Civic Intelligence

Golden Gate Chapter California Health Underwriters Association

990EZ • Fiscal year 2015 • EIN 68-0220979

Jul 01, 2014 to Jun 30, 2015 • Filed on Nov 20, 2014

Organization ProfileN/A
2520 Venture Oaks WaySacramento, CA 95833

(916) 239-4099

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

92nd percentile

0.53x

Higher debt load relative to assets than 92% of similar nonprofits.

2015 filings • 501(c)6 • <$500k nonprofits • Source year 2015

Liabilities / Revenue

90th percentile

0.33x

Higher debt load relative to revenue than 90% of similar nonprofits.

2015 filings • 501(c)6 • <$500k nonprofits • Source year 2015

Net Margin

58th percentile

5.5%

Higher net margin than 58% of similar nonprofits.

2015 filings • 501(c)6 • <$500k nonprofits • Source year 2015

Top Officer Pay

69th percentile

$0

Higher top officer pay than 69% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2015 filings • 501(c)6 • <$500k nonprofits • Source year 2015

Asset Growth

83rd percentile

30%

Faster asset growth than 83% of similar nonprofits.

2015 filings • 501(c)6 • <$500k nonprofits • Annualized from 2014 to 2015

Revenue Growth

68th percentile

10%

Faster revenue growth than 68% of similar nonprofits.

2015 filings • 501(c)6 • <$500k nonprofits • Annualized from 2014 to 2015

Balance Sheet
Liabilities / Assets92nd percentile

Assets

Up

$48,561

Up $17,988 (+59%) from 2013

Net Assets

Up

$22,785

Up $7,576 (+50%) from 2013

Liabilities

Up

$25,776

Up $10,412 (+68%) from 2013

Revenue And Expenses
Liabilities / Revenue90th percentileNet Margin58th percentile

Revenue

Up

$78,495

Up $29,914 (+62%) from 2013

Expenses

Up

$74,205

Up $27,699 (+60%) from 2013

Net Income

Up

$4,290

Up $2,215 (+107%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth83rd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$100K$50K$0Assets 2013: $30,573Liabilities 2013: $15,364Net Assets 2013: $15,2092013Assets 2015: $48,561Liabilities 2015: $25,776Net Assets 2015: $22,7852015Assets 2016: $67,936Liabilities 2016: $33,382Net Assets 2016: $34,5542016Assets 2017: $71,606Liabilities 2017: $29,913Net Assets 2017: $41,6932017Assets 2019: $63,067Liabilities 2019: $16,421Net Assets 2019: $46,6462019Assets 2020: $62,310Liabilities 2020: $15,330Net Assets 2020: $46,9802020Assets 2022: $95,427Liabilities 2022: $19,189Net Assets 2022: $76,2382022

Highlighted filing

2015

Assets$48,561
Liabilities$25,776
Net Assets$22,785
Open 2015 Filing

Operations Trend

Revenue Growth68th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KRevenue 2013: $48,581Expenses 2013: $46,506Net Income 2013: $2,0752013Revenue 2015: $78,495Expenses 2015: $74,205Net Income 2015: $4,2902015Revenue 2016: $129,719Expenses 2016: $117,950Net Income 2016: $11,7692016Revenue 2017: $92,458Expenses 2017: $85,319Net Income 2017: $7,1392017Revenue 2019: $85,117Expenses 2019: $85,576Net Income 2019: -$4592019Revenue 2020: $29,972Expenses 2020: $29,638Net Income 2020: $3342020Revenue 2022: $42,081Expenses 2022: $24,151Net Income 2022: $17,9302022

Highlighted filing

2015

Revenue$78,495
Expenses$74,205
Net Income$4,290
Open 2015 Filing
Jump To
Filing Snapshot
Filing Period
Jul 1, 2014 to Jun 30, 2015
Signed
Nov 20, 2014
Return Version
2014v5.0
Gross Receipts
$78,495
Mission and Program Overview

Mission

To promote the common business of those involved in the health insurance industry and to act as a community resource for employers and consumters.

