Civic Intelligence

Better Business Bureau Of

990 • Fiscal year 2017 • EIN 64-0426730

Jan 01, 2017 to Dec 31, 2017 • Filed on Aug 07, 2018

660 Katherine Dr Ste 400Flowood, MS 39232

(601) 707-0960

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

21st percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2017 filings • 501(c)6 • $500k-$1M nonprofits • Source year 2017

Liabilities / Revenue

21st percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2017 filings • 501(c)6 • $500k-$1M nonprofits • Source year 2017

Net Margin

47th percentile

2.9%

Higher net margin than 47% of similar nonprofits.

2017 filings • 501(c)6 • $500k-$1M nonprofits • Source year 2017

Top Officer Pay

58th percentile

$79,272

Higher top officer pay than 58% of similar nonprofits.

Top officer pay equals 10.3% of source-year revenue.

2017 filings • 501(c)6 • $500k-$1M nonprofits • Source year 2017

Asset Growth

68th percentile

12%

Faster asset growth than 68% of similar nonprofits.

2017 filings • 501(c)6 • $500k-$1M nonprofits • Annualized from 2016 to 2017

Revenue Growth

53rd percentile

3.5%

Faster revenue growth than 53% of similar nonprofits.

2017 filings • 501(c)6 • $500k-$1M nonprofits • Annualized from 2016 to 2017

Assets

Up

$212,065

Up $22,596 (+12%) from 2016

Net Assets

Up

$212,065

Up $22,596 (+12%) from 2016

Liabilities

Flat

$0

Flat from 2016

Revenue

Up

$769,642

Up $26,292 (+3.5%) from 2016

Expenses

Up

$747,046

Up $21,267 (+2.9%) from 2016

Net Income

Up

$22,596

Up $5,025 (+29%) from 2016

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$800K$600K$400K$200K$0Assets 2010: $32,745Liabilities 2010: $0Net Assets 2010: $32,7452010Assets 2011: $49,882Liabilities 2011: $0Net Assets 2011: $49,8822011Assets 2012: $110,749Liabilities 2012: $0Net Assets 2012: $110,7492012Assets 2013: $103,955Liabilities 2013: $0Net Assets 2013: $103,9552013Assets 2014: $119,983Liabilities 2014: $0Net Assets 2014: $119,9832014Assets 2015: $171,898Liabilities 2015: $0Net Assets 2015: $171,8982015Assets 2016: $189,469Liabilities 2016: $0Net Assets 2016: $189,4692016Assets 2017: $212,065Liabilities 2017: $0Net Assets 2017: $212,0652017Assets 2018: $250,906Liabilities 2018: $0Net Assets 2018: $250,9062018Assets 2019: $315,468Liabilities 2019: $0Net Assets 2019: $315,4682019Assets 2020: $402,483Liabilities 2020: $0Net Assets 2020: $402,4832020Assets 2021: $519,938Liabilities 2021: $0Net Assets 2021: $519,9382021Assets 2022: $677,320Liabilities 2022: $67,216Net Assets 2022: $610,1042022Assets 2023: $705,467Liabilities 2023: $33,356Net Assets 2023: $672,1112023Assets 2024: $799,018Liabilities 2024: $108,291Net Assets 2024: $690,7272024

Highlighted filing

2017

Assets$212,065
Liabilities$0
Net Assets$212,065

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.5M$1.0M$500K$0-$500KExpenses 2010: $729,0572010Expenses 2011: $599,5422011Expenses 2012: $557,2012012Revenue 2013: $589,478Expenses 2013: $596,272Net Income 2013: -$6,7942013Revenue 2014: $650,447Expenses 2014: $634,419Net Income 2014: $16,0282014Revenue 2015: $686,487Expenses 2015: $634,572Net Income 2015: $51,9152015Revenue 2016: $743,350Expenses 2016: $725,779Net Income 2016: $17,5712016Revenue 2017: $769,642Expenses 2017: $747,046Net Income 2017: $22,5962017Revenue 2018: $858,740Expenses 2018: $819,899Net Income 2018: $38,8412018Revenue 2019: $831,948Expenses 2019: $767,386Net Income 2019: $64,5622019Revenue 2020: $906,189Expenses 2020: $819,174Net Income 2020: $87,0152020Revenue 2021: $1,010,466Expenses 2021: $893,011Net Income 2021: $117,4552021Revenue 2022: $970,561Expenses 2022: $880,395Net Income 2022: $90,1662022Revenue 2023: $983,705Expenses 2023: $921,698Net Income 2023: $62,0072023Revenue 2024: $930,724Expenses 2024: $912,108Net Income 2024: $18,6162024

