Civic Intelligence

Petal Chamber of Commerce

EIN 64-0809902 • 501(c)6 • Petal, MS

Profile

Promote member businesses and to stimulate regional prosperity.

PO Box 421Petal, MS 39465
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

56th percentile

0.01x

Higher debt load relative to assets than 56% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

56th percentile

0.00x

Higher debt load relative to revenue than 56% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Net Margin

77th percentile

16%

Higher net margin than 77% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2025

Asset Growth

88th percentile

36%

Faster asset growth than 88% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

94th percentile

90%

Faster revenue growth than 94% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets56th percentile

Assets

Up

$144,857

Up $38,668 (+36%) from 2024

Liabilities

Down

$1,076

Down $415 (-28%) from 2024

Net Assets

Up

$143,781

Up $39,083 (+37%) from 2024

Operations
Liabilities / Revenue56th percentileNet Margin77th percentile

Revenue

Up

$241,884

Up $114,598 (+90%) from 2024

Expenses

Up

$202,801

Up $90,742 (+81%) from 2024

Net Income

Up

$39,083

Up $23,856 (+157%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth88th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0Assets 2012: $46,530Liabilities 2012: $2,1672012Assets 2013: $40,579Liabilities 2013: $1,248Net Assets 2013: $39,3312013Assets 2014: $48,650Liabilities 2014: $1,087Net Assets 2014: $47,5632014Assets 2015: $51,884Liabilities 2015: $1,086Net Assets 2015: $50,7982015Assets 2016: $50,296Liabilities 2016: $1,142Net Assets 2016: $49,1542016Assets 2017: $54,932Liabilities 2017: $1,075Net Assets 2017: $53,8572017Assets 2018: $50,633Liabilities 2018: $1,026Net Assets 2018: $49,6072018Assets 2019: $58,143Liabilities 2019: $1,084Net Assets 2019: $57,0592019Assets 2020: $67,937Liabilities 2020: $1,079Net Assets 2020: $66,8582020Assets 2021: $80,883Liabilities 2021: $1,071Net Assets 2021: $79,8122021Assets 2022: $85,739Liabilities 2022: $1,055Net Assets 2022: $84,6842022Assets 2023: $91,034Liabilities 2023: $1,563Net Assets 2023: $89,4712023Assets 2024: $106,189Liabilities 2024: $1,491Net Assets 2024: $104,6982024Assets 2025: $144,857Liabilities 2025: $1,076Net Assets 2025: $143,7812025

Highlighted filing

2025

Assets$144,857
Liabilities$1,076
Net Assets$143,781
Open 2025 Filing

Operations Trend

Revenue Growth94th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0-$100KRevenue 2012: $85,931Expenses 2012: $93,241Net Income 2012: -$7,3102012Revenue 2013: $73,935Expenses 2013: $78,967Net Income 2013: -$5,0322013Revenue 2014: $95,696Expenses 2014: $87,464Net Income 2014: $8,2322014Revenue 2015: $96,567Expenses 2015: $93,332Net Income 2015: $3,2352015Revenue 2016: $85,250Expenses 2016: $86,894Net Income 2016: -$1,6442016Revenue 2017: $106,692Expenses 2017: $101,989Net Income 2017: $4,7032017Revenue 2018: $95,250Expenses 2018: $99,500Net Income 2018: -$4,2502018Revenue 2019: $96,358Expenses 2019: $88,906Net Income 2019: $7,4522019Revenue 2020: $100,657Expenses 2020: $90,858Net Income 2020: $9,7992020Revenue 2021: $99,400Expenses 2021: $86,446Net Income 2021: $12,9542021Revenue 2022: $103,920Expenses 2022: $99,048Net Income 2022: $4,8722022Revenue 2023: $126,266Expenses 2023: $121,479Net Income 2023: $4,7872023Revenue 2024: $127,286Expenses 2024: $112,059Net Income 2024: $15,2272024Revenue 2025: $241,884Expenses 2025: $202,801Net Income 2025: $39,0832025

