Civic Intelligence

Central County Community

EIN 65-0699777 • 501(c)3 • Fort Lauderdale, FL

Profile

To catalyze community and economic development revitalization in low income communities and to transform their physcial, social and economic infrastructures for better outcomes for residents and businesses. Principal activities include deployment/financing of capital to small businesses in the state of florida and the development of affordable housing.

560 NW 27th AvenueFort Lauderdale, FL 33311

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

81st percentile

0.55x

Higher debt load relative to assets than 81% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2025

Liabilities / Revenue

93rd percentile

3.32x

Higher debt load relative to revenue than 93% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2025

Net Margin

24th percentile

-6.2%

Higher net margin than 24% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Source year 2025

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

43rd percentile

2.6%

Faster asset growth than 43% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Annualized from 2023 to 2025

Revenue Growth

65th percentile

16%

Faster revenue growth than 65% of similar nonprofits.

501(c)3 • $5M-$10M nonprofits • Annualized from 2023 to 2025

Balance Sheet
Liabilities / Assets81st percentile

Assets

Up

$9,477,206

Up $11,467 (+0.1%) from 2024

Liabilities

Up

$5,191,317

Up $107,926 (+2.1%) from 2024

Net Assets

Down

$4,285,889

Down $96,459 (-2.2%) from 2024

Operations
Liabilities / Revenue93rd percentileNet Margin24th percentile

Revenue

Up

$1,564,788

Up $124,316 (+8.6%) from 2024

Expenses

Up

$1,661,247

Up $400,736 (+32%) from 2024

Net Income

Down

-$96,459

Down $276,420 (-154%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth43rd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$10M$5.0M$0Assets 2008: $528,247Liabilities 2008: $260,1102008Assets 2009: $543,923Liabilities 2009: $260,1102009Assets 2010: $808,529Liabilities 2010: $451,127Net Assets 2010: $357,4022010Assets 2011: $1,054,603Liabilities 2011: $561,644Net Assets 2011: $492,9592011Assets 2012: $1,326,822Liabilities 2012: $713,576Net Assets 2012: $613,2462012Assets 2013: $1,228,850Liabilities 2013: $652,198Net Assets 2013: $576,6522013Assets 2014: $1,627,169Liabilities 2014: $1,078,132Net Assets 2014: $549,0372014Assets 2015: $1,873,500Liabilities 2015: $1,068,389Net Assets 2015: $805,1112015Assets 2016: $5,909,496Liabilities 2016: $2,491,759Net Assets 2016: $3,417,7372016Assets 2017: $6,264,137Liabilities 2017: $2,710,284Net Assets 2017: $3,553,8532017Assets 2018: $5,985,307Liabilities 2018: $2,440,954Net Assets 2018: $3,544,3532018Assets 2019: $5,805,928Liabilities 2019: $2,420,869Net Assets 2019: $3,385,0592019Assets 2020: $5,818,092Liabilities 2020: $2,532,079Net Assets 2020: $3,286,0132020Assets 2021: $7,025,796Liabilities 2021: $3,458,936Net Assets 2021: $3,566,8602021Assets 2022: $8,988,816Liabilities 2022: $4,983,977Net Assets 2022: $4,004,8392022Assets 2023: $9,011,450Liabilities 2023: $4,809,063Net Assets 2023: $4,202,3872023Assets 2024: $9,465,739Liabilities 2024: $5,083,391Net Assets 2024: $4,382,3482024Assets 2025: $9,477,206Liabilities 2025: $5,191,317Net Assets 2025: $4,285,8892025