Highlighted filing

2017

Revenue$769,642
Expenses$747,046
Net Income$22,596
Jump To
Filing Snapshot
Filing Period
Jan 1, 2017 to Dec 31, 2017
Signed
Aug 7, 2018
Return Version
2017v2.3
Gross Receipts
$769,642
Mission and Program Overview

Mission

To be the leader in advancing marketplace trust. Better business bureau of mississippi inc. Accomplishes this mission by: 1. Creating a community of trustworthy businesses. 2. Setting standards for marketplace trust. 3. Encouraging and supporting best practices. 4. Celebrating marketplace role models. 5. Denouncing substandard marketplace behavior.

To be the leader in advancing marketplace trust.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$182,902$206,494▲ $23,592
Land, Buildings, and Equipment, Net$1,113$113▼ $1,000
Cash and Non-Interest-Bearing Accounts$-4--
Total Assets$189,469$212,065▲ $22,596
Other Assets Total$5,458$5,458→ $0
Liabilities
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Unrestricted Net Assets$189,469$212,065▲ $22,596
Total Net Assets Fund Balance$189,469$212,065▲ $22,596
Total Liabilities and Net Assets / Fund Balance$189,469$212,065▲ $22,596

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$113$52,836$52,949
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
JOHN O'HARAPresident/ceFT$79,272$79,272
Jackie WarrenVP of OperatFT$65,889$65,889

Board Members and Trustees

NameTitle
Foster EllisChairman
Karen Preston-morfVice Chair
Bob CunninghamDirector
Charitie MeachamDirector
Felicia GavinDirector
John SchroderDirector
Melvin WilsonDirector
Michael RushDirector
Mike BarfieldDirector
Pam PybassDirector
Travis MooreDirector
Derrick GodfreyCounsel
Jeff TaylorImmediate Pa
John YowSecretary
Troy DouglasTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$694,286
Program Service Revenue
$74,979
Investment Income
$377
Other Revenue
$0
Change in Net Assets
$22,596
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$538,094
Other Expenses$208,952
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$495,709
Occupancy---$45,697
Payroll Taxes---$42,385
Insurance---$30,351
Office Expenses---$24,740
Advertising---$16,626
Other Expenses---$6,202
Travel---$6,143
Fees for Services Accounting---$3,600
All Other Expenses---$3,045
Conferences and Meetings---$2,007
Depreciation Depletion---$1,000
Total Functional Expenses$0$0$0$747,046
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

Better business bureau of mississippi consists of member companies. Once a year, there is an all member vote for the upcoming year's slate of board members.

Form 990, Page 6, Part VI, Line 7A

Better business bureau of mississippi consists of member companies. Once a year, there is an all member vote for the upcoming year's slate of board members.

Form 990, Page 6, Part VI, Line 11B

A draft of form 990 is provided to the board of directors. The draft is reviewed/discussed and any qestions brought up by the board members are answered and/or cleared before the return is filed.

Form 990, Page 6, Part VI, Line 12C

Officers, directors and employees must disclose, no later than 30 days after the beginning of each calendar year, to the board, all financial, business, community and other relationships that may present a conflict of interest with the work or service performed for or other activities engaged in by the better business bureau of mississippi inc.

Form 990, Page 6, Part VI, Line 15A

The executive committee of the better business bureau of mississippi inc. Shall determine the ceo's base salary and any additional compensation each year based upon its assessment of the bureau's operations and projected budget. This is performed by a group of individuals who are independent of the ceo and it is based on data for comparable positions.

