Liabilities / Assets
80th percentile
Higher debt load relative to assets than 80% of similar nonprofits.
EIN 63-6049807 • 501(c)6 • Johnston, RI
Profile
To make motor vehicle insurance
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
80th percentile
Higher debt load relative to assets than 80% of similar nonprofits.
Liabilities / Revenue
99th percentile
Higher debt load relative to revenue than 99% of similar nonprofits.
Net Margin
3rd percentile
Higher net margin than 3% of similar nonprofits.
Top Officer Pay
77th percentile
Higher top officer pay than 77% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
34th percentile
Faster asset growth than 34% of similar nonprofits.
Revenue Growth
98th percentile
Faster revenue growth than 98% of similar nonprofits.
Assets
Down$465,797
Down $66,192 (-12%) from 2022
Liabilities
Up$84,328
Up $18,885 (+29%) from 2022
Net Assets
-
No earlier filing loaded for comparison.
Revenue
Up$18,799
Up $13,038 (+226%) from 2022
Expenses
Up$143,121
Up $7,459 (+5.5%) from 2022
Net Income
Up-$124,322
Up $5,579 (+4.3%) from 2022
Most recent year
2023 • Form 990EZSummary only. Only limited summary data is available for this year.
The latest 2023 filing currently has summary financial data only. Showing the latest detailed filing from 2019 below.
To make motor vehicle insurance
see note below
| Description | Grants | Expenses |
|---|---|---|
| To make motor vehicle insurance available for personsnot able to obtain coverage in the voluntary market. | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| - | Gov Comm Member | - | $0 | - | - |
| - | Gov Comm Member | - | $0 | - | - |
| - | Gov Comm Member | - | $0 | - | - |
| - | Gov Comm Member | - | $0 | - | - |
| - | Gov Comm Member | - | $0 | - | - |
| - | Gov Comm Member | - | $0 | - | - |
| - | Gov Comm Member | - | $0 | - | - |
| - | Gov Comm Member | - | $0 | - | - |
| - | Gov Comm Member | - | $0 | - | - |
| Greg AugustineThe Augustine Group | Gov Comm Member | - | $0 | - | - |
| Eddie MillerMillerLoughry Beach Ins | Gov Comm Member | - | $0 | - | - |
“Travel 19298.”
“Bad debt 250.”
“Bank charges 353.”
“Miscellaneous 344.”
“Depreciation 306.”
“Reallocation adjustment 17911.”
“Pension related changes other than net periodic cost -13869.”
“Accounts Receivable 17770. 25439.”
“Prepaid Expenses 27. 23.”
“Equipment net 1351. 1045.”
“Accounts Payable and Accrued Expenses 15471. 7740.”
“Due to AIPSO - pension 52824. 63408.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | AIPSO |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 4019462310 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 302 CENTRAL AVENUE |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | JOHNSTON |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | RI |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 029194932 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 134858 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 202195 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/ContributionsGiftsGrantsEtcAmt | 0 | 0 |
| IRS990EZ/CostOfGoodsSoldAmt | 0 | 0 |
| IRS990EZ/CostOrOtherBasisExpenseSaleAmt | 0 | 0 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | 67801 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 22608 |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 154006 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 228702 |
| IRS990EZ/FundraisingGrossIncomeAmt | 0 | 0 |
| IRS990EZ/GainOrLossFromSaleOfAssetsAmt | 0 | 0 |
| IRS990EZ/GrossProfitLossSlsOfInvntryAmt | 0 | 0 |
| IRS990EZ/GrossReceiptsAmt | 0 | 171566 |
| IRS990EZ/GrossReceiptsForPublicUseAmt | 0 | 0 |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InitiationFeesAndCapContriAmt | 0 | 0 |
| IRS990EZ/InvestmentIncomeAmt | 0 | 2566 |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MembershipDuesAmt | 0 | 169000 |
| IRS990EZ/MethodOfAccountingAccrualInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 85711 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 157554 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 85711 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 157554 |
| IRS990EZ/OccupancyRentUtltsAndMaintAmt | 0 | 100 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 0.25 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 0.25 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 0.25 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 0.25 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 0.25 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 5 | 0.25 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 6 | 0.25 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 7 | 0.25 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 8 | 0.25 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 9 | 0.25 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 10 | 0.25 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt | 0 | Allstate Ins Co |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt | 1 | TN Farmers Mutual Ins Co |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt | 2 | Nationwide Ins Co |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt | 3 | The Travelers Companies Inc |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt | 4 | State Farm Auto Ins Co |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt | 5 | Haulers Ins Co Inc |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt | 6 | Amica Mutual Ins Company |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt | 7 | The Hartford |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt | 8 | Progressive Ins Co |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 7 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 8 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 9 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 10 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 7 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 8 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 9 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt | 10 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 7 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 8 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 9 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt | 10 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | Greg AugustineThe Augustine Group |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | Eddie MillerMillerLoughry Beach Ins |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | Gov Comm Member |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | Gov Comm Member |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | Gov Comm Member |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | Gov Comm Member |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | Gov Comm Member |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 5 | Gov Comm Member |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 6 | Gov Comm Member |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 7 | Gov Comm Member |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 8 | Gov Comm Member |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 9 | Gov Comm Member |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 10 | Gov Comm Member |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501cInd | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 19148 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 26507 |
| IRS990EZ/OtherChangesInNetAssetsAmt | 0 | 4042 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 20551 |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | see note below |
| IRS990EZ/PrintingPublicationsPostageAmt | 0 | 766 |
| IRS990EZ/ProgramServiceRevenueAmt | 0 | 0 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | To make motor vehicle insurance available for personsnot able to obtain coverage in the voluntary market. |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/SalariesOtherCompEmplBnftAmt | 0 | 59740 |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SpecialEventsDirectExpensesAmt | 0 | 0 |
| IRS990EZ/SpecialEventsNetIncomeLossAmt | 0 | 0 |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 68295 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 71148 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 103765 |
| IRS990EZ/TotalRevenueAmt | 0 | 171566 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TypeOfOrganizationAssocInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | www.aipso.com/tn |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Travel 19298. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | Bad debt 250. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Bank charges 353. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | Miscellaneous 344. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | Depreciation 306. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | Reallocation adjustment 17911. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | Pension related changes other than net periodic cost -13869. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | Accounts Receivable 17770. 25439. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | Prepaid Expenses 27. 23. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | Equipment net 1351. 1045. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 10 | Accounts Payable and Accrued Expenses 15471. 7740. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 11 | Due to AIPSO - pension 52824. 63408. |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Form 990EZ, Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Form 990EZ, Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Form 990EZ, Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Form 990EZ, Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Form 990EZ, Part I, Line 16 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Form 990EZ, Part I, Line 20 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Form 990EZ, Part I, Line 20 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Form 990EZ, Part II, Line 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | Form 990EZ, Part II, Line 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | Form 990EZ, Part II, Line 24 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 10 | Form 990EZ, Part II, Line 26 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 11 | Form 990EZ, Part II, Line 26 |
| ReturnHeader/BuildTS | 0 | 2021-01-29 14:40:06Z |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | Sherri Palermo |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | Accounting Manager |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 4019462310 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2020-05-13 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | TENNESSEE AUTOMOBILE INSURANCE PLAN |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | TENN |
| ReturnHeader/Filer/EIN | 0 | 636049807 |
| ReturnHeader/Filer/PhoneNum | 0 | 4019462310 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | c/o AIPSO 302 CENTRAL AVENUE |
| ReturnHeader/Filer/USAddress/CityNm | 0 | JOHNSTON |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | RI |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 029194932 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId | 0 | C90AFD6DC90ACA4F5CB076DBBBFEC717CF36B374 |
| ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId | 0 | C90AFD6DC90ACA4F5CB076DBBBFEC717CF36B374 |
| ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd | 0 | P |
| ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt | 0 | 165.225.38.63 |
| ReturnHeader/FilingSecurityInformation/IPDt | 0 | 2020-10-30 |
| ReturnHeader/FilingSecurityInformation/IPTimezoneCd | 0 | PD |
| ReturnHeader/FilingSecurityInformation/IPTm | 0 | 08:03:45 |
| ReturnHeader/ReturnTs | 0 | 2020-10-30T08:03:50-07:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2019-01-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2019-12-31 |
| ReturnHeader/TaxYr | 0 | 2019 |
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