Highlighted filing

2025

Assets$9,477,206
Liabilities$5,191,317
Net Assets$4,285,889
Open 2025 Filing

Operations Trend

Revenue Growth65th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$2.0M$1.5M$1.0M$500K$0-$500KRevenue 2008: $15,000Expenses 2008: $16,281Net Income 2008: -$1,2812008Revenue 2009: $21,820Expenses 2009: $6,144Net Income 2009: $15,6762009Revenue 2010: $92,228Expenses 2010: $18,639Net Income 2010: $73,5892010Revenue 2011: $213,805Expenses 2011: $78,248Net Income 2011: $135,5572011Revenue 2012: $204,724Expenses 2012: $84,437Net Income 2012: $120,2872012Revenue 2013: $164,953Expenses 2013: $201,547Net Income 2013: -$36,5942013Revenue 2014: $196,224Expenses 2014: $223,839Net Income 2014: -$27,6152014Revenue 2015: $169,852Expenses 2015: $243,987Net Income 2015: -$74,1352015Revenue 2016: $1,751,250Expenses 2016: $539,380Net Income 2016: $1,211,8702016Revenue 2017: $478,904Expenses 2017: $342,788Net Income 2017: $136,1162017Revenue 2018: $314,475Expenses 2018: $323,975Net Income 2018: -$9,5002018Revenue 2019: $407,845Expenses 2019: $576,639Net Income 2019: -$168,7942019Revenue 2020: $417,831Expenses 2020: $516,877Net Income 2020: -$99,0462020Revenue 2021: $1,162,430Expenses 2021: $881,583Net Income 2021: $280,8472021Revenue 2022: $1,231,766Expenses 2022: $793,787Net Income 2022: $437,9792022Revenue 2023: $1,168,745Expenses 2023: $971,197Net Income 2023: $197,5482023Revenue 2024: $1,440,472Expenses 2024: $1,260,511Net Income 2024: $179,9612024Revenue 2025: $1,564,788Expenses 2025: $1,661,247Net Income 2025: -$96,4592025

Highlighted filing

2025

Revenue$1,564,788
Expenses$1,661,247
Net Income-$96,459
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$9,477,206
Liabilities
$5,191,317
Net assets
$4,285,889
Revenue
$1,564,788
Expenses
$1,661,247
Net income
-$96,459
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$9.48$5.19$4.29$1.56$1.66$0.10
2024Detailed filing. Detailed filing data is available for this year.$9.47$5.08$4.38$1.44$1.26$0.18
2023Detailed filing. Detailed filing data is available for this year.$9.01$4.81$4.20$1.17$0.97$0.20
2022Detailed filing. Detailed filing data is available for this year.$8.99$4.98$4.00$1.23$0.79$0.44
2021Detailed filing. Detailed filing data is available for this year.$7.03$3.46$3.57$1.16$0.88$0.28
2020Detailed filing. Detailed filing data is available for this year.$5.82$2.53$3.29$0.42$0.52$0.10
2019Detailed filing. Detailed filing data is available for this year.$5.81$2.42$3.39$0.41$0.58$0.17
2018Detailed filing. Detailed filing data is available for this year.$5.99$2.44$3.54$0.31$0.32$0.01
2017Summary only. Only limited summary data is available for this year.$6.26$2.71$3.55$0.48$0.34$0.14
2016Summary only. Only limited summary data is available for this year.$5.91$2.49$3.42$1.75$0.54$1.21
2015Summary only. Only limited summary data is available for this year.$1.87$1.07$0.81$0.17$0.24$0.07
2014Summary only. Only limited summary data is available for this year.$1.63$1.08$0.55$0.20$0.22$0.03
2013Summary only. Only limited summary data is available for this year.$1.23$0.65$0.58$0.16$0.20$0.04
2012Summary only. Only limited summary data is available for this year.$1.33$0.71$0.61$0.20$0.08$0.12
2011Summary only. Only limited summary data is available for this year.$1.05$0.56$0.49$0.21$0.08$0.14
2010Summary only. Only limited summary data is available for this year.$0.81$0.45$0.36$0.09$0.02$0.07
2009Summary only. Only limited summary data is available for this year.$0.54$0.26$0.02$0.01$0.02
2008Summary only. Only limited summary data is available for this year.$0.53$0.26$0.02$0.02$0.00
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Oct 24, 2025
Return Version
2024v5.2
Gross Receipts
$1,564,788
Mission and Program Overview

Mission

To catalyze community and economic development revitalization in low income communities and to transform their physcial, social and economic infrastructures for better outcomes for residents and businesses. Principal activities include sale of inventory lots and financing loans to small business owners in florida.

