Civic Intelligence

Southwest Mississippi Planning And

EIN 64-0579795 • 501(c)3 • Natchez, MS

Profile

Economic development and grant writing for counties and municipalities, serving the elderly and revolving loan programs to eligible businesses and individuals.

100 South Wall StreetNatchez, MS 39120

swmpdd.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

41st percentile

0.11x

Higher debt load relative to assets than 41% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Liabilities / Revenue

43rd percentile

0.16x

Higher debt load relative to revenue than 43% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Net Margin

47th percentile

3.2%

Higher net margin than 47% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Top Officer Pay

15th percentile

$0

Higher top officer pay than 15% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Asset Growth

46th percentile

3.1%

Faster asset growth than 46% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Revenue Growth

52nd percentile

8.0%

Faster revenue growth than 52% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets41st percentile

Assets

Up

$15,732,971

Up $477,052 (+3.1%) from 2023

Liabilities

Up

$1,658,631

Up $179,115 (+12%) from 2023

Net Assets

Up

$14,074,340

Up $297,937 (+2.2%) from 2023

Operations
Liabilities / Revenue43rd percentileNet Margin47th percentile

Revenue

Up

$10,080,332

Up $748,099 (+8.0%) from 2023

Expenses

Up

$9,757,769

Up $647,403 (+7.1%) from 2023

Net Income

Up

$322,563

Up $100,696 (+45%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth46th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$20M$15M$10M$5.0M$0Assets 2010: $13,375,719Liabilities 2010: $2,375,645Net Assets 2010: $11,000,0742010Assets 2011: $14,165,400Liabilities 2011: $2,357,445Net Assets 2011: $11,807,9552011Assets 2012: $14,478,034Liabilities 2012: $1,576,565Net Assets 2012: $12,901,4692012Assets 2013: $14,740,860Liabilities 2013: $1,599,933Net Assets 2013: $13,140,9272013Assets 2014: $14,323,528Liabilities 2014: $1,602,426Net Assets 2014: $12,721,1022014Assets 2015: $13,913,306Liabilities 2015: $1,494,994Net Assets 2015: $12,418,3122015Assets 2016: $14,302,880Liabilities 2016: $1,433,706Net Assets 2016: $12,869,1742016Assets 2017: $14,495,656Liabilities 2017: $1,481,353Net Assets 2017: $13,014,3032017Assets 2018: $14,538,666Liabilities 2018: $1,540,596Net Assets 2018: $12,998,0702018Assets 2019: $14,571,048Liabilities 2019: $1,554,496Net Assets 2019: $13,016,5522019Assets 2020: $15,006,369Liabilities 2020: $1,575,620Net Assets 2020: $13,430,7492020Assets 2021: $14,931,557Liabilities 2021: $1,562,239Net Assets 2021: $13,369,3182021Assets 2022: $15,032,533Liabilities 2022: $1,463,690Net Assets 2022: $13,568,8432022Assets 2023: $15,255,919Liabilities 2023: $1,479,516Net Assets 2023: $13,776,4032023Assets 2024: $15,732,971Liabilities 2024: $1,658,631Net Assets 2024: $14,074,3402024

Highlighted filing

2024

Assets$15,732,971
Liabilities$1,658,631
Net Assets$14,074,340
Open 2024 Filing

Operations Trend

Revenue Growth52nd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$15M$10M$5.0M$0-$5.0MExpenses 2010: $12,607,8372010Expenses 2011: $11,493,6222011Expenses 2012: $8,004,2382012Revenue 2013: $7,536,556Expenses 2013: $7,223,104Net Income 2013: $313,4522013Revenue 2014: $7,914,276Expenses 2014: $8,403,567Net Income 2014: -$489,2912014Revenue 2015: $8,112,996Expenses 2015: $8,415,786Net Income 2015: -$302,7902015Revenue 2016: $8,557,712Expenses 2016: $8,106,850Net Income 2016: $450,8622016Revenue 2017: $8,391,311Expenses 2017: $8,246,182Net Income 2017: $145,1292017Revenue 2018: $8,064,907Expenses 2018: $8,081,140Net Income 2018: -$16,2332018Revenue 2019: $8,147,947Expenses 2019: $8,129,465Net Income 2019: $18,4822019Revenue 2020: $8,494,014Expenses 2020: $8,079,817Net Income 2020: $414,1972020Revenue 2021: $8,375,753Expenses 2021: $8,351,325Net Income 2021: $24,4282021Revenue 2022: $9,200,476Expenses 2022: $8,989,747Net Income 2022: $210,7292022Revenue 2023: $9,332,233Expenses 2023: $9,110,366Net Income 2023: $221,8672023Revenue 2024: $10,080,332Expenses 2024: $9,757,769Net Income 2024: $322,5632024

