Civic Intelligence

St Lucie County Chamber of Commerce

EIN 65-0418970 • 501(c)6 • Fort Pierce, FL

View Organization Page

Profile

To promote general business and community betterment, development andgrowth.

2580 Rhode Island AveFort Pierce, FL 34947

www.stluciechamber.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

96th percentile

0.86x

Higher debt load relative to assets than 96% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

98th percentile

1.96x

Higher debt load relative to revenue than 98% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Net Margin

17th percentile

-6.9%

Higher net margin than 17% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

45th percentile

$120,931

Higher top officer pay than 45% of similar nonprofits.

Top officer pay equals 24.2% of source-year revenue.

501(c)6 • $1M-$5M nonprofits • Source year 2024

Asset Growth

37th percentile

1.2%

Faster asset growth than 37% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

26th percentile

-2.3%

Faster revenue growth than 26% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets96th percentile

Assets

Up

$1,136,490

Up $13,806 (+1.2%) from 2023

Liabilities

Up

$979,042

Up $31,727 (+3.3%) from 2023

Net Assets

Down

$157,448

Down $17,921 (-10%) from 2023

Operations
Liabilities / Revenue98th percentileNet Margin17th percentile

Revenue

Down

$499,749

Down $11,641 (-2.3%) from 2023

Expenses

Up

$534,427

Up $20,845 (+4.1%) from 2023

Net Income

Down

-$34,678

Down $32,486 (-1482%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth37th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.5M$1.0M$500K$0Assets 2010: $594,518Liabilities 2010: $24,659Net Assets 2010: $569,8592010Assets 2011: $564,744Liabilities 2011: $42,522Net Assets 2011: $522,2222011Assets 2012: $490,702Liabilities 2012: $31,744Net Assets 2012: $458,9582012Assets 2013: $438,973Liabilities 2013: $30,951Net Assets 2013: $408,0222013Assets 2014: $446,655Liabilities 2014: $22,375Net Assets 2014: $424,2802014Assets 2015: $474,701Liabilities 2015: $46,137Net Assets 2015: $428,5642015Assets 2016: $483,498Liabilities 2016: $137,491Net Assets 2016: $346,0072016Assets 2017: $505,497Liabilities 2017: $133,887Net Assets 2017: $371,6102017Assets 2018: $516,922Liabilities 2018: $156,525Net Assets 2018: $360,3972018Assets 2019: $291,400Liabilities 2019: $162,825Net Assets 2019: $128,5752019Assets 2020: $493,947Liabilities 2020: $358,331Net Assets 2020: $135,6162020Assets 2021: $530,883Liabilities 2021: $315,449Net Assets 2021: $215,4342021Assets 2022: $1,148,786Liabilities 2022: $980,986Net Assets 2022: $167,8002022Assets 2023: $1,122,684Liabilities 2023: $947,315Net Assets 2023: $175,3692023Assets 2024: $1,136,490Liabilities 2024: $979,042Net Assets 2024: $157,4482024

Highlighted filing

2024

Assets$1,136,490
Liabilities$979,042
Net Assets$157,448
Open 2024 Filing

Operations Trend

Revenue Growth26th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.0M$500K$0-$500KRevenue 2010: $435,166Expenses 2010: $470,046Net Income 2010: -$34,8802010Expenses 2011: $461,4592011Expenses 2012: $471,2622012Expenses 2013: $442,4222013Revenue 2014: $380,190Expenses 2014: $363,932Net Income 2014: $16,2582014Revenue 2015: $416,648Expenses 2015: $397,875Net Income 2015: $18,7732015Revenue 2016: $432,357Expenses 2016: $404,414Net Income 2016: $27,9432016Revenue 2017: $444,053Expenses 2017: $418,450Net Income 2017: $25,6032017Revenue 2018: $456,639Expenses 2018: $467,852Net Income 2018: -$11,2132018Revenue 2019: $430,864Expenses 2019: $662,686Net Income 2019: -$231,8222019Revenue 2020: $383,694Expenses 2020: $376,653Net Income 2020: $7,0412020Revenue 2021: $483,397Expenses 2021: $403,579Net Income 2021: $79,8182021Revenue 2022: $486,365Expenses 2022: $530,500Net Income 2022: -$44,1352022Revenue 2023: $511,390Expenses 2023: $513,582Net Income 2023: -$2,1922023Revenue 2024: $499,749Expenses 2024: $534,427Net Income 2024: -$34,6782024

