Civic Intelligence

Alabama Rivers Alliance Inc

EIN 63-1186023 • 501(c)3 • Birmingham, AL

Profile

Promote the conservation of Alabama rivers and watersheds.

4439 5th Avenue South Suite 1000Birmingham, AL 35222

www.alabamarivers.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

57th percentile

0.03x

Higher debt load relative to assets than 57% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2024

Liabilities / Revenue

53rd percentile

0.02x

Higher debt load relative to revenue than 53% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2024

Net Margin

24th percentile

-9.5%

Higher net margin than 24% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2024

Top Officer Pay

76th percentile

$70,040

Higher top officer pay than 76% of similar nonprofits.

Top officer pay equals 11.2% of source-year revenue.

501(c)3 • $500k-$1M nonprofits • Source year 2024

Asset Growth

81st percentile

28%

Faster asset growth than 81% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Revenue Growth

66th percentile

20%

Faster revenue growth than 66% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets57th percentile

Assets

Up

$375,942

Up $81,593 (+28%) from 2023

Liabilities

Down

$12,424

Down $13,702 (-52%) from 2023

Net Assets

Up

$363,518

Up $95,295 (+36%) from 2023

Operations
Liabilities / Revenue53rd percentileNet Margin24th percentile

Revenue

Up

$624,245

Up $102,960 (+20%) from 2023

Expenses

Up

$683,582

Up $137,494 (+25%) from 2023

Net Income

Down

-$59,337

Down $34,534 (-139%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth81st percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$400K$300K$200K$100K$0Assets 2010: $60,645Liabilities 2010: $0Net Assets 2010: $60,6452010Assets 2011: $127,721Liabilities 2011: $16,061Net Assets 2011: $111,6602011Assets 2012: $84,206Liabilities 2012: $16,061Net Assets 2012: $68,1452012Assets 2013: $146,419Liabilities 2013: $2,771Net Assets 2013: $143,6482013Assets 2014: $120,674Liabilities 2014: $0Net Assets 2014: $120,6742014Assets 2015: $361,808Liabilities 2015: $660Net Assets 2015: $361,1482015Assets 2016: $244,565Liabilities 2016: $1,683Net Assets 2016: $242,8822016Assets 2017: $375,550Liabilities 2017: $1,962Net Assets 2017: $373,5882017Assets 2018: $273,352Liabilities 2018: $2,518Net Assets 2018: $270,8342018Assets 2019: $165,462Liabilities 2019: $3,752Net Assets 2019: $161,7102019Assets 2020: $201,568Liabilities 2020: $5,730Net Assets 2020: $195,8382020Assets 2021: $258,182Liabilities 2021: $5,091Net Assets 2021: $253,0912021Assets 2022: $285,027Liabilities 2022: $6,656Net Assets 2022: $278,3712022Assets 2023: $294,349Liabilities 2023: $26,126Net Assets 2023: $268,2232023Assets 2024: $375,942Liabilities 2024: $12,424Net Assets 2024: $363,5182024

Highlighted filing

2024

Assets$375,942
Liabilities$12,424
Net Assets$363,518
Open 2024 Filing

Operations Trend

Revenue Growth66th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.0M$500K$0-$500KExpenses 2010: $254,8512010Expenses 2011: $252,0002011Expenses 2012: $288,0712012Revenue 2013: $349,358Expenses 2013: $314,860Net Income 2013: $34,4982013Revenue 2014: $309,267Expenses 2014: $332,241Net Income 2014: -$22,9742014Revenue 2015: $548,380Expenses 2015: $297,453Net Income 2015: $250,9272015Revenue 2016: $209,738Expenses 2016: $295,866Net Income 2016: -$86,1282016Revenue 2017: $377,108Expenses 2017: $307,549Net Income 2017: $69,5592017Revenue 2018: $313,501Expenses 2018: $391,933Net Income 2018: -$78,4322018Revenue 2019: $249,607Expenses 2019: $383,580Net Income 2019: -$133,9732019Revenue 2020: $369,652Expenses 2020: $346,492Net Income 2020: $23,