Civic Intelligence

Southwest Rankin Water Association

EIN 64-0684507 • 501(c)12 • Florence, MS

Profile

Form 990, part iii, line 4d - all other accomplishments - operation of a rural water system for 1711 members, most of whom would have no clean source of water without it. Form 990, part vi, line 11b - organizations process to review form 990, no review was or will be conducted. Form 990, part vi, line 19 - governing documents disclosure explanation, no documents available to public.

201 South County Line RoadFlorence, MS 39073
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

26th percentile

0.04x

Higher debt load relative to assets than 26% of similar nonprofits.

501(c)12 • $1M-$5M nonprofits • Source year 2025

Liabilities / Revenue

27th percentile

0.13x

Higher debt load relative to revenue than 27% of similar nonprofits.

501(c)12 • $1M-$5M nonprofits • Source year 2025

Net Margin

78th percentile

25%

Higher net margin than 78% of similar nonprofits.

501(c)12 • $1M-$5M nonprofits • Source year 2025

Top Officer Pay

68th percentile

$0

Higher top officer pay than 68% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)12 • $1M-$5M nonprofits • Source year 2025

Asset Growth

78th percentile

8.9%

Faster asset growth than 78% of similar nonprofits.

501(c)12 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Revenue Growth

57th percentile

8.2%

Faster revenue growth than 57% of similar nonprofits.

501(c)12 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Assets

Up

$4,283,877

Up $351,743 (+8.9%) from 2024

Liabilities

Up

$173,726

Up $10,769 (+6.6%) from 2024

Net Assets

Up

$4,110,151

Up $340,974 (+9.0%) from 2024

Revenue

Up

$1,365,268

Up $103,926 (+8.2%) from 2024

Expenses

Up

$1,024,294

Up $317,776 (+45%) from 2024

Net Income

Down

$340,974

Down $213,850 (-39%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$6.0M$4.0M$2.0M$0Assets 2011: $2,189,265Liabilities 2011: $67,448Net Assets 2011: $2,121,8172011Assets 2012: $2,106,443Liabilities 2012: $113,210Net Assets 2012: $1,993,2332012Assets 2013: $1,912,450Liabilities 2013: $115,525Net Assets 2013: $1,796,9252013Assets 2014: $2,040,707Liabilities 2014: $86,945Net Assets 2014: $1,953,7622014Assets 2015: $2,167,283Liabilities 2015: $73,972Net Assets 2015: $2,093,3112015Assets 2016: $2,356,066Liabilities 2016: $95,414Net Assets 2016: $2,260,6522016Assets 2017: $2,567,125Liabilities 2017: $98,044Net Assets 2017: $2,469,0812017Assets 2018: $2,659,960Liabilities 2018: $110,159Net Assets 2018: $2,549,8012018Assets 2019: $2,741,509Liabilities 2019: $111,308Net Assets 2019: $2,630,2012019Assets 2020: $2,890,396Liabilities 2020: $115,091Net Assets 2020: $2,775,3052020Assets 2021: $2,903,747Liabilities 2021: $120,692Net Assets 2021: $2,783,0552021Assets 2022: $3,146,896Liabilities 2022: $116,303Net Assets 2022: $3,030,5932022Assets 2023: $3,372,077Liabilities 2023: $157,724Net Assets 2023: $3,214,3532023Assets 2024: $3,932,134Liabilities 2024: $162,957Net Assets 2024: $3,769,1772024Assets 2025: $4,283,877Liabilities 2025: $173,726Net Assets 2025: $4,110,1512025

