Liabilities / Assets
86th percentile
Higher debt load relative to assets than 86% of similar nonprofits.
St Croix Hotel & Tourism Assoc Inc
EIN 66-0422767 • 501(c)6 • St Thomas, VI
Profile
A not for profit organization focused on advocacy and education/training in the hospitality industry.
Siviq Scores
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
0.32x
Liabilities / Revenue
80th percentile
Higher debt load relative to revenue than 80% of similar nonprofits.
Net Margin
16th percentile
Higher net margin than 16% of similar nonprofits.
Top Officer Pay
77th percentile
Higher top officer pay than 77% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
15th percentile
Faster asset growth than 15% of similar nonprofits.
Revenue Growth
17th percentile
Faster revenue growth than 17% of similar nonprofits.
Balance Sheet
Assets
Down$9,788
Down $8,559 (-47%) from 2023
Liabilities
Down$3,144
Down $705 (-18%) from 2023
Net Assets
Down$6,644
Down $7,854 (-54%) from 2023
Revenue
Down$24,860
Down $12,465 (-33%) from 2023
Expenses
Up$32,714
Up $204 (+0.6%) from 2023
Net Income
Down-$7,854
Down $12,669 (-263%) from 2023
Trend Graphs
Filings
Most recent year
2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.
- Assets
- $9,788
- Liabilities
- $3,144
- Net assets
- $6,644
- Revenue
- $24,860
- Expenses
- $32,714
- Net income
- -$7,854
Latest Filing Detail
Jump To
Filing Snapshot
- Filing Period
- Jan 1, 2024 to Dec 31, 2024
- Signed
- Nov 14, 2025
- Return Version
- 2024v5.0
- Gross Receipts
- $24,860
Mission and Program Overview
Mission
A not for profit organization focused on advocacy and education/training in the hospitality industry.
Program Services
| Description | Grants | Expenses |
|---|---|---|
| THE ASSOCIATION SERVES AS THE UNIFYING ORGANIZATION FOR HOTELS, GUEST HOUSES, INNS, CONDOMINIUMS, CAMPGROUNDS AND OTHER TOURISM RELATED BUSINESSES ON THE ISLAND OF ST. CROIX LOCATED IN THE UNITED STATES VIRGIN ISLANDS. | - | - |
Compensation and Service Providers
Employees
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| SUZANNE ROSBACH | President /T | - | $0 | - | - |
| TED BEDWELL | VP | - | $0 | - | - |
| BRYON BELL | Elected Boar | - | $0 | - | - |
| ELIZABETH ARMSTRONG | Elected Boar | - | $0 | - | - |
| WENDY SOLOMON | Elected Boar | - | $0 | - | - |
| MICHELLE PUGH | Elected Boar | - | $0 | - | - |
| SWEENY TOUSSAINT | Elected Boar | - | $0 | - | - |
| CHRIS PARDO | Elected Boar | - | $0 | - | - |
| SANDY BELL | Vice Preside | - | $0 | - | - |
| CORINA MARKS | Elected Boar | - | $0 | - | - |
| GERALD TELLEZ | Elected Boar | - | $0 | - | - |
| BONNIE KUNTZER | Elected Boar | - | $0 | - | - |
| SHAY ROBERTS | Appoint Boar | - | $0 | - | - |
| ANTON KUIPERS | Apoint Board | - | $0 | - | - |
| SAL SANPERE | Appointed Bo | - | $0 | - | - |
| MARGI | Honorary Brd | - | $0 | - | - |
Filing and Contact Details
Filer
- Filer Name
- St Croix Hotel & Tourism Assoc Inc
- EIN
- 66-0422767
- Address
- PO BOX 302300, ST THOMAS, VI 00803
Signing Officer
- Name
- Suzanne Rosbach
- Title
- President /treasurer
- Signed
- 2025-11-14
- Discuss with paid preparer
- Yes
Preparer
- Firm
- James P Sheets CPA
- Address
- 1244 QUEEN CROSS ST STE 4, CHRISTIANSTED, VI 00820
- Preparer
- James P Sheets
- Phone
- 3407737510
Supplemental Narrative
Additional Explanations
Form 990-ez, Part I, Line 16
“Expenses advertising and promotion 3,570 office 138 conferences/meetings 5,216 education and training 10,015 bank fees 224 total 19,163”
Form 990-ez, Part II, Line 24
“Richard pat henry hosp sch pay 2,594 2,594 total 2,594 2,594”
Form 990-ez, Part II, Line 26
“Accounts payable and accrued expenses 1,000 0 holiday hope 2,561 2,561 chta dues payable 288 288 misc 0 295”
Form 990-ez, Part III
“A not for profit organization focused on advocacy and education/training in the hospitality industry.”
Form 990-ez, Part III, Line 28
“The association serves as the unifying organization for hotels, guest houses, inns, condominiums, campgrounds and other tourism related businesses on the island of st. Croix located in the united states virgin islands.”
