Civic Intelligence

Op&CM Apprentice Training & Educational Fund

EIN 65-1185069 • 501(c)3 • Jersey City, NJ

Profile

Apprentice training and education

130 Central AvenueJersey City, NJ 07306

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

60th percentile

0.00x

Higher debt load relative to assets than 60% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

62nd percentile

0.00x

Higher debt load relative to revenue than 62% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

13th percentile

-58%

Higher net margin than 13% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

96th percentile

$42,767

Higher top officer pay than 96% of similar nonprofits.

Top officer pay equals 45.7% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

29th percentile

-21%

Faster asset growth than 29% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

49th percentile

-1.4%

Faster revenue growth than 49% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets60th percentile

Assets

Down

$198,904

Down $54,422 (-21%) from 2023

Liabilities

Down

$83

Down $17 (-17%) from 2023

Net Assets

Down

$198,821

Down $54,405 (-21%) from 2023

Operations
Liabilities / Revenue62nd percentileNet Margin13th percentile

Revenue

Down

$93,521

Down $1,337 (-1.4%) from 2023

Expenses

Down

$148,022

Down $78 (-0.1%) from 2023

Net Income

Down

-$54,501

Down $1,259 (-2.4%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth29th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$400K$300K$200K$100K$0Assets 2011: $168,123Liabilities 2011: $02011Assets 2012: $177,841Liabilities 2012: $02012Assets 2013: $157,371Liabilities 2013: $02013Assets 2014: $217,667Liabilities 2014: $02014Assets 2015: $277,712Liabilities 2015: $0Net Assets 2015: $277,7122015Assets 2016: $272,347Liabilities 2016: $2,512Net Assets 2016: $269,8352016Assets 2017: $239,167Net Assets 2017: $239,1672017Assets 2018: $266,842Net Assets 2018: $266,8422018Assets 2019: $319,940Net Assets 2019: $319,9402019Assets 2020: $379,735Liabilities 2020: $4,449Net Assets 2020: $375,2862020Assets 2021: $331,585Liabilities 2021: $0Net Assets 2021: $331,5852021Assets 2022: $301,346Liabilities 2022: $0Net Assets 2022: $301,3462022Assets 2023: $253,326Liabilities 2023: $100Net Assets 2023: $253,2262023Assets 2024: $198,904Liabilities 2024: $83Net Assets 2024: $198,8212024

Highlighted filing

2024

Assets$198,904
Liabilities$83
Net Assets$198,821
Open 2024 Filing

Operations Trend

Revenue Growth49th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0-$100KRevenue 2011: $83,607Expenses 2011: $83,806Net Income 2011: -$1992011Revenue 2012: $107,775Expenses 2012: $98,052Net Income 2012: $9,7232012Revenue 2013: $124,302Expenses 2013: $143,021Net Income 2013: -$18,7192013Revenue 2014: $184,021Expenses 2014: $123,371Net Income 2014: $60,6502014Revenue 2015: $203,598Expenses 2015: $141,802Net Income 2015: $61,7962015Revenue 2016: $150,232Expenses 2016: $159,589Net Income 2016: -$9,3572016Revenue 2017: $119,622Expenses 2017: $148,617Net Income 2017: -$28,9952017Revenue 2018: $142,295Expenses 2018: $108,060Net Income 2018: $34,2352018Revenue 2019: $158,272Expenses 2019: $116,440Net Income 2019: $41,8322019Revenue 2020: $176,331Expenses 2020: $121,877Net Income 2020: $54,4542020Revenue 2021: $102,032Expenses 2021: $144,516Net Income 2021: -$42,4842021Revenue 2022: $111,885Expenses 2022: $137,183Net Income 2022: -$25,2982022Revenue 2023: $94,858Expenses 2023: $148,100Net Income 2023: -$53,2422023Revenue 2024: $93,521Expenses 2024: $148,022Net Income 2024: -$54,5012024