See Schedule O

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$5,666,066$6,032,873▲ $366,807
Other Notes and Loans Receivable, Net$2,468,149$1,952,035▼ $516,114
Land, Buildings, and Equipment, Net$17,239$551,318▲ $534,079
Prepaid Expenses and Deferred Charges$75,748$56,630▼ $19,118
Accounts Receivable$323,908$1,010▼ $322,898
Total Assets$9,465,739$9,477,206▲ $11,467
Other Assets Total$914,629$883,340▼ $31,289
Liabilities
Unsecured Notes Loans Payable$3,392,500$3,505,000▲ $112,500
Mortgage Notes Payable Secured by Investment Property$1,047,178$1,047,178→ $0
Deferred Revenue$438,819$444,204▲ $5,385
Other Liabilities$131,391$112,560▼ $18,831
Accounts Payable and Accrued Expenses$73,503$82,375▲ $8,872
Total Liabilities$5,083,391$5,191,317▲ $107,926
Net Assets / Fund Balance
Net Assets With Donor Restrictions$2,509,252$2,697,071▲ $187,819
Net Assets Without Donor Restrictions$1,873,096$1,588,818▼ $284,278
Total Net Assets Fund Balance$4,382,348$4,285,889▼ $96,459
Total Liabilities and Net Assets / Fund Balance$9,465,739$9,477,206▲ $11,467

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$534,079-$534,079
Other Land Buildings$17,239-$17,239
Land$0--
Other Assets Org$883,340--
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Dr Germaine Smith-BaughChairPT$423,190$63,803$486,993
Dr Germaine Smith-Baugh--$423,190$63,803$486,993
Courtnee BiscardiExecutive Vice PresidentPT$142,946$36,600$179,546
Courtnee Biscardi--$142,946$36,600$179,546

Board Members and Trustees

NameTitle
Brian NolanLoan Committee Chair
Pamela AdamsVice Chair
Charles W Keys IIIDirector
Darryl HolsendolphDirector
Ian BergerDirector
Renee JenkinsDirector
Sharu GoodwynDirector
Tammy McDonaldSecretary
Revenue and Support

Revenue Composition

Contributions and Grants
$1,138,496
Program Service Revenue
$0
Investment Income
$282,063
Other Revenue
$144,229
All Other Contributions
$1,122,496
Change in Net Assets
$-96,459

Noncash Contribution Practices

Property subject to holding requirements
No
Reviewed unusual noncash gifts
No
Third parties used for noncash contributions
No

Noncash Contributions

Contribution TypeReported Amount
Other Non Cash Contri Table$534,080
Total Noncash Contributions$534,080

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,564,788
Total Revenue per Audited Statements
$1,564,788
Total Revenue per Form 990
$1,564,788
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$867,156
Salaries, Compensation, and Employee Benefits$794,091
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$47,074$747,017$0$794,091
Insurance$24,615$84,515$0$109,130
Fees for Services Legal$3,710$104,903$0$108,613
Occupancy$20,417$70,136$0$90,553
Interest$39,287$5,485$0$44,772
Other Expenses$2,287$39,329$0$41,616
Depreciation Depletion$0$31,288$0$31,288
All Other Expenses$14,831$7,800$0$22,631
Conferences and Meetings$0$8,206$0$8,206
Advertising$0$4,824$0$4,824
Office Expenses$99$1,481$0$1,580
Travel$0$757$0$757
Total Functional Expenses$542,661$1,118,586$0$1,661,247

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$1,661,247
Total Expenses per Audited Statements$1,661,247
Total Expenses per Form 990$1,661,247
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Loan Loss Reserve$83,810
Accrued Interest$28,750
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
Central County Community Development Corporation
EIN
65-0699777
Phone
9546252508
Address
560 NW 27th Avenue, Fort Lauderdale, FL 33311

Signing Officer

Name
Dr Germaine Smith-Baugh
Title
President & CEO
Phone
9546252508
Signed
2025-10-24
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Dr Germaine Smith-Baugh
Formed
1993
Legal Domicile
Fl
Voting Board Members
9
Independent Board Members
8
Employees
0
Volunteers
0

Preparer

Firm
S Davis & Associates PA
Address
2521 Hollywood Boulevard, Hollywood, FL 33020
Preparer
Shaun M Davis
Phone
9549275900
Supplemental Narrative

Additional Explanations

Pt VI, Line 11B

“Organizations Process to Review Form 990: The organizations board chair review the 990 which is then presented to the Board of Directors for final approval before filing.”

Pt VI, Line 15A

“Compensation Process for Top Officials: The sole member, Urban League of Broward County, Board of Directors approves the organizations salaries for the CEO and Executive Vice President.”

Pt VI, Line 15B

“Compensation Process for Officers: The sole member, Urban League of Broward County, Board of Directors approves the organizations salaries for the CEO and Executive Vice President.”

