Civic Intelligence

Oxford-Lafayette County Chamber Of

EIN 64-0217037 • 501(c)6 • Oxford, MS

View Organization Page

Profile

To promote business and tourism.

299 W Jackson AveOxford, MS 38655

oxfordms.com/CHAMBER-OF-COMMERCE

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

12th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • $1M-$5M nonprofits • Source year 2025

Liabilities / Revenue

13th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • $1M-$5M nonprofits • Source year 2025

Net Margin

43rd percentile

2.3%

Higher net margin than 43% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2025

Top Officer Pay

41st percentile

$107,328

Higher top officer pay than 41% of similar nonprofits.

Top officer pay equals 11.0% of source-year revenue.

501(c)6 • $1M-$5M nonprofits • Source year 2025

Asset Growth

51st percentile

5.8%

Faster asset growth than 51% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Revenue Growth

24th percentile

-3.6%

Faster revenue growth than 24% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets12th percentile

Assets

Up

$496,832

Up $27,404 (+5.8%) from 2024

Liabilities

Flat

$0

Flat from 2024

Net Assets

Up

$496,832

Up $27,404 (+5.8%) from 2024

Operations
Liabilities / Revenue13th percentileNet Margin43rd percentile

Revenue

Down

$972,495

Down $36,225 (-3.6%) from 2024

Expenses

Down

$949,691

Down $12,133 (-1.3%) from 2024

Net Income

Down

$22,804

Down $24,092 (-51%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth51st percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$600K$400K$200K$0Assets 2010: $196,413Liabilities 2010: $13,270Net Assets 2010: $183,1432010Assets 2012: $204,816Liabilities 2012: $14,435Net Assets 2012: $190,3812012Assets 2013: $227,295Liabilities 2013: $31,979Net Assets 2013: $195,3162013Assets 2014: $225,667Liabilities 2014: $34,261Net Assets 2014: $191,4062014Assets 2015: $236,864Liabilities 2015: $29,624Net Assets 2015: $207,2402015Assets 2016: $352,980Liabilities 2016: $34,577Net Assets 2016: $318,4032016Assets 2017: $371,964Liabilities 2017: $48,122Net Assets 2017: $323,8422017Assets 2018: $383,164Liabilities 2018: $54,277Net Assets 2018: $328,8872018Assets 2019: $423,061Liabilities 2019: $61,600Net Assets 2019: $361,4612019Assets 2020: $388,213Liabilities 2020: $0Net Assets 2020: $388,2132020Assets 2021: $410,571Liabilities 2021: $0Net Assets 2021: $410,5712021Assets 2022: $416,217Liabilities 2022: $0Net Assets 2022: $416,2172022Assets 2023: $422,532Liabilities 2023: $0Net Assets 2023: $422,5322023Assets 2024: $469,428Liabilities 2024: $0Net Assets 2024: $469,4282024Assets 2025: $496,832Liabilities 2025: $0Net Assets 2025: $496,8322025

Highlighted filing

2025

Assets$496,832
Liabilities$0
Net Assets$496,832
Open 2025 Filing

Operations Trend

Revenue Growth24th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.5M$1.0M$500K$0-$500KRevenue 2010: $664,031Expenses 2010: $655,696Net Income 2010: $8,3352010Revenue 2012: $702,855Expenses 2012: $695,824Net Income 2012: $7,0312012Revenue 2013: $736,891Expenses 2013: $731,956Net Income 2013: $4,9352013Revenue 2014: $693,084Expenses 2014: $696,994Net Income 2014: -$3,9102014Revenue 2015: $801,802Expenses 2015: $785,968Net Income 2015: $15,8342015Revenue 2016: $745,681Expenses 2016: $762,274Net Income 2016: -$16,5932016Revenue 2017: $793,215Expenses 2017: $787,776Net Income 2017: $5,4392017Revenue 2018: $762,894Expenses 2018: $757,849Net Income 2018: $5,0452018Revenue 2019: $813,903Expenses 2019: $781,553Net Income 2019: $32,3502019Revenue 2020: $717,176Expenses 2020: $752,023Net Income 2020: -$34,8472020Revenue 2021: $662,818Expenses 2021: $640,460Net Income 2021: $22,3582021Revenue 2022: $722,368Expenses 2022: $716,722Net Income 2022: $5,6462022Revenue 2023: $857,089Expenses 2023: $850,774Net Income 2023: $6,3152023Revenue 2024: $1,008,720Expenses 2024: $961,824Net Income 2024: $46,8962024Revenue 2025: $972,495Expenses 2025: $949,691Net Income 2025: $22,8042025