Program Services

DescriptionGrantsExpenses
TO EDUCATE AND PROVIDE A FORUM FOR MEMBERS IN THE GOLDEN GATE HEALTH UNDERWRITERS ASSOCIATION--
Compensation and Service Providers
Top Officer Pay69th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
HAZEL BRIGHTPast President-$0--
JOHN HELMSPresident-$0--
JANINE WILSONTreasurer-$0--
SUSAN PETERS CARLESONExecutive Director-$0--
Political and Lobbying Activity
In-house lobbying only
No

Reported Spending and Taxes

Line ItemAmount
Current Year Nondeductible Lobbying and Political Cost$2,200
Total Nondeductible Lobbying and Political Cost$2,200

Section 527 Organizations

OrganizationLocationAmount
95-4251167Sacramento, CA$2,000
Filing and Contact Details

Filer

Filer Name
Golden Gate Association
EIN
68-0220979
Phone
9162394099
Address
2520 VENTURE OAKS WAY, SACRAMENTO, CA 95833

Signing Officer

Name
John Helms
Title
President
Signed
2014-11-20
Discuss with paid preparer
Yes

Preparer

Firm
Haley Shaw & Butikofer LLP
Address
2200 DOUGLAS BLVD STE 250B, ROSEVILLE, CA 95661
Preparer
John Shaw
Phone
9167868880
Supplemental Narrative

Additional Explanations

Other Revenue.1

“CONFERENCES $66673”

Other Revenue.2

“Newsletter advertising $6035”

Other Revenue.3

“WEBSITE BANNER ADS $471”

Other Expenses.1002

“Office Expenses $1462”

Other Expenses.1007

“Conferences, Conventions, and Meetings $46410”

Other Expenses.1012

“Insurance $1266”

Other Expenses.1

“INCOME TAX $2563”

Other Expenses.2

“Bank and credit card fees $2277”

Other Expenses.3

“PAC ADMINISTRATION $2200”

Other Expenses.4

“WEBSITE $649”

Other Expenses.5

“TELEPHONE $284”

Other Expenses.6

“BOARD EXPENSES $216”

Other Expenses.7

“AWARDS $161”

Other Assets.1005

“Accounts Receivable - Beginning $642 Accounts Receivable - Ending $552”

Other Assets.1011

“Prepaid Expenses and Deferred Charges - Beginning $1726 Prepaid Expenses and Deferred Charges - Ending $9966”

Total Liabilities.1001

“Accounts Payable and Accrued Expenses - Beginning $4380 Accounts Payable and Accrued Expenses - Ending $6848”

Total Liabilities.1003

“Deferred Revenue - Beginning $14489 Deferred Revenue - Ending $18928”

