Civic Intelligence

John & Margaret Curry Memorial Trust XXX-XX-XXXX

990PF • Fiscal year 2024 • EIN 63-6129087

Jan 01, 2024 to Dec 31, 2024 • Filed on May 09, 2025

P O Box 2450Montgomery, AL 36102-2450

(334) 230-6100

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

43rd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2024 filings • $500k-$1M nonprofits • Source year 2024

Liabilities / Revenue

43rd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2024 filings • $500k-$1M nonprofits • Source year 2024

Net Margin

9th percentile

-56%

Higher net margin than 9% of similar nonprofits.

2024 filings • $500k-$1M nonprofits • Source year 2024

Top Officer Pay

62nd percentile

$7,460

Higher top officer pay than 62% of similar nonprofits.

Top officer pay equals 12.7% of source-year revenue.

2024 filings • $500k-$1M nonprofits • Source year 2024

Asset Growth

25th percentile

-4.1%

Faster asset growth than 25% of similar nonprofits.

2024 filings • $500k-$1M nonprofits • Annualized from 2023 to 2024

Revenue Growth

93rd percentile

193%

Faster revenue growth than 93% of similar nonprofits.

2024 filings • $500k-$1M nonprofits • Annualized from 2023 to 2024

Assets

Down

$771,921

Down $32,904 (-4.1%) from 2023

Net Assets

Down

$771,921

Down $32,904 (-4.1%) from 2023

Liabilities

Flat

$0

Flat from 2023

Revenue

Up

$58,586

Up $38,588 (+193%) from 2023

Expenses

Up

$91,490

Up $76,847 (+525%) from 2023

Net Income

Down

-$32,904

Down $38,259 (-714%) from 2023

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.0M$500K$0Assets 2013: $777,685Liabilities 2013: $02013Assets 2014: $813,520Liabilities 2014: $0Net Assets 2014: $813,5202014Assets 2015: $863,945Liabilities 2015: $0Net Assets 2015: $863,9452015Assets 2016: $783,422Liabilities 2016: $0Net Assets 2016: $783,4222016Assets 2017: $830,295Liabilities 2017: $0Net Assets 2017: $830,2952017Assets 2018: $813,784Liabilities 2018: $0Net Assets 2018: $813,7842018Assets 2019: $810,235Liabilities 2019: $0Net Assets 2019: $810,2352019Assets 2020: $795,835Liabilities 2020: $119Net Assets 2020: $795,7162020Assets 2021: $826,797Liabilities 2021: $0Net Assets 2021: $826,7972021Assets 2022: $799,470Liabilities 2022: $0Net Assets 2022: $799,4702022Assets 2023: $804,825Liabilities 2023: $0Net Assets 2023: $804,8252023Assets 2024: $771,921Liabilities 2024: $0Net Assets 2024: $771,9212024

Highlighted filing

2024

Assets$771,921
Liabilities$0
Net Assets$771,921

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$100K$0-$100KRevenue 2013: $42,273Expenses 2013: $28,251Net Income 2013: $14,0222013Revenue 2014: $63,123Expenses 2014: $27,288Net Income 2014: $35,8352014Revenue 2015: $130,525Expenses 2015: $80,100Net Income 2015: $50,4252015Revenue 2016: $13,510Expenses 2016: $94,033Net Income 2016: -$80,5232016Revenue 2017: $64,440Expenses 2017: $17,567Net Income 2017: $46,8732017Revenue 2018: $37,829Expenses 2018: $54,340Net Income 2018: -$16,5112018Revenue 2019: $33,088Expenses 2019: $36,637Net Income 2019: -$3,5492019Revenue 2020: $23,309Expenses 2020: $37,828Net Income 2020: -$14,5192020Revenue 2021: $80,042Expenses 2021: $48,961Net Income 2021: $31,0812021Revenue 2022: $27,935Expenses 2022: $55,262Net Income 2022: -$27,3272022Revenue 2023: $19,998Expenses 2023: $14,643Net Income 2023: $5,3552023Revenue 2024: $58,586Expenses 2024: $91,490Net Income 2024: -$32,9042024