Form 990, Page 6, Part VI, Line 15B

DETERMINED BY MANAGEMENT

Form 990, Page 6, Part VI, Line 19

UPON REQUEST

Filing and Contact Details

Filer

Filer Name
Better Business Bureau of
EIN
64-0426730
Phone
6017070960
Address
660 KATHERINE DR STE 400, FLOWOOD, MS 39232

Signing Officer

Name
JOHN O'HARA
Title
President/CEO
Phone
6017070960
Signed
2018-08-07

Organization Details

Principal Officer
JOHN O'HARA
Formed
1964
Legal Domicile
Ms
Voting Board Members
18
Independent Board Members
18
Employees
17

Preparer

Firm
Summers Green & Leroux Llp
Address
625 HIGHLAND COLONY PKWY STE 104, RIDGELAND, MS 39157-8837
Preparer
Philip D Leroux
Phone
6019820825
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

To be the leader in advancing marketplace trust. Better business bureau of mississippi inc. Accomplishes this mission by: 1. Creating a community of trustworthy businesses. 2. Setting standards for marketplace trust. 3. Encouraging and supporting best practices. 4. Celebrating marketplace role models. 5. Denouncing substandard marketplace behavior.

Raw XML Appendix370 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt02145
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IRS990/PYContributionsGrantsAmt0668543
IRS990/PYInvestmentIncomeAmt0336
IRS990/PYOtherExpensesAmt0341547
IRS990/PYProgramServiceRevenueAmt074471
IRS990/PYRevenuesLessExpensesAmt017571
IRS990/PYSalariesCompEmpBnftPaidAmt0384232
IRS990/PYTotalExpensesAmt0725779
IRS990/PYTotalRevenueAmt0743350
IRS990/ReconcilationRevenueExpnssAmt022596
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0182902
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0206494
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IRS990ScheduleD/EquipmentGrp/BookValueAmt0113
IRS990ScheduleD/EquipmentGrp/DepreciationAmt052836
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt052949
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0113
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0TO BE THE LEADER IN ADVANCING MARKETPLACE TRUST. BETTER BUSINESS BUREAU OF MISSISSIPPI INC. ACCOMPLISHES THIS MISSION BY: 1. CREATING A COMMUNITY OF TRUSTWORTHY BUSINESSES. 2. SETTING STANDARDS FOR MARKETPLACE TRUST. 3. ENCOURAGING AND SUPPORTING BEST PRACTICES. 4. CELEBRATING MARKETPLACE ROLE MODELS. 5. DENOUNCING SUBSTANDARD MARKETPLACE BEHAVIOR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1BETTER BUSINESS BUREAU OF MISSISSIPPI CONSISTS OF MEMBER COMPANIES. ONCE A YEAR, THERE IS AN ALL MEMBER VOTE FOR THE UPCOMING YEAR'S SLATE OF BOARD MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2BETTER BUSINESS BUREAU OF MISSISSIPPI CONSISTS OF MEMBER COMPANIES. ONCE A YEAR, THERE IS AN ALL MEMBER VOTE FOR THE UPCOMING YEAR'S SLATE OF BOARD MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3A DRAFT OF FORM 990 IS PROVIDED TO THE BOARD OF DIRECTORS. THE DRAFT IS REVIEWED/DISCUSSED AND ANY QESTIONS BROUGHT UP BY THE BOARD MEMBERS ARE ANSWERED AND/OR CLEARED BEFORE THE RETURN IS FILED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4OFFICERS, DIRECTORS AND EMPLOYEES MUST DISCLOSE, NO LATER THAN 30 DAYS AFTER THE BEGINNING OF EACH CALENDAR YEAR, TO THE BOARD, ALL FINANCIAL, BUSINESS, COMMUNITY AND OTHER RELATIONSHIPS THAT MAY PRESENT A CONFLICT OF INTEREST WITH THE WORK OR SERVICE PERFORMED FOR OR OTHER ACTIVITIES ENGAGED IN BY THE BETTER BUSINESS BUREAU OF MISSISSIPPI INC.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE EXECUTIVE COMMITTEE OF THE BETTER BUSINESS BUREAU OF MISSISSIPPI INC. SHALL DETERMINE THE CEO'S BASE SALARY AND ANY ADDITIONAL COMPENSATION EACH YEAR BASED UPON ITS ASSESSMENT OF THE BUREAU'S OPERATIONS AND PROJECTED BUDGET. THIS IS PERFORMED BY A GROUP OF INDIVIDUALS WHO ARE INDEPENDENT OF THE CEO AND IT IS BASED ON DATA FOR COMPARABLE POSITIONS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6DETERMINED BY MANAGEMENT
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7UPON REQUEST
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 - ORGANIZATION'S MISSION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 19
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IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0MS
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0189469
IRS990/TotalAssetsEOYAmt0212065
IRS990/TotalAssetsGrp/BOYAmt0189469
IRS990/TotalAssetsGrp/EOYAmt0212065
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt0694286
IRS990/TotalEmployeeCnt017
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0747046
IRS990/TotalGrossUBIAmt02145
IRS990/TotalLiabilitiesEOYAmt00
IRS990/TotalLiabilitiesGrp/BOYAmt00
IRS990/TotalLiabilitiesGrp/EOYAmt00
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0189469
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0212065
IRS990/TotalProgramServiceRevenueAmt074979
IRS990/TotalReportableCompFromOrgAmt0145161
IRS990/TotalRevenueGrp/ExclusionAmt0377
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt072834
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0769642
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt02145
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0189469
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0212065
IRS990/TravelGrp/TotalAmt06143
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0true
IRS990/UnrestrictedNetAssetsGrp/BOYAmt0189469
IRS990/UnrestrictedNetAssetsGrp/EOYAmt0212065
IRS990/UponRequestInd0X
IRS990/VotingMembersGoverningBodyCnt018
IRS990/VotingMembersIndependentCnt018
IRS990/WebsiteAddressTxt0WWW.MS.BBB.ORG
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02018-06-14 16:35:46Z
ReturnHeader/BusinessOfficerGrp/PersonNm0JOHN O'HARA
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT/CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum06017070960
ReturnHeader/BusinessOfficerGrp/SignatureDt02018-08-07
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0BETTER BUSINESS BUREAU OF
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0MISSISSIPPI
ReturnHeader/Filer/BusinessNameControlTxt0BETT
ReturnHeader/Filer/EIN0640426730
ReturnHeader/Filer/PhoneNum06017070960
ReturnHeader/Filer/USAddress/AddressLine1Txt0660 KATHERINE DR STE 400
ReturnHeader/Filer/USAddress/CityNm0FLOWOOD
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MS
ReturnHeader/Filer/USAddress/ZIPCd039232
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId02AF561AED5CF417DF4A8F4480DC7452C8E7912DA
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId03C55BDE8F5BB5030E2F9B5B1332D0CCBD14F63D3
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt0167.68.16.49
ReturnHeader/FilingSecurityInformation/IPDt02018-08-31
ReturnHeader/FilingSecurityInformation/IPTimezoneCd0CD
ReturnHeader/FilingSecurityInformation/IPTm016:55:41
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0640853461
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0SUMMERS GREEN & LEROUX LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0625 HIGHLAND COLONY PKWY STE 104
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0RIDGELAND
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0391578837
ReturnHeader/PreparerPersonGrp/PhoneNum06019820825
ReturnHeader/PreparerPersonGrp/PreparationDt02018-08-08
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0PHILIP D LEROUX
ReturnHeader/ReturnTs02018-08-31T16:55:41-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02017-01-01
ReturnHeader/TaxPeriodEndDt02017-12-31
ReturnHeader/TaxYr02017

