2025: $21,784Net Income 2025: -$78,8642025

Highlighted filing

2025

Revenue-$57,080
Expenses$21,784
Net Income-$78,864
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$2,600,673
Liabilities
$341,076
Net assets
$2,259,597
Revenue
-$57,080
Expenses
$21,784
Net income
-$78,864
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$2.60$0.34$2.26$0.06$0.02$0.08
2024Detailed filing. Detailed filing data is available for this year.$2.76$0.42$2.34$0.04$0.02$0.02
2023Detailed filing. Detailed filing data is available for this year.$2.78$0.46$2.32$0.00$0.02$0.01
2022Detailed filing. Detailed filing data is available for this year.$2.86$0.53$2.33$0.05$0.02$0.04
2021Detailed filing. Detailed filing data is available for this year.$2.90$0.60$2.30$0.02$0.02$0.00
2020Detailed filing. Detailed filing data is available for this year.$2.96$0.66$2.30$0.03$0.03$0.01
2019Detailed filing. Detailed filing data is available for this year.$2.77$0.46$2.31$0.23$0.03$0.26
2018Detailed filing. Detailed filing data is available for this year.$3.09$0.52$2.57$0.19$0.03$0.16
2017Detailed filing. Detailed filing data is available for this year.$2.97$0.56$2.41$0.24$0.03$0.21
2016Detailed filing. Detailed filing data is available for this year.$2.79$0.59$2.20$0.16$0.03$0.12
2015Detailed filing. Detailed filing data is available for this year.$2.57$0.50$2.07$0.13$0.04$0.09
2014Detailed filing. Detailed filing data is available for this year.$2.49$0.50$1.99$0.06$0.03$0.03
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.45$0.45$2.01$0.03
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.48$0.47$2.01$0.04
2011Summary only. Only limited summary data is available for this year.$2.50$0.51$1.99$0.04$0.03$0.01
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Nov 13, 2025
Return Version
2024v5.1
Gross Receipts
$38,859
Mission and Program Overview

Mission

Construction and transfer of homes to families who otherwise cannot afford to own a home. Almost all program costs are capitalized as the cost of the homes built.

Construction transfer and carrying mortgages without downpayments and interest charges for the homes of families who could not otherwise afford them.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Program Related$1,856,301$2,442,196▲ $585,895
Inventories for Sale or Use$675,280$0▼ $675,280
Cash and Non-Interest-Bearing Accounts$101,033$96,430▼ $4,603
Savings and Temporary Cash Investments$108,069$58,167▼ $49,902
Accounts Receivable$8,741$3,880▼ $4,861
Other Notes and Loans Receivable, Net$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0$0→ $0
Investments in Publicly Traded Securities$0$0→ $0
Land, Buildings, and Equipment, Net$0$0→ $0
Intangible Assets$0$0→ $0
Loans From Officers Directors$0$0→ $0
Prepaid Expenses and Deferred Charges$0$0→ $0
Total Assets$2,756,759$2,600,673▼ $156,086
Other Assets Total$7,335$0▼ $7,335
Liabilities
Mortgage Notes Payable Secured by Investment Property$401,764$333,393▼ $68,371
Accounts Payable and Accrued Expenses$16,559$7,683▼ $8,876
Grants Payable$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Other Liabilities$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$418,323$341,076▼ $77,247
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$2,338,436$2,259,597▼ $78,839
Net Assets With Donor Restrictions$0$0→ $0
Total Net Assets Fund Balance$2,338,436$2,259,597▼ $78,839
Total Liabilities and Net Assets / Fund Balance$2,756,759$2,600,673▼ $156,086

Asset Categories

AssetBook ValueDepreciationBasis
Investment Program Related Org$2,442,196--
Compensation and Service Providers
Top Officer Pay40th percentile

Board Members and Trustees

NameTitle
Richard GreenPresident
Chuck GreenburgAdvisory Board Member
Frank RichardsAdvisory Board Member
Cynthia SharonDirector
Chet AndersonSecretary
Lisa CveckoTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$36,347
Program Service Revenue
$2,400
Investment Income
$112
Other Revenue
$-95,939
All Other Contributions
$36,347
Change in Net Assets
$-78,864
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$21,784
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Insurance$0$10,602$0$10,602
Fees for Services Accounting$0$8,170$0$8,170
Fees for Services Legal$0$2,250$0$2,250
Information Technology$139$279$0$418
Office Expenses$0$344$0$344
Total Functional Expenses$139$21,645$0$21,784
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$0
Fundraising Gross Income$0
Gaming Direct Expenses$0
Gaming Gross Income$0
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Part VI, Line 11B

“The board determined review of the 990 form by officers other than the Treasurer was not necessary.”

Part VI, Line 19

“The governing documents and financials statements are available upon request.”

Filing and Contact Details

Filer

Filer Name
Mendocino Coast Fuller Center for Housing Inc
EIN
68-0245947
Phone
5104102040
Address
PO Box 428, Ukiah, CA 95482

Signing Officer

Name
Lisa Cvecko
Title
Treasurer
Phone
5104102040
Signed
2025-11-13

Organization Details

Principal Officer
Lisa Cvecko
Formed
1987
Legal Domicile
CA
Voting Board Members
6
Independent Board Members
6
Employees
0
Volunteers
20
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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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