Civic Intelligence

Alabama Consumer Finance Association Inc

EIN 63-1261989 • 501(c)6 • Talladega, AL

Profile

Educating members in the credit industry

122 East Battle StreetTalladega, AL 35160

www.alabamaconsumerfinanceassociation.co

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

49th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2021

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2021

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on the latest valid filing.

Source year 2021

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2021

Asset Growth

10th percentile

-78%

Faster asset growth than 10% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2020 to 2021

Revenue Growth

2nd percentile

-100%

Faster revenue growth than 2% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2020 to 2021

Assets

Down

$7,085

Down $24,558 (-78%) from 2020

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Down

$7,085

Down $24,558 (-78%) from 2020

Revenue

Down

$0

Down $24,875 (-100%) from 2020

Expenses

Down

$24,558

Down $8,745 (-26%) from 2020

Net Income

Down

-$24,558

Down $16,130 (-191%) from 2020

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60K$40K$20K$0Assets 2013: $36,332Liabilities 2013: $0Net Assets 2013: $36,3322013Assets 2014: $33,034Liabilities 2014: $0Net Assets 2014: $33,0342014Assets 2015: $35,754Liabilities 2015: $0Net Assets 2015: $35,7542015Assets 2016: $27,154Liabilities 2016: $0Net Assets 2016: $27,1542016Assets 2017: $42,886Net Assets 2017: $42,8862017Assets 2018: $39,333Net Assets 2018: $39,3332018Assets 2019: $40,071Net Assets 2019: $40,0712019Assets 2020: $31,643Net Assets 2020: $31,6432020Assets 2021: $7,085Net Assets 2021: $7,0852021

Highlighted filing

2021

Assets$7,085
Liabilities-
Net Assets$7,085

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50KRevenue 2013: $56,175Expenses 2013: $40,825Net Income 2013: $15,3502013Revenue 2014: $46,092Expenses 2014: $49,390Net Income 2014: -$3,2982014Revenue 2015: $57,703Expenses 2015: $54,984Net Income 2015: $2,7192015Revenue 2016: $58,742Expenses 2016: $67,342Net Income 2016: -$8,6002016Revenue 2017: $77,021Expenses 2017: $61,289Net Income 2017: $15,7322017Revenue 2018: $67,616Expenses 2018: $71,169Net Income 2018: -$3,5532018Revenue 2019: $57,487Expenses 2019: $56,749Net Income 2019: $7382019Revenue 2020: $24,875Expenses 2020: $33,303Net Income 2020: -$8,4282020Revenue 2021: $0Expenses 2021: $24,558Net Income 2021: -$24,5582021

Highlighted filing

2021

Revenue$0
Expenses$24,558
Net Income-$24,558

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2021 to Dec 31, 2021
Signed
Aug 21, 2022
Return Version
2021v4.1
Mission and Program Overview

Mission

Educating members in the credit industry

Program Services

DescriptionGrantsExpenses
CONVENTION WAS HELD TO EDUCATE MEMBERS OF THE ASSOCIATIONPERTAINING TO THE BUSINESS OF EXTENDING CREDIT AND TO DEVELOP HIGHER BUSINESS STANDARDS IN THE INDUSTRY.--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
MARK DUNCANExecutive DirectorPT$0--
MARGARET WILLIAMSONSecretary TreasurerPT$0--
GARY CHAPMANPresidentPT$0--
MICHAEL PARKERExecutive Vice President-$0--
DUANE DAVISVice President-$0--
HEATHER MEARESDirector-$0--
BRENT PARTAINDirector-$0--
DUANE DAVISDirector-$0--
CHRIS MITCHELLDirector-$0--
SCOTT JACOBSDirector-$0--
SARAH KINNEYDirector-$0--
MICHAEL PARKERDirector-$0--
HOLLY MUNOZSecretary/TreasurerPT$0--
GARY CHAPMANDirector-$0--
TAMMY WHEATONDirector-$0--
TONY ELLISONDirector-$0--
ROB PETRYDirector-$0--
Filing and Contact Details

