Civic Intelligence

The Jack and Aggie Bandy Foundation Inc

EIN 65-1230566 • Dalton, GA

PO Box 624Dalton, GA 30722
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

24th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

$5M-$10M nonprofits • Source year 2025

Liabilities / Revenue

25th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

$5M-$10M nonprofits • Source year 2025

Net Margin

33rd percentile

-1.4%

Higher net margin than 33% of similar nonprofits.

$5M-$10M nonprofits • Source year 2025

Top Officer Pay

33rd percentile

$0

Higher top officer pay than 33% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

$5M-$10M nonprofits • Source year 2025

Asset Growth

36th percentile

0.0%

Faster asset growth than 36% of similar nonprofits.

$5M-$10M nonprofits • Annualized from 2024 to 2025

Revenue Growth

67th percentile

24%

Faster revenue growth than 67% of similar nonprofits.

$5M-$10M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets24th percentile

Assets

Up

$8,785,500

Up $1,043 (+0.0%) from 2024

Liabilities

Flat

$0

Flat from 2024

Net Assets

Up

$8,785,500

Up $1,043 (+0.0%) from 2024

Operations
Liabilities / Revenue25th percentileNet Margin33rd percentile

Revenue

Up

$472,263

Up $89,944 (+24%) from 2024

Expenses

Up

$478,853

Up $3,533 (+0.7%) from 2024

Net Income

Up

-$6,590

Up $86,411 (+93%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth36th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$15M$10M$5.0M$0Assets 2012: $876,342Liabilities 2012: $02012Assets 2013: $901,162Liabilities 2013: $02013Assets 2014: $876,747Liabilities 2014: $02014Assets 2015: $6,157,675Liabilities 2015: $02015Assets 2016: $10,352,341Liabilities 2016: $0Net Assets 2016: $10,352,3412016Assets 2017: $9,718,070Liabilities 2017: $0Net Assets 2017: $9,718,0702017Assets 2018: $9,297,103Liabilities 2018: $0Net Assets 2018: $9,297,1032018Assets 2019: $8,526,396Liabilities 2019: $0Net Assets 2019: $8,526,3962019Assets 2020: $8,186,784Liabilities 2020: $0Net Assets 2020: $8,186,7842020Assets 2021: $9,272,707Liabilities 2021: $0Net Assets 2021: $9,272,7072021Assets 2022: $9,651,435Liabilities 2022: $0Net Assets 2022: $9,651,4352022Assets 2023: $8,862,056Liabilities 2023: $0Net Assets 2023: $8,862,0562023Assets 2024: $8,784,457Liabilities 2024: $0Net Assets 2024: $8,784,4572024Assets 2025: $8,785,500Liabilities 2025: $0Net Assets 2025: $8,785,5002025

Highlighted filing

2025

Assets$8,785,500
Liabilities$0
Net Assets$8,785,500
Open 2025 Filing

Operations Trend

Revenue Growth67th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MRevenue 2012: $51,433Expenses 2012: $37,452Net Income 2012: $13,9812012Revenue 2013: $51,089Expenses 2013: $26,269Net Income 2013: $24,8202013Revenue 2014: $1,642Expenses 2014: $26,057Net Income 2014: -$24,4152014Revenue 2015: $5,329,240Expenses 2015: $48,312Net Income 2015: $5,280,9282015Revenue 2016: $4,455,924Expenses 2016: $191,567Net Income 2016: $4,264,3572016Revenue 2017: -$249,789Expenses 2017: $384,482Net Income 2017: -$634,2712017Revenue 2018: $44,945Expenses 2018: $512,552Net Income 2018: -$467,6072018Revenue 2019: -$164,717Expenses 2019: $570,071Net Income 2019: -$734,7882019Revenue 2020: $99,127Expenses 2020: $438,739Net Income 2020: -$339,6122020Revenue 2021: $1,490,551Expenses 2021: $404,628Net Income 2021: $1,085,9232021Revenue 2022: $859,343Expenses 2022: $480,615Net Income 2022: $378,7282022Revenue 2023: -$241,384Expenses 2023: $549,933Net Income 2023: -$791,3172023Revenue 2024: $382,319Expenses 2024: $475,320Net Income 2024: -$93,0012024Revenue 2025: $472,263Expenses 2025: $478,853Net Income 2025: -$6,5902025