Pt VI, Line 19

“Governing Documents Disclosure Explanation: No documents available to the public.”

Financial Statement Notes

Pt XI, Line 2D

“$7,023 is costs related to a loan application and $22 in Other income.”

Raw XML AppendixShowing 400 of 559 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt073503
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt082375
IRS990/AccountsReceivableGrp/BOYAmt0323908
IRS990/AccountsReceivableGrp/EOYAmt01010
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0See Schedule O
IRS990/AdvertisingGrp/FundraisingAmt00
IRS990/AdvertisingGrp/ManagementAndGeneralAmt04824
IRS990/AdvertisingGrp/ProgramServicesAmt00
IRS990/AdvertisingGrp/TotalAmt04824
IRS990/AllOtherContributionsAmt01122496
IRS990/AllOtherExpensesGrp/FundraisingAmt00
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt07800
IRS990/AllOtherExpensesGrp/ProgramServicesAmt014831
IRS990/AllOtherExpensesGrp/TotalAmt022631
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/AuditCommitteeInd0true
IRS990/BooksInCareOfDetail/PersonNm0Dr Germaine Smith-Baugh
IRS990/BooksInCareOfDetail/PhoneNum09545840777
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0560 NW 27 Avenue
IRS990/BooksInCareOfDetail/USAddress/CityNm0Fort Lauderdale
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0FL
IRS990/BooksInCareOfDetail/USAddress/ZIPCd033311
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt05666066
IRS990/CashNonInterestBearingGrp/EOYAmt06032873
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConferencesMeetingsGrp/FundraisingAmt00
IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt08206
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt00
IRS990/ConferencesMeetingsGrp/TotalAmt08206
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0true
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt01138496
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0282063
IRS990/CYOtherExpensesAmt0867156
IRS990/CYOtherRevenueAmt0144229
IRS990/CYProgramServiceRevenueAmt00
IRS990/CYRevenuesLessExpensesAmt0-96459
IRS990/CYSalariesCompEmpBnftPaidAmt0794091
IRS990/CYTotalExpensesAmt01661247
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt01564788
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0true
IRS990/DeferredRevenueGrp/BOYAmt0438819
IRS990/DeferredRevenueGrp/EOYAmt0444204
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/FundraisingAmt00
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt031288
IRS990/DepreciationDepletionGrp/ProgramServicesAmt00
IRS990/DepreciationDepletionGrp/TotalAmt031288
IRS990/Desc0SMALL BUSINESS DEVELOPMENT AND LOAN FUND: SERVICES INCLUDE ECONOMIC DEVELOPMENT PROVIDING TECHNICAL ASSISTANCE AND DIRECT LOAN FUNDING TO SMALL BUSINESESS. IN JULY 2020, CCCDC BECAME A COMMUNITY DEVELOPMENT FINANCIAL INSTITUTION (CDFI). SERVED OVER 464 SMALL BUSINESSES AND ENTREPRENEURS IN FISCAL YEAR 24-25
IRS990/DescribedInSection501c3Ind0true
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRestrictionNetAssetsGrp/BOYAmt02509252
IRS990/DonorRestrictionNetAssetsGrp/EOYAmt02697071
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt00
IRS990/EngagedInExcessBenefitTransInd0false
IRS990/ExpenseAmt0542661
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesLegalGrp/FundraisingAmt00
IRS990/FeesForServicesLegalGrp/ManagementAndGeneralAmt0104903
IRS990/FeesForServicesLegalGrp/ProgramServicesAmt03710
IRS990/FeesForServicesLegalGrp/TotalAmt0108613
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form8282PropertyDisposedOfInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt05.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt130.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt91.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt063803
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt136600
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/PersonNm0Dr Germaine Smith-Baugh
IRS990/Form990PartVIISectionAGrp/PersonNm1Courtnee Biscardi
IRS990/Form990PartVIISectionAGrp/PersonNm2Darryl Holsendolph
IRS990/Form990PartVIISectionAGrp/PersonNm3Brian Nolan
IRS990/Form990PartVIISectionAGrp/PersonNm4Sharu Goodwyn
IRS990/Form990PartVIISectionAGrp/PersonNm5Pamela Adams
IRS990/Form990PartVIISectionAGrp/PersonNm6Tammy McDonald
IRS990/Form990PartVIISectionAGrp/PersonNm7Renee Jenkins
IRS990/Form990PartVIISectionAGrp/PersonNm8Ian Berger
IRS990/Form990PartVIISectionAGrp/PersonNm9Charles W Keys III
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt0423190
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1142946
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/TitleTxt0Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt1Executive Vice President
IRS990/Form990PartVIISectionAGrp/TitleTxt2Director
IRS990/Form990PartVIISectionAGrp/TitleTxt3Loan Committee Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Vice Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt6Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt7Director
IRS990/Form990PartVIISectionAGrp/TitleTxt8Director
IRS990/Form990PartVIISectionAGrp/TitleTxt9Director
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/FormationYr01993