Highlighted filing

2025

Revenue$241,884
Expenses$202,801
Net Income$39,083
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$144,857
Liabilities
$1,076
Net assets
$143,781
Revenue
$241,884
Expenses
$202,801
Net income
$39,083
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.45$0.01$1.44$2.42$2.03$0.39
2024Detailed filing. Detailed filing data is available for this year.$1.06$0.01$1.05$1.27$1.12$0.15
2023Detailed filing. Detailed filing data is available for this year.$0.91$0.02$0.89$1.26$1.21$0.05
2022Detailed filing. Detailed filing data is available for this year.$0.86$0.01$0.85$1.04$0.99$0.05
2021Detailed filing. Detailed filing data is available for this year.$0.81$0.01$0.80$0.99$0.86$0.13
2020Detailed filing. Detailed filing data is available for this year.$0.68$0.01$0.67$1.01$0.91$0.10
2019Detailed filing. Detailed filing data is available for this year.$0.58$0.01$0.57$0.96$0.89$0.07
2018Detailed filing. Detailed filing data is available for this year.$0.51$0.01$0.50$0.95$1.00$0.04
2017Detailed filing. Detailed filing data is available for this year.$0.55$0.01$0.54$1.07$1.02$0.05
2016Detailed filing. Detailed filing data is available for this year.$0.50$0.01$0.49$0.85$0.87$0.02
2015Detailed filing. Detailed filing data is available for this year.$0.52$0.01$0.51$0.97$0.93$0.03
2014Detailed filing. Detailed filing data is available for this year.$0.49$0.01$0.48$0.96$0.87$0.08
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.41$0.01$0.39$0.74$0.79$0.05
2012Summary only. Only limited summary data is available for this year.$0.47$0.02$0.86$0.93$0.07
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Apr 1, 2024 to Mar 31, 2025
Signed
Jul 23, 2025
Return Version
2024v5.2
Gross Receipts
$241,884
Mission and Program Overview

Mission

Promote member businesses and to stimulate regional prosperity.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$106,189$144,857▲ $38,668
Total Assets$106,189$144,857▲ $38,668
Liabilities
Accounts Payable and Accrued Expenses$1,491$1,076▼ $415
Total Liabilities$1,491$1,076▼ $415
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$104,698$143,781▲ $39,083
Total Net Assets Fund Balance$104,698$143,781▲ $39,083
Total Liabilities and Net Assets / Fund Balance$106,189$144,857▲ $38,668
Compensation and Service Providers
Top Officer Pay77th percentile

Board Members and Trustees

NameTitle
Mandy WigleyPresident
Colby RushingDirector
Cristian GomezDirector
Haley WhiteDirector
Julie RussellDirector
Kathleen TariqDirector
Leslie BerryDirector
Mark KeylDirector
Matt DillonDirector
Michael PalmerDirector
Shawn ElkinsDirector
Tony DuckerDirector
Kammie CarpenterExecutive Director
Carrie HolemanSecretary
Renee CummingsTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$134,725
Program Service Revenue
$98,842
Investment Income
$8,317
Other Revenue
$0
All Other Contributions
$21,500
Change in Net Assets
$39,083
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$146,421
Salaries, Compensation, and Employee Benefits$56,380
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees-$52,355-$52,355
Information Technology-$23,620-$23,620
Office Expenses-$12,109-$12,109
Conferences and Meetings$4,275$4,847-$9,122
Occupancy-$3,795-$3,795
Insurance-$2,539-$2,539
Other Employee Benefits-$1,993-$1,993
Advertising-$1,341-$1,341
Payroll Taxes-$1,231-$1,231
Other Expenses$1,000$907-$907
Other Salaries and Wages-$801-$801
Total Functional Expenses$95,568$107,233$0$202,801
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990 governing body review Part VI line 11

“The executive director reviews the 990, signs the return. The 990 is presented to the board for review after filing.”

Governing documents etc available to public Part VI line 19

“AVAILABLE UPON REQUEST.”

Filing and Contact Details

Filer

Filer Name
Petal Chamber of Commerce
EIN
64-0809902
In Care Of
% KAMMIE CARPENTER
Phone
6015833306
Address
PO BOX 421, PETAL, MS 39465

Signing Officer

Name
Kammie Carpenter
Title
Executive Director
Phone
6015833306
Signed
2025-07-23
Discuss with paid preparer
Yes

Organization Details

Formed
1962
Legal Domicile
Ms
Voting Board Members
14
Independent Board Members
14
Employees
2

Preparer

Firm
King CPA PLLC
Address
206 East Central Avenue, Petal, MS 39465
Preparer
Shelbi Quimby
Phone
6015449795
Supplemental Narrative

Additional Explanations

General explanation attachment

“Primary exempt purposethe promotion of member businesses and to stimulate regional prosperity.”

Raw XML Appendix374 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE EXECUTIVE DIRECTOR REVIEWS THE 990, SIGNS THE RETURN. THE 990 IS PRESENTED TO THE BOARD FOR REVIEW AFTER FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2PRIMARY EXEMPT PURPOSETHE PROMOTION OF MEMBER BUSINESSES AND TO STIMULATE REGIONAL PROSPERITY.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990 governing body review Part VI line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Governing documents etc available to public Part VI line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2General explanation attachment
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ReturnHeader/BuildTS02025-03-06 01:10:19Z
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ReturnHeader/BusinessOfficerGrp/PersonNm0KAMMIE CARPENTER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0EXECUTIVE DIRECTOR
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ReturnHeader/BusinessOfficerGrp/SignatureDt02025-07-23
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ReturnHeader/PreparerPersonGrp/PreparationDt02025-08-13
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0SHELBI QUIMBY
ReturnHeader/ReturnTs02025-08-13T15:29:37-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-04-01
ReturnHeader/TaxPeriodEndDt02025-03-31
ReturnHeader/TaxYr02024

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