Civic Intelligence

Credit Union Coalition of Alabama

EIN 63-1274462 • 501(c)6 • Montgomery, AL

Profile

not applicable. We are a 501c6 organization.

PO Box 244040Montgomery, AL 36124
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

49th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

51st percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

66th percentile

9.0%

Higher net margin than 66% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

65th percentile

6.5%

Faster asset growth than 65% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

51st percentile

0.0%

Faster revenue growth than 51% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets49th percentile

Assets

Up

$148,655

Up $9,051 (+6.5%) from 2023

Liabilities

Flat

$0

Flat from 2023

Net Assets

Up

$148,655

Up $9,051 (+6.5%) from 2023

Operations
Liabilities / Revenue51st percentileNet Margin66th percentile

Revenue

Flat

$100,800

Flat from 2023

Expenses

Up

$91,749

Up $2,845 (+3.2%) from 2023

Net Income

Down

$9,051

Down $2,845 (-24%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth65th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0Assets 2011: $81,093Liabilities 2011: $02011Assets 2012: $102,390Liabilities 2012: $02012Assets 2013: $90,081Liabilities 2013: $02013Assets 2014: $94,653Liabilities 2014: $02014Assets 2015: $105,550Liabilities 2015: $02015Assets 2016: $117,989Liabilities 2016: $02016Assets 2017: $134,449Liabilities 2017: $02017Assets 2018: $92,920Liabilities 2018: $2,6052018Assets 2019: $100,611Liabilities 2019: $02019Assets 2020: $110,844Liabilities 2020: $02020Assets 2021: $122,881Liabilities 2021: $0Net Assets 2021: $122,8812021Assets 2022: $127,708Liabilities 2022: $0Net Assets 2022: $127,7082022Assets 2023: $139,604Liabilities 2023: $0Net Assets 2023: $139,6042023Assets 2024: $148,655Liabilities 2024: $0Net Assets 2024: $148,6552024

Highlighted filing

2024

Assets$148,655
Liabilities$0
Net Assets$148,655
Open 2024 Filing

Operations Trend

Revenue Growth51st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KRevenue 2011: $90,000Expenses 2011: $67,537Net Income 2011: $22,4632011Revenue 2012: $90,000Expenses 2012: $68,703Net Income 2012: $21,2972012Revenue 2013: $90,000Expenses 2013: $102,309Net Income 2013: -$12,3092013Revenue 2014: $90,000Expenses 2014: $85,428Net Income 2014: $4,5722014Revenue 2015: $90,000Expenses 2015: $79,103Net Income 2015: $10,8972015Revenue 2016: $90,000Expenses 2016: $77,561Net Income 2016: $12,4392016Revenue 2017: $90,000Expenses 2017: $73,540Net Income 2017: $16,4602017Revenue 2018: $90,000Expenses 2018: $134,134Net Income 2018: -$44,1342018Revenue 2019: $90,000Expenses 2019: $79,704Net Income 2019: $10,2962019Revenue 2020: $100,800Expenses 2020: $90,567Net Income 2020: $10,2332020Revenue 2021: $100,800Expenses 2021: $88,763Net Income 2021: $12,0372021Revenue 2022: $100,800Expenses 2022: $95,973Net Income 2022: $4,8272022Revenue 2023: $100,800Expenses 2023: $88,904Net Income 2023: $11,8962023Revenue 2024: $100,800Expenses 2024: $91,749Net Income 2024: $9,0512024

