Civic Intelligence

The Fuller Center for Housing Inc

EIN 64-0810554 • 501(c)3 • Oxford, MS

Profile

To create affordable housing

116 Rosemont LoopOxford, MS 38655

fullercenter.org/oxford

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

60th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

62nd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2025

Net Margin

9th percentile

-118%

Higher net margin than 9% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

81st percentile

$0

Higher top officer pay than 81% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

36th percentile

-14%

Faster asset growth than 36% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

76th percentile

27%

Faster revenue growth than 76% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Assets

Down

$324,654

Down $52,444 (-14%) from 2024

Liabilities

Flat

$0

Flat from 2024

Net Assets

Down

$324,654

Down $52,444 (-14%) from 2024

Revenue

Up

$44,540

Up $9,546 (+27%) from 2024

Expenses

Up

$96,984

Up $56,064 (+137%) from 2024

Net Income

Down

-$52,444

Down $46,518 (-785%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600K$400K$200K$0Assets 2010: $403,014Liabilities 2010: $26,644Net Assets 2010: $376,3702010Assets 2011: $399,229Liabilities 2011: $22,9192011Assets 2012: $407,894Liabilities 2012: $19,1982012Assets 2013: $406,466Liabilities 2013: $15,477Net Assets 2013: $390,9892013Assets 2014: $404,089Liabilities 2014: $12,4472014Assets 2015: $412,871Liabilities 2015: $10,8222015Assets 2016: $419,773Liabilities 2016: $9,414Net Assets 2016: $410,3592016Assets 2017: $415,099Liabilities 2017: $7,789Net Assets 2017: $407,3102017Assets 2018: $430,505Liabilities 2018: $6,165Net Assets 2018: $424,3402018Assets 2019: $419,132Liabilities 2019: $4,540Net Assets 2019: $414,5922019Assets 2020: $405,771Liabilities 2020: $2,915Net Assets 2020: $402,8562020Assets 2021: $388,954Liabilities 2021: $1,284Net Assets 2021: $387,6702021Assets 2022: $392,608Liabilities 2022: $471Net Assets 2022: $392,1372022Assets 2023: $388,990Liabilities 2023: $0Net Assets 2023: $388,9902023Assets 2024: $377,098Liabilities 2024: $0Net Assets 2024: $377,0982024Assets 2025: $324,654Liabilities 2025: $0Net Assets 2025: $324,6542025

Highlighted filing

2025

Assets$324,654
Liabilities$0
Net Assets$324,654

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50K-$100KRevenue 2010: $103,341Expenses 2010: $43,049Net Income 2010: $60,2922010Revenue 2011: $19,568Expenses 2011: $19,628Net Income 2011: -$602011Revenue 2012: $21,809Expenses 2012: $9,423Net Income 2012: $12,3862012Revenue 2013: $90,640Expenses 2013: $88,337Net Income 2013: $2,3032013Revenue 2014: $18,800Expenses 2014: $18,147Net Income 2014: $6532014Revenue 2015: $25,854Expenses 2015: $15,451Net Income 2015: $10,4032015Revenue 2016: $21,707Expenses 2016: $13,397Net Income 2016: $8,3102016Revenue 2017: $11,222Expenses 2017: $14,271Net Income 2017: -$3,0492017Revenue 2018: $40,036Expenses 2018: $23,006Net Income 2018: $17,0302018Revenue 2019: $32,849Expenses 2019: $42,597Net Income 2019: -$9,7482019Revenue 2020: $4,226Expenses 2020: $15,962Net Income 2020: -$11,7362020Revenue 2021: $18,550Expenses 2021: $33,736Net Income 2021: -$15,1862021Revenue 2022: $6,966Expenses 2022: $2,499Net Income 2022: $4,4672022Revenue 2023: $14,740Expenses 2023: $18,191Net Income 2023: -$3,4512023Revenue 2024: $34,994Expenses 2024: $40,920Net Income 2024: -$5,9262024Revenue 2025: $44,540Expenses 2025: $96,984Net Income 2025: -$52,4442025

Highlighted filing

2025

Revenue$44,540
Expenses$96,984
Net Income-$52,444

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$3.25$0.00$3.25$0.45$0.97$0.52
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.77$0.00$3.77$0.35$0.41$0.06
2023Detailed filing. Detailed filing data is available for this year.$3.89$0.00$3.89$0.15$0.18$0.03
2022Detailed filing. Detailed filing data is available for this year.$3.93$0.00$3.92$0.07$0.02$0.04
2021Detailed filing. Detailed filing data is available for this year.$3.89$0.01$3.88$0.19$0.34$0.15
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.06$0.03$4.03$0.04$0.16$0.12
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.19$0.05$4.15$0.33$0.43$0.10
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.31$0.06$4.24$0.40$0.23$0.17
2017Detailed filing. Detailed filing data is available for this year.$4.15$0.08$4.07$0.11$0.14$0.03
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.20$0.09$4.10$0.22$0.13$0.08
2015Summary only. Only limited summary data is available for this year.$4.13$0.11$0.26$0.15$0.10
2014Summary only. Only limited summary data is available for this year.$4.04$0.12$0.19$0.18$0.01
2013Detailed filing. Detailed filing data is available for this year.$4.06$0.15$3.91$0.91$0.88$0.02
2012Summary only. Only limited summary data is available for this year.$4.08$0.19$0.22$0.09$0.12
2011Summary only. Only limited summary data is available for this year.$3.99$0.23$0.20$0.20$0.00
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.03$0.27$3.76$1.03$0.43$0.60
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Aug 26, 2025
Return Version
2024v5.0
Gross Receipts
$44,540
Mission and Program Overview

Mission

To create affordable housing

Building and repairing housing for low income households in the City of Oxford and Lafayette County Mississippi.