Highlighted filing

2025

Assets$4,283,877
Liabilities$173,726
Net Assets$4,110,151

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.5M$1.0M$500K$0-$500KRevenue 2011: $434,725Expenses 2011: $528,537Net Income 2011: -$93,8122011Revenue 2012: $414,599Expenses 2012: $543,183Net Income 2012: -$128,5842012Revenue 2013: $461,501Expenses 2013: $657,809Net Income 2013: -$196,3082013Revenue 2014: $575,710Expenses 2014: $418,873Net Income 2014: $156,8372014Revenue 2015: $544,868Expenses 2015: $405,319Net Income 2015: $139,5492015Revenue 2016: $590,665Expenses 2016: $423,324Net Income 2016: $167,3412016Revenue 2017: $656,748Expenses 2017: $448,319Net Income 2017: $208,4292017Revenue 2018: $720,508Expenses 2018: $639,788Net Income 2018: $80,7202018Revenue 2019: $723,466Expenses 2019: $643,066Net Income 2019: $80,4002019Revenue 2020: $752,704Expenses 2020: $607,600Net Income 2020: $145,1042020Revenue 2021: $732,217Expenses 2021: $724,467Net Income 2021: $7,7502021Revenue 2022: $858,738Expenses 2022: $611,200Net Income 2022: $247,5382022Revenue 2023: $955,552Expenses 2023: $771,792Net Income 2023: $183,7602023Revenue 2024: $1,261,342Expenses 2024: $706,518Net Income 2024: $554,8242024Revenue 2025: $1,365,268Expenses 2025: $1,024,294Net Income 2025: $340,9742025

Highlighted filing

2025

Revenue$1,365,268
Expenses$1,024,294
Net Income$340,974

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$4.28$0.17$4.11$1.37$1.02$0.34
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.93$0.16$3.77$1.26$0.71$0.55
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.37$0.16$3.21$0.96$0.77$0.18
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.15$0.12$3.03$0.86$0.61$0.25
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.90$0.12$2.78$0.73$0.72$0.01
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.89$0.12$2.78$0.75$0.61$0.15
2019Detailed filing. Detailed filing data is available for this year.$2.74$0.11$2.63$0.72$0.64$0.08
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.66$0.11$2.55$0.72$0.64$0.08
2017Detailed filing. Detailed filing data is available for this year.$2.57$0.10$2.47$0.66$0.45$0.21
2016Detailed filing. Detailed filing data is available for this year.$2.36$0.10$2.26$0.59$0.42$0.17
2015Detailed filing. Detailed filing data is available for this year.$2.17$0.07$2.09$0.54$0.41$0.14
2014Detailed filing. Detailed filing data is available for this year.$2.04$0.09$1.95$0.58$0.42$0.16
2013Summary only. Only limited summary data is available for this year.$1.91$0.12$1.80$0.46$0.66$0.20
2012Summary only. Only limited summary data is available for this year.$2.11$0.11$1.99$0.41$0.54$0.13
2011Summary only. Only limited summary data is available for this year.$2.19$0.07$2.12$0.43$0.53$0.09
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Oct 30, 2025
Return Version
2024v5.0
Gross Receipts
$1,365,268
Mission and Program Overview

Mission

Form 990, part iii, line 4d - all other accomplishments - operation of a rural water system for 1711 members, most of whom would have no clean source of water without it. Form 990, part vi, line 11b - organizations process to review form 990, no review was or will be conducted. Form 990, part vi, line 19 - governing documents disclosure explanation, no documents available to public.

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$3,769,177$4,110,151▲ $340,974
Savings and Temporary Cash Investments$1,877,386$1,972,907▲ $95,521
Cash and Non-Interest-Bearing Accounts$1,099,542$1,444,853▲ $345,311
Land, Buildings, and Equipment, Net$897,400$799,632▼ $97,768
Accounts Receivable$57,806$66,485▲ $8,679
Total Assets$3,932,134$4,283,877▲ $351,743
Liabilities
Other Liabilities$129,018$135,278▲ $6,260
Accounts Payable and Accrued Expenses$33,939$38,448▲ $4,509
Total Liabilities$162,957$173,726▲ $10,769
Net Assets / Fund Balance
Total Net Assets Fund Balance$3,769,177$4,110,151▲ $340,974
Total Liabilities and Net Assets / Fund Balance$3,932,134$4,283,877▲ $351,743