Highlighted filing

2024

Revenue$499,749
Expenses$534,427
Net Income-$34,678
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$1,136,490
Liabilities
$979,042
Net assets
$157,448
Revenue
$499,749
Expenses
$534,427
Net income
-$34,678
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.14$0.98$0.16$0.50$0.53$0.03
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.12$0.95$0.18$0.51$0.51$0.00
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.15$0.98$0.17$0.49$0.53$0.04
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.53$0.32$0.22$0.48$0.40$0.08
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.49$0.36$0.14$0.38$0.38$0.01
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.29$0.16$0.13$0.43$0.66$0.23
2018Detailed filing. Detailed filing data is available for this year.$0.52$0.16$0.36$0.46$0.47$0.01
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.51$0.13$0.37$0.44$0.42$0.03
2016Detailed filing. Detailed filing data is available for this year.$0.48$0.14$0.35$0.43$0.40$0.03
2015Detailed filing. Detailed filing data is available for this year.$0.47$0.05$0.43$0.42$0.40$0.02
2014Detailed filing. Detailed filing data is available for this year.$0.45$0.02$0.42$0.38$0.36$0.02
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.44$0.03$0.41$0.44
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.49$0.03$0.46$0.47
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.56$0.04$0.52$0.46
2010XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.59$0.02$0.57$0.44$0.47$0.03
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Oct 1, 2023 to Sep 30, 2024
Signed
Aug 15, 2025
Return Version
2023v6.0
Gross Receipts
$714,874
Mission and Program Overview

Mission

To promote general business and community betterment, development andgrowth.

The purpose of the st lucie chamber of commerce is to promote general business and community betterment, development and growth by conducting economic programs designed to strenthen and expand the income potential of all classifications of business within the trade area.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$700,873$677,112▼ $23,761
Savings and Temporary Cash Investments$211,257$225,684▲ $14,427
Investments in Publicly Traded Securities$86,478$104,870▲ $18,392
Cash and Non-Interest-Bearing Accounts$44,232$76,992▲ $32,760
Accounts Receivable$65,661$28,914▼ $36,747
Total Assets$1,122,684$1,136,490▲ $13,806
Other Assets Total$14,183$22,918▲ $8,735
Liabilities
Other Liabilities$490,217$518,319▲ $28,102
Mortgage Notes Payable Secured by Investment Property$313,526$291,939▼ $21,587
Deferred Revenue$110,645$128,518▲ $17,873
Accounts Payable and Accrued Expenses$32,927$40,266▲ $7,339
Total Liabilities$947,315$979,042▲ $31,727
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$175,369$157,448▼ $17,921
Total Net Assets Fund Balance$175,369$157,448▼ $17,921
Total Liabilities and Net Assets / Fund Balance$1,122,684$1,136,490▲ $13,806

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$598,014$52,634$650,648
Leasehold Improvements$77,389$10,776$88,165
Equipment$1,709$83,950$85,659
Compensation and Service Providers
Top Officer Pay45th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Terissa AronsonPresident/CEOFT$109,486$11,445$120,931