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0true
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GovernmentGrantsAmt016000
IRS990/GrantAmt00
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt01564788
IRS990/GrossRentsGrp/RealAmt0137183
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0true
IRS990/IndependentAuditFinclStmtInd0true
IRS990/IndependentVotingMemberCnt08
IRS990/IndivRcvdGreaterThan100KCnt02
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/FundraisingAmt00
IRS990/InsuranceGrp/ManagementAndGeneralAmt084515
IRS990/InsuranceGrp/ProgramServicesAmt024615
IRS990/InsuranceGrp/TotalAmt0109130
IRS990/InterestGrp/FundraisingAmt00
IRS990/InterestGrp/ManagementAndGeneralAmt05485
IRS990/InterestGrp/ProgramServicesAmt039287
IRS990/InterestGrp/TotalAmt044772
IRS990/InvestmentIncomeGrp/ExclusionAmt0282063
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0282063
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipBasisNetGrp/BOYAmt017239
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0551318
IRS990/LandBldgEquipCostOrOtherBssAmt0551318
IRS990/LegalDomicileStateCd0FL
IRS990/LoanOutstandingInd0false
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0false
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0To catalyze community and economic development revitalization in low income communities and to transform their physical, social, and economic infrastructures for better outcomes for residents and businesses. Principal activities include deployment/financing of capital to small businesses in the state of Florida and the development of affordable housing.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt01047178
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt01047178
IRS990/NetAssetsOrFundBalancesBOYAmt04382348
IRS990/NetAssetsOrFundBalancesEOYAmt04285889
IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt0137183
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt0137183
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt01873096
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt01588818
IRS990/NoncashContributionsAmt0534080
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/FundraisingAmt00
IRS990/OccupancyGrp/ManagementAndGeneralAmt070136
IRS990/OccupancyGrp/ProgramServicesAmt020417
IRS990/OccupancyGrp/TotalAmt090553
IRS990/OfficeExpensesGrp/FundraisingAmt00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt01481
IRS990/OfficeExpensesGrp/ProgramServicesAmt099
IRS990/OfficeExpensesGrp/TotalAmt01580
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0914629
IRS990/OtherAssetsTotalGrp/EOYAmt0883340
IRS990/OtherExpensesGrp/Desc0Equipment rental & repair
IRS990/OtherExpensesGrp/Desc1Bad debt
IRS990/OtherExpensesGrp/Desc2Pitch competition
IRS990/OtherExpensesGrp/Desc3Telephone & network
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/FundraisingAmt30
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt02845
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt210000
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt339329
IRS990/OtherExpensesGrp/ProgramServicesAmt043898
IRS990/OtherExpensesGrp/ProgramServicesAmt1346443
IRS990/OtherExpensesGrp/ProgramServicesAmt20
IRS990/OtherExpensesGrp/ProgramServicesAmt32287
IRS990/OtherExpensesGrp/TotalAmt046743
IRS990/OtherExpensesGrp/TotalAmt1346443
IRS990/OtherExpensesGrp/TotalAmt210000
IRS990/OtherExpensesGrp/TotalAmt341616
IRS990/OtherLiabilitiesGrp/BOYAmt0131391
IRS990/OtherLiabilitiesGrp/EOYAmt0112560
IRS990/OtherRevenueMiscGrp/BusinessCd0900000
IRS990/OtherRevenueMiscGrp/Desc0Other revenue
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt07046
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt07046
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueTotalAmt07046
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0747017
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt047074
IRS990/OtherSalariesAndWagesGrp/TotalAmt0794091
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt02468149
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt01952035
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt075748
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt056630
IRS990/PrincipalOfficerNm0Dr Germaine Smith-Baugh
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgSrvcAccomActy2Grp/Desc0HOUSING ACTIVITY: INCLUDES SERVICES WITH A FOCUS TO ACQUIRE, DEVELOP, SPONSOR, PURCHASE AND REHABILITATE DETERIORATING AND/OR SUBSTANDARD HOUSING FOR SUBSEQUENT SALE AND/OR RENTAL AT AFFORDABLE PRICES TO RESIDENTS OF LOW AND MODERATE INCOMES.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt00
IRS990/ProgSrvcAccomActy2Grp/GrantAmt00
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt00
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt0892528
IRS990/PYExcessBenefitTransInd0false
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0407233
IRS990/PYOtherExpensesAmt0743461
IRS990/PYOtherRevenueAmt0140711
IRS990/PYProgramServiceRevenueAmt00
IRS990/PYRevenuesLessExpensesAmt0179961
IRS990/PYSalariesCompEmpBnftPaidAmt0517050
IRS990/PYTotalExpensesAmt01260511
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt01440472
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt0-96459