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$795,282$4,123,017$4,918,299
Buildings-$24,221$24,221
Land$4,350-$4,350
Compensation and Service Providers

Board Members and Trustees

NameTitle
Ricky BridgesPresident
Jason BridgesBoard Member
Justin NelsonBoard Member
Mike LoflinBoard Member
Milton CraigBoard Member
Mike WardSec/tres
Bill TaylorVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$104,745
Program Service Revenue
$1,163,435
Investment Income
$97,088
Other Revenue
$0
Change in Net Assets
$340,974
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$821,330
Salaries, Compensation, and Employee Benefits$202,964
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Depreciation Depletion$471,189--$471,189
Other Salaries and Wages$195,974--$195,974
Fees for Services Other-$113,793-$113,793
Occupancy$60,536--$60,536
All Other Expenses$36,692--$36,692
Insurance$29,708--$29,708
Conferences and Meetings-$23,670-$23,670
Office Expenses$14,364$2,677-$17,041
Fees for Services Legal-$14,342-$14,342
Other Expenses$7,659--$7,659
Other Employee Benefits$6,990--$6,990
Fees for Services Accounting-$5,500-$5,500
Total Functional Expenses$864,312$159,982$0$1,024,294
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Refundable Meter Deposits$125,813
Sales Tax Payable$6,775
Payroll Tax Liabilities$2,690
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 2

Jason bridges ricky bridges board member president son in law

Form 990, Page 6, Part VI, Line 9

Mike ward 318 old pearl road harrisville, ms 39082 jason bridges 201 south county line road florence, ms 39073 justin nelson 65 hidden ranch road florence, ms 39073 milton craig 892 old pearl road florence, ms 39073 bill taylor 144 henry byrd road florence, ms 39073 mike loflin 746 loflin road florence, ms 39073

Form 990, Page 6, Part VI, Line 11B

No review was or will be conducted.

Form 990, Page 6, Part VI, Line 19

No documents available to the public

Filing and Contact Details

Filer

Filer Name
Southwest Rankin Water Association
EIN
64-0684507
Phone
6018452440
Address
201 SOUTH COUNTY LINE ROAD, FLORENCE, MS 39073

Signing Officer

Name
Ricky Bridges
Title
President
Phone
6018452440
Signed
2025-10-30

Organization Details

Principal Officer
Ricky Bridges
Legal Domicile
Ms
Voting Board Members
7
Independent Board Members
7
Employees
8

Preparer

Firm
Dennis Meek & Company Pa
Address
627 HWY 49S STE A, RICHLAND, MS 39218-9430
Preparer
Dennis Meek
Phone
6019391305
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

Form 990, part iii, line 4d - all other accomplishments - operation of a rural water system for 1711 members, most of whom would have no clean source of water without it. Form 990, part vi, line 11b - organizations process to review form 990, no review was or will be conducted. Form 990, part vi, line 19 - governing documents disclosure explanation, no documents available to public.

Form 990, Page 2, Part III, Line 4D

Form 990, part iii, line 4d - all other accomplishments - operation of a rural water system for 1711 members, most of whom would have no clean source of water without it.

Form 990, Part IX, Line 11G

Arpa engineering services 0 108,856 0 general engineering services 0 4,937 0 total 0 113,793 0

