Civic Intelligence

Cooperativa De Ahorro Y Credito De Isabela

EIN 66-0214491 • 501(c)14 • Isabela, PR

View Organization Page

Profile

Offer savings accounts and loans to credit union members

PO Box 552Isabela, PR 00662

www.isabelacoop.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

4th percentile

0.68x

Higher debt load relative to assets than 4% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Liabilities / Revenue

6th percentile

10.63x

Higher debt load relative to revenue than 6% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Net Margin

95th percentile

25%

Higher net margin than 95% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Top Officer Pay

22nd percentile

$322,679

Higher top officer pay than 22% of similar nonprofits.

Top officer pay equals 1.4% of source-year revenue.

501(c)14 • $250M-$1B nonprofits • Source year 2024

Asset Growth

56th percentile

3.3%

Faster asset growth than 56% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Revenue Growth

41st percentile

11%

Faster revenue growth than 41% of similar nonprofits.

501(c)14 • $250M-$1B nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets4th percentile

Assets

Up

$368,039,174

Up $11,877,371 (+3.3%) from 2023

Liabilities

Up

$249,058,777

Up $12,148,466 (+5.1%) from 2023

Net Assets

Down

$118,980,397

Down $271,095 (-0.2%) from 2023

Operations
Liabilities / Revenue6th percentileNet Margin95th percentile

Revenue

Up

$23,421,751

Up $2,277,074 (+11%) from 2023

Expenses

Up

$17,483,218

Up $1,651,806 (+10%) from 2023

Net Income

Up

$5,938,533

Up $625,268 (+12%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth56th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$400M$300M$200M$100M$0Assets 2011: $306,545,759Liabilities 2011: $171,509,593Net Assets 2011: $135,036,1662011Assets 2012: $309,260,353Liabilities 2012: $170,834,640Net Assets 2012: $138,425,7132012Assets 2013: $313,093,706Liabilities 2013: $171,641,584Net Assets 2013: $141,452,1222013Assets 2014: $316,732,000Liabilities 2014: $176,834,932Net Assets 2014: $139,897,0682014Assets 2015: $316,722,429Liabilities 2015: $180,299,560Net Assets 2015: $136,422,8692015Assets 2016: $309,280,903Liabilities 2016: $173,747,014Net Assets 2016: $135,533,8892016Assets 2017: $309,482,696Liabilities 2017: $178,869,324Net Assets 2017: $130,613,3722017Assets 2018: $307,364,289Liabilities 2018: $180,008,226Net Assets 2018: $127,356,0632018Assets 2019: $312,356,717Liabilities 2019: $193,283,855Net Assets 2019: $119,072,8622019Assets 2020: $353,368,534Liabilities 2020: $233,366,507Net Assets 2020: $120,002,0272020Assets 2021: $367,825,812Liabilities 2021: $239,477,318Net Assets 2021: $128,348,4942021Assets 2022: $359,459,273Liabilities 2022: $234,817,664Net Assets 2022: $124,641,6092022Assets 2023: $356,161,803Liabilities 2023: $236,910,311Net Assets 2023: $119,251,4922023Assets 2024: $368,039,174Liabilities 2024: $249,058,777Net Assets 2024: $118,980,3972024

Highlighted filing

2024

Assets$368,039,174
Liabilities$249,058,777
Net Assets$118,980,397
Open 2024 Filing

Operations Trend

Revenue Growth41st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$30M$20M$10M$0Revenue 2011: $16,144,690Expenses 2011: $12,062,717Net Income 2011: $4,081,9732011Revenue 2012: $15,530,077Expenses 2012: $12,770,487Net Income 2012: $2,759,5902012Revenue 2013: $15,145,660Expenses 2013: $11,332,752Net Income 2013: $3,812,9082013Revenue 2014: $15,122,262Expenses 2014: $11,405,302Net Income 2014: $3,716,9602014Revenue 2015: $14,969,685Expenses 2015: $11,451,394Net Income 2015: $3,518,2912015Revenue 2016: $15,365,914Expenses 2016: $12,122,668Net Income 2016: $3,243,2462016Revenue 2017: $13,404,081Expenses 2017: $11,894,477Net Income 2017: $1,509,6042017Revenue 2018: $13,834,301Expenses 2018: $12,700,365Net Income 2018: $1,133,9362018Revenue 2019: $14,428,836Expenses 2019: $13,144,663Net Income 2019: $1,284,1732019Revenue 2020: $14,688,648Expenses 2020: $13,414,334Net Income 2020: $1,274,3142020Revenue 2021: $13,991,392Expenses 2021: $12,529,674Net Income 2021: $1,461,7182021Revenue 2022: $14,103,746Expenses 2022: $12,205,860Net Income 2022: $1,897,8862022Revenue 2023: $21,144,677Expenses 2023: $15,831,412Net Income 2023: $5,313,2652023Revenue 2024: $23,421,751Expenses 2024: $17,483,218Net Income 2024: $5,938,5332024

