Civic Intelligence

Georgia Automobile Insurance Plan

990EZ • Fiscal year 2013 • EIN 63-6049713

Jan 01, 2013 to Dec 31, 2013 • Filed on May 01, 2014

Organization Profilewww.aipso.com/ga
c/o AIPSO 302 CENTRAL AVENUE02919-4932

(401) 946-2310

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

98th percentile

1.89x

Higher debt load relative to assets than 98% of similar nonprofits.

2013 filings • 501(c)6 • <$500k nonprofits • Source year 2013

Liabilities / Revenue

90th percentile

0.32x

Higher debt load relative to revenue than 90% of similar nonprofits.

2013 filings • 501(c)6 • <$500k nonprofits • Source year 2013

Net Margin

69th percentile

10%

Higher net margin than 69% of similar nonprofits.

2013 filings • 501(c)6 • <$500k nonprofits • Source year 2013

Top Officer Pay

67th percentile

$0

Higher top officer pay than 67% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2013 filings • 501(c)6 • <$500k nonprofits • Source year 2013

Asset Growth

2nd percentile

-75%

Faster asset growth than 2% of similar nonprofits.

2013 filings • 501(c)6 • <$500k nonprofits • Annualized from 2012 to 2013

Revenue Growth

39th percentile

-3.0%

Faster revenue growth than 39% of similar nonprofits.

2013 filings • 501(c)6 • <$500k nonprofits • Annualized from 2012 to 2013

Balance Sheet
Liabilities / Assets98th percentile

Assets

Down

$27,189

Down $83,571 (-75%) from 2012

Net Assets

Down

-$24,164

Down $33,301 (-364%) from 2012

Liabilities

Down

$51,353

Down $50,270 (-49%) from 2012

Revenue And Expenses
Liabilities / Revenue90th percentileNet Margin69th percentile

Revenue

Down

$159,881

Down $4,873 (-3.0%) from 2012

Expenses

Down

$143,310

Down $1,101 (-0.8%) from 2012

Net Income

Down

$16,571

Down $3,772 (-19%) from 2012

Historical Trend

Balance Sheet Trend

Asset Growth2nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300K$200K$100K$0-$100KAssets 2010: $86,521Liabilities 2010: $63,845Net Assets 2010: $22,6762010Assets 2011: $26,481Liabilities 2011: $87,010Net Assets 2011: -$60,5292011Assets 2012: $110,760Liabilities 2012: $101,623Net Assets 2012: $9,1372012Assets 2013: $27,189Liabilities 2013: $51,353Net Assets 2013: -$24,1642013Assets 2014: $37,202Liabilities 2014: $90,179Net Assets 2014: -$52,9772014Assets 2015: $84,936Liabilities 2015: $68,936Net Assets 2015: $16,0002015Assets 2016: $116,400Liabilities 2016: $70,301Net Assets 2016: $46,0992016Assets 2017: $113,061Liabilities 2017: $68,341Net Assets 2017: $44,7202017Assets 2018: $111,087Liabilities 2018: $59,846Net Assets 2018: $51,2412018Assets 2019: $131,288Liabilities 2019: $77,106Net Assets 2019: $54,1822019Assets 2020: $183,828Liabilities 2020: $80,009Net Assets 2020: $103,8192020Assets 2021: $218,151Liabilities 2021: $57,168Net Assets 2021: $160,9832021Assets 2022: $283,506Liabilities 2022: $66,154Net Assets 2022: $217,3522022