Highlighted filing

2025

Revenue$472,263
Expenses$478,853
Net Income-$6,590
Open 2025 Filing

Filings

Most recent year

2025 • Form 990PFDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$8,785,500
Liabilities
$0
Net assets
$8,785,500
Revenue
$472,263
Expenses
$478,853
Net income
-$6,590
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$8.79$0.00$8.79$0.47$0.48$0.01
2024Detailed filing. Detailed filing data is available for this year.$8.78$0.00$8.78$0.38$0.48$0.09
2023Detailed filing. Detailed filing data is available for this year.$8.86$0.00$8.86$0.24$0.55$0.79
2022Detailed filing. Detailed filing data is available for this year.$9.65$0.00$9.65$0.86$0.48$0.38
2021Detailed filing. Detailed filing data is available for this year.$9.27$0.00$9.27$1.49$0.40$1.09
2020Detailed filing. Detailed filing data is available for this year.$8.19$0.00$8.19$0.10$0.44$0.34
2019Detailed filing. Detailed filing data is available for this year.$8.53$0.00$8.53$0.16$0.57$0.73
2018Detailed filing. Detailed filing data is available for this year.$9.30$0.00$9.30$0.04$0.51$0.47
2017Detailed filing. Detailed filing data is available for this year.$9.72$0.00$9.72$0.25$0.38$0.63
2016Detailed filing. Detailed filing data is available for this year.$10.4$0.00$10.4$4.46$0.19$4.26
2015Summary only. Only limited summary data is available for this year.$6.16$0.00$5.33$0.05$5.28
2014Summary only. Only limited summary data is available for this year.$0.88$0.00$0.00$0.03$0.02
2013Summary only. Only limited summary data is available for this year.$0.90$0.00$0.05$0.03$0.02
2012Summary only. Only limited summary data is available for this year.$0.88$0.00$0.05$0.04$0.01
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Nov 6, 2025
Return Version
2024v5.2
Compensation and Service Providers
Top Officer Pay33rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
MURRAY W BANDYPresident-$0--
BURL J BANDY IIIVice President-$0--
TANA BANDY HARLANSecretary-$0--
Grants and Assistance

Foundation Grants and Related Investments

TypeRecipientPurposeStatusLocationAmount
Paid GrantCOMMUNITY FOUNDATION OF NORTHWEST GEORGIATO IMPROVE THE QUALITY OF LIFE IN THE REGION OF NORTHWEST GEORGIA TODAY AND FOR FUTURE GENERATIONSPCDALTON, GA, US$175,000
Paid GrantEMORY UNIVERSITYTO SUPPORT THE CANDLER SCHOOL OF THEOLOGYPCATLANTA, GA, US$150,000
Paid GrantDALTON STATE COLLEGE FOUNDATION INCGENERAL SUPPORTPCDALTON, GA, US$100,000
Paid GrantWHITEFIELD ACADEMY INCGENERAL SUPPORTPCMABLETON, GA, US$75,000
Paid GrantAMERICAN HUMANE ASSOCIATIONGENERAL SUPPORTPCWASHINGTON, DC, US$25,000
Paid GrantCREATIVE ARTS GUILDTO CULTIVATE AND SUSTAIN THE ARTS IN DALTON, GA AND ITS SURROUNDING COUNTIESPCDALTON, GA, US$2,000
Paid GrantFRIENDSHIP HOUSEGENERAL SUPPORTPCSCRANTON, PA, US$1,000
Paid GrantNORTHWEST GEORGIA FAMILY CRISIS CENTERTO SUPPORT THE TOUR OF HOMES EVENTPCDALTON, GA, US$1,000
Paid GrantDEO CLINIC INCGENERAL SUPPORTPCDALTON, GA, US$500
Paid GrantDECATUR KIWANIS FOUNDATION INCGENERAL SUPPORTPCDACATUR, AL, US$80
Filing and Contact Details

Filer

Filer Name
The Jack and Aggie Bandy Foundation Inc
EIN
65-1230566
Phone
7062268835
Address
PO BOX 624, DALTON, GA 30722

Signing Officer

Name
Murray W Bandy
Title
President
Phone
7062268835
Signed
2025-11-06
Discuss with paid preparer
Yes