Raw XML Appendix153 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0CALIFORNIA ADVOCATES MGMT
IRS990EZ/BooksInCareOfDetail/PhoneNum09162394099
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt02520 VENTURE OAKS WAY SUITE 150
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0SACRAMENTO
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0CA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd095833
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt034996
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt038043
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt04290
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt016530
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form720FiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt037364
IRS990EZ/Form990TotalAssetsGrp/EOYAmt048561
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GrossReceiptsAmt078495
IRS990EZ/GrossReceiptsForPublicUseAmt00
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InitiationFeesAndCapContriAmt00
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt05316
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt018495
IRS990EZ/NetAssetsOrFundBalancesEOYAmt022785
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt018495
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt022785
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0HAZEL BRIGHT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1JOHN HELMS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2JANINE WILSON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3SUSAN PETERS CARLESON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Past President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Executive Dir.
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationFiled990TInd0true
IRS990EZ/OrganizationHadUBIInd0true
IRS990EZ/OtherAssetsTotalDetail/BOYAmt02368
IRS990EZ/OtherAssetsTotalDetail/EOYAmt010518
IRS990EZ/OtherExpensesTotalAmt057488
IRS990EZ/OtherRevenueTotalAmt073179
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0TO PROMOTE THE COMMON BUSINESS OF THOSE INVOLVED IN THE HEALTH INSURANCE INDUSTRY AND TO ACT AS A COMMUNITY RESOURCE FOR EMPLOYERS AND CONSUMTERS.
IRS990EZ/PrintingPublicationsPostageAmt0187
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0TO EDUCATE AND PROVIDE A FORUM FOR MEMBERS IN THE GOLDEN GATE HEALTH UNDERWRITERS ASSOCIATION
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SubjectToProxyTaxInd0true
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt018869
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt025776
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt074205
IRS990EZ/TotalRevenueAmt078495
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleC/AgreeCarryoverPriorYearInd0false
IRS990ScheduleC/DuesAssessmentsAmt05316
IRS990ScheduleC/Form1120POLFiledInd0false
IRS990ScheduleC/NonDeductibleLbbyngPltclCYAmt02200
IRS990ScheduleC/NonDeductibleLbbyngPltclTotAmt02200
IRS990ScheduleC/OnlyInHouseLobbyingInd0false
IRS990ScheduleC/Section527PoliticalOrgGrp/EIN0954251167
IRS990ScheduleC/Section527PoliticalOrgGrp/OrganizationBusinessName/BusinessNameLine1Txt0CAHU PAC
IRS990ScheduleC/Section527PoliticalOrgGrp/PaidInternalFundsAmt02000
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/AddressLine1Txt0455 CAPITOL MALL STE 600
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/CityNm0SACRAMENTO
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/StateAbbreviationCd0CA
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/ZIPCd095814
IRS990ScheduleC/SubstantiallyAllDuesNondedInd0false
IRS990ScheduleC/TaxableAmt02200
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0CONFERENCES $66673
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1NEWSLETTER ADVERTISING $6035
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2WEBSITE BANNER ADS $471
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Office Expenses $1462
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Conferences, Conventions, and Meetings $46410
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Insurance $1266
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6INCOME TAX $2563
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7BANK AND CREDIT CARD FEES $2277
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8PAC ADMINISTRATION $2200
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9WEBSITE $649
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10TELEPHONE $284
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11BOARD EXPENSES $216
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12AWARDS $161
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13Accounts Receivable - Beginning $642 Accounts Receivable - Ending $552
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt14Prepaid Expenses and Deferred Charges - Beginning $1726 Prepaid Expenses and Deferred Charges - Ending $9966
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt15Accounts Payable and Accrued Expenses - Beginning $4380 Accounts Payable and Accrued Expenses - Ending $6848
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt16Deferred Revenue - Beginning $14489 Deferred Revenue - Ending $18928
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Other Revenue.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Other Revenue.2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Other Revenue.3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Other Expenses.1002
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Other Expenses.1007
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Other Expenses.1012
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Other Expenses.1
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Other Expenses.2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Other Expenses.3
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Other Expenses.4
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Other Expenses.5
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Other Expenses.6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Other Expenses.7
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Other Assets.1005
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc14Other Assets.1011
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc15Total Liabilities.1001
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc16Total Liabilities.1003
ReturnHeader/BuildTS02016-03-07 17:11:31Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0JOHN HELMS
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0President
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-11-20
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0GOLDEN GATE ASSOCIATION
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0OF HEALTH UNDERWRITERS
ReturnHeader/Filer/BusinessNameControlTxt0GOLD
ReturnHeader/Filer/EIN0680220979
ReturnHeader/Filer/PhoneNum09162394099
ReturnHeader/Filer/USAddress/AddressLine1Txt02520 VENTURE OAKS WAY
ReturnHeader/Filer/USAddress/CityNm0SACRAMENTO
ReturnHeader/Filer/USAddress/StateAbbreviationCd0CA
ReturnHeader/Filer/USAddress/ZIPCd095833
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Haley Shaw & Butikofer LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt02200 DOUGLAS BLVD STE 250B
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0ROSEVILLE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0CA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd095661
ReturnHeader/PreparerPersonGrp/PhoneNum09167868880
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0John Shaw
ReturnHeader/ReturnTs02015-11-20T11:44:16-08:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02014-07-01
ReturnHeader/TaxPeriodEndDt02015-06-30
ReturnHeader/TaxYr02014

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2015 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$48,561
Liabilities
$25,776
Net assets
$22,785
Revenue
$78,495
Expenses
$74,205
Net income
$4,290
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.95$0.19$0.76$0.42$0.24$0.18
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.62$0.15$0.47$0.30$0.30$0.00
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.63$0.16$0.47$0.85$0.86$0.00
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.72$0.30$0.42$0.92$0.85$0.07
2016Detailed filing. Detailed filing data is available for this year.$0.68$0.33$0.35$1.30$1.18$0.12
2015Detailed filing. Detailed filing data is available for this year.$0.49$0.26$0.23$0.78$0.74$0.04
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.31$0.15$0.15$0.49$0.47$0.02
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2015 filings • 501(c)6 • <$500k nonprofits