Highlighted filing

2024

Revenue$58,586
Expenses$91,490
Net Income-$32,904
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 9, 2025
Return Version
2024v5.0
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
REGIONS BANK TRUST DEPARTMENTTrustee-$7,460-$7,460
Grants and Assistance

Foundation Grants and Related Investments

TypeRecipientPurposeStatusLocationAmount
Paid GrantUNIVERSITY OF ALABAMAGENERAL FUNDPUBLIC CHARITUSCALOOSA, AL, US$75,057
Filing and Contact Details

Filer

Filer Name
John Cottingham Curry and Margaret
EIN
63-6129087
Address
P O BOX 2450, MONTGOMERY, AL 36102-2450

Signing Officer

Name
Regions Bank Trust Department
Title
Trustee
Phone
3342306117
Signed
2025-05-09

Preparer

Firm
Aldridge Borden & Company Pc
Address
74 COMMERCE STREET, MONTGOMERY, AL 36104
Preparer
Rhonda L Sibley CPA
Phone
3348346640
Raw XML Appendix369 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990PF/DistributableAmountGrp/DistributableBeforeAdjAmt046325
IRS990PF/DistributableAmountGrp/DistributableBeforeDedAmt046325
IRS990PF/DistributableAmountGrp/MinimumInvestmentReturnAmt047098
IRS990PF/DistributableAmountGrp/TaxBasedOnInvestmentIncomeAmt0773
IRS990PF/DistributableAmountGrp/TotalTaxAmt0773
IRS990PF/ExciseTaxBasedOnInvstIncmGrp/EstimatedPlusOvpmtIncmTxAmt0475
IRS990PF/ExciseTaxBasedOnInvstIncmGrp/InvestmentIncomeExciseTaxAmt0773
IRS990PF/ExciseTaxBasedOnInvstIncmGrp/SubtotalAmt0773
IRS990PF/ExciseTaxBasedOnInvstIncmGrp/TaxBasedOnInvestmentIncomeAmt0773
IRS990PF/ExciseTaxBasedOnInvstIncmGrp/TaxDueAmt0298
IRS990PF/ExciseTaxBasedOnInvstIncmGrp/TotalPaymentsAndCreditsAmt0475
IRS990PF/FMVAssetsEOYAmt0913542
IRS990PF/Form990PFBalanceSheetsGrp/CapitalStockBOYAmt0804825
IRS990PF/Form990PFBalanceSheetsGrp/CapitalStockEOYAmt0771921
IRS990PF/Form990PFBalanceSheetsGrp/CashBOYAmt030344
IRS990PF/Form990PFBalanceSheetsGrp/CashEOYAmt023730
IRS990PF/Form990PFBalanceSheetsGrp/CashEOYFMVAmt023730
IRS990PF/Form990PFBalanceSheetsGrp/CorporateBondsBOYAmt0375173
IRS990PF/Form990PFBalanceSheetsGrp/CorporateBondsEOYAmt0369949
IRS990PF/Form990PFBalanceSheetsGrp/CorporateBondsEOYFMVAmt0373111
IRS990PF/Form990PFBalanceSheetsGrp/CorporateStockBOYAmt0398608
IRS990PF/Form990PFBalanceSheetsGrp/CorporateStockEOYAmt0377589
IRS990PF/Form990PFBalanceSheetsGrp/CorporateStockEOYFMVAmt0516048
IRS990PF/Form990PFBalanceSheetsGrp/OrgDoesNotFollowFASB117Ind0X
IRS990PF/Form990PFBalanceSheetsGrp/OtherAssetsBOYAmt0700
IRS990PF/Form990PFBalanceSheetsGrp/OtherAssetsEOYAmt0653
IRS990PF/Form990PFBalanceSheetsGrp/OtherAssetsEOYFMVAmt0653
IRS990PF/Form990PFBalanceSheetsGrp/TotalAssetsBOYAmt0804825
IRS990PF/Form990PFBalanceSheetsGrp/TotalAssetsEOYAmt0771921
IRS990PF/Form990PFBalanceSheetsGrp/TotalAssetsEOYFMVAmt0913542
IRS990PF/Form990PFBalanceSheetsGrp/TotalLiabilitiesEOYAmt00
IRS990PF/Form990PFBalanceSheetsGrp/TotalLiabilitiesNetAstBOYAmt0804825
IRS990PF/Form990PFBalanceSheetsGrp/TotalLiabilitiesNetAstEOYAmt0771921
IRS990PF/Form990PFBalanceSheetsGrp/TotNetAstOrFundBalancesBOYAmt0804825
IRS990PF/Form990PFBalanceSheetsGrp/TotNetAstOrFundBalancesEOYAmt0771921
IRS990PF/MethodOfAccountingCashInd0X