Highlighted filing

2013

Assets$27,189
Liabilities$51,353
Net Assets-$24,164
Open 2013 Filing

Operations Trend

Revenue Growth39th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$100K$0-$100K-$200KRevenue 2010: $169,891Expenses 2010: $155,190Net Income 2010: $14,7012010Revenue 2011: $186,425Expenses 2011: $155,772Net Income 2011: $30,6532011Revenue 2012: $164,754Expenses 2012: $144,411Net Income 2012: $20,3432012Revenue 2013: $159,881Expenses 2013: $143,310Net Income 2013: $16,5712013Revenue 2014: $160,986Expenses 2014: $133,738Net Income 2014: $27,2482014Revenue 2015: $186,397Expenses 2015: $162,764Net Income 2015: $23,6332015Revenue 2016: $197,290Expenses 2016: $167,795Net Income 2016: $29,4952016Revenue 2017: $121,547Expenses 2017: $95,561Net Income 2017: $25,9862017Revenue 2018: $106,536Expenses 2018: $89,968Net Income 2018: $16,5682018Revenue 2019: $115,569Expenses 2019: $100,177Net Income 2019: $15,3922019Revenue 2020: $115,993Expenses 2020: $82,773Net Income 2020: $33,2202020Revenue 2021: $105,230Expenses 2021: $75,042Net Income 2021: $30,1882021Revenue 2022: $2,700Expenses 2022: $130,506Net Income 2022: -$127,8062022

Highlighted filing

2013

Revenue$159,881
Expenses$143,310
Net Income$16,571
Open 2013 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
May 1, 2014
Return Version
2013v3.1
Gross Receipts
$159,881
Mission and Program Overview

Mission

See note below

Program Services

DescriptionGrantsExpenses
TO MAKE MOTOR VEHICLE INSURANCE AVAILABLE FOR THOSE NOT ABLE TO OBTAIN COVERAGE IN THE VOLUNTARY MARKET.--
Compensation and Service Providers
Top Officer Pay67th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
-Gov Comm-$0--
-Gov Comm-$0--
-Gov Comm-$0--
-Gov Comm-$0--
-Gov Comm-$0--
-Gov Comm-$0--
-Gov Comm-$0--
-Gov Comm-$0--
-Gov Comm-$0--
Filing and Contact Details

Filer

EIN
63-6049713
Phone
4019462310

Signing Officer

Name
David Maynard
Title
Accounting Manager
Phone
4019462310
Signed
2014-05-01
Supplemental Narrative

Additional Explanations

Form 990EZ, Part I, Line 16

“Insurance 1332. Travel 14133. Rental of equipment 1471. Bank charges 989. Bad debt 222. Depreciation 477. Professional dues 173. Payroll processing 125. Miscellaneous 125.”

Form 990EZ, Part I, Line 20

“Reapportionment of prior year's surplus -15182. Reallocation adjustment -79914. Pension-related changes other than net periodic cost 45224.”

Form 990EZ, Part II, Line 24

“Accounts receivable net 3698. 6177. Prepaid expenses 4333. 2012. Equipment net 1706. 2129.”

Form 990EZ, Part II, Line 26

“Accounts payable & accrued expenses 8082. 4839. Deferred rent obligation 10690. 9170. Accrued pension expense 82851. 37344.”

Form 990, Part IX, Line 24F

“MISCELLANEOUS”