IRS990/RegularMonitoringEnfrcInd0false
IRS990/RelatedEntityInd0true
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/RentalIncomeOrLossGrp/RealAmt0137183
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0true
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt0542661
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt01138496
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt0892528
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt01056999
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt0976036
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt01041806
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt05105865
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt0282063
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt0208194
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt0238456
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt0185394
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt0112653
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt01026760
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt0348905
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt0348905
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/CurrentTaxYearAmt0137183
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/CurrentTaxYearMinus1YearAmt00
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/CurrentTaxYearMinus2YearsAmt0140735
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/CurrentTaxYearMinus3YearsAmt0185394
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/CurrentTaxYearMinus4YearsAmt0112653
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt0575965
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt0282063
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt0208194
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt0238456
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt0185394
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt0112653
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt01026760
IRS990ScheduleA/InvestmentIncomeCYPct00.14540
IRS990ScheduleA/InvestmentIncomePYPct00.11210
IRS990ScheduleA/NetIncomeFromOtherUBIGrp/CurrentTaxYearAmt00
IRS990ScheduleA/NetIncomeFromOtherUBIGrp/CurrentTaxYearMinus2YearsAmt0900
IRS990ScheduleA/NetIncomeFromOtherUBIGrp/CurrentTaxYearMinus3YearsAmt01300
IRS990ScheduleA/NetIncomeFromOtherUBIGrp/CurrentTaxYearMinus4YearsAmt0300
IRS990ScheduleA/NetIncomeFromOtherUBIGrp/TotalAmt02500
IRS990ScheduleA/OtherSupportSumAmt00
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00
IRS990ScheduleA/PublicSupportCY509Pct00.85420
IRS990ScheduleA/PublicSupportPY509Pct00.88750
IRS990ScheduleA/PublicSupportTotal509Amt06030735
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt00
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt01275679
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt01241433
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt01197734
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt01161430
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt01154459
IRS990ScheduleA/Total509Grp/TotalAmt06030735
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt07059995
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd0true
IRS990ScheduleD/BuildingsGrp/BookValueAmt0534079
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0534079
IRS990ScheduleD/ExpensesSubtotalAmt01661247
IRS990ScheduleD/LandGrp/BookValueAmt00
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt0883340
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0HOUSING
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt017239
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt017239
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt083810
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt128750
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0LOAN LOSS RESERVE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1ACCRUED INTEREST
IRS990ScheduleD/RevenueSubtotalAmt01564788
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0$7,023 is costs related to a loan application and $22 in Other income.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt XI, Line 2d
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0551318
IRS990ScheduleD/TotalBookValueOtherAssetsAmt0883340
IRS990ScheduleD/TotalExpensesPerForm990Amt01661247
IRS990ScheduleD/TotalLiabilityAmt0112560
IRS990ScheduleD/TotalRevenuePerForm990Amt01564788
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt01564788
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt01661247
IRS990ScheduleJ/AnyNonFixedPaymentsInd0false
IRS990ScheduleJ/CompBasedOnRevenueOfFlngOrgInd0false
IRS990ScheduleJ/CompBsdNetEarnsFlngOrgInd0false
IRS990ScheduleJ/CompBsdNetEarnsRltdOrgsInd0false
IRS990ScheduleJ/CompBsdOnRevRelatedOrgsInd0false
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990ScheduleJ/InitialContractExceptionInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0423190
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1142946
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00

Document Assets

No mirrored PDF or thumbnail assets are attached yet.