Program Services

DescriptionGrantsExpenses
Our organization conducted major repairs on three homes in Lafayette County Mississippi. Major repairs included roofing, foundation work, installation of new windows and doors. Plumbing repairs, cabinets replaced, painting, new flooring. We conducted minor repairs on 6 homes. At the end of the year (6/30/2025) were 85% complete with the construction of a new three bedroom/two bath home for a first responder. We completed 4 ramps for homeowners who were wheelchair bound.$11,000$0
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Clint WillifordPresident-$0--
Joe SkinnerVice PresidentPT$0--
Bernie SmithTreasurer-$0--
Mike WindhamBoard Member-$0--
Patrick PerrySecretary-$0--
Sharon SchreiberBoard Member-$0--
Pearl OwnesBoard Member-$0--
Earnstine SiskBoard Member-$0--
Denise StrubBoard Member-$0--
Filing and Contact Details

Filer

Filer Name
Oxford-lafayette Fuller Center for Housing Inc
EIN
64-0810554
Phone
6626076343
Address
116 Rosemont Loop, Oxford, MS 38655

Signing Officer

Name
Bernie Smith
Title
Treasure
Phone
6628018035
Signed
2025-08-26
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 16

Description;Amount^Advertising;454|Building Supplies for jobs;85621|Business Expense;1227|Insurance;7648|Taxes;204|Travel and Meetings;141^Total;95295^

Form 990-EZ, Part II, Line 24

Description;EOY Amount^Equipment;235|Mortgage Recievables;302431^Total;302666^

Raw XML Appendix204 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0Box 276
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Oxford
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MS
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd038655
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt062886
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IRS990EZ/CostOfGoodsSoldAmt00
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IRS990EZ/DirectIndirectPltclExpendAmt00
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IRS990EZ/ExcessOrDeficitForYearAmt0-52444
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IRS990EZ/InfoInScheduleOPartIIInd0X
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IRS990EZ/OccupancyRentUtltsAndMaintAmt0493
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0Clint Williford
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Joe Skinner
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Mike Windham
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Patrick Perry
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5Sharon Schreiber
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8Denise Strub
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Vice President
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Board Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Secretary
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Board Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Board Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7Board Member
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8Board Member
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherAssetsTotalDetail/BOYAmt0311952
IRS990EZ/OtherAssetsTotalDetail/EOYAmt0302666
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt095295
IRS990EZ/OtherRevenueTotalAmt00
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0Building and repairing housing for low income households in the City of Oxford and Lafayette County Mississippi.
IRS990EZ/PrintingPublicationsPostageAmt01038
IRS990EZ/ProgramServiceRevenueAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Our organization conducted major repairs on three homes in Lafayette County Mississippi. Major repairs included roofing, foundation work, installation of new windows and doors. Plumbing repairs, cabinets replaced, painting, new flooring. We conducted minor repairs on 6 homes. At the end of the year (6/30/2025) were 85% complete with the construction of a new three bedroom/two bath home for a first responder. We completed 4 ramps for homeowners who were wheelchair bound.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt011000
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProhibitedTaxShelterTransInd00
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IRS990EZ/TotalExpensesAmt096984
IRS990EZ/TotalProgramServiceExpensesAmt00
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IRS990EZ/TransactionWithControlEntInd00
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IRS990EZ/TypeOfOrganizationCorpInd0X
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IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt044540
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IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt014739
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt018518
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IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt052668
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IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0162167
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description;Amount^Advertising;454|Building Supplies for jobs;85621|Business Expense;1227|Insurance;7648|Taxes;204|Travel and Meetings;141^Total;95295^
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Description;EOY Amount^Equipment;235|Mortgage Recievables;302431^Total;302666^
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990-EZ, Part II, Line 24
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Bernie Smith
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasure
ReturnHeader/BusinessOfficerGrp/PhoneNum06628018035
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-08-26
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0OXFORD-LAFAYETTE FULLER CENTER FOR HOUSING INC
ReturnHeader/Filer/BusinessNameControlTxt0OXFO
ReturnHeader/Filer/EIN0640810554
ReturnHeader/Filer/PhoneNum06626076343
ReturnHeader/Filer/USAddress/AddressLine1Txt0116 Rosemont Loop
ReturnHeader/Filer/USAddress/CityNm0Oxford
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MS
ReturnHeader/Filer/USAddress/ZIPCd038655
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/ReturnTs02025-08-26T17:39:03-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-07-01
ReturnHeader/TaxPeriodEndDt02025-06-30
ReturnHeader/TaxYr02024

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