Civic Intelligence

Cooperativa De Ahorro Y Credito De Mayaguez

EIN 66-0324225 • 501(c)16 • Mayaguez, Puerto Rico, RQ

View Organization Page

Profile

The organization is a credit union that provides quality financing and saving services to members and nonmembers.

PO Box 416Mayaguez, Puerto Rico 00681-0416Rq

www.coopmayaguez.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

83rd percentile

0.68x

Higher debt load relative to assets than 83% of similar nonprofits.

$50M-$100M nonprofits • Source year 2024

Liabilities / Revenue

95th percentile

11.53x

Higher debt load relative to revenue than 95% of similar nonprofits.

$50M-$100M nonprofits • Source year 2024

Net Margin

68th percentile

17%

Higher net margin than 68% of similar nonprofits.

$50M-$100M nonprofits • Source year 2024

Top Officer Pay

21st percentile

$88,332

Higher top officer pay than 21% of similar nonprofits.

Top officer pay equals 1.6% of source-year revenue.

$50M-$100M nonprofits • Source year 2024

Asset Growth

16th percentile

-2.9%

Faster asset growth than 16% of similar nonprofits.

$50M-$100M nonprofits • Annualized from 2023 to 2024

Revenue Growth

6th percentile

-38%

Faster revenue growth than 6% of similar nonprofits.

$50M-$100M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets83rd percentile

Assets

Down

$91,344,492

Down $2,706,583 (-2.9%) from 2023

Liabilities

Down

$62,281,311

Down $3,849,082 (-5.8%) from 2023

Net Assets

Up

$29,063,181

Up $1,142,499 (+4.1%) from 2023

Operations
Liabilities / Revenue95th percentileNet Margin68th percentile

Revenue

Down

$5,403,433

Down $3,365,776 (-38%) from 2023

Expenses

Down

$4,486,427

Down $115,843 (-2.5%) from 2023

Net Income

Down

$917,006

Down $3,249,933 (-78%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth16th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$100M$50M$0Assets 2011: $93,765,218Liabilities 2011: $65,556,069Net Assets 2011: $28,209,1492011Assets 2012: $97,149,413Liabilities 2012: $66,439,248Net Assets 2012: $30,710,1652012Assets 2013: $92,849,988Liabilities 2013: $67,001,824Net Assets 2013: $25,848,1642013Assets 2014: $92,654,293Liabilities 2014: $68,235,691Net Assets 2014: $24,418,6022014Assets 2015: $94,794,438Liabilities 2015: $65,399,107Net Assets 2015: $29,395,3312015Assets 2016: $86,275,850Liabilities 2016: $58,942,669Net Assets 2016: $27,333,1812016Assets 2017: $83,591,383Liabilities 2017: $58,586,746Net Assets 2017: $25,004,6372017Assets 2018: $80,623,661Liabilities 2018: $56,528,830Net Assets 2018: $24,094,8312018Assets 2019: $80,888,932Liabilities 2019: $55,699,111Net Assets 2019: $25,189,8212019Assets 2020: $92,351,100Liabilities 2020: $65,426,850Net Assets 2020: $26,924,2502020Assets 2021: $97,815,831Liabilities 2021: $70,358,344Net Assets 2021: $27,457,4872021Assets 2022: $91,409,973Liabilities 2022: $66,844,958Net Assets 2022: $24,565,0152022Assets 2023: $94,051,075Liabilities 2023: $66,130,393Net Assets 2023: $27,920,6822023Assets 2024: $91,344,492Liabilities 2024: $62,281,311Net Assets 2024: $29,063,1812024