Raw XML Appendix155 raw XML fields
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | ST CROIX HOTEL & TOURISM |
| IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine2Txt | 0 | ST CROIX HOTEL & TOURISM |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 3407746835 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 4002 RAPHUNE HILL |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | ST THOMAS |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | VI |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 00802 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 15753 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 7194 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/ContributionsGiftsGrantsEtcAmt | 0 | 24860 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | -7854 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 13091 |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 18347 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 9788 |
| IRS990EZ/GrossReceiptsAmt | 0 | 24860 |
| IRS990EZ/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MethodOfAccountingCashInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 14498 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 6644 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 14498 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 6644 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 5 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 6 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 7 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 8 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 9 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 10 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 11 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 12 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 13 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 14 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 15 | 000.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 7 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 8 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 9 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 10 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 11 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 12 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 13 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 14 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 15 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | SUZANNE ROSBACH |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | TED BEDWELL |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | BRYON BELL |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | ELIZABETH ARMSTRONG |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | WENDY SOLOMON |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 5 | MICHELLE PUGH |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 6 | SWEENY TOUSSAINT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 7 | CHRIS PARDO |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 8 | SANDY BELL |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 9 | CORINA MARKS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 10 | GERALD TELLEZ |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 11 | BONNIE KUNTZER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 12 | SHAY ROBERTS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 13 | ANTON KUIPERS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 14 | SAL SANPERE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 15 | MARGI |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | PRESIDENT /T |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | VP |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | ELECTED BOAR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | ELECTED BOAR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | ELECTED BOAR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 5 | ELECTED BOAR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 6 | ELECTED BOAR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 7 | ELECTED BOAR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 8 | VICE PRESIDE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 9 | ELECTED BOAR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 10 | ELECTED BOAR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 11 | ELECTED BOAR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 12 | APPOINT BOAR |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 13 | APOINT BOARD |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 14 | APPOINTED BO |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 15 | HONORARY BRD |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501cInd | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 2594 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 2594 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 19163 |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | A NOT FOR PROFIT ORGANIZATION FOCUSED ON ADVOCACY AND EDUCATION/TRAINING IN THE HOSPITALITY INDUSTRY. |
| IRS990EZ/PrintingPublicationsPostageAmt | 0 | 460 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | THE ASSOCIATION SERVES AS THE UNIFYING ORGANIZATION FOR HOTELS, GUEST HOUSES, INNS, CONDOMINIUMS, CAMPGROUNDS AND OTHER TOURISM RELATED BUSINESSES ON THE ISLAND OF ST. CROIX LOCATED IN THE UNITED STATES VIRGIN ISLANDS. |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 3849 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 3144 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 32714 |
| IRS990EZ/TotalRevenueAmt | 0 | 24860 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | WWW.VIRGIN-ISLANDS-HOTELS.COM |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | EXPENSES ADVERTISING AND PROMOTION 3,570 OFFICE 138 CONFERENCES/MEETINGS 5,216 EDUCATION AND TRAINING 10,015 BANK FEES 224 TOTAL 19,163 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | RICHARD PAT HENRY HOSP SCH PAY 2,594 2,594 TOTAL 2,594 2,594 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | ACCOUNTS PAYABLE AND ACCRUED EXPENSES 1,000 0 HOLIDAY HOPE 2,561 2,561 CHTA DUES PAYABLE 288 288 MISC 0 295 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | A NOT FOR PROFIT ORGANIZATION FOCUSED ON ADVOCACY AND EDUCATION/TRAINING IN THE HOSPITALITY INDUSTRY. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | THE ASSOCIATION SERVES AS THE UNIFYING ORGANIZATION FOR HOTELS, GUEST HOUSES, INNS, CONDOMINIUMS, CAMPGROUNDS AND OTHER TOURISM RELATED BUSINESSES ON THE ISLAND OF ST. CROIX LOCATED IN THE UNITED STATES VIRGIN ISLANDS. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990-EZ, PART I, LINE 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990-EZ, PART II, LINE 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990-EZ, PART II, LINE 26 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990-EZ, PART III |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990-EZ, PART III, LINE 28 |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | SUZANNE ROSBACH |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT /TREASURER |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-11-14 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | ST CROIX HOTEL & TOURISM ASSOC INC |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | STCR |
| ReturnHeader/Filer/EIN | 0 | 660422767 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | PO BOX 302300 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | ST THOMAS |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | VI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 00803 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | false |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 660481149 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | JAMES P SHEETS CPA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 1244 QUEEN CROSS ST STE 4 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | CHRISTIANSTED |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | VI |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 00820 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 3407737510 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2025-11-14 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | JAMES P SHEETS |
| ReturnHeader/PreparerPersonGrp/SelfEmployedInd | 0 | X |
| ReturnHeader/ReturnTs | 0 | 2025-11-14T13:58:02-05:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2024-12-31 |
| ReturnHeader/TaxYr | 0 | 2024 |
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