IRS990PF/MinimumInvestmentReturnGrp/AdjustedTotalFMVOfUnusedAstAmt0956309
IRS990PF/MinimumInvestmentReturnGrp/AverageMonthlyCashBalancesAmt054462
IRS990PF/MinimumInvestmentReturnGrp/AverageMonthlyFMVOfSecAmt0901847
IRS990PF/MinimumInvestmentReturnGrp/CashDeemedCharitableAmt014345
IRS990PF/MinimumInvestmentReturnGrp/FMVAllOtherNoncharitableAstAmt00
IRS990PF/MinimumInvestmentReturnGrp/MinimumInvestmentReturnAmt047098
IRS990PF/MinimumInvestmentReturnGrp/NetVlNoncharitableAssetsAmt0941964
IRS990PF/MinimumInvestmentReturnGrp/TotalFMVOfUnusedAssetsAmt0956309
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/CompOfHghstPdCntrctOrNONETxt0NONE
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/CompOfHghstPdEmplOrNONETxt0NONE
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/AverageHrsPerWkDevotedToPosRt0000.00
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/CompensationAmt07460
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/EmployeeBenefitProgramAmt00
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/PersonNm0REGIONS BANK TRUST DEPARTMENT
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/TitleTxt0TRUSTEE
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/USAddress/AddressLine1Txt0201 MONROE ST SUITE 280
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/USAddress/CityNm0MONTGOMERY
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/USAddress/StateAbbreviationCd0AL
IRS990PF/OfficerDirTrstKeyEmplInfoGrp/OfficerDirTrstKeyEmplGrp/USAddress/ZIPCd036104
IRS990PF/Organization501c3ExemptPFInd0X
IRS990PF/PFQualifyingDistributionsGrp/ExpensesAndContributionsAmt081559
IRS990PF/PFQualifyingDistributionsGrp/QualifyingDistributionsAmt081559
IRS990PF/StatementsRegardingActy4720Grp/BrrwOrLendDisqualifiedPrsnInd0false
IRS990PF/StatementsRegardingActy4720Grp/BusinessHoldingsInd0false
IRS990PF/StatementsRegardingActy4720Grp/FurnGoodsDisqualifiedPrsnInd0false
IRS990PF/StatementsRegardingActy4720Grp/GrantsToIndividualsInd0false
IRS990PF/StatementsRegardingActy4720Grp/GrantsToOrganizationsInd0false
IRS990PF/StatementsRegardingActy4720Grp/InfluenceElectionInd0false
IRS990PF/StatementsRegardingActy4720Grp/InfluenceLegislationInd0false
IRS990PF/StatementsRegardingActy4720Grp/JeopardyInvestmentsInd0false
IRS990PF/StatementsRegardingActy4720Grp/NoncharitablePurposeInd0false
IRS990PF/StatementsRegardingActy4720Grp/PayCompDisqualifiedPrsnInd0false
IRS990PF/StatementsRegardingActy4720Grp/PaymentToGovernmentOfficialInd0false
IRS990PF/StatementsRegardingActy4720Grp/PayPremiumsPrsnlBnftCntrctInd0false
IRS990PF/StatementsRegardingActy4720Grp/ProhibitedTaxShelterTransInd0false
IRS990PF/StatementsRegardingActy4720Grp/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990PF/StatementsRegardingActy4720Grp/SaleOrExchDisqualifiedPrsnInd0false
IRS990PF/StatementsRegardingActy4720Grp/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990PF/StatementsRegardingActy4720Grp/TransferAstDisqualifiedPrsnInd0false
IRS990PF/StatementsRegardingActy4720Grp/UncorrectedPYJeopardyInvstInd0false
IRS990PF/StatementsRegardingActy4720Grp/UndistributedIncomePYInd0false
