Civic Intelligence

Ocean Springs Chamber of Commerce

EIN 64-0588067 • 501(c)6 • Ocean Springs, MS

Profile

The enhancement of the business, educational, art, and tourism environment in the community of ocean springs.

1000 Washington AveOcean Springs, MS 39564

oceanspringschamber.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

47th percentile

0.03x

Higher debt load relative to assets than 47% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2024

Liabilities / Revenue

49th percentile

0.04x

Higher debt load relative to revenue than 49% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2024

Net Margin

19th percentile

-8.6%

Higher net margin than 19% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Source year 2024

Top Officer Pay

49th percentile

$0

Higher top officer pay than 49% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • $500k-$1M nonprofits • Source year 2024

Asset Growth

22nd percentile

-8.5%

Faster asset growth than 22% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Revenue Growth

13th percentile

-14%

Faster revenue growth than 13% of similar nonprofits.

501(c)6 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets47th percentile

Assets

Down

$685,298

Down $63,371 (-8.5%) from 2023

Liabilities

Down

$23,040

Down $13,506 (-37%) from 2023

Net Assets

Down

$662,258

Down $49,865 (-7.0%) from 2023

Operations
Liabilities / Revenue49th percentileNet Margin19th percentile

Revenue

Down

$582,136

Down $96,585 (-14%) from 2023

Expenses

Up

$632,001

Up $31,767 (+5.3%) from 2023

Net Income

Down

-$49,865

Down $128,352 (-164%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth22nd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$800K$600K$400K$200K$0Assets 2010: $376,893Liabilities 2010: $8,468Net Assets 2010: $368,4252010Assets 2011: $431,712Liabilities 2011: $7,511Net Assets 2011: $424,2012011Assets 2012: $421,086Liabilities 2012: $7,603Net Assets 2012: $413,4832012Assets 2013: $443,546Liabilities 2013: $59,430Net Assets 2013: $384,1162013Assets 2014: $348,441Liabilities 2014: $14,177Net Assets 2014: $334,2642014Assets 2015: $375,284Liabilities 2015: $21,721Net Assets 2015: $353,5632015Assets 2016: $465,124Liabilities 2016: $12,203Net Assets 2016: $452,9212016Assets 2017: $548,109Liabilities 2017: $17,228Net Assets 2017: $530,8812017Assets 2018: $664,032Liabilities 2018: $81,619Net Assets 2018: $582,4132018Assets 2019: $639,487Liabilities 2019: $16,233Net Assets 2019: $623,2542019Assets 2020: $608,740Liabilities 2020: $53,428Net Assets 2020: $555,3122020Assets 2021: $645,814Liabilities 2021: $60,222Net Assets 2021: $585,5922021Assets 2022: $631,311Liabilities 2022: $13,723Net Assets 2022: $617,5882022Assets 2023: $748,669Liabilities 2023: $36,546Net Assets 2023: $712,1232023Assets 2024: $685,298Liabilities 2024: $23,040Net Assets 2024: $662,2582024

Highlighted filing

2024

Assets$685,298
Liabilities$23,040
Net Assets$662,258
Open 2024 Filing

Operations Trend

Revenue Growth13th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$800K$600K$400K$200K$0-$200KExpenses 2010: $494,8272010Expenses 2011: $393,0882011Expenses 2012: $483,4832012Revenue 2013: $529,227Expenses 2013: $548,005Net Income 2013: -$18,7782013Revenue 2014: $459,573Expenses 2014: $502,925Net Income 2014: -$43,3522014Revenue 2015: $469,569Expenses 2015: $450,270Net Income 2015: $19,2992015Revenue 2016: $474,740Expenses 2016: $375,382Net Income 2016: $99,3582016Revenue 2017: $488,956Expenses 2017: $410,996Net Income 2017: $77,9602017Revenue 2018: $463,891Expenses 2018: $412,359Net Income 2018: $51,5322018Revenue 2019: $490,951Expenses 2019: $450,110Net Income 2019: $40,8412019Revenue 2020: $376,958Expenses 2020: $445,440Net Income 2020: -$68,4822020Revenue 2021: $496,052Expenses 2021: $467,892Net Income 2021: $28,1602021Revenue 2022: $542,948Expenses 2022: $514,396Net Income 2022: $28,5522022Revenue 2023: $678,721Expenses 2023: $600,234Net Income 2023: $78,4872023Revenue 2024: $582,136Expenses 2024: $632,001Net Income 2024: -$49,8652024