Highlighted filing

2024

Revenue$10,080,332
Expenses$9,757,769
Net Income$322,563
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$15,732,971
Liabilities
$1,658,631
Net assets
$14,074,340
Revenue
$10,080,332
Expenses
$9,757,769
Net income
$322,563
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$15.7$1.66$14.1$10.1$9.76$0.32
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$15.3$1.48$13.8$9.33$9.11$0.22
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$15.0$1.46$13.6$9.20$8.99$0.21
2021Detailed filing. Detailed filing data is available for this year.$14.9$1.56$13.4$8.38$8.35$0.02
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$15.0$1.58$13.4$8.49$8.08$0.41
2019Detailed filing. Detailed filing data is available for this year.$14.6$1.55$13.0$8.15$8.13$0.02
2018Detailed filing. Detailed filing data is available for this year.$14.5$1.54$13.0$8.06$8.08$0.02
2017Detailed filing. Detailed filing data is available for this year.$14.5$1.48$13.0$8.39$8.25$0.15
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$14.3$1.43$12.9$8.56$8.11$0.45
2015Detailed filing. Detailed filing data is available for this year.$13.9$1.49$12.4$8.11$8.42$0.30
2014Detailed filing. Detailed filing data is available for this year.$14.3$1.60$12.7$7.91$8.40$0.49
2013Summary only. Only limited summary data is available for this year.$14.7$1.60$13.1$7.54$7.22$0.31
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$14.5$1.58$12.9$8.00
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$14.2$2.36$11.8$11.5
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$13.4$2.38$11.0$12.6
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Oct 1, 2023 to Sep 30, 2024
Signed
Aug 13, 2025
Return Version
2023v6.0
Gross Receipts
$10,080,332
Mission and Program Overview

Mission

Economic development and grant writing for counties and municipalities, serving the elderly and revolving loan programs to eligible businesses and individuals.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$4,974,752$6,679,707▲ $1,704,955
Savings and Temporary Cash Investments$6,874,561$6,640,630▼ $233,931
Pledges and Grants Receivable$2,194,073$1,288,035▼ $906,038
Land, Buildings, and Equipment, Net$739,427$762,106▲ $22,679
Other Notes and Loans Receivable, Net$473,106$317,209▼ $155,897
Prepaid Expenses and Deferred Charges-$45,284-
Total Assets$15,255,919$15,732,971▲ $477,052
Liabilities
Accounts Payable and Accrued Expenses$1,241,040$1,565,146▲ $324,106
Mortgage Notes Payable Secured by Investment Property$143,434--
Deferred Revenue$91,517$92,330▲ $813
Grants Payable$3,525$1,155▼ $2,370
Total Liabilities$1,479,516$1,658,631▲ $179,115
Net Assets / Fund Balance
Net Assets With Donor Restrictions$13,776,403$14,074,340▲ $297,937
Total Net Assets Fund Balance$13,776,403$14,074,340▲ $297,937
Total Liabilities and Net Assets / Fund Balance$15,255,919$15,732,971▲ $477,052

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$320,038$803,144-
Land$24,738--
Equipment$417,330$513,297-
Compensation and Service Providers
Top Officer Pay15th percentile

Board Members and Trustees

NameTitle
Angela HutchinsBoard Member
Bobby JohnsonBoard Member
Brad a JonesBoard Member
Bruce WaltonBoard Member
Dave NicholsBoard Member
Diana GillardBoard Member
Earnest NewmanBoard Member
Eddie BrownBoard Member
Eddie StebbinsBoard Member
Helen HunterBoard Member
Jackie WhittingtonBoard Member
Jerry WilsonBoard Member
Jill BusbyBoard Member
Justin LoftonBoard Member
Kenyon JacksonBoard Member
Lane ReedBoard Member
Larry MontgomeryBoard Member
Marvin TolliverBoard Member
Mike LazarusBoard Member
Mildred HowardBoard Member
Nicole YoungBoard Member
Nolan WilliamsonBoard Member
Ricky GrayBoard Member
Robert AccardoBoard Member
Robert JonesBoard Member
Roger GinnBoard Member
Ronald HuntBoard Member
Samuel WhiteBoard Member
Shaun ThompsonBoard Member
Terrence YoungBoard Member
VacantBoard Member
Warren GainesBoard Member
Warren LeakeBoard Member
Willie WhiteBoard Member
Cantrell HammitteeBoard Memeber
Lloyd BullockBoard Memeber
Wirt L PetersonExecutive Director
Bobbi YoungAccountant
VacantBoad Memeber
Sophronia HughesFiscal Officer
Manfred EidtSupervisor
Revenue and Support

Revenue Composition

Contributions and Grants
$10,018,599
Program Service Revenue
$0
Investment Income
$61,733
Other Revenue
$0
All Other Contributions
$429,009
Change in Net Assets
$322,563