IRS990PF/StatementsRegardingActyGrp/ActivitiesNotPreviouslyRptInd0false
IRS990PF/StatementsRegardingActyGrp/AtLeast5000InAssetsInd0true
IRS990PF/StatementsRegardingActyGrp/ChangesToArticlesOrBylawsInd0false
IRS990PF/StatementsRegardingActyGrp/ComplyWithPublicInspRqrInd0true
IRS990PF/StatementsRegardingActyGrp/DonorAdvisedFundInd0false
IRS990PF/StatementsRegardingActyGrp/ForeignAccountsQuestionInd0false
IRS990PF/StatementsRegardingActyGrp/Form1120POLFiledInd0false
IRS990PF/StatementsRegardingActyGrp/Form990PFFiledWithAttyGenInd0true
IRS990PF/StatementsRegardingActyGrp/IndividualWithBooksNm0REGIONS PRIVATE WEALTH MANAGEMENT
IRS990PF/StatementsRegardingActyGrp/LegislativePoliticalActyInd0false
IRS990PF/StatementsRegardingActyGrp/LocationOfBooksUSAddress/AddressLine1Txt0201 MONROE STREET SUITE 280
IRS990PF/StatementsRegardingActyGrp/LocationOfBooksUSAddress/CityNm0MONTGOMERY
IRS990PF/StatementsRegardingActyGrp/LocationOfBooksUSAddress/StateAbbreviationCd0AL
IRS990PF/StatementsRegardingActyGrp/LocationOfBooksUSAddress/ZIPCd036104
IRS990PF/StatementsRegardingActyGrp/MoreThan100SpentInd0false
IRS990PF/StatementsRegardingActyGrp/NewSubstantialContributorsInd0false
IRS990PF/StatementsRegardingActyGrp/OrganizationDissolvedEtcInd0false
IRS990PF/StatementsRegardingActyGrp/OrgReportOrRegisterStateCd0AL
IRS990PF/StatementsRegardingActyGrp/OwnControlledEntityInd0false
IRS990PF/StatementsRegardingActyGrp/PhoneNum03342306100
IRS990PF/StatementsRegardingActyGrp/PrivateOperatingFoundationInd0false
IRS990PF/StatementsRegardingActyGrp/Section508eRqrSatisfiedInd0true
IRS990PF/StatementsRegardingActyGrp/UnrelatedBusIncmOverLimitInd0false
IRS990PF/StatementsRegardingActyGrp/WebsiteAddressTxt0NONE
IRS990PF/SummaryOfDirectChrtblActyGrp/Description1Txt0THE FOUNDATION HAD NO DIRECT CHARITABLE ACTIVITIES DURING THE YEAR.
IRS990PF/SumOfProgramRelatedInvstGrp/Description1Txt0N/A
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/Amt075057
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/GrantOrContributionPurposeTxt0GENERAL FUND
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientBusinessName/BusinessNameLine1Txt0UNIVERSITY OF ALABAMA
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientFoundationStatusTxt0PUBLIC CHARI
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientRelationshipTxt0NONE
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/AddressLine1Txt0801 UNIVERSITY BOULEVARD
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/CityNm0TUSCALOOSA
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/StateAbbreviationCd0AL
IRS990PF/SupplementaryInformationGrp/GrantOrContributionPdDurYrGrp/RecipientUSAddress/ZIPCd035401
IRS990PF/SupplementaryInformationGrp/OnlyContriToPreselectedInd0X
IRS990PF/SupplementaryInformationGrp/TotalGrantOrContriPdDurYrAmt075057