Preparer

Firm
Elliott Davis Advisory LLC
Address
555 WALNUT STREET SUITE 300, CHATTANOOGA, TN 37402
Preparer
Lucy C Gates
Phone
4237567100
Raw XML Appendix399 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt0GENERAL SUPPORT
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt1TO IMPROVE THE QUALITY OF LIFE IN THE REGION OF NORTHWEST GEORGIA TODAY AND FOR FUTURE GENERATIONS
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt2TO CULTIVATE AND SUSTAIN THE ARTS IN DALTON, GA AND ITS SURROUNDING COUNTIES
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt3GENERAL SUPPORT
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt4GENERAL SUPPORT
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt5GENERAL SUPPORT
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt6TO SUPPORT THE CANDLER SCHOOL OF THEOLOGY
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt7GENERAL SUPPORT
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt8TO SUPPORT THE TOUR OF HOMES EVENT
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt9GENERAL SUPPORT
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IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt1COMMUNITY FOUNDATION OF NORTHWEST GEORGIA
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt2CREATIVE ARTS GUILD
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt3DALTON STATE COLLEGE FOUNDATION INC
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt4DECATUR KIWANIS FOUNDATION INC
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt5DEO CLINIC INC
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt6EMORY UNIVERSITY
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt7FRIENDSHIP HOUSE
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt8NORTHWEST GEORGIA FAMILY CRISIS CENTER
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt9WHITEFIELD ACADEMY INC
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IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientFoundationStatusTxt9PC
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientRelationshipTxt0NONE
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientRelationshipTxt1NONE
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientRelationshipTxt2NONE
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientRelationshipTxt3NONE
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientRelationshipTxt4NONE
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientRelationshipTxt5NONE
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientRelationshipTxt6NONE
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IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientRelationshipTxt8NONE
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientRelationshipTxt9NONE
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/AddressLine1Txt01400 16TH STREET NW 360
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/AddressLine1Txt1714 S THORNTON AVENUE
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/AddressLine1Txt2520 WAUGH ST
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/AddressLine1Txt3650 COLLEGE DRIVE
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IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/AddressLine1Txt5PO BOX 814
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/AddressLine1Txt61599 CLIFTON ROAD 3RD FLOOR
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/AddressLine1Txt71509 MAPLE STREET
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IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/AddressLine1Txt91 WHITEFIELD DRIVE
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IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/ZIPCd718505
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IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/ZIPCd930126
IRS990PF/SupplementaryInformationGrp/TotalGrantOrContriApprvFutAmt00
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IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/TrnsfrOtherAssetNonchrtblEOInd00
IRS990PF/UndistributedIncomeGrp/AppliedToCurrentYearAmt052536
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IRS990PF/UndistributedIncomeGrp/AppliedToYear1Amt0482458
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IRS990PF/UndistributedIncomeGrp/DistributableAsAdjustedAmt0565612
IRS990PF/UndistributedIncomeGrp/ExcessDistributionCyovAppCYAmt00
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IRS990PF/UndistributedIncomeGrp/ExcessDistriCyovFromYr5Amt00
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IRS990PF/UndistributedIncomeGrp/PriorYearDeficiencyOrTaxAmt00
IRS990PF/UndistributedIncomeGrp/PriorYearUndistributedIncmAmt00
IRS990PF/UndistributedIncomeGrp/QualifyingDistributionsAmt0534994
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IRS990PF/UndistributedIncomeGrp/Taxable1Amt00
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IRS990PF/UndistributedIncomeGrp/UndistributedIncomeCYAmt0513076
IRS990PF/UndistributedIncomeGrp/UndistributedIncomePYAmt0482458
LegalFeesSchedule/LegalFeesGrp/CategoryTxt0LEGAL FEES
LegalFeesSchedule/LegalFeesGrp/DisbursementsCharitablePrpsAmt0539
LegalFeesSchedule/LegalFeesGrp/LegalFeesAmt0719
LegalFeesSchedule/LegalFeesGrp/NetInvestmentIncomeAmt0180
OtherExpensesSchedule/OtherExpensesScheduleGrp/Desc0BANK FEES
OtherExpensesSchedule/OtherExpensesScheduleGrp/DisbursementsCharitablePrpsAmt00
OtherExpensesSchedule/OtherExpensesScheduleGrp/NetInvestmentIncomeAmt01
OtherExpensesSchedule/OtherExpensesScheduleGrp/RevenueAndExpensesPerBooksAmt01
OtherIncreasesSchedule/OtherIncreasesDetail/Amt07633
OtherIncreasesSchedule/OtherIncreasesDetail/Desc0UNREALIZED GAINS/(LOSSES)
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/Amt016305
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/CategoryTxt0INVESTMENT ADVISORY FEES
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/DisbursementsCharitablePrpsAmt00
OtherProfessionalFeesSchedule/OtherProfessionalFeesDetail/NetInvestmentIncomeAmt016305
TaxesSchedule/TaxesDetail/Amt0748
TaxesSchedule/TaxesDetail/CategoryTxt0FOREIGN TAX
TaxesSchedule/TaxesDetail/DisbursementsCharitablePrpsAmt00
TaxesSchedule/TaxesDetail/NetInvestmentIncomeAmt0748
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0MURRAY W BANDY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum07062268835
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-06
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0THE JACK AND AGGIE BANDY FOUNDATION INC
ReturnHeader/Filer/BusinessNameControlTxt0JACK
ReturnHeader/Filer/EIN0651230566
ReturnHeader/Filer/PhoneNum07062268835
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 624
ReturnHeader/Filer/USAddress/CityNm0DALTON
ReturnHeader/Filer/USAddress/StateAbbreviationCd0GA
ReturnHeader/Filer/USAddress/ZIPCd030722
ReturnHeader/IRSResponsiblePrtyInfoCurrInd00
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0392519050
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0ELLIOTT DAVIS ADVISORY LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0555 WALNUT STREET SUITE 300
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0CHATTANOOGA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0TN
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd037402
ReturnHeader/PreparerPersonGrp/PhoneNum04237567100
ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-05
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0LUCY C GATES
ReturnHeader/ReturnTs02025-11-12T13:03:53-06:00
ReturnHeader/ReturnTypeCd0990PF
ReturnHeader/TaxPeriodBeginDt02024-07-01
ReturnHeader/TaxPeriodEndDt02025-06-30
ReturnHeader/TaxYr02024

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