Liabilities / Assets
64th percentile
Higher debt load relative to assets than 64% of similar nonprofits.
EIN 65-0473019 • 501(c)3 • Loxahatchee, FL
Profile
CHRISTIAN EDUCATION
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
64th percentile
Higher debt load relative to assets than 64% of similar nonprofits.
Liabilities / Revenue
69th percentile
Higher debt load relative to revenue than 69% of similar nonprofits.
Net Margin
71st percentile
Higher net margin than 71% of similar nonprofits.
Top Officer Pay
84th percentile
Higher top officer pay than 84% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
68th percentile
Faster asset growth than 68% of similar nonprofits.
Revenue Growth
56th percentile
Faster revenue growth than 56% of similar nonprofits.
Assets
Down$108,687
Down $43,525 (-29%) from 2024
Liabilities
Up$1,008
Up $128 (+15%) from 2024
Net Assets
Down$107,679
Down $43,653 (-29%) from 2024
Revenue
Down$30,557
Down $47,663 (-61%) from 2024
Expenses
Up$74,210
Up $8,914 (+14%) from 2024
Net Income
Down-$43,653
Down $56,577 (-438%) from 2024
Most recent year
2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.
CHRISTIAN EDUCATION
| Description | Grants | Expenses |
|---|---|---|
| EDUCATING STUDENTS | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| DR CHESTER CLARKE | President | - | $0 | - | - |
| DR ANDREAS FRANZE | Director | - | $0 | - | - |
| DR JORGE STRATE | Vice President | - | $0 | - | - |
| DR KEITH PETTUS | Director | - | $0 | - | - |
| REV BRYAN ROSENBARGER | Director | - | $0 | - | - |
| PROF BILL SCHWARTZ | Director | - | $0 | - | - |
“BAD DEBTS $22800”
“Licensing/registration $8277”
“MISSIONS $7477”
“computer software $6787”
“ADJUNCT PROFESSOR $4812”
“RENT $3600”
“Professional memberships $1869”
“PROFESSIONAL FEES $1150”
“Course/degree materials $690”
“SUPPLIES $669”
“WEBSITE $650”
“BANK CHARGES $468”
“MISC $466”
“GUEST SPEAKER $200”
“INTERNET $77”
“Accounts Receivable - Beginning $118825 Accounts Receivable - Ending $80270”
“Inventories - Beginning $3086 Inventories - Ending $3086”
“CREDIT CARD PAYABLE - Beginning $880 CREDIT CARD PAYABLE - Ending $1008”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | CHESTER CLARKE |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 5618223527 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 16569 Southern Blvd |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | Loxahatchee |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | FL |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 33470 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 30301 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 25331 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/CostOfGoodsSoldAmt | 0 | 0 |
| IRS990EZ/CostOrOtherBasisExpenseSaleAmt | 0 | 0 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | -43653 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 13750 |
| IRS990EZ/FiledScheduleAInd | 0 | true |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 152212 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 108687 |
| IRS990EZ/FundraisingGrossIncomeAmt | 0 | 0 |
| IRS990EZ/GrossReceiptsAmt | 0 | 30557 |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/LobbyingActivitiesInd | 0 | false |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MethodOfAccountingAccrualInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 151332 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 107679 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 151332 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 107679 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 5 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | DR CHESTER CLARKE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | DR ANDREAS FRANZE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | DR JORGE STRATE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | DR KEITH PETTUS |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | REV BRYAN ROSENBARGER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 5 | PROF BILL SCHWARTZ |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | President |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | Vice President |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 5 | Director |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501c3Ind | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 121911 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 83356 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 59992 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | CHRISTIAN EDUCATION |
| IRS990EZ/PrintingPublicationsPostageAmt | 0 | 468 |
| IRS990EZ/ProgramServiceRevenueAmt | 0 | 30557 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | EDUCATING STUDENTS |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SchoolOperatingInd | 0 | false |
| IRS990EZ/SpecialEventsDirectExpensesAmt | 0 | 0 |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 880 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 1008 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TaxImposedOnOrganizationMgrAmt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4911Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4912Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4955Amt | 0 | 0 |
| IRS990EZ/TaxReimbursedByOrganizationAmt | 0 | 0 |
| IRS990EZ/TotalExpensesAmt | 0 | 74210 |
| IRS990EZ/TotalRevenueAmt | 0 | 30557 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | N/A |
| IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 10438 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 15078 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt | 0 | 25516 |
| IRS990ScheduleA/GovtFurnSrvcFcltsVl509Grp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt | 0 | 30557 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt | 0 | 78220 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt | 0 | 75720 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt | 0 | 68576 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt | 0 | 44740 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt | 0 | 297813 |
| IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/InvestmentIncomeCYPct | 0 | 0.00000 |
| IRS990ScheduleA/NetIncomeFromOtherUBIGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/OtherIncome509Grp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/Post1975UBTIGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/PubliclySupportedOrg509a2Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY509Pct | 0 | 1.00000 |
| IRS990ScheduleA/PublicSupportPY509Pct | 0 | 1.00000 |
| IRS990ScheduleA/PublicSupportTotal509Amt | 0 | 323329 |
| IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind | 0 | X |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt | 0 | 30557 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt | 0 | 78220 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 75720 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 79014 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 59818 |
| IRS990ScheduleA/Total509Grp/TotalAmt | 0 | 323329 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt | 0 | 30557 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt | 0 | 78220 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt | 0 | 75720 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt | 0 | 79014 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt | 0 | 59818 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt | 0 | 323329 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | BAD DEBTS $22800 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | LICENSING/REGISTRATION $8277 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | MISSIONS $7477 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | computer software $6787 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | ADJUNCT PROFESSOR $4812 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | RENT $3600 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | PROFESSIONAL MEMBERSHIPS $1869 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | PROFESSIONAL FEES $1150 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | COURSE/DEGREE MATERIALS $690 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | SUPPLIES $669 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 10 | WEBSITE $650 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 11 | BANK CHARGES $468 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 12 | MISC $466 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 13 | GUEST SPEAKER $200 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 14 | INTERNET $77 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 15 | Accounts Receivable - Beginning $118825 Accounts Receivable - Ending $80270 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 16 | Inventories - Beginning $3086 Inventories - Ending $3086 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 17 | CREDIT CARD PAYABLE - Beginning $880 CREDIT CARD PAYABLE - Ending $1008 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Other Expenses.1 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Other Expenses.2 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Other Expenses.3 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Other Expenses.4 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Other Expenses.5 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Other Expenses.6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Other Expenses.7 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Other Expenses.8 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | Other Expenses.9 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | Other Expenses.10 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 10 | Other Expenses.11 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 11 | Other Expenses.12 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 12 | Other Expenses.14 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 13 | Other Expenses.15 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 14 | Other Expenses.16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 15 | Other Assets.1005 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 16 | Other Assets.1010 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 17 | Total Liabilities.1 |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | CHESTER CLARKE |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | President |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2026-03-02 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | New Covenant International Inc |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | NEWC |
| ReturnHeader/Filer/EIN | 0 | 650473019 |
| ReturnHeader/Filer/PhoneNum | 0 | 5618223527 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 16569 Southern Blvd |
| ReturnHeader/Filer/USAddress/CityNm | 0 | Loxahatchee |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | FL |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 33470 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | DERIAN A LYONS |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 9760 WOODWORTH COURT |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | WELLINGTON |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | FL |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 33414 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 5616284290 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | DERIAN LYONS CPA |
| ReturnHeader/PreparerPersonGrp/SelfEmployedInd | 0 | X |
| ReturnHeader/ReturnTs | 0 | 2026-03-02T10:51:16-08:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2025-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2025-12-31 |
| ReturnHeader/TaxYr | 0 | 2025 |
No mirrored PDF or thumbnail assets are attached yet.