Highlighted filing

2024

Revenue$23,421,751
Expenses$17,483,218
Net Income$5,938,533
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$368,039,174
Liabilities
$249,058,777
Net assets
$118,980,397
Revenue
$23,421,751
Expenses
$17,483,218
Net income
$5,938,533
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$368$249$119$23.4$17.5$5.94
2023Detailed filing. Detailed filing data is available for this year.$356$237$119$21.1$15.8$5.31
2022Detailed filing. Detailed filing data is available for this year.$359$235$125$14.1$12.2$1.90
2021Detailed filing. Detailed filing data is available for this year.$368$239$128$14.0$12.5$1.46
2020Detailed filing. Detailed filing data is available for this year.$353$233$120$14.7$13.4$1.27
2019Detailed filing. Detailed filing data is available for this year.$312$193$119$14.4$13.1$1.28
2018Summary only. Only limited summary data is available for this year.$307$180$127$13.8$12.7$1.13
2017Summary only. Only limited summary data is available for this year.$309$179$131$13.4$11.9$1.51
2016Summary only. Only limited summary data is available for this year.$309$174$136$15.4$12.1$3.24
2015Summary only. Only limited summary data is available for this year.$317$180$136$15.0$11.5$3.52
2014Summary only. Only limited summary data is available for this year.$317$177$140$15.1$11.4$3.72
2013Summary only. Only limited summary data is available for this year.$313$172$141$15.1$11.3$3.81
2012Summary only. Only limited summary data is available for this year.$309$171$138$15.5$12.8$2.76
2011Summary only. Only limited summary data is available for this year.$307$172$135$16.1$12.1$4.08
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 2, 2025
Return Version
2024v5.0
Gross Receipts
$23,421,751
Mission and Program Overview

Mission

Offer savings accounts and loans to credit union members

Offer loans to credit union members. Any net income and surplus provided form operations is distributed among members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$182,390,934$193,568,320▲ $11,177,386
Investments Other Securities$73,844,520$73,893,584▲ $49,064
Investments in Publicly Traded Securities$67,645,830$62,352,878▼ $5,292,952
Savings and Temporary Cash Investments$6,730,389$15,012,810▲ $8,282,421
Cash and Non-Interest-Bearing Accounts$9,132,187$8,479,641▼ $652,546
Land, Buildings, and Equipment, Net$2,604,745$2,496,487▼ $108,258
Accounts Receivable$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Program Related$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Prepaid Expenses and Deferred Charges$0$0→ $0
Total Assets$356,161,803$368,039,174▲ $11,877,371
Other Assets Total$13,813,198$12,235,454▼ $1,577,744
Liabilities
Other Liabilities$233,837,520$245,954,847▲ $12,117,327
Accounts Payable and Accrued Expenses$3,072,791$3,103,930▲ $31,139
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$236,910,311$249,058,777▲ $12,148,466
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$119,251,492$118,980,397▼ $271,095
Net Assets With Donor Restrictions$0$0→ $0
Total Net Assets Fund Balance$119,251,492$118,980,397▼ $271,095
Total Liabilities and Net Assets / Fund Balance$356,161,803$368,039,174▲ $11,877,371

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,276,859$4,252,090$0
Other Land Buildings$25,241$131,091$0
Land$355,708-$0
Equipment$838,679$5,174,199$0
Leasehold Improvements$0$0$0
Other Securities$73,893,584--
Closely Held Equity Interests$0--
Financial Derivatives$0--
Compensation and Service Providers
Top Officer Pay22nd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Luis A Perez HernandezCEOFT$256,408$66,271$322,679

Highest Paid Contractors

ContractorServicesLocationCompensation
HelvetiaIt ServiesSAN JUANQ, San Juna, PR 00926$631,412
Santiago & CajigasLegal servicesIsabela, Isabela, PR 00662$186,546
Allied UniversalSecutirySAN JUAN, San Juan, PR 00936$185,808
-Legal servicesIsabela, Isabela, PR 00662$108,157
-Marketing adn advertisingSan Juan, San Juan, PR 00936$105,075
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$23,421,751
Investment Income
$0
Other Revenue
$0
Change in Net Assets
$5,938,533