Highlighted filing

2024

Assets$91,344,492
Liabilities$62,281,311
Net Assets$29,063,181
Open 2024 Filing

Operations Trend

Revenue Growth6th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$10M$5.0M$0Revenue 2011: $4,940,232Expenses 2011: $3,899,444Net Income 2011: $1,040,7882011Revenue 2012: $5,123,647Expenses 2012: $4,102,623Net Income 2012: $1,021,0242012Revenue 2013: $4,978,882Expenses 2013: $3,912,840Net Income 2013: $1,066,0422013Revenue 2014: $4,939,010Expenses 2014: $4,014,423Net Income 2014: $924,5872014Revenue 2015: $4,870,540Expenses 2015: $4,323,977Net Income 2015: $546,5632015Revenue 2016: $4,639,474Expenses 2016: $4,367,522Net Income 2016: $271,9522016Revenue 2017: $4,046,200Expenses 2017: $3,908,530Net Income 2017: $137,6702017Revenue 2018: $4,125,873Expenses 2018: $3,998,032Net Income 2018: $127,8412018Revenue 2019: $4,783,293Expenses 2019: $4,097,552Net Income 2019: $685,7412019Revenue 2020: $4,416,224Expenses 2020: $3,888,749Net Income 2020: $527,4752020Revenue 2021: $4,205,135Expenses 2021: $3,736,834Net Income 2021: $468,3012021Revenue 2022: $4,451,822Expenses 2022: $4,221,545Net Income 2022: $230,2772022Revenue 2023: $8,769,209Expenses 2023: $4,602,270Net Income 2023: $4,166,9392023Revenue 2024: $5,403,433Expenses 2024: $4,486,427Net Income 2024: $917,0062024

Highlighted filing

2024

Revenue$5,403,433
Expenses$4,486,427
Net Income$917,006
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$91,344,492
Liabilities
$62,281,311
Net assets
$29,063,181
Revenue
$5,403,433
Expenses
$4,486,427
Net income
$917,006
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$91.3$62.3$29.1$5.40$4.49$0.92
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$94.1$66.1$27.9$8.77$4.60$4.17
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$91.4$66.8$24.6$4.45$4.22$0.23
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$97.8$70.4$27.5$4.21$3.74$0.47
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$92.4$65.4$26.9$4.42$3.89$0.53
2019Summary only. Only limited summary data is available for this year.$80.9$55.7$25.2$4.78$4.10$0.69
2018Summary only. Only limited summary data is available for this year.$80.6$56.5$24.1$4.13$4.00$0.13
2017Summary only. Only limited summary data is available for this year.$83.6$58.6$25.0$4.05$3.91$0.14
2016Summary only. Only limited summary data is available for this year.$86.3$58.9$27.3$4.64$4.37$0.27
2015Summary only. Only limited summary data is available for this year.$94.8$65.4$29.4$4.87$4.32$0.55
2014Summary only. Only limited summary data is available for this year.$92.7$68.2$24.4$4.94$4.01$0.92
2013Summary only. Only limited summary data is available for this year.$92.8$67.0$25.8$4.98$3.91$1.07
2012Summary only. Only limited summary data is available for this year.$97.1$66.4$30.7$5.12$4.10$1.02
2011Summary only. Only limited summary data is available for this year.$93.8$65.6$28.2$4.94$3.90$1.04
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 14, 2025
Return Version
2024v5.0
Gross Receipts
$5,403,433
Mission and Program Overview

Mission

Provide quality financing and saving services to members and non-members as a cooperative

Provide quality financing and saving services to members and nonmembers as a cooperative.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$41,357,265$44,767,592▲ $3,410,327
Investments in Publicly Traded Securities$26,896,820$23,818,181▼ $3,078,639
Cap Stk Tr Prin Current Funds$19,350,449$19,276,404▼ $74,045
Savings and Temporary Cash Investments$15,287,598$12,827,689▼ $2,459,909
Rtn Earn Endowment Incm Other Fnds$8,570,233$9,786,777▲ $1,216,544
Investments Other Securities$3,802,984$4,044,416▲ $241,432
Land, Buildings, and Equipment, Net$875,645$882,658▲ $7,013
Cash and Non-Interest-Bearing Accounts$645,409$658,951▲ $13,542
Accounts Receivable$445,850$409,627▼ $36,223
Prepaid Expenses and Deferred Charges$285,163$360,706▲ $75,543
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Total Assets$94,051,075$91,344,492▼ $2,706,583
Other Assets Total$4,454,341$3,574,672▼ $879,669
Liabilities
Other Liabilities$65,429,216$61,495,758▼ $3,933,458
Accounts Payable and Accrued Expenses$461,248$558,316▲ $97,068
Escrow Account Liability$239,929$227,237▼ $12,692
Total Liabilities$66,130,393$62,281,311▼ $3,849,082
Net Assets / Fund Balance
Total Net Assets Fund Balance$27,920,682$29,063,181▲ $1,142,499
Total Liabilities and Net Assets / Fund Balance$94,051,075$91,344,492▼ $2,706,583

