Civic Intelligence

Troy Water Association

EIN 64-0565853 • 501(c)12 • Pontotoc, MS

Profile

Water delivery to rural customers

134 Taylor WayPontotoc, MS 38863
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

81st percentile

0.49x

Higher debt load relative to assets than 81% of similar nonprofits.

501(c)12 • $1M-$5M nonprofits • Source year 2025

Liabilities / Revenue

66th percentile

1.31x

Higher debt load relative to revenue than 66% of similar nonprofits.

501(c)12 • $1M-$5M nonprofits • Source year 2025

Net Margin

56th percentile

9.4%

Higher net margin than 56% of similar nonprofits.

501(c)12 • $1M-$5M nonprofits • Source year 2025

Top Officer Pay

68th percentile

$0

Higher top officer pay than 68% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)12 • $1M-$5M nonprofits • Source year 2025

Asset Growth

39th percentile

-0.6%

Faster asset growth than 39% of similar nonprofits.

501(c)12 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Revenue Growth

95th percentile

106%

Faster revenue growth than 95% of similar nonprofits.

501(c)12 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets81st percentile

Assets

Down

$1,402,708

Down $8,111 (-0.6%) from 2024

Liabilities

Down

$685,508

Down $57,399 (-7.7%) from 2024

Net Assets

Up

$717,200

Up $49,288 (+7.4%) from 2024

Operations
Liabilities / Revenue66th percentileNet Margin56th percentile

Revenue

Up

$524,373

Up $270,355 (+106%) from 2024

Expenses

Up

$475,085

Up $247,544 (+109%) from 2024

Net Income

Up

$49,288

Up $22,811 (+86%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth39th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.5M$1.0M$500K$0Assets 2011: $537,361Liabilities 2011: $343,035Net Assets 2011: $194,3262011Assets 2012: $535,317Liabilities 2012: $329,466Net Assets 2012: $205,8512012Assets 2013: $760,775Liabilities 2013: $536,278Net Assets 2013: $224,4972013Assets 2014: $960,102Liabilities 2014: $634,385Net Assets 2014: $325,7172014Assets 2015: $953,164Liabilities 2015: $604,130Net Assets 2015: $349,0342015Assets 2016: $942,771Liabilities 2016: $586,208Net Assets 2016: $356,5632016Assets 2017: $933,025Liabilities 2017: $566,142Net Assets 2017: $366,8832017Assets 2018: $1,449,019Liabilities 2018: $1,029,684Net Assets 2018: $419,3352018Assets 2019: $1,445,006Liabilities 2019: $984,311Net Assets 2019: $460,6952019Assets 2021: $1,468,687Liabilities 2021: $885,345Net Assets 2021: $583,3422021Assets 2022: $1,454,149Liabilities 2022: $839,618Net Assets 2022: $614,5312022Assets 2023: $1,432,771Liabilities 2023: $791,336Net Assets 2023: $641,4352023Assets 2024: $1,410,819Liabilities 2024: $742,907Net Assets 2024: $667,9122024Assets 2025: $1,402,708Liabilities 2025: $685,508Net Assets 2025: $717,2002025

Highlighted filing

2025

Assets$1,402,708
Liabilities$685,508
Net Assets$717,200
Open 2025 Filing

Operations Trend

Revenue Growth95th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0Revenue 2011: $131,833Expenses 2011: $121,869Net Income 2011: $9,9642011Revenue 2012: $127,684Expenses 2012: $116,158Net Income 2012: $11,5262012Revenue 2013: $138,022Expenses 2013: $119,376Net Income 2013: $18,6462013Revenue 2014: $245,436Expenses 2014: $144,216Net Income 2014: $101,2202014Revenue 2015: $162,319Expenses 2015: $139,002Net Income 2015: $23,3172015Revenue 2016: $166,876Expenses 2016: $159,347Net Income 2016: $7,5292016Revenue 2017: $169,041Expenses 2017: $158,721Net Income 2017: $10,3202017Revenue 2018: $229,759Expenses 2018: $177,306Net Income 2018: $52,4532018Revenue 2019: $234,821Expenses 2019: $193,461Net Income 2019: $41,3602019Revenue 2021: $242,451Expenses 2021: $179,170Net Income 2021: $63,2812021Revenue 2022: $230,700Expenses 2022: $199,511Net Income 2022: $31,1892022Revenue 2023: $251,079Expenses 2023: $224,175Net Income 2023: $26,9042023Revenue 2024: $254,018Expenses 2024: $227,541Net Income 2024: $26,4772024Revenue 2025: $524,373Expenses 2025: $475,085Net Income 2025: $49,2882025

