Civic Intelligence

Navigator Credit Union

990 • Fiscal year 2013 • EIN 64-0179401

Jan 01, 2013 to Dec 31, 2013 • Filed on May 06, 2014

Organization ProfileWWW.NAVIGATORCU.ORG

View Organization Page

Pobox 164739568

(228) 762-3542

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

17th percentile

0.87x

Higher debt load relative to assets than 17% of similar nonprofits.

2013 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2013

Liabilities / Revenue

5th percentile

11.07x

Higher debt load relative to revenue than 5% of similar nonprofits.

2013 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2013

Net Margin

29th percentile

9.5%

Higher net margin than 29% of similar nonprofits.

2013 filings • 501(c)14 • $250M-$1B nonprofits • Source year 2013

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2013

Asset Growth

46th percentile

3.7%

Faster asset growth than 46% of similar nonprofits.

2013 filings • 501(c)14 • $250M-$1B nonprofits • Annualized from 2012 to 2013

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2013

Balance Sheet
Liabilities / Assets17th percentile

Assets

Up

$272,994,330

Up $9,764,540 (+3.7%) from 2012

Net Assets

Up

$36,796,890

Up $2,022,114 (+5.8%) from 2012

Liabilities

Up

$236,197,440

Up $7,742,426 (+3.4%) from 2012

Revenue And Expenses
Liabilities / Revenue5th percentileNet Margin29th percentile

Revenue

$21,327,576

No earlier filing loaded for comparison.

Expenses

Up

$19,305,462

Up $1,412,267 (+7.9%) from 2012

Net Income

$2,022,114

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

Asset Growth46th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$600M$400M$200M$0Assets 2010: $233,655,869Liabilities 2010: $203,300,984Net Assets 2010: $30,354,8852010Assets 2011: $246,556,521Liabilities 2011: $214,370,418Net Assets 2011: $32,186,1032011Assets 2012: $263,229,790Liabilities 2012: $228,455,014Net Assets 2012: $34,774,7762012Assets 2013: $272,994,330Liabilities 2013: $236,197,440Net Assets 2013: $36,796,8902013Assets 2014: $289,055,509Liabilities 2014: $250,357,612Net Assets 2014: $38,697,8972014Assets 2015: $309,470,301Liabilities 2015: $268,885,456Net Assets 2015: $40,584,8452015Assets 2016: $336,383,177Liabilities 2016: $293,298,368Net Assets 2016: $43,084,8092016Assets 2017: $344,235,058Liabilities 2017: $301,454,229Net Assets 2017: $42,780,8292017Assets 2018: $332,443,355Liabilities 2018: $289,159,236Net Assets 2018: $43,284,1192018Assets 2019: $328,801,170Liabilities 2019: $284,228,167Net Assets 2019: $44,573,0032019Assets 2020: $392,899,473Liabilities 2020: $346,455,488Net Assets 2020: $46,443,9852020Assets 2021: $437,761,691Liabilities 2021: $388,826,365Net Assets 2021: $48,935,3262021Assets 2022: $418,420,655Liabilities 2022: $365,222,948Net Assets 2022: $53,197,7072022Assets 2023: $378,835,061Liabilities 2023: $320,467,360Net Assets 2023: $58,367,7012023Assets 2024: $0Liabilities 2024: $0Net Assets 2024: $02024

Highlighted filing

2013

Assets$272,994,330
Liabilities$236,197,440
Net Assets$36,796,890
Open 2013 Filing

Operations Trend

Revenue GrowthScore unavailable

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$40M$30M$20M$10M$0-$10MExpenses 2010: $16,649,1412010Expenses 2011: $17,258,1962011Expenses 2012: $17,893,1952012Revenue 2013: $21,327,576Expenses 2013: $19,305,462Net Income 2013: $2,022,1142013Revenue 2014: $21,910,779Expenses 2014: $20,009,772Net Income 2014: $1,901,0072014Revenue 2015: $24,288,721Expenses 2015: $22,401,773Net Income 2015: $1,886,9482015Revenue 2016: $26,227,602Expenses 2016: $23,727,638Net Income 2016: $2,499,9642016Revenue 2017: $27,052,082Expenses 2017: $27,356,066Net Income 2017: -$303,9842017Revenue 2018: $27,943,477Expenses 2018: $27,440,187Net Income 2018: $503,2902018Revenue 2019: $26,433,948Expenses 2019: $25,145,064Net Income 2019: $1,288,8842019Revenue 2020: $21,809,373Expenses 2020: $19,938,391Net Income 2020: $1,870,9822020Revenue 2021: $21,926,267Expenses 2021: $19,434,926Net Income 2021: $2,491,3412021Revenue 2022: $26,230,497Expenses 2022: $21,968,116Net Income 2022: $4,262,3812022Revenue 2023: $31,083,422Expenses 2023: $25,803,326Net Income 2023: $5,280,0962023Revenue 2024: $2,475,579Expenses 2024: $2,456,256Net Income 2024: $19,3232024