Filer

Filer Name
Alabama Consumer Finance Association Inc
EIN
63-1261989
Phone
2563623600
Address
122 EAST BATTLE STREET, TALLADEGA, AL 35160

Signing Officer

Name
Mark Duncan
Title
Excutive Director
Phone
2563623600
Signed
2022-08-21

Preparer

Firm
Alabama Tax Service
Address
717 FIRST ST SW, CHILDERSBURG, AL 35044
Preparer
Tamra C Morris
Phone
2563786903
Supplemental Narrative

Additional Explanations

Form 990EZ, Part I, Line 16

OFFICE SUPPLIES 1311.

Form 990EZ, Part I, Line 16

ACFA SERVICE FEE 9750.

Form 990EZ, Part I, Line 16

STAFF EXPENSE 227.

Raw XML Appendix198 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3MICHAEL PARKER
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm16ROB PETRY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0EXECUTIVE DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1SECRETARY TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3EXECUTIVE VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt10DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt11DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt12SECRETARY/TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt13DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt14DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt15DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt16DIRECTOR
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt011288
IRS990EZ/PrimaryExemptPurposeTxt0EDUCATING MEMBERS IN THE CREDIT INDUSTRY
IRS990EZ/PrintingPublicationsPostageAmt0147
IRS990EZ/ProgramServiceRevenueAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0CONVENTION WAS HELD TO EDUCATE MEMBERS OF THE ASSOCIATIONPERTAINING TO THE BUSINESS OF EXTENDING CREDIT AND TO DEVELOP HIGHER BUSINESS STANDARDS IN THE INDUSTRY.
IRS990EZ/ProhibitedTaxShelterTransInd0false
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IRS990EZ/SubjectToProxyTaxInd0false
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IRS990EZ/TotalExpensesAmt024558
IRS990EZ/TotalRevenueAmt00
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0OFFICE SUPPLIES 1311.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ACFA SERVICE FEE 9750.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2STAFF EXPENSE 227.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990EZ, Part I, Line 16
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/AuthenticationAssuranceLevelCd0AAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/FederatedAssuranceLevelCd0FAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/IdentityAssuranceLevelCd0IAL1
ReturnHeader/AdditionalFilerInformation/TrustedCustomerGrp/TrustedCustomerCd03
ReturnHeader/BuildTS02022-09-23 18:48:47Z
ReturnHeader/BusinessOfficerGrp/PersonNm0MARK DUNCAN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0EXCUTIVE DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum02563623600
ReturnHeader/BusinessOfficerGrp/SignatureDt02022-08-21
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0ALABAMA CONSUMER FINANCE ASSOCIATION INC
ReturnHeader/Filer/BusinessNameControlTxt0ALAB
ReturnHeader/Filer/EIN0631261989
ReturnHeader/Filer/PhoneNum02563623600
ReturnHeader/Filer/USAddress/AddressLine1Txt0122 EAST BATTLE STREET
ReturnHeader/Filer/USAddress/CityNm0TALLADEGA
ReturnHeader/Filer/USAddress/StateAbbreviationCd0AL
ReturnHeader/Filer/USAddress/ZIPCd035160
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0472250132
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0ALABAMA TAX SERVICE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0717 FIRST ST SW
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0CHILDERSBURG
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0AL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd035044
ReturnHeader/PreparerPersonGrp/PhoneNum02563786903
ReturnHeader/PreparerPersonGrp/PreparationDt02022-08-21
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0TAMRA C MORRIS
ReturnHeader/ReturnTs02022-08-21T17:24:31-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0MARK
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0DUNCAN
ReturnHeader/TaxPeriodBeginDt02021-01-01
ReturnHeader/TaxPeriodEndDt02021-12-31
ReturnHeader/TaxYr02021

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