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$134,620$811,908$0
Other Land Buildings$4$82,488$0
Land$328,690-$0
Equipment$419,344$1,662,809$0
Leasehold Improvements$0$0$0
Compensation and Service Providers
Top Officer Pay21st percentile

Employees

NameTitleFull / Part TimeBaseTotal
Mildred Perez LebronGeneral ManagerFT$88,332$88,332

Board Members and Trustees

NameTitle
Enrique MatiasPresident
Raul a PlaVicepresident
Israel ValentinDirector
Israel Valentin AlersDirector
Marta IrizarryDirector
Rafael Caro CaroDirector
Olga M Dobles BisbalSecretary
Nancy Rodriguez GonzalezTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$0
Investment Income
$4,450,818
Other Revenue
$952,615
Change in Net Assets
$917,006
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$3,122,939
Salaries, Compensation, and Employee Benefits$1,363,488
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages-$958,999-$958,999
Interest-$481,003-$481,003
All Other Expenses-$413,764-$413,764
Insurance-$257,556-$257,556
Other Employee Benefits-$183,370-$183,370
Advertising-$163,337-$163,337
Other Expenses$0$160,756$0$160,756
Depreciation Depletion-$105,784-$105,784
Fees for Services Other-$99,938-$99,938
Payroll Taxes-$95,367-$95,367
Current Officers, Directors, Trustees, and Key Employees-$88,332-$88,332
Occupancy-$66,413-$66,413
Fees for Services Legal-$50,953-$50,953
Office Expenses-$47,457-$47,457
Pension Plan Contributions-$37,420-$37,420
Fees for Services Accounting-$21,000-$21,000
Information Technology-$8,406-$8,406
Conferences and Meetings-$4,272-$4,272
Total Functional Expenses$0$4,486,427$0$4,486,427
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Savings From Members and Nonmembers$46,576,174
Certificates of Deposit$12,301,891
Checking Accounts$2,389,146
Christmas and Summer Club$228,547
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“In a state credit union all depositors are members.”

Form 990, Part VI, Section A, Line 7A

“The cooperative celebrates every year an annual meeting in which members (depositors) elect members of the governing body.”

Form 990, Part VI, Section B, Line 11B

“The general manager shows the return to the board of directors and maintain a copy within the credit union facilities.”

Form 990, Part VI, Section B, Line 12C

“Every credit union must review their policies within a three year time frame due to regulations.”

Form 990, Part VI, Section B, Line 15

“The organization has salary scales that are conforming with other same size cooperatives. The board of directors after rigorous deliberation made a decision.”

Form 990, Part VI, Section C, Line 19

“The financial statements are public based on law 255 year 2022. Other documents are available upon request but by following an internal document procedure.”

Filing and Contact Details

Filer

Filer Name
Cooperativa De Ahorro Y Credito De Mayaguez
EIN
66-0324225
Phone
7878326555
Address
RQ

Signing Officer

Name
Mildred Perez Lebron
Title
General Manager
Phone
7878326555
Signed
2025-11-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Mildred Perez Lebron
Formed
1969
Legal Domicile
Pr
Voting Board Members
8
Independent Board Members
8
Employees
42
Volunteers
7

Preparer

Firm
CPA Benjamin Rosario Rosario
Address
RQ
Preparer
Benjamin Rosario
Phone
7879226222
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“Members shares and dormant accounts transfer to net assets.”