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/LoansOrLoanGuaranteesInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/PerformanceOfServicesEtcInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/PurchaseOfAssetsNonchrtblEOInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/ReimbursementArrangementsInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/RelationshipsNonchrtblEOInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/RentalOfFacilitiesOthAssetsInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/SalesOrExchangesOfAssetsInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/SharingOfFacilitiesEtcInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/TrnsfrOfCashToNonchrtblEOInd0false
IRS990PF/TrnsfrTransRlnNonchrtblEOGrp/TrnsfrOtherAssetNonchrtblEOInd0false
IRS990PF/UndistributedIncomeGrp/AppliedToCurrentYearAmt016324
IRS990PF/UndistributedIncomeGrp/AppliedToPriorYearsAmt023227
IRS990PF/UndistributedIncomeGrp/AppliedToYear1Amt042008
IRS990PF/UndistributedIncomeGrp/DistributableAsAdjustedAmt046325
IRS990PF/UndistributedIncomeGrp/PriorYear1Yr02022
IRS990PF/UndistributedIncomeGrp/QualifyingDistributionsAmt081559
IRS990PF/UndistributedIncomeGrp/TotalForPriorYearsAmt023227
IRS990PF/UndistributedIncomeGrp/UndistributedIncomeCYAmt030001
IRS990PF/UndistributedIncomeGrp/UndistributedIncomePYAmt042008
OtherAssetsSchedule/OtherAssetsScheduleGrp/BOYBookValueAmt0700
OtherAssetsSchedule/OtherAssetsScheduleGrp/Desc0DIVIDEND RECEIVABLE
OtherAssetsSchedule/OtherAssetsScheduleGrp/EOYBookValueAmt0653
OtherAssetsSchedule/OtherAssetsScheduleGrp/EOYFMVAmt0653
TaxesSchedule/TaxesDetail/Amt0325
TaxesSchedule/TaxesDetail/Amt16968
TaxesSchedule/TaxesDetail/CategoryTxt0FOREIGN TAX
TaxesSchedule/TaxesDetail/CategoryTxt1EXCISE TAX
TaxesSchedule/TaxesDetail/NetInvestmentIncomeAmt0325
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0REGIONS BANK TRUST DEPARTMENT
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TRUSTEE
ReturnHeader/BusinessOfficerGrp/PhoneNum03342306117
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-09
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0JOHN COTTINGHAM CURRY AND MARGARET
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0MCCALLA CURRY MEMORIAL TRUST
ReturnHeader/Filer/BusinessNameControlTxt0JOHN
ReturnHeader/Filer/EIN0636129087
ReturnHeader/Filer/USAddress/AddressLine1Txt0P O BOX 2450
ReturnHeader/Filer/USAddress/CityNm0MONTGOMERY
ReturnHeader/Filer/USAddress/StateAbbreviationCd0AL
ReturnHeader/Filer/USAddress/ZIPCd0361022450
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0false
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0630781330
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0ALDRIDGE BORDEN & COMPANY PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt074 COMMERCE STREET
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0MONTGOMERY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0AL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd036104
ReturnHeader/PreparerPersonGrp/PhoneNum03348346640
ReturnHeader/PreparerPersonGrp/PreparationDt02025-05-09
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0RHONDA L SIBLEY CPA
ReturnHeader/ReturnTs02025-05-14T11:28:01-04:00
ReturnHeader/ReturnTypeCd0990PF
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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