Highlighted filing

2013

Revenue$21,327,576
Expenses$19,305,462
Net Income$2,022,114
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
May 6, 2014
Return Version
2013v3.1
Gross Receipts
$21,327,576
Mission and Program Overview

Mission

Member owned state chartered credit union

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$185,542,891$182,612,894▼ $2,929,997
Savings and Temporary Cash Investments$45,095,307$41,461,165▼ $3,634,142
Rtn Earn Endowment Incm Other Fnds$34,774,776$36,796,890▲ $2,022,114
Cash and Non-Interest-Bearing Accounts$18,988,710$35,335,520▲ $16,346,810
Land, Buildings, and Equipment, Net$7,972,182$8,388,061▲ $415,879
Prepaid Expenses and Deferred Charges$1,174,252$853,259▼ $320,993
Investments Other Securities-$70,000-
Total Assets$263,229,790$272,994,330▲ $9,764,540
Other Assets Total$4,456,448$4,273,431▼ $183,017
Liabilities
Other Liabilities$226,749,673$234,552,535▲ $7,802,862
Accounts Payable and Accrued Expenses$1,518,899$1,644,905▲ $126,006
Unsecured Notes Loans Payable$186,442--
Total Liabilities$228,455,014$236,197,440▲ $7,742,426
Net Assets / Fund Balance
Total Net Assets Fund Balance$34,774,776$36,796,890▲ $2,022,114
Total Liabilities and Net Assets / Fund Balance$263,229,790$272,994,330▲ $9,764,540

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$5,800,238$2,927,403$8,727,641
Equipment$1,419,362$5,108,682$6,528,044
Land$1,100,140-$1,100,140
Leasehold Improvements$68,321$168,625$236,946
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Laurin AvaraPresidentFT$231,114$7,065$238,179
Robert FertittaPresident /FT$138,797$11,104$149,901
Walter MooreOfficerFT$124,049$9,924$133,973
William OdomOfficerFT$120,049$9,651$129,700
Katherine ScarbroughOfficerFT$118,574$9,486$128,060
Merrideth C McmillianOfficerFT$104,402$8,337$112,739

Board Members and Trustees

NameTitle
Joe KrebsChairman/Director
Bobby LaneyVice Chair/d
Cl AtesDirector
Robert HarryDirector
Ron EliasDirector
Tony TaylorDirector
Barbara HarrisSecretary/di
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$20,628,789
Investment Income
$299,227
Other Revenue
$399,560
Change in Net Assets
$2,022,114

Audited Revenue Reconciliation

Revenue per Audited Statements
$21,327,576
Total Revenue per Audited Statements
$21,327,576
Total Revenue per Form 990
$21,327,576
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$12,773,859
Salaries, Compensation, and Employee Benefits$6,531,603
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$4,414,070
Office Expenses---$2,565,279
Interest---$1,979,030
Current Officers, Directors, Trustees, and Key Employees---$892,944
Depreciation Depletion---$882,687
All Other Expenses---$845,266
Occupancy---$733,750
Other Employee Benefits---$601,195
Advertising---$537,646
Other Expenses---$420,133
Payroll Taxes---$385,445
Pension Plan Contributions---$237,949
Travel---$217,757
Insurance---$200,460
Conferences and Meetings---$31,938
Total Functional Expenses$0$0$0$19,305,462

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$19,305,462
Total Expenses per Audited Statements$19,305,462
Total Expenses per Form 990$19,305,462
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Interested-Person Transactions

Interested PartyRelationshipDescriptionShared RevenueAmount
Avara-moorer GroupIndirectInsurance ServicesNo$1,252,267
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Deposits$234,552,535
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
Yes
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“MEMBERS”

Form 990, Page 6, Part VI, Line 7A

“The credit union is a wholly cooperative organization with membership composed primarily of employees, and their families, of huntington ingalls industries ship systems' operating divisions engaged in the shipbuilding industry in jackson county, mississippi. The credit union's service area includes jackson and harrison counties in mississippi and mobile and baldwin counties in alabama. Credit union operations are primarily related to holding deposits for, making loans to, and furnishing other financial services to members.”

Form 990, Page 6, Part VI, Line 11B

“A copy of the 990 was provided and reviewed by the board of directors before it was filed with the irs.”

Form 990, Page 6, Part VI, Line 12C

“Any item that appears to be a conflict of interest is sent to supervisors, management, and human resources to be reviewed. If the item is deemed to be a conflict of interest, the item is not carried forward with.”

