Liabilities / Assets
81st percentile
Higher debt load relative to assets than 81% of similar nonprofits.
St Croix Board of Realtors
EIN 66-0446671 • 501(c)6 • Christiansted, VI
NTEE S41
Profile
To provide st. Croix realtors with an organization of members with a common goal to better serve the community of buyers and sellers of real estate.
Siviq Scores
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
0.15x
Liabilities / Revenue
90th percentile
Higher debt load relative to revenue than 90% of similar nonprofits.
Net Margin
88th percentile
Higher net margin than 88% of similar nonprofits.
Top Officer Pay
83rd percentile
Higher top officer pay than 83% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
77th percentile
Faster asset growth than 77% of similar nonprofits.
Revenue Growth
23rd percentile
Faster revenue growth than 23% of similar nonprofits.
Balance Sheet
Assets
Up$214,467
Up $44,782 (+26%) from 2023
Liabilities
Up$32,536
Up $8,746 (+37%) from 2023
Net Assets
Up$181,931
Up $36,036 (+25%) from 2023
Revenue
Down$92,381
Down $25,572 (-22%) from 2023
Expenses
Down$56,345
Down $42,078 (-43%) from 2023
Net Income
Up$36,036
Up $16,506 (+85%) from 2023
Trend Graphs
Filings
Most recent year
2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $214,467
- Liabilities
- $32,536
- Net assets
- $181,931
- Revenue
- $92,381
- Expenses
- $56,345
- Net income
- $36,036
Latest Filing Detail
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2024 to Dec 31, 2024
- Signed
- Sep 30, 2025
- Return Version
- 2024v5.0
- Gross Receipts
- $92,381
Mission and Program Overview
Mission
To provide st. Croix realtors with an organization of members with a common goal to better serve the community of buyers and sellers of real estate.
Program Services
| Description | Grants | Expenses |
|---|---|---|
| TO PROVIDE ST. CROIX REALTORS WITH AN ORGANIZATION OF MEMBERS WITH A COMMON GOAL TO BETTER SERVE THE COMMUNITY OF BUYERS AND SELLERS OF REAL ESTATE. | - | - |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| CINDY DEVLIN | Director | - | $0 | - | - |
| JOY ELLIOT | Director | - | $0 | - | - |
| KELLY PUGH | President | - | $0 | - | - |
| MARY PAT STRASSER | Director | - | $0 | - | - |
| CECE REYES | Secretary | - | $0 | - | - |
| JUDY FENSTER | Treasurer | - | $0 | - | - |
| STEPHEN SWANTON | Director | - | $0 | - | - |
Filing and Contact Details
Filer
- Filer Name
- St Croix Board of Realtors
- EIN
- 66-0446671
- Phone
- 3403445618
- Address
- PO BOX 1698, CHRISTIANSTED, VI 00821
Signing Officer
- Name
- Kelly Pugh
- Title
- President
- Phone
- 3403445618
- Signed
- 2025-09-30
Preparer
- Firm
- James P Sheets CPA
- Address
- 1244 QUEEN CROSS ST STE 4, CHRISTIANSTED, VI 00820
- Preparer
- James P Sheets
- Phone
- 3407737510
Supplemental Narrative
Additional Explanations
Form 990-ez, Part I, Line 8
“Application fees 3,207 legal fund contributions 1,502 late fees 500 total 5,209”
Form 990-ez, Part I, Line 16
“Expenses transaction fees 1,645 web page 7 computer expense 555 fbs services fees 9,111 travel expense 10,248 nar convention registration 1,550 meeting expense 12,338 total 35,454”
Form 990-ez, Part II, Line 24
“Accounts receivable 0 16,822 prepaid expenses and deferred charges 3,681 11,424 total 3,681 28,246”
Form 990-ez, Part II, Line 26
“Current liabilities 23,790 32,536”
Form 990-ez, Part III
“To provide st. Croix realtors with an organization of members with a common goal to better serve the community of buyers and sellers of real estate.”