Board Members and Trustees

NameTitle
Andrew TreadwellChair
Dana McsweeneyChair Elect
Shrita WalkerChair Elect
Sean BoyleImmediate Past Chair
Barry DeetsBoard Member
Ben HinsonBoard Member
Bill MayBoard Member
Brad CurrieBoard Member
Caroline HambyBoard Member
Charlotte BireleyBoard Member
Eric BennettBoard Member
Jeff AllmanBoard Member
Jeremiah JohnsonBoard Member
John HeaningBoard Member
Larry LeetBoard Member
Leslie KristofBoard Member
Lori MatichBoard Member
Lucy BravoBoard Member
Marie LetinBoard Member
Marshall CritchfieldBoard Member
Mary Ann MatteoBoard Member
Maureen SaltzerBoard Member
Nikita LloydBoard Member
Patricia ChristensenBoard Member
Paul BoboBoard Member
Pete FergusonBoard Member
Rachel HamiltonBoard Member
Richard AhrensBoard Member
Stephanie MorganBoard Member
Theresa MyersBoard Member
Tim MooneyBoard Member
Tonya WoodsworthBoard Member
Will ArmsteadBoard Member
Jim HartleyTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$265,519
Program Service Revenue
$236,242
Investment Income
$10,430
Other Revenue
$-12,442
All Other Contributions
$43,002
Change in Net Assets
$-34,678
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$302,469
Other Expenses$231,958
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$144,576
Current Officers, Directors, Trustees, and Key Employees---$120,931
Interest---$38,406
Insurance---$29,278
Travel---$27,413
Depreciation Depletion---$23,761
Occupancy---$22,126
Other Employee Benefits---$21,456
Advertising---$16,997
Payroll Taxes---$15,506
Fees for Services Accounting---$11,113
Fees for Services Other---$8,495
Information Technology---$6,963
Office Expenses---$4,759
All Other Expenses---$4,530
Other Expenses---$4,458
Total Functional Expenses$0$0$0$534,427
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$215,125
Fundraising Gross Income$202,683
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Networking Events$85,493$41,008$41,008$0
Golf Outing$27,203$9,119$9,119$0
Total Events$324,233$202,683$215,125$-12,442
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
Yes
Subject to proxy tax
Yes
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Eidl Loan$510,812
Lease Liability$7,507
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
No
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“The 990 is reviewed by staff and an appointed member of the board.”

Form 990, Part VI, Section B, Line 12C

“If, and/or when any issue may arise regarding a conflict of interest it is disclosed at the organization's board meetings.”

Form 990, Part VI, Section C, Line 19

“The organization makes its governing documents, conflict of interest policy, and financial statements available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
St Lucie County Chamber of Commerce Inc
EIN
65-0418970
Phone
7725959999
Address
2580 RHODE ISLAND AVE, FORT PIERCE, FL 34947

Signing Officer

Name
Terissa Aronson
Title
President
Phone
7725959999
Signed
2025-08-15
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Terissa Aronson
Formed
1993
Legal Domicile
Fl
Voting Board Members
34
Independent Board Members
34
Employees
14
Volunteers
40

Preparer

Firm
Hill Barth & King LLC
Address
1000 SE MONTEREY COMM BLVD STE 101, STUART, FL 34996
Preparer
Richard P Mishock
Phone
7722874480
Supplemental Narrative

Additional Explanations

FORM 990, PART XII, LINE 2C:

“No change from prior year”

Raw XML AppendixShowing 400 of 650 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0THE PURPOSE OF THE ST LUCIE CHAMBER OF COMMERCE IS TO PROMOTE GENERAL BUSINESS AND COMMUNITY BETTERMENT, DEVELOPMENT AND GROWTH BY CONDUCTING ECONOMIC PROGRAMS DESIGNED TO STRENTHEN AND EXPAND THE INCOME POTENTIAL OF ALL CLASSIFICATIONS OF BUSINESS WITHIN THE TRADE AREA.
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IRS990/Form990PartVIISectionAGrp/PersonNm17PATRICIA CHRISTENSEN
IRS990/Form990PartVIISectionAGrp/PersonNm18PAUL BOBO
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IRS990/Form990PartVIISectionAGrp/PersonNm22SHRITA WALKER
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IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5CHAIR ELECT
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt8BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt10BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt11BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt12BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt13BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt14BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt15BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt16BOARD MEMBER
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IRS990/Form990PartVIISectionAGrp/TitleTxt18BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt19BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt20BOARD MEMBER
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IRS990/Form990PartVIISectionAGrp/TitleTxt24BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt25BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt26BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt27BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt28BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt29BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt30BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt31BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt32BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt33BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt34PRESIDENT/CEO
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