Highlighted filing

2025

Revenue$972,495
Expenses$949,691
Net Income$22,804
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$496,832
Liabilities
$0
Net assets
$496,832
Revenue
$972,495
Expenses
$949,691
Net income
$22,804
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.50$0.00$0.50$0.97$0.95$0.02
2024Detailed filing. Detailed filing data is available for this year.$0.47$0.00$0.47$1.01$0.96$0.05
2023Detailed filing. Detailed filing data is available for this year.$0.42$0.00$0.42$0.86$0.85$0.01
2022Detailed filing. Detailed filing data is available for this year.$0.42$0.00$0.42$0.72$0.72$0.01
2021Detailed filing. Detailed filing data is available for this year.$0.41$0.00$0.41$0.66$0.64$0.02
2020Detailed filing. Detailed filing data is available for this year.$0.39$0.00$0.39$0.72$0.75$0.03
2019Detailed filing. Detailed filing data is available for this year.$0.42$0.06$0.36$0.81$0.78$0.03
2018Detailed filing. Detailed filing data is available for this year.$0.38$0.05$0.33$0.76$0.76$0.01
2017Detailed filing. Detailed filing data is available for this year.$0.37$0.05$0.32$0.79$0.79$0.01
2016Detailed filing. Detailed filing data is available for this year.$0.35$0.03$0.32$0.75$0.76$0.02
2015Detailed filing. Detailed filing data is available for this year.$0.24$0.03$0.21$0.80$0.79$0.02
2014Summary only. Only limited summary data is available for this year.$0.23$0.03$0.19$0.69$0.70$0.00
2013Summary only. Only limited summary data is available for this year.$0.23$0.03$0.20$0.74$0.73$0.00
2012Summary only. Only limited summary data is available for this year.$0.20$0.01$0.19$0.70$0.70$0.01
2010Summary only. Only limited summary data is available for this year.$0.20$0.01$0.18$0.66$0.66$0.01
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Jan 12, 2026
Return Version
2024v5.0
Gross Receipts
$1,066,763
Mission and Program Overview

Mission

To promote business and tourism.

Promote business & tourism

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$266,765$265,798▼ $967
Savings and Temporary Cash Investments$115,409$155,411▲ $40,002
Cash and Non-Interest-Bearing Accounts$87,254$75,623▼ $11,631
Total Assets$469,428$496,832▲ $27,404
Liabilities
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$469,428$496,832▲ $27,404
Total Net Assets Fund Balance$469,428$496,832▲ $27,404
Total Liabilities and Net Assets / Fund Balance$469,428$496,832▲ $27,404

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$250,000-$250,000
Other Land Buildings$15,798$4,593$20,391
Compensation and Service Providers
Top Officer Pay41st percentile

Employees

NameTitleFull / Part TimeBaseTotal
Pam SwainPresident/ceFT$107,328$107,328

Board Members and Trustees

NameTitle
Tony DealChairman
Erin SmithVice Chairma
Andy ReynoldsDirector
Ben RequetDirector
Brent LarsonDirector
David KrouseDirector
Eathen RaineyDirector
Jessica WindhamDirector
Jordan CarterDirector
Josh McglawnDirector
Kurt BrummettDirector
Lisa StoutDirector
Marlin WilliamsDirector
Mason RivesDirector
Mike RobertsDirector
Peyton WarringtonDirector
Prema BalachandranDirector
Ramesh RetnamDirector
Rebecca AlexanderDirector
Sharon GraceDirector
Sydney FieldsDirector
Tim GordonDirector
Tracie RiddleDirector
Wayne AndrewsDirector
Zach BonnerDirector
Matt MccrawTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$667,993
Program Service Revenue
$176,957
Investment Income
$392
Other Revenue
$127,153
Change in Net Assets
$22,804
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$539,474
Salaries, Compensation, and Employee Benefits$410,217
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$317,356--$317,356
All Other Expenses$69,177--$69,177
Office Expenses$44,977--$44,977
Pension Plan Contributions$41,113--$41,113
Payroll Taxes$34,998--$34,998
Other Expenses$22,555--$22,555
Other Employee Benefits$16,750--$16,750
Occupancy$14,583--$14,583
Insurance$6,578--$6,578
Travel$5,098--$5,098
Advertising$2,950--$2,950
Depreciation Depletion$967--$967
Total Functional Expenses$949,691$0$0$949,691
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$221,421
Fundraising Direct Expenses$94,268
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Spring Run$131,034$131,034$59,715$71,319
Chamber Golf Cl$56,572$56,572$7,429$49,143
Total Events$221,421$221,421$94,268$127,153
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
No
Subject to proxy tax
Yes
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

“No review was or will be conducted.”

Form 990, Page 6, Part VI, Line 19

“No documents available to the public”

Filing and Contact Details

Filer

Filer Name
Oxford-lafayette County Chamber of
EIN
64-0217037
Phone
6622344651
Address
299 W JACKSON AVE, OXFORD, MS 38655

Signing Officer

Name
Pam Swain
Title
President/CEO
Phone
6622344651
Signed
2026-01-12
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Pam Swain
Formed
1940
Legal Domicile
Ms
Voting Board Members
27
Independent Board Members
27
Employees
8

Preparer

Firm
Watkins Ward and Stafford Pllc
Address
606 SOUTH 16TH STREET, OXFORD, MS 38655
Preparer
Avery S Foster CPA
Phone
6622818900
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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt13TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt14DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt15DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt16DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt17DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt18DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt19DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt20DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt21DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt22VICE CHAIRMA
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IRS990/Form990PartVIISectionAGrp/TitleTxt24DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt25DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt26DIRECTOR
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IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt0127153

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