Raw XML Appendix128 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine10AIPSO
IRS990EZ/BooksInCareOfDetail/PhoneNum04019462310
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine10302 CENTRAL AVENUE
IRS990EZ/BooksInCareOfDetail/USAddress/City0JOHNSTON
IRS990EZ/BooksInCareOfDetail/USAddress/State0RI
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCode0029194932
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0101023
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt016871
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt00
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt016571
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt023228
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0110760
IRS990EZ/Form990TotalAssetsGrp/EOYAmt027189
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GamingGrossIncomeAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt0159881
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt00
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt0159881
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt09137
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0-24164
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt09137
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0-24164
IRS990EZ/OccupancyRentUtltsAndMaintAmt020555
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt51.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt61.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt71.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt81.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine10Safeco Ins Co
IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine11Cotton States Mut Ins Co
IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine12American Southern Ins Co
IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine13Allstate Ins Co
IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine14Travelers
IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine15State Farm Mut Ins Co
IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine16The Heritage Agency
IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine17McGinty-Gordon & Associates
IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine18Amica Mutual Ins Co
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Gov Comm
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Gov Comm
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Gov Comm
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Gov Comm
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Gov Comm
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Gov Comm
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Gov Comm
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7Gov Comm
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8Gov Comm
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt09737
IRS990EZ/OtherAssetsTotalDetail/EOYAmt010318
IRS990EZ/OtherChangesInNetAssetsAmt0-49872
IRS990EZ/OtherExpensesTotalAmt019047
IRS990EZ/PrimaryExemptPurposeTxt0See note below
IRS990EZ/PrintingPublicationsPostageAmt03138
IRS990EZ/ProgramServiceRevenueAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0TO MAKE MOTOR VEHICLE INSURANCE AVAILABLE FOR THOSE NOT ABLE TO OBTAIN COVERAGE IN THE VOLUNTARY MARKET.
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt077342
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0101623
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt051353
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0143310
IRS990EZ/TotalRevenueAmt0159881
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationAssocInd0X
IRS990EZ/WebsiteAddressTxt0www.aipso.com/ga
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0INSURANCE 1332. TRAVEL 14133. RENTAL OF EQUIPMENT 1471. BANK CHARGES 989. BAD DEBT 222. DEPRECIATION 477. PROFESSIONAL DUES 173. PAYROLL PROCESSING 125. MISCELLANEOUS 125.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1REAPPORTIONMENT OF PRIOR YEAR'S SURPLUS -15182. REALLOCATION ADJUSTMENT -79914. PENSION-RELATED CHANGES OTHER THAN NET PERIODIC COST 45224.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ACCOUNTS RECEIVABLE NET 3698. 6177. PREPAID EXPENSES 4333. 2012. EQUIPMENT NET 1706. 2129.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ACCOUNTS PAYABLE & ACCRUED EXPENSES 8082. 4839. DEFERRED RENT OBLIGATION 10690. 9170. ACCRUED PENSION EXPENSE 82851. 37344.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4MISCELLANEOUS
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990EZ, Part I, Line 20
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990EZ, Part II, Line 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990EZ, Part II, Line 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part IX, Line 24f
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/PersonNm0DAVID MAYNARD
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0ACCOUNTING MANAGER
ReturnHeader/BusinessOfficerGrp/PhoneNum04019462310
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-05-01
ReturnHeader/Filer/BusinessName/BusinessNameLine10GEORGIA AUTOMOBILE INSURANCE PLAN
ReturnHeader/Filer/BusinessNameControlTxt0GEOR
ReturnHeader/Filer/EIN0636049713
ReturnHeader/Filer/PhoneNum04019462310
ReturnHeader/Filer/USAddress/AddressLine10c/o AIPSO 302 CENTRAL AVENUE
ReturnHeader/Filer/USAddress/City0JOHNSTON
ReturnHeader/Filer/USAddress/State0RI
ReturnHeader/Filer/USAddress/ZIPCode0029194932
ReturnHeader/ReturnTs02014-07-18T06:17:09-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02013-01-01
ReturnHeader/TaxPeriodEndDt02013-12-31
ReturnHeader/TaxYr02013

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2013 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$27,189
Liabilities
$51,353
Net assets
-$24,164
Revenue
$159,881
Expenses
$143,310
Net income
$16,571
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2022Detailed filing. Detailed filing data is available for this year.$2.84$0.66$2.17$0.03$1.31$1.28
2021Detailed filing. Detailed filing data is available for this year.$2.18$0.57$1.61$1.05$0.75$0.30
2020Detailed filing. Detailed filing data is available for this year.$1.84$0.80$1.04$1.16$0.83$0.33
2019Detailed filing. Detailed filing data is available for this year.$1.31$0.77$0.54$1.16$1.00$0.15
2018Detailed filing. Detailed filing data is available for this year.$1.11$0.60$0.51$1.07$0.90$0.17
2017Detailed filing. Detailed filing data is available for this year.$1.13$0.68$0.45$1.22$0.96$0.26
2016Detailed filing. Detailed filing data is available for this year.$1.16$0.70$0.46$1.97$1.68$0.29
2015Detailed filing. Detailed filing data is available for this year.$0.85$0.69$0.16$1.86$1.63$0.24
2014Detailed filing. Detailed filing data is available for this year.$0.37$0.90$0.53$1.61$1.34$0.27
2013Detailed filing. Detailed filing data is available for this year.$0.27$0.51$0.24$1.60$1.43$0.17
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.11$1.02$0.09$1.65$1.44$0.20
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.26$0.87$0.61$1.86$1.56$0.31
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.87$0.64$0.23$1.70$1.55$0.15