Form 990, Page 6, Part VI, Line 15A

“Board of directors appoints compensation committee to review and make recommendations regarding key employee compensation”

Form 990, Page 6, Part VI, Line 15B

“Board of directors appoints compensation committee to review and make recommendations regarding key employee compensation”

Form 990, Page 6, Part VI, Line 19

“Governing documents are made available to the public upon request.”

Filing and Contact Details

Filer

EIN
64-0179401
Phone
2287623542

Signing Officer

Name
Robert Fertitta
Title
CEO / CFO
Phone
2287623542
Signed
2014-05-06
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Robert Fertitta
Formed
1939
Legal Domicile
Ms
Voting Board Members
7
Independent Board Members
7
Employees
136
Volunteers
20

Preparer

Preparer
C Scott Rankin CPA
Phone
2287626343
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4D

“Member owned state chartered credit union”

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0391911
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt119450
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt2-11801
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0391911
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt119450
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt2-11801
IRS990/OtherRevenueTotalAmt0399560
IRS990/OtherSalariesAndWagesGrp/TotalAmt04414070
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0185542891
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0182612894
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/TotalAmt0385445
IRS990/PensionPlanContributionsGrp/TotalAmt0237949
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt01174252
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0853259
IRS990/PrincipalOfficerNm0ROBERT FERTITTA
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEES & CHARGES
IRS990/ProgramServiceRevenueGrp/Desc2INSURANCE ADMIN INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt013420873
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt16841090
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2366826
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt013420873
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt16841090
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2366826
IRS990/ProgSrvcAccomActyOtherGrp/Desc0MEMBER OWNED STATE CHARTERED CREDIT UNION
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0343314
IRS990/PYOtherExpensesAmt011897345
IRS990/PYOtherRevenueAmt0329080
IRS990/PYProgramServiceRevenueAmt019809474
IRS990/PYRevenuesLessExpensesAmt02588673
IRS990/PYSalariesCompEmpBnftPaidAmt05995850
IRS990/PYTotalExpensesAmt017893195
IRS990/PYTotalRevenueAmt020481868
IRS990/ReconcilationRevenueExpnssAmt02022114
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt034774776
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt036796890
IRS990/SavingsAndTempCashInvstGrp/BOYAmt045095307
IRS990/SavingsAndTempCashInvstGrp/EOYAmt041461165
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt05800238
IRS990ScheduleD/BuildingsGrp/DepreciationAmt02927403
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt08727641
IRS990ScheduleD/EquipmentGrp/BookValueAmt01419362
IRS990ScheduleD/EquipmentGrp/DepreciationAmt05108682
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt06528044
IRS990ScheduleD/ExpensesSubtotalAmt019305462
IRS990ScheduleD/LandGrp/BookValueAmt01100140
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt01100140
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt068321
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt0168625
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt0236946
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0234552535
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER DEPOSITS
IRS990ScheduleD/RevenueSubtotalAmt021327576
IRS990ScheduleD/TotalBookValueLandBuildingsAmt08388061
IRS990ScheduleD/TotalExpensesPerForm990Amt019305462
IRS990ScheduleD/TotalLiabilityAmt0234552535
IRS990ScheduleD/TotalRevenuePerForm990Amt021327576
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt021327576
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt019305462
IRS990ScheduleJ/EquityBasedCompArrngmInd0false
IRS990/ScheduleJRequiredInd0true
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0231114
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt07065
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0LAURIN AVARA
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0238179
IRS990ScheduleJ/SeverancePaymentInd0false
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd0false
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/NameOfInterested/PersonNm0AVARA-MOORER GROUP
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/RelationshipDescriptionTxt0INDIRECT
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/SharingOfRevenuesInd0false
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionAmt01252267
IRS990ScheduleL/BusTrInvolveInterestedPrsnGrp/TransactionDesc0INSURANCE SERVICES
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0MEMBER OWNED STATE CHARTERED CREDIT UNION
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE CREDIT UNION IS A WHOLLY COOPERATIVE ORGANIZATION WITH MEMBERSHIP COMPOSED PRIMARILY OF EMPLOYEES, AND THEIR FAMILIES, OF HUNTINGTON INGALLS INDUSTRIES SHIP SYSTEMS' OPERATING DIVISIONS ENGAGED IN THE SHIPBUILDING INDUSTRY IN JACKSON COUNTY, MISSISSIPPI. THE CREDIT UNION'S SERVICE AREA INCLUDES JACKSON AND HARRISON COUNTIES IN MISSISSIPPI AND MOBILE AND BALDWIN COUNTIES IN ALABAMA. CREDIT UNION OPERATIONS ARE PRIMARILY RELATED TO HOLDING DEPOSITS FOR, MAKING LOANS TO, AND FURNISHING OTHER FINANCIAL SERVICES TO MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3A COPY OF THE 990 WAS PROVIDED AND REVIEWED BY THE BOARD OF DIRECTORS BEFORE IT WAS FILED WITH THE IRS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ANY ITEM THAT APPEARS TO BE A CONFLICT OF INTEREST IS SENT TO SUPERVISORS, MANAGEMENT, AND HUMAN RESOURCES TO BE REVIEWED. IF THE ITEM IS DEEMED TO BE A CONFLICT OF INTEREST, THE ITEM IS NOT CARRIED FORWARD WITH.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5BOARD OF DIRECTORS APPOINTS COMPENSATION COMMITTEE TO REVIEW AND MAKE RECOMMENDATIONS REGARDING KEY EMPLOYEE COMPENSATION
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6BOARD OF DIRECTORS APPOINTS COMPENSATION COMMITTEE TO REVIEW AND MAKE RECOMMENDATIONS REGARDING KEY EMPLOYEE COMPENSATION
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7GOVERNING DOCUMENTS ARE MADE AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 2, PART III, LINE 4D
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 19
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0263229790
IRS990/TotalAssetsEOYAmt0272994330
IRS990/TotalAssetsGrp/BOYAmt0263229790
IRS990/TotalAssetsGrp/EOYAmt0272994330
IRS990/TotalCompGreaterThan150KInd0true
IRS990/TotalEmployeeCnt0136
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt019305462
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0228455014
IRS990/TotalLiabilitiesEOYAmt0236197440
IRS990/TotalLiabilitiesGrp/BOYAmt0228455014
IRS990/TotalLiabilitiesGrp/EOYAmt0236197440
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt034774776
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt036796890
IRS990/TotalOtherCompensationAmt055567
IRS990/TotalProgramServiceRevenueAmt020628789
IRS990/TotalReportableCompFromOrgAmt0836985
IRS990/TotalRevenueGrp/ExclusionAmt0299227
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt021028349
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt021327576
IRS990/TotalVolunteersCnt020
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0263229790
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0272994330
IRS990/TravelGrp/TotalAmt0217757
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt0186442
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine102721 JERRY ST PE HWY
IRS990/USAddress/City0PASCAGOULA
IRS990/USAddress/State0MS
IRS990/USAddress/ZIPCode039567
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.NAVIGATORCU.ORG
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0ROBERT FERTITTA
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO / CFO
ReturnHeader/BusinessOfficerGrp/PhoneNum02287623542
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-05-06
ReturnHeader/Filer/BusinessName/BusinessNameLine10NAVIGATOR CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0NAVI
ReturnHeader/Filer/EIN0640179401
ReturnHeader/Filer/PhoneNum02287623542
ReturnHeader/Filer/USAddress/AddressLine10POBOX 1647
ReturnHeader/Filer/USAddress/City0PASCAGOULA
ReturnHeader/Filer/USAddress/State0MS
ReturnHeader/Filer/USAddress/ZIPCode039568
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0460686567
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine10RANKIN & ASSOCIATES PLLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine103103 PASCAGOULA ST
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City0PASCAGOULA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State0MS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode0395674214
ReturnHeader/PreparerPersonGrp/PhoneNum02287626343
ReturnHeader/PreparerPersonGrp/PreparationDt02014-07-07
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0C SCOTT RANKIN CPA
ReturnHeader/ReturnTs02014-07-09T16:08:33-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02013-01-01