Financial Statement Notes

Schedule D, Part IV, Line 1B

“Money received regarding mortgage loans to pay insurance premiums and property tax.”

Raw XML AppendixShowing 400 of 461 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/ActivityOrMissionDesc0PROVIDE QUALITY FINANCING AND SAVING SERVICES TO MEMBERS AND NONMEMBERS AS A COOPERATIVE.
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IRS990/Form990PartVIISectionAGrp/TitleTxt1DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt2SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt3President
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt6Vicepresident
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
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IRS990/IncmFromInvestBondProceedsGrp/ExclusionAmt00
IRS990/IncmFromInvestBondProceedsGrp/RelatedOrExemptFuncIncomeAmt01093153
IRS990/IncmFromInvestBondProceedsGrp/TotalRevenueColumnAmt01093153
IRS990/IncmFromInvestBondProceedsGrp/UnrelatedBusinessRevenueAmt00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt08
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt08406
IRS990/InformationTechnologyGrp/TotalAmt08406
IRS990/InsuranceGrp/ManagementAndGeneralAmt0257556
IRS990/InsuranceGrp/TotalAmt0257556
IRS990/InterestGrp/ManagementAndGeneralAmt0481003
IRS990/InterestGrp/TotalAmt0481003
IRS990/InvestmentExpenseAmt00
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt03357665
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt03357665
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd00
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt03802984
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt04044416
IRS990/InvestmentsPubTradedSecGrp/BOYAmt026896820
IRS990/InvestmentsPubTradedSecGrp/EOYAmt023818181
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt02557205
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0875645
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0882658
IRS990/LandBldgEquipCostOrOtherBssAmt03439863
IRS990/LegalDomicileStateCd0PR
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/ExclusionAmt00
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt00
IRS990/MiscellaneousRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/MissionDesc0THE ORGANIZATION IS A CREDIT UNION THAT PROVIDES QUALITY FINANCING AND SAVING SERVICES TO MEMBERS AND NONMEMBERS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt027920682
IRS990/NetAssetsOrFundBalancesEOYAmt029063181
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt0211870
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ManagementAndGeneralAmt066413
IRS990/OccupancyGrp/TotalAmt066413
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt047457
IRS990/OfficeExpensesGrp/TotalAmt047457
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt04454341
IRS990/OtherAssetsTotalGrp/EOYAmt03574672
IRS990/OtherChangesInNetAssetsAmt013623
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt0183370
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0183370
IRS990/OtherExpensesGrp/Desc0BANK CHARGES
IRS990/OtherExpensesGrp/Desc1ALLOWANCE FOR CREDIT LOSSES
IRS990/OtherExpensesGrp/Desc2PR BOND LOSSES BASED ON LAW 220
IRS990/OtherExpensesGrp/Desc3ANNUAL LICENSES FOR CORE PROGRAM
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/FundraisingAmt30
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt0414983
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt1104411
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt2722906
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt3160756
IRS990/OtherExpensesGrp/ProgramServicesAmt00
IRS990/OtherExpensesGrp/ProgramServicesAmt10
IRS990/OtherExpensesGrp/ProgramServicesAmt20
IRS990/OtherExpensesGrp/ProgramServicesAmt30
IRS990/OtherExpensesGrp/TotalAmt0414983
IRS990/OtherExpensesGrp/TotalAmt1104411
IRS990/OtherExpensesGrp/TotalAmt2722906
IRS990/OtherExpensesGrp/TotalAmt3160756
IRS990/OtherLiabilitiesGrp/BOYAmt065429216
IRS990/OtherLiabilitiesGrp/EOYAmt061495758
IRS990/OtherOrganizationDsc0STATE CREDIT UNION
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/Desc0FEES TO MEMBERS
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0952615
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0952615
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueTotalAmt0952615
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0958999
IRS990/OtherSalariesAndWagesGrp/TotalAmt0958999
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt041357265
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt044767592
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt095367
IRS990/PayrollTaxesGrp/TotalAmt095367
IRS990/PdInCapSrplsLandBldgEqpFundGrp/BOYAmt00
IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt037420