Highlighted filing

2024

Revenue$93,521
Expenses$148,022
Net Income-$54,501
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$198,904
Liabilities
$83
Net assets
$198,821
Revenue
$93,521
Expenses
$148,022
Net income
-$54,501
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.99$0.00$1.99$0.94$1.48$0.55
2023Detailed filing. Detailed filing data is available for this year.$2.53$0.00$2.53$0.95$1.48$0.53
2022Detailed filing. Detailed filing data is available for this year.$3.01$0.00$3.01$1.12$1.37$0.25
2021Detailed filing. Detailed filing data is available for this year.$3.32$0.00$3.32$1.02$1.45$0.42
2020Detailed filing. Detailed filing data is available for this year.$3.80$0.04$3.75$1.76$1.22$0.54
2019Detailed filing. Detailed filing data is available for this year.$3.20$3.20$1.58$1.16$0.42
2018Detailed filing. Detailed filing data is available for this year.$2.67$2.67$1.42$1.08$0.34
2017Detailed filing. Detailed filing data is available for this year.$2.39$2.39$1.20$1.49$0.29
2016Summary only. Only limited summary data is available for this year.$2.72$0.03$2.70$1.50$1.60$0.09
2015Summary only. Only limited summary data is available for this year.$2.78$0.00$2.78$2.04$1.42$0.62
2014Summary only. Only limited summary data is available for this year.$2.18$0.00$1.84$1.23$0.61
2013Summary only. Only limited summary data is available for this year.$1.57$0.00$1.24$1.43$0.19
2012Summary only. Only limited summary data is available for this year.$1.78$0.00$1.08$0.98$0.10
2011Summary only. Only limited summary data is available for this year.$1.68$0.00$0.84$0.84$0.00
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 1, 2025
Return Version
2024v5.1
Gross Receipts
$93,521
Mission and Program Overview

Mission

Apprentice training and education

Program Services

DescriptionGrantsExpenses
TRAINING AND EDUCATION OF MEMBERS OF OPERATIVE PLASTERERS AND CEMENT MASONS LOCAL UNION NO. 29-$148,022
Compensation and Service Providers
Top Officer Pay96th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
VINCENT FRANTANTONICoordinator And TrusteePT$30,741$12,026$42,767
MARC GALLOPlan AdministratorPT$30,741$12,026$42,767
CHARLES ROLON JRTrustee-$0--
JAMES COOPERTrustee-$0--
JOSUE RODRIGUEZTrustee-$0--
TIMOTHY MULLINTrustee-$0--
PETER NATALETrustee-$0--
Filing and Contact Details

Filer

Filer Name
Op&cm Apprentice Training & Educational Fund
EIN
65-1185069
In Care Of
% CHARLES ROLON JR
Phone
2016532065
Address
130 CENTRAL AVENUE, Jersey City, NJ 07306

Signing Officer

Name
Charles Rolon Jr
Title
Trustee
Phone
2016532065
Signed
2025-05-01
Discuss with paid preparer
Yes

Preparer

Firm
Wasilewski & Keating Pc
Address
117 SOUTH MAPLE AVE, Basking Ridge, NJ 07920
Preparer
Paul F Keating
Phone
9089530919
Supplemental Narrative

Additional Explanations

Description of other expenses Part I line 16

“Description AmountSHARED OFFICE EXPENSES 13,336ITF FUND CONTRIBUTION 8,153TOOLS,SUPPLIES,TRAINING 1,164INSURANCE 5,536OFFICE EXPENSES 4,152”

Other changes in net assets or fund balances Part I line 20

“Description AmountUNREALIZED APPRECIATION 96”

Description of other assets Part II line 24

“Category Beginning of Year End of YearSECURITY DEPOSIT 1,300 1,300”

Description of total liabilities Part II line 26

“Category Beginning of Year End of YearPAYROLL WITHHOLDINGS 100 83”