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2013 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$272,994,330
Liabilities
$236,197,440
Net assets
$36,796,890
Revenue
$21,327,576
Expenses
$19,305,462
Net income
$2,022,114
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.00$0.00$0.00$2.48$2.46$0.02
2023Detailed filing. Detailed filing data is available for this year.$379$320$58.4$31.1$25.8$5.28
2022Detailed filing. Detailed filing data is available for this year.$418$365$53.2$26.2$22.0$4.26
2021Detailed filing. Detailed filing data is available for this year.$438$389$48.9$21.9$19.4$2.49
2020Detailed filing. Detailed filing data is available for this year.$393$346$46.4$21.8$19.9$1.87
2019Detailed filing. Detailed filing data is available for this year.$329$284$44.6$26.4$25.1$1.29
2018Detailed filing. Detailed filing data is available for this year.$332$289$43.3$27.9$27.4$0.50
2017Detailed filing. Detailed filing data is available for this year.$344$301$42.8$27.1$27.4$0.30
2016Detailed filing. Detailed filing data is available for this year.$336$293$43.1$26.2$23.7$2.50
2015Detailed filing. Detailed filing data is available for this year.$309$269$40.6$24.3$22.4$1.89
2014Detailed filing. Detailed filing data is available for this year.$289$250$38.7$21.9$20.0$1.90
2013Detailed filing. Detailed filing data is available for this year.$273$236$36.8$21.3$19.3$2.02
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$263$228$34.8$17.9
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$247$214$32.2$17.3
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$234$203$30.4$16.6
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2013 filings • 501(c)14 • $250M-$1B nonprofits