IRS990/PensionPlanContributionsGrp/TotalAmt037420
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0285163
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0360706
IRS990/PrincipalOfficerNm0MILDRED PEREZ LEBRON
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt04017881
IRS990/PYOtherExpensesAmt03288299
IRS990/PYOtherRevenueAmt04751328
IRS990/PYProgramServiceRevenueAmt00
IRS990/PYRevenuesLessExpensesAmt04166939
IRS990/PYSalariesCompEmpBnftPaidAmt01313971
IRS990/PYTotalExpensesAmt04602270
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt08769209
IRS990/ReconcilationRevenueExpnssAmt0917006
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesRevenueGrp/ExclusionAmt00
IRS990/RoyaltiesRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RoyaltiesRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt08570233
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt09786777
IRS990/SavingsAndTempCashInvstGrp/BOYAmt015287598
IRS990/SavingsAndTempCashInvstGrp/EOYAmt012827689
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/AdditionsDuringYearAmt00
IRS990ScheduleD/AgentTrusteeEtcInd01
IRS990ScheduleD/BeginningBalanceAmt0239929
IRS990ScheduleD/BuildingsGrp/BookValueAmt0134620
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0811908
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt0946528
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/DistributionsDuringYearAmt012692
IRS990ScheduleD/EndingBalanceAmt0227237
IRS990ScheduleD/EquipmentGrp/BookValueAmt0419344
IRS990ScheduleD/EquipmentGrp/DepreciationAmt01662809
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt02082153
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd00
IRS990ScheduleD/LandGrp/BookValueAmt0328690
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt0328690
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt04
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt082488
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt082492
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt046576174
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1228547
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt212301891
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt32389146
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SAVINGS FROM MEMBERS AND NONMEMBERS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1CHRISTMAS AND SUMMER CLUB
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2CERTIFICATES OF DEPOSIT
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3CHECKING ACCOUNTS
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0MONEY RECEIVED REGARDING MORTGAGE LOANS TO PAY INSURANCE PREMIUMS AND PROPERTY TAX.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Schedule D, Part IV, Line 1b
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0882658
IRS990ScheduleD/TotalLiabilityAmt061495758
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0IN A STATE CREDIT UNION ALL DEPOSITORS ARE MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE COOPERATIVE CELEBRATES EVERY YEAR AN ANNUAL MEETING IN WHICH MEMBERS (DEPOSITORS) ELECT MEMBERS OF THE GOVERNING BODY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE GENERAL MANAGER SHOWS THE RETURN TO THE BOARD OF DIRECTORS AND MAINTAIN A COPY WITHIN THE CREDIT UNION FACILITIES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3EVERY CREDIT UNION MUST REVIEW THEIR POLICIES WITHIN A THREE YEAR TIME FRAME DUE TO REGULATIONS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE ORGANIZATION HAS SALARY SCALES THAT ARE CONFORMING WITH OTHER SAME SIZE COOPERATIVES. THE BOARD OF DIRECTORS AFTER RIGOROUS DELIBERATION MADE A DECISION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE FINANCIAL STATEMENTS ARE PUBLIC BASED ON LAW 255 YEAR 2022. OTHER DOCUMENTS ARE AVAILABLE UPON REQUEST BUT BY FOLLOWING AN INTERNAL DOCUMENT PROCEDURE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6MEMBERS SHARES AND DORMANT ACCOUNTS TRANSFER TO NET ASSETS.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, Line 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section C, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part XI, Line 9
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0PR
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt094051075
IRS990/TotalAssetsEOYAmt091344492
IRS990/TotalAssetsGrp/BOYAmt094051075
IRS990/TotalAssetsGrp/EOYAmt091344492
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt042
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt04486427
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt04486427
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt066130393

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