Raw XML Appendix164 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Jersey City
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NJ
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd007306
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0252026
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0197604
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DonorAdvisedFndsInd0false
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IRS990EZ/ExcessOrDeficitForYearAmt0-54501
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt07200
IRS990EZ/FiledScheduleAInd0true
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IRS990EZ/InvestmentIncomeAmt08976
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
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IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0253226
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0198821
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0253226
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0198821
IRS990EZ/OccupancyRentUtltsAndMaintAmt017400
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt010.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt110.00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt030741
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt130741
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt012026
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt112026
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0VINCENT FRANTANTONI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1MARC GALLO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2CHARLES ROLON JR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3JAMES COOPER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4JOSUE RODRIGUEZ
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5TIMOTHY MULLIN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6PETER NATALE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0COORDINATOR AND TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1PLAN ADMINISTRATOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6TRUSTEE
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt01300
IRS990EZ/OtherAssetsTotalDetail/EOYAmt01300
IRS990EZ/OtherChangesInNetAssetsAmt096
IRS990EZ/OtherExpensesTotalAmt032341
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
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IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0APPRENTICE TRAINING AND EDUCATION
IRS990EZ/ProgramServiceRevenueAmt084545
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IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt0148022
IRS990EZ/ProhibitedTaxShelterTransInd0false
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IRS990EZ/SalariesOtherCompEmplBnftAmt091081
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0true
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IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0100
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt083
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0148022
IRS990EZ/TotalProgramServiceExpensesAmt0148022
IRS990EZ/TotalRevenueAmt093521
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990ScheduleA/SchoolInd0X
IRS990ScheduleE/ComplianceWithRevProc7550Ind0true
IRS990ScheduleE/DiscriminateRaceAdmissPlcyInd0false
IRS990ScheduleE/DiscriminateRaceAthltProgInd0false
IRS990ScheduleE/DiscriminateRaceEducPlcyInd0false
IRS990ScheduleE/DiscriminateRaceEmplmFcultyInd0false
IRS990ScheduleE/DiscriminateRaceOtherActyInd0false
IRS990ScheduleE/DiscriminateRaceSchsInd0false
IRS990ScheduleE/DiscriminateRaceStdntsRghtsInd0false
IRS990ScheduleE/DiscriminateRaceUseOfFcltsInd0false
IRS990ScheduleE/GovernmentFinancialAidRcvdInd0false
IRS990ScheduleE/GovernmentFinancialAidRvkdInd0false
IRS990ScheduleE/MaintainCpyOfAllSolInd0true
IRS990ScheduleE/MaintainCpyOfBrochuresEtcInd0true
IRS990ScheduleE/MaintainRacialCompRecsInd0true
IRS990ScheduleE/MaintainScholarshipsRecsInd0true
IRS990ScheduleE/NondiscriminatoryPolicyStmtInd0true
IRS990ScheduleE/PlcyPblczdViaBroadcastMediaInd0true
IRS990ScheduleE/PolicyStmtInBrochuresEtcInd0true
IRS990ScheduleE/SupplementalInformationDetail/ExplanationTxt0The policy of the Operative Plasterers Local 29 Apprentice Training & Educational Fund is to be racially non-discriminatory as to its students. The Policy Statement is included in applications and literature concerning the students and the Fund program and in any advertising the Fund may use as a means of informing their respective students. No public statement has been made to the contrary. The Fund offers no financial aid to the students. Its operations are on a non-discriminatory basis in all aspects.
IRS990ScheduleE/SupplementalInformationDetail/FormAndLineReferenceDesc0Description of nondiscriminatory policy (Question 3)
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description AmountSHARED OFFICE EXPENSES 13,336ITF FUND CONTRIBUTION 8,153TOOLS,SUPPLIES,TRAINING 1,164INSURANCE 5,536OFFICE EXPENSES 4,152
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Description AmountUNREALIZED APPRECIATION 96
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Category Beginning of Year End of YearSECURITY DEPOSIT 1,300 1,300
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Category Beginning of Year End of YearPAYROLL WITHHOLDINGS 100 83
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Description of other expenses Part I line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Other changes in net assets or fund balances Part I line 20
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Description of other assets Part II line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Description of total liabilities Part II line 26
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0CHARLES ROLON JR
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TRUSTEE
ReturnHeader/BusinessOfficerGrp/PhoneNum02016532065
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-01
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0OP&CM APPRENTICE TRAINING & EDUCATIONAL FUND
ReturnHeader/Filer/BusinessNameControlTxt0OPER
ReturnHeader/Filer/EIN0651185069
ReturnHeader/Filer/InCareOfNm0% CHARLES ROLON JR
ReturnHeader/Filer/PhoneNum02016532065
ReturnHeader/Filer/USAddress/AddressLine1Txt0130 CENTRAL AVENUE
ReturnHeader/Filer/USAddress/CityNm0Jersey City
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NJ
ReturnHeader/Filer/USAddress/ZIPCd007306
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
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ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0117 SOUTH MAPLE AVE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Basking Ridge
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NJ
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd007920
ReturnHeader/PreparerPersonGrp/PhoneNum09089530919
ReturnHeader/PreparerPersonGrp/PreparationDt02025-05-02
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0PAUL F KEATING
ReturnHeader/ReturnTs02025-05-02T11:49:44-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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