Highlighted filing

2024

Revenue$100,800
Expenses$91,749
Net Income$9,051
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZXML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$148,655
Liabilities
$0
Net assets
$148,655
Revenue
$100,800
Expenses
$91,749
Net income
$9,051
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.49$0.00$1.49$1.01$0.92$0.09
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.40$0.00$1.40$1.01$0.89$0.12
2022Detailed filing. Detailed filing data is available for this year.$1.28$0.00$1.28$1.01$0.96$0.05
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.23$0.00$1.23$1.01$0.89$0.12
2020Summary only. Only limited summary data is available for this year.$1.11$0.00$1.01$0.91$0.10
2019Summary only. Only limited summary data is available for this year.$1.01$0.00$0.90$0.80$0.10
2018Summary only. Only limited summary data is available for this year.$0.93$0.03$0.90$1.34$0.44
2017Summary only. Only limited summary data is available for this year.$1.34$0.00$0.90$0.74$0.16
2016Summary only. Only limited summary data is available for this year.$1.18$0.00$0.90$0.78$0.12
2015Summary only. Only limited summary data is available for this year.$1.06$0.00$0.90$0.79$0.11
2014Summary only. Only limited summary data is available for this year.$0.95$0.00$0.90$0.85$0.05
2013Summary only. Only limited summary data is available for this year.$0.90$0.00$0.90$1.02$0.12
2012Summary only. Only limited summary data is available for this year.$1.02$0.00$0.90$0.69$0.21
2011Summary only. Only limited summary data is available for this year.$0.81$0.00$0.90$0.68$0.22
Latest Detailed Filing

The latest 2024 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2022 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2022 to Dec 31, 2022
Signed
Apr 6, 2023
Return Version
2022v5.0
Gross Receipts
$100,800
Mission and Program Overview

Mission

not applicable. We are a 501c6 organization.

Program Services

DescriptionGrantsExpenses
Not applicable. We are a 501c6 organization.--
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
William ConnorChairman-$0--
Linda CenculaVice Chairperson-$0--
Robert MichaelSecretary/Treasurer-$0--
Martin HeadDirector-$0--
Joseph NewberryDirector-$0--
Derrick RaglandDirector-$0--
Lori SellersAccountant-$0--
Political and Lobbying Activity

Reported Spending and Taxes

Line ItemAmount
Political Expenditures$7,000
Total Exempt Function Spending$7,000
Section 527 Activity Spending$0

Section 527 Organizations

OrganizationLocationAmount
82-4556491Huntsville, AL$3,500
00-0000000Mobile, AL$2,500
87-4268580Deatsville, AL$1,000
Filing and Contact Details

Filer

Filer Name
Credit Union Coalition of Alabama
EIN
63-1274462
Phone
3342154660
Address
PO Box 244040, Montgomery, AL 36124

Signing Officer

Name
Lori Sellers
Title
AVP Accounting Controls
Phone
3342154782
Signed
2023-04-06
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 16

“Semi-annual meeting expenses, liability insurance, donations”