Audited Revenue Reconciliation

Revenue per Audited Statements
$18,016,324
Revenue Not Reported on Financial Statements
$5,405,427
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$5,405,427
Total Revenue per Audited Statements
$18,016,324
Total Revenue per Form 990
$23,421,751
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$14,062,448
Salaries, Compensation, and Employee Benefits$3,420,770
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Expenses---$6,879,861
Interest---$4,216,783
Other Salaries and Wages---$2,736,440
Insurance---$1,675,147
Fees for Services Legal---$370,187
Advertising---$326,722
Depreciation Depletion---$297,721
Current Officers, Directors, Trustees, and Key Employees---$256,408
Other Employee Benefits---$256,295
Conferences and Meetings---$209,226
Pension Plan Contributions---$171,627
Office Expenses---$86,801
Total Functional Expenses$0$0$0$17,483,218

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$17,483,218
Total Expenses per Audited Statements$17,483,218
Total Expenses per Form 990$17,483,218
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Other Expense Adjustments$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Savings accounts$245,954,847
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“Stockholders”

Form 990, Part VI, Section A, Line 7A

“Stockholders”

Form 990, Part VI, Section B, Line 11B

“External CPA”

Form 990, Part VI, Section B, Line 12C

“External operational compliance reviews”

Form 990, Part VI, Section B, Line 15

“Board of Directors annual evaluation”

Form 990, Part VI, Section C, Line 19

“Availabe as requested”

Filing and Contact Details

Filer

Filer Name
Cooperativa De Ahorro Y Credito De Isabela
EIN
66-0214491
Phone
7878722265
Address
PO BOX 552, ISABELA, PR 00662

Signing Officer

Name
Luis A Perez Hernandez
Title
CEO
Phone
7878722265
Signed
2025-05-02
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Luis A Perez Hernandez
Formed
1954
Legal Domicile
Pr
Voting Board Members
13
Independent Board Members
13
Employees
70
Volunteers
13

Preparer

Firm
Torres Acevedo Co CPA Csp
Address
1694 SANTANA, ARECIBO, PR 00612
Preparer
Jesus Torres
Phone
7873566080
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

“Stocks withdrawls and other reserves changes”

Financial Statement Notes

Schedule D, Part XI, Line 2D

“Other commissions fees”

Schedule D, Part XI, Line 4B

“Other fees income”