Raw XML Appendix121 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | D E GASKIN |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 3403445618 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | PO BOX 1698 |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | CHRISTIANSTED |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | VI |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 00821 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 166004 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 186221 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/ContributionsGiftsGrantsEtcAmt | 0 | 4114 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | 36036 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 20769 |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 169685 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 214467 |
| IRS990EZ/GrossReceiptsAmt | 0 | 92381 |
| IRS990EZ/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MembershipDuesAmt | 0 | 83058 |
| IRS990EZ/MethodOfAccountingCashInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 145895 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 181931 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 145895 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 181931 |
| IRS990EZ/OccupancyRentUtltsAndMaintAmt | 0 | 122 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 0.50 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 0.50 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 0.50 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 0.50 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 0.50 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 5 | 0.50 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 6 | 0.50 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | CINDY DEVLIN |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | JOY ELLIOT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | KELLY PUGH |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | MARY PAT STRASSER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | CECE REYES |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 5 | JUDY FENSTER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 6 | STEPHEN SWANTON |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | PRESIDENT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | DIRECTOR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | SECRETARY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 5 | TREASURER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 6 | DIRECTOR |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501cInd | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 3681 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 28246 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 35454 |
| IRS990EZ/OtherRevenueTotalAmt | 0 | 5209 |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | TO PROVIDE ST. CROIX REALTORS WITH AN ORGANIZATION OF MEMBERS WITH A COMMON GOAL TO BETTER SERVE THE COMMUNITY OF BUYERS AND SELLERS OF REAL ESTATE. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | TO PROVIDE ST. CROIX REALTORS WITH AN ORGANIZATION OF MEMBERS WITH A COMMON GOAL TO BETTER SERVE THE COMMUNITY OF BUYERS AND SELLERS OF REAL ESTATE. |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 23790 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 32536 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 56345 |
| IRS990EZ/TotalRevenueAmt | 0 | 92381 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | WWW.STCROIXREALTORS.COM |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | APPLICATION FEES 3,207 LEGAL FUND CONTRIBUTIONS 1,502 LATE FEES 500 TOTAL 5,209 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | EXPENSES TRANSACTION FEES 1,645 WEB PAGE 7 COMPUTER EXPENSE 555 FBS SERVICES FEES 9,111 TRAVEL EXPENSE 10,248 NAR CONVENTION REGISTRATION 1,550 MEETING EXPENSE 12,338 TOTAL 35,454 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | ACCOUNTS RECEIVABLE 0 16,822 PREPAID EXPENSES AND DEFERRED CHARGES 3,681 11,424 TOTAL 3,681 28,246 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | CURRENT LIABILITIES 23,790 32,536 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | TO PROVIDE ST. CROIX REALTORS WITH AN ORGANIZATION OF MEMBERS WITH A COMMON GOAL TO BETTER SERVE THE COMMUNITY OF BUYERS AND SELLERS OF REAL ESTATE. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990-EZ, PART I, LINE 8 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990-EZ, PART I, LINE 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990-EZ, PART II, LINE 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990-EZ, PART II, LINE 26 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990-EZ, PART III |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | KELLY PUGH |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 3403445618 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-09-30 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | ST CROIX BOARD OF REALTORS |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | STCR |
| ReturnHeader/Filer/EIN | 0 | 660446671 |
| ReturnHeader/Filer/PhoneNum | 0 | 3403445618 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | PO BOX 1698 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | CHRISTIANSTED |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | VI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 00821 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | true |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 660481149 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | JAMES P SHEETS CPA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 1244 QUEEN CROSS ST STE 4 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | CHRISTIANSTED |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | VI |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 00820 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 3407737510 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2025-10-02 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | JAMES P SHEETS |
| ReturnHeader/PreparerPersonGrp/SelfEmployedInd | 0 | X |
| ReturnHeader/ReturnTs | 0 | 2025-10-02T16:50:39-04:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2024-12-31 |
| ReturnHeader/TaxYr | 0 | 2024 |
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