Highlighted filing

2024

Revenue$582,136
Expenses$632,001
Net Income-$49,865
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$685,298
Liabilities
$23,040
Net assets
$662,258
Revenue
$582,136
Expenses
$632,001
Net income
-$49,865
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.85$0.23$6.62$5.82$6.32$0.50
2023Detailed filing. Detailed filing data is available for this year.$7.49$0.37$7.12$6.79$6.00$0.78
2022Detailed filing. Detailed filing data is available for this year.$6.31$0.14$6.18$5.43$5.14$0.29
2021Detailed filing. Detailed filing data is available for this year.$6.46$0.60$5.86$4.96$4.68$0.28
2020Detailed filing. Detailed filing data is available for this year.$6.09$0.53$5.55$3.77$4.45$0.68
2019Detailed filing. Detailed filing data is available for this year.$6.39$0.16$6.23$4.91$4.50$0.41
2018Detailed filing. Detailed filing data is available for this year.$6.64$0.82$5.82$4.64$4.12$0.52
2017Detailed filing. Detailed filing data is available for this year.$5.48$0.17$5.31$4.89$4.11$0.78
2016Detailed filing. Detailed filing data is available for this year.$4.65$0.12$4.53$4.75$3.75$0.99
2015Detailed filing. Detailed filing data is available for this year.$3.75$0.22$3.54$4.70$4.50$0.19
2014Detailed filing. Detailed filing data is available for this year.$3.48$0.14$3.34$4.60$5.03$0.43
2013Detailed filing. Detailed filing data is available for this year.$4.44$0.59$3.84$5.29$5.48$0.19
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.21$0.08$4.13$4.83
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.32$0.08$4.24$3.93
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.77$0.08$3.68$4.95
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Sep 9, 2025
Return Version
2024v5.0
Gross Receipts
$582,136
Mission and Program Overview

Mission

The enhancement of the business, educational, art, and tourism environment in the community of ocean springs.

Balance Sheet Detail
LineBeginningEndChange
Assets
Rtn Earn Endowment Incm Other Fnds$712,123$662,258▼ $49,865
Savings and Temporary Cash Investments$273,457$287,064▲ $13,607
Land, Buildings, and Equipment, Net$220,082$210,777▼ $9,305
Cash and Non-Interest-Bearing Accounts$239,332$171,659▼ $67,673
Total Assets$748,669$685,298▼ $63,371
Other Assets Total$15,798$15,798→ $0
Liabilities
Other Liabilities$36,546$23,040▼ $13,506
Total Liabilities$36,546$23,040▼ $13,506
Net Assets / Fund Balance
Total Net Assets Fund Balance$712,123$662,258▼ $49,865
Total Liabilities and Net Assets / Fund Balance$748,669$685,298▼ $63,371

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$146,614$390,978$537,592
Buildings$61,523$17,059$78,582
Land$2,640-$2,640
Compensation and Service Providers
Top Officer Pay49th percentile

Board Members and Trustees

NameTitle
Sandra CarterPresident
Caretta HallDirector
Dan MobleuyDirector
Dr Bill MooreDirector
Dr Nathan SumnerDirector
Jonathan BrannanDirector
Shirley LeroyDirector
Sydney BentzDirector
Trey BrennanDirector
Will TaylorDirector
Zane WellsDirector
Carol M StuartEx Officio
Cynthia SuttonExecutive Di
Chris CrockerSecretary
David ThompsonTreasurer
Jeff ShepherdVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$85,155
Program Service Revenue
$482,428
Investment Income
$14,283
Other Revenue
$270
Change in Net Assets
$-49,865
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$408,337
Salaries, Compensation, and Employee Benefits$223,664
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$161,783$40,446-$202,229
Advertising$107,701$7,872-$115,573
All Other Expenses$35,560$17,803-$53,363
Office Expenses$24,803$7,021-$31,824
Fees for Services Accounting$5,642$22,566-$28,208
Conferences and Meetings$15,793$7,090-$22,883
Payroll Taxes$12,778$3,195-$15,973
Depreciation Depletion$7,660$6,645-$14,305
Insurance$11,170$2,793-$13,963
Other Expenses$1,964$11,129-$13,093
Fees for Services Other$6,395$2,741-$9,136
Other Employee Benefits-$5,462-$5,462
Information Technology$3,101$1,502-$4,603
Travel$1,583$310-$1,893
Total Functional Expenses$485,214$146,787$0$632,001
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Current Liabilities$23,040
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“Copy of the 990 is provided to the finance committee at regular meetings prior to filing the return.”

Form 990, Page 6, Part VI, Line 15A

“Compensation approved by the board”

Form 990, Page 6, Part VI, Line 19

“Governing documents are provided to the public upon review of the request.”

Filing and Contact Details

Filer

Filer Name
Ocean Springs Chamber of Commerce
EIN
64-0588067
Phone
2288754424
Address
1000 WASHINGTON AVE, OCEAN SPRINGS, MS 39564

Signing Officer

Name
Cynthia Sutton
Title
Executive Director
Phone
2288754424
Signed
2025-09-09
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Cynthia Sutton
Formed
1949
Legal Domicile
Ms
Voting Board Members
16
Independent Board Members
16
Employees
9

Preparer

Firm
Jamie R Dent CPA LLC
Address
922 PORTER AVE STE 112, OCEAN SPRINGS, MS 39564-4657
Preparer
Jamie R Dent
Phone
2288757816
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4D

“Depreciation expense: program services”

Form 990, Part XI, Line 9

“Temporarilly restricted 0”

Raw XML AppendixShowing 400 of 427 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DEPRECIATION EXPENSE: PROGRAM SERVICES
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1COPY OF THE 990 IS PROVIDED TO THE FINANCE COMMITTEE AT REGULAR MEETINGS PRIOR TO FILING THE RETURN.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2COMPENSATION APPROVED BY THE BOARD
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3GOVERNING DOCUMENTS ARE PROVIDED TO THE PUBLIC UPON REVIEW OF THE REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4TEMPORARILLY RESTRICTED 0
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IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0OCEAN SPRINGS CHAMBER
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ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0CYNTHIA SUTTON

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