Raw XML Appendix171 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/BenefitsPaidToOrForMembersAmt00
IRS990EZ/BooksInCareOfDetail/PersonNm0Lori Sellers
IRS990EZ/BooksInCareOfDetail/PhoneNum03342602600
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO Box 244040
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Montgomery
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0AL
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd036124
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0122881
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0127708
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/ContributionsGiftsGrantsEtcAmt00
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DirectIndirectPltclExpendAmt07000
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/ExcessOrDeficitForYearAmt04827
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt085000
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form1120PolFiledInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0122881
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0127708
IRS990EZ/FundraisingGrossIncomeAmt00
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GamingGrossIncomeAmt00
IRS990EZ/GrantsAndSimilarAmountsPaidAmt00
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt0100800
IRS990EZ/GrossSalesOfInventoryAmt00
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt00
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MembershipDuesAmt0100800
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0122881
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0127708
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0122881
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0127708
IRS990EZ/OccupancyRentUtltsAndMaintAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt02
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt21
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt51
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt62
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0William Connor
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Linda Cencula
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Robert Michael
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3Martin Head
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Joseph Newberry
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5Derrick Ragland
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6Lori Sellers
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0Chairman
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1Vice Chairperson
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Secretary/Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5Director
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6Accountant
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherChangesInNetAssetsAmt00
IRS990EZ/OtherExpensesTotalAmt010973
IRS990EZ/OtherRevenueTotalAmt00
IRS990EZ/PoliticalCampaignActyInd01
IRS990EZ/PrimaryExemptPurposeTxt0not applicable. We are a 501c6 organization.
IRS990EZ/PrintingPublicationsPostageAmt00
IRS990EZ/ProgramServiceRevenueAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0Not applicable. We are a 501c6 organization.
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/SalariesOtherCompEmplBnftAmt00
IRS990EZ/SaleOfAssetsGrossAmt00
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TotalExpensesAmt095973
IRS990EZ/TotalProgramServiceExpensesAmt00
IRS990EZ/TotalRevenueAmt0100800
IRS990EZ/TransactionWithControlEntInd00
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990ScheduleC/Expended527ActivitiesAmt00
IRS990ScheduleC/Form1120POLFiledInd00
IRS990ScheduleC/InternalFundsContributedAmt07000
IRS990ScheduleC/PoliticalExpendituresAmt07000
IRS990ScheduleC/Section527PoliticalOrgGrp/ContributionsRcvdDlvrAmt00
IRS990ScheduleC/Section527PoliticalOrgGrp/ContributionsRcvdDlvrAmt10
IRS990ScheduleC/Section527PoliticalOrgGrp/ContributionsRcvdDlvrAmt20
IRS990ScheduleC/Section527PoliticalOrgGrp/EIN0824556491
IRS990ScheduleC/Section527PoliticalOrgGrp/EIN1874268580
IRS990ScheduleC/Section527PoliticalOrgGrp/EIN2000000000
IRS990ScheduleC/Section527PoliticalOrgGrp/OrganizationBusinessName/BusinessNameLine1Txt0Committee to Elect Sam Givhan
IRS990ScheduleC/Section527PoliticalOrgGrp/OrganizationBusinessName/BusinessNameLine1Txt1Campaign for Chadwick Smith
IRS990ScheduleC/Section527PoliticalOrgGrp/OrganizationBusinessName/BusinessNameLine1Txt2Committee to Elect Chip Brown
IRS990ScheduleC/Section527PoliticalOrgGrp/PaidInternalFundsAmt03500
IRS990ScheduleC/Section527PoliticalOrgGrp/PaidInternalFundsAmt11000
IRS990ScheduleC/Section527PoliticalOrgGrp/PaidInternalFundsAmt22500
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/AddressLine1Txt0100 Washington St
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/AddressLine1Txt1488 Country View Rd
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/AddressLine1Txt26825 Bay Road
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/CityNm0Huntsville
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/CityNm1Deatsville
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/CityNm2Mobile
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/StateAbbreviationCd0AL
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/StateAbbreviationCd1AL
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/StateAbbreviationCd2AL
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/ZIPCd035801
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/ZIPCd136022
IRS990ScheduleC/Section527PoliticalOrgGrp/USAddress/ZIPCd236605
IRS990ScheduleC/SupplementalInformationDetail/ExplanationTxt0Donations to political campaigns
IRS990ScheduleC/SupplementalInformationDetail/FormAndLineReferenceDesc0Schedule C, Part I-A, Line 1
IRS990ScheduleC/TotalExemptFunctionExpendAmt07000
IRS990ScheduleC/VolunteerHoursCnt00
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Semi-annual meeting expenses, liability insurance, donations
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990-EZ, Part I, Line 16
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL2
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/LastSubmissionRqrOOBCd00
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/OOBSecurityVerificationCd011
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd01
ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Lori Sellers
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0AVP Accounting Controls
ReturnHeader/BusinessOfficerGrp/PhoneNum03342154782
ReturnHeader/BusinessOfficerGrp/SignatureDt02023-04-06
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CREDIT UNION COALITION OF ALABAMA
ReturnHeader/Filer/BusinessNameControlTxt0CRED
ReturnHeader/Filer/EIN0631274462
ReturnHeader/Filer/PhoneNum03342154660
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO Box 244040
ReturnHeader/Filer/USAddress/CityNm0Montgomery
ReturnHeader/Filer/USAddress/StateAbbreviationCd0AL
ReturnHeader/Filer/USAddress/ZIPCd036124
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/ReturnTs02023-04-06T10:44:48-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02022-01-01
ReturnHeader/TaxPeriodEndDt02022-12-31
ReturnHeader/TaxYr02022

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