Raw XML AppendixShowing 400 of 460 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/ActivitiesConductedPrtshpInd00
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IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0OFFER SAVINGS ACCOUNTS AND LOANS TO CREDIT UNION MEMBERS
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt00
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt00
IRS990/NetAssetsOrFundBalancesBOYAmt0119251492
IRS990/NetAssetsOrFundBalancesEOYAmt0118980397
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NetUnrlzdGainsLossesInvstAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt0119251492
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt0118980397
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt00
IRS990/OfficeExpensesGrp/TotalAmt086801
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt013813198
IRS990/OtherAssetsTotalGrp/EOYAmt012235454
IRS990/OtherChangesInNetAssetsAmt0-6209628
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0256295
IRS990/OtherExpensesGrp/Desc0Other related general and administrative expenses
IRS990/OtherExpensesGrp/TotalAmt06879861
IRS990/OtherLiabilitiesGrp/BOYAmt0233837520
IRS990/OtherLiabilitiesGrp/EOYAmt0245954847
IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt02736440
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0182390934
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0193568320
IRS990/OwnWebsiteInd0X
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/TotalAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt0171627
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt00
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt00
IRS990/PrincipalOfficerNm0Luis A Perez Hernandez
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522130
IRS990/ProgramServiceRevenueGrp/BusinessCd1522130
IRS990/ProgramServiceRevenueGrp/Desc0Interest income
IRS990/ProgramServiceRevenueGrp/Desc1Other related income
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt018016324
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt15405427
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt018016324
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt15405427
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgSrvcAccomActy2Grp/Desc0OFFER SAVINGS ACCOUNTS AND LOANS TO CREDIT UNION MEMBERS
IRS990/ProgSrvcAccomActy3Grp/Desc0OFFER SAVINGS ACCOUNTS AND LOANS TO CREDIT UNION MEMBERS
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt012518952
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt021144677
IRS990/PYRevenuesLessExpensesAmt05313265
IRS990/PYSalariesCompEmpBnftPaidAmt03312460
IRS990/PYTotalExpensesAmt015831412
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt021144677
IRS990/RcvblFromDisqualifiedPrsnGrp/BOYAmt00
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
IRS990/ReconcilationRevenueExpnssAmt05938533
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/RentalIncomeOrLossGrp/PersonalAmt00
IRS990/RentalIncomeOrLossGrp/RealAmt00
IRS990/ReportInvestmentsOtherSecInd01
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt06730389
IRS990/SavingsAndTempCashInvstGrp/EOYAmt015012810
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt01276859
IRS990ScheduleD/BuildingsGrp/DepreciationAmt04252090
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt05528949
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/CloselyHeldEquityInterestsGrp/BookValueAmt00
IRS990ScheduleD/CloselyHeldEquityInterestsGrp/MethodValuationCd0C
IRS990ScheduleD/DonatedServicesAndUseFcltsAmt00
IRS990ScheduleD/DonatedServicesUseFcltsAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt0838679
IRS990ScheduleD/EquipmentGrp/DepreciationAmt05174199
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt06012878
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt017483218
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt00
IRS990ScheduleD/FinancialDerivativesGrp/BookValueAmt00
IRS990ScheduleD/FinancialDerivativesGrp/MethodValuationCd0C
IRS990ScheduleD/InvestmentExpensesNotIncld2Amt00
IRS990ScheduleD/InvestmentExpensesNotIncldAmt00
IRS990ScheduleD/LandGrp/BookValueAmt0355708
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt0355708
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/LossesReportedAmt00
IRS990ScheduleD/NetUnrealizedGainsInvstAmt00
IRS990ScheduleD/OtherExpensesIncludedAmt00
IRS990ScheduleD/OtherExpensesNotIncludedAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt025241
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0131091
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt0156332
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0245954847
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Savings accounts
IRS990ScheduleD/OtherRevenueAmt00
IRS990ScheduleD/OtherRevenuesNotIncludedAmt05405427
IRS990ScheduleD/OtherSecuritiesGrp/BookValueAmt073893584
IRS990ScheduleD/OtherSecuritiesGrp/Desc0Investments in CDs and stocks
IRS990ScheduleD/OtherSecuritiesGrp/MethodValuationCd0C
IRS990ScheduleD/PriorYearAdjustmentsAmt00
IRS990ScheduleD/RecoveriesPriorYearGrantsAmt00
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt05405427
IRS990ScheduleD/RevenueSubtotalAmt018016324
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0Other commissions fees
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1Other fees income
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Schedule D, Part XI, Line 2d
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1Schedule D, Part XI, Line 4b
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02496487
IRS990ScheduleD/TotalBookValueSecuritiesAmt073893584
IRS990ScheduleD/TotalExpensesPerForm990Amt017483218
IRS990ScheduleD/TotalLiabilityAmt0245954847
IRS990ScheduleD/TotalRevenuePerForm990Amt023421751
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt018016324
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt017483218
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/DiscretionarySpendingAcctInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0256408
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt0318960
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt066271
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0Luis A Perez Hernandez
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0322679
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SubstantiationRequiredInd00
IRS990ScheduleJ/SupplementalInformationDetail/ExplanationTxt0General professional related expenses
IRS990ScheduleJ/SupplementalInformationDetail/FormAndLineReferenceDesc0Schedule J, Part I, Line 1a
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990ScheduleJ/WrittenPolicyRefTAndEExpnssInd01
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Stockholders
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Stockholders
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2External CPA
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3External operational compliance reviews
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Board of Directors annual evaluation
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Availabe as requested
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Stocks withdrawls and other reserves changes
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section A, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section B, Line 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part VI, Section C, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990, Part XI, Line 9
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0PR
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondLiabilitiesGrp/BOYAmt00
IRS990/TaxExemptBondLiabilitiesGrp/EOYAmt00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0356161803
IRS990/TotalAssetsEOYAmt0368039174
IRS990/TotalAssetsGrp/BOYAmt0356161803
IRS990/TotalAssetsGrp/EOYAmt0368039174
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt070
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt017483218
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0236910311
IRS990/TotalLiabilitiesEOYAmt0249058777
IRS990/TotalLiabilitiesGrp/BOYAmt0236910311

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