Raw XML Appendix314 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleD/BuildingsGrp/DepreciationAmt024221
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt024221
IRS990ScheduleD/EquipmentGrp/BookValueAmt0795282
IRS990ScheduleD/EquipmentGrp/DepreciationAmt04123017
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt04918299
IRS990ScheduleD/LandGrp/BookValueAmt04350
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt04350
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0125813
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt16775
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt22690
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0REFUNDABLE METER DEPOSITS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1SALES TAX PAYABLE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2PAYROLL TAX LIABILITIES
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IRS990ScheduleD/TotalLiabilityAmt0135278
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0false
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0FORM 990, PART III, LINE 4D - ALL OTHER ACCOMPLISHMENTS - OPERATION OF A RURAL WATER SYSTEM FOR 1711 MEMBERS, MOST OF WHOM WOULD HAVE NO CLEAN SOURCE OF WATER WITHOUT IT. FORM 990, PART VI, LINE 11B - ORGANIZATIONS PROCESS TO REVIEW FORM 990, NO REVIEW WAS OR WILL BE CONDUCTED. FORM 990, PART VI, LINE 19 - GOVERNING DOCUMENTS DISCLOSURE EXPLANATION, NO DOCUMENTS AVAILABLE TO PUBLIC.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1FORM 990, PART III, LINE 4D - ALL OTHER ACCOMPLISHMENTS - OPERATION OF A RURAL WATER SYSTEM FOR 1711 MEMBERS, MOST OF WHOM WOULD HAVE NO CLEAN SOURCE OF WATER WITHOUT IT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2JASON BRIDGES RICKY BRIDGES BOARD MEMBER PRESIDENT SON IN LAW
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3MIKE WARD 318 OLD PEARL ROAD HARRISVILLE, MS 39082 JASON BRIDGES 201 SOUTH COUNTY LINE ROAD FLORENCE, MS 39073 JUSTIN NELSON 65 HIDDEN RANCH ROAD FLORENCE, MS 39073 MILTON CRAIG 892 OLD PEARL ROAD FLORENCE, MS 39073 BILL TAYLOR 144 HENRY BYRD ROAD FLORENCE, MS 39073 MIKE LOFLIN 746 LOFLIN ROAD FLORENCE, MS 39073
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4NO REVIEW WAS OR WILL BE CONDUCTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5NO DOCUMENTS AVAILABLE TO THE PUBLIC
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6ARPA ENGINEERING SERVICES 0 108,856 0 GENERAL ENGINEERING SERVICES 0 4,937 0 TOTAL 0 113,793 0
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 - ORGANIZATION'S MISSION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 2, PART III, LINE 4D
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 9
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART IX, LINE 11G
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IRS990/TotalAssetsEOYAmt04283877
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IRS990/TotalAssetsGrp/EOYAmt04283877
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IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0864312
IRS990/TotalFunctionalExpensesGrp/TotalAmt01024294
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0162957
IRS990/TotalLiabilitiesEOYAmt0173726
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IRS990/TotalLiabilitiesGrp/EOYAmt0173726
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt03769177
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt04110151
IRS990/TotalProgramServiceRevenueAmt01163435
IRS990/TotalRevenueGrp/ExclusionAmt01163435
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt097088
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01365268
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt03932134
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt04283877
IRS990/TypeOfOrganizationAssocInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0430 MT CREEK FARM ROAD
IRS990/USAddress/CityNm0FLORENCE
IRS990/USAddress/StateAbbreviationCd0MS
IRS990/USAddress/ZIPCd039073
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0RICKY BRIDGES
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum06018452440
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-10-30
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0SOUTHWEST RANKIN WATER ASSOCIATION
ReturnHeader/Filer/BusinessNameControlTxt0SOUT
ReturnHeader/Filer/EIN0640684507
ReturnHeader/Filer/PhoneNum06018452440
ReturnHeader/Filer/USAddress/AddressLine1Txt0201 SOUTH COUNTY LINE ROAD
ReturnHeader/Filer/USAddress/CityNm0FLORENCE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MS
ReturnHeader/Filer/USAddress/ZIPCd039073
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0false
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0640936634
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0DENNIS MEEK & COMPANY PA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0627 HWY 49S STE A
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0RICHLAND
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0392189430
ReturnHeader/PreparerPersonGrp/PhoneNum06019391305
ReturnHeader/PreparerPersonGrp/PreparationDt02025-10-29
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0DENNIS MEEK
ReturnHeader/ReturnTs02025-10-30T11:15:32-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02024-07-01
ReturnHeader/TaxPeriodEndDt02025-06-30
ReturnHeader/TaxYr02024

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