Highlighted filing

2025

Revenue$524,373
Expenses$475,085
Net Income$49,288
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$1,402,708
Liabilities
$685,508
Net assets
$717,200
Revenue
$524,373
Expenses
$475,085
Net income
$49,288
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.40$0.69$0.72$0.52$0.48$0.05
2024Detailed filing. Detailed filing data is available for this year.$1.41$0.74$0.67$0.25$0.23$0.03
2023Detailed filing. Detailed filing data is available for this year.$1.43$0.79$0.64$0.25$0.22$0.03
2022Detailed filing. Detailed filing data is available for this year.$1.45$0.84$0.61$0.23$0.20$0.03
2021Detailed filing. Detailed filing data is available for this year.$1.47$0.89$0.58$0.24$0.18$0.06
2019Summary only. Only limited summary data is available for this year.$1.45$0.98$0.46$0.23$0.19$0.04
2018Summary only. Only limited summary data is available for this year.$1.45$1.03$0.42$0.23$0.18$0.05
2017Summary only. Only limited summary data is available for this year.$0.93$0.57$0.37$0.17$0.16$0.01
2016Summary only. Only limited summary data is available for this year.$0.94$0.59$0.36$0.17$0.16$0.01
2015Summary only. Only limited summary data is available for this year.$0.95$0.60$0.35$0.16$0.14$0.02
2014Summary only. Only limited summary data is available for this year.$0.96$0.63$0.33$0.25$0.14$0.10
2013Summary only. Only limited summary data is available for this year.$0.76$0.54$0.22$0.14$0.12$0.02
2012Summary only. Only limited summary data is available for this year.$0.54$0.33$0.21$0.13$0.12$0.01
2011Summary only. Only limited summary data is available for this year.$0.54$0.34$0.19$0.13$0.12$0.01
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Feb 26, 2026
Return Version
2025v4.0
Gross Receipts
$524,373
Mission and Program Overview

Mission

Water delivery to rural customers

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$836,179$1,060,396▲ $224,217
Rtn Earn Endowment Incm Other Fnds$667,912$717,200▲ $49,288
Savings and Temporary Cash Investments$240,716$312,511▲ $71,795
Cash and Non-Interest-Bearing Accounts$312,629$15,948▼ $296,681
Accounts Receivable$21,295$13,853▼ $7,442
Total Assets$1,410,819$1,402,708▼ $8,111
Liabilities
Other Liabilities$730,754$674,644▼ $56,110
Accounts Payable and Accrued Expenses$12,153$10,864▼ $1,289
Total Liabilities$742,907$685,508▼ $57,399
Net Assets / Fund Balance
Total Net Assets Fund Balance$667,912$717,200▲ $49,288
Total Liabilities and Net Assets / Fund Balance$1,410,819$1,402,708▼ $8,111

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$1,049,971$938,650$1,988,621
Land$10,425-$10,425
Compensation and Service Providers
Top Officer Pay68th percentile

Board Members and Trustees

NameTitle
Larry PoePresident
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$518,249
Investment Income
$6,124
Other Revenue
$0
Change in Net Assets
$49,288
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$475,085
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Legal---$222,945
Depreciation Depletion---$41,570
Other Expenses---$21,826
Interest---$17,754
All Other Expenses---$11,288
Insurance---$5,918
Office Expenses---$2,759
Fees for Services Accounting---$2,400
Advertising---$1,129
Total Functional Expenses$0$0$0$475,085
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Notes Payable$629,599
Meter Deposits$28,195
Memberships$16,850
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“Reviews at annual meeting”

Form 990, Page 6, Part VI, Line 19

“Public can view any documents by contacting board president”

Filing and Contact Details

Filer

Filer Name
Troy Water Association
EIN
64-0565853
Address
134 TAYLOR WAY, PONTOTOC, MS 38863

Signing Officer

Name
Larry Poe
Title
President
Phone
6624897808
Signed
2026-02-26

Organization Details

Principal Officer
Larry Poe
Voting Board Members
5
Independent Board Members
5
Employees
0

Preparer

Firm
Stegall & Associates Pllc
Address
100 WEST REYNOLDS STREET, PONTOTOC, MS 38863
Preparer
Hayden M Stegall CPA
Phone
6624896021
Raw XML Appendix238 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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