Audited Revenue Reconciliation

Revenue per Audited Statements
$10,080,332
Total Revenue per Audited Statements
$10,080,332
Total Revenue per Form 990
$10,080,332
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$5,188,338
Other Expenses$4,057,653
Grants and Similar Amounts Paid$511,778
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$2,970,113$587,935-$3,558,048
Pension Plan Contributions$210,647$379,571-$590,218
Grants to Domestic Orgs$511,778--$511,778
Other Employee Benefits$420,140$57,292-$477,432
Travel$308,518$25,145-$333,663
Payroll Taxes$263,135$21,702-$284,837
Current Officers, Directors, Trustees, and Key Employees-$277,803-$277,803
Other Expenses$214,137--$214,137
Office Expenses$169,431--$169,431
Occupancy$100,121--$100,121
Information Technology$87,457--$87,457
Depreciation Depletion$53,120--$53,120
Insurance$46,876--$46,876
Fees for Services Accounting$35,875--$35,875
Conferences and Meetings$16,126--$16,126
Advertising$6,766--$6,766
Interest$3,535--$3,535
Fees for Services Legal$2,100--$2,100
Total Functional Expenses$8,408,321$1,349,448$0$9,757,769

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$9,757,769
Total Expenses per Audited Statements$9,757,769
Total Expenses per Form 990$9,757,769
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
City of NatchezNatchez, MS-Aging Services$264,249
Claiborne County Human ResourcesPort Gibson, MS-Aging Services$195,544
Five County Public TransitPrentiss, MS-Aging Services$23,346
Copiah Lincoln Communtiy CollegeWesson, MS-Aging Services$19,639
Conrad Mord Attorney at LawTylertown, MS-Aging Services$9,000
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990 governing body review Part VI line 11

“The independent auditor advises the board of the audit report which is used in totality to prepare the 990. The board is advised that the fiscal officer prepared the 990. The board of directors will receive a copy of the 990 at the annual meeting.”

CEO executive director top management comp Part VI line 15A

“The executive committee of the board of directors reviews the annual budget, which includes compensation for all employees. The executive committee will then make a reccomendation to the entire board, then the board votes.”

Other officer or key employee compensation Part VI line 15B

“The executive committee of the board of directors reviews the annual budget, which includes compensation for all employees. The executive committee will then make a reccomendation to the entire board, then the board votes.”

Governing documents etc available to public Part VI line 19

“The general public can view our website and call the number listed to inquire about viewing our documents. Our website gives contact information should anyone wish to contact us about viewing our 990.”

Filing and Contact Details

Filer

Filer Name
Southwest Mississippi Planning and
EIN
64-0579795
Address
100 SOUTH WALL STREET, Natchez, MS 39120

Signing Officer

Name
Wirt L Peterson
Title
Executive Direc
Phone
6014466044
Signed
2025-08-13

Organization Details

Formed
1975
Legal Domicile
Ms
Voting Board Members
40
Independent Board Members
40
Employees
60
Raw XML AppendixShowing 400 of 727 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0ECONOMIC DEVELOPMENT AND GRANT WRITING FOR COUNTIES AND MUNICIPALITIES, SERVING THE ELDERLY AND REVOLVING LOAN PROGRAMS TO ELIGIBLE BUSINESSES AND INDIVIDUALS.
IRS990/AdvertisingGrp/ProgramServicesAmt06766
IRS990/AdvertisingGrp/TotalAmt06766
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IRS990/AuditCommitteeInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BooksInCareOfDetail/PersonNm0SOPHRONIA HUGHES
IRS990/BooksInCareOfDetail/PhoneNum06014466044
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0100 SOUTH WALL STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0Natchez
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MS
IRS990/BooksInCareOfDetail/USAddress/ZIPCd039120
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt04974752
IRS990/CashNonInterestBearingGrp/EOYAmt06679707
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt0277803
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IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt016126
IRS990/ConferencesMeetingsGrp/TotalAmt016126
IRS990/ConflictOfInterestPolicyInd0false
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt010018599
IRS990/CYGrantsAndSimilarPaidAmt0511778
IRS990/CYInvestmentIncomeAmt061733
IRS990/CYOtherExpensesAmt04057653
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IRS990/CYTotalExpensesAmt09757769
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IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt010080332
IRS990/DAFExcessBusinessHoldingsInd0false
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DeferredRevenueGrp/BOYAmt091517
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IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/ProgramServicesAmt053120
IRS990/DepreciationDepletionGrp/TotalAmt053120
IRS990/Desc0SERVICES FOR THE ELDERLY WHICH INCLUDES TRANSPORTATION, MEALS, HOMEMAKER, OUTREACH, INFORMATION AND REFERRAL, LEGAL, OMBUDSMAN, SENIOR CENTER, ADULT DAY CARE AND MEDICAID WAIVER.
IRS990/DescribedInSection501c3Ind0true
IRS990/DisregardedEntityInd0false
IRS990/DistributionToDonorInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRestrictionNetAssetsGrp/BOYAmt013776403
IRS990/DonorRestrictionNetAssetsGrp/EOYAmt014074340
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0false
IRS990/EmployeeCnt060
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/EngagedInExcessBenefitTransInd0false
IRS990/ExpenseAmt07673847
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditPerformedInd0true
IRS990/FederalGrantAuditRequiredInd0true
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt035875
IRS990/FeesForServicesAccountingGrp/TotalAmt035875
IRS990/FeesForServicesLegalGrp/ProgramServicesAmt02100
IRS990/FeesForServicesLegalGrp/TotalAmt02100
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form1098CFiledInd0false
IRS990/Form8282PropertyDisposedOfInd0false
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