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.80$0.11$0.69$0.93$0.91$0.02
2023Detailed filing. Detailed filing data is available for this year.$0.71$0.03$0.67$0.98$0.92$0.06
2022Detailed filing. Detailed filing data is available for this year.$0.68$0.07$0.61$0.97$0.88$0.09
2021Detailed filing. Detailed filing data is available for this year.$0.52$0.00$0.52$1.01$0.89$0.12
2020Detailed filing. Detailed filing data is available for this year.$0.40$0.00$0.40$0.91$0.82$0.09
2019Detailed filing. Detailed filing data is available for this year.$0.32$0.00$0.32$0.83$0.77$0.06
2018Detailed filing. Detailed filing data is available for this year.$0.25$0.00$0.25$0.86$0.82$0.04
2017Detailed filing. Detailed filing data is available for this year.$0.21$0.00$0.21$0.77$0.75$0.02
2016Detailed filing. Detailed filing data is available for this year.$0.19$0.00$0.19$0.74$0.73$0.02
2015Detailed filing. Detailed filing data is available for this year.$0.17$0.00$0.17$0.69$0.63$0.05
2014Detailed filing. Detailed filing data is available for this year.$0.12$0.00$0.12$0.65$0.63$0.02
2013Detailed filing. Detailed filing data is available for this year.$0.10$0.00$0.10$0.59$0.60$0.01
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.11$0.00$0.11$0.56
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.05$0.00$0.05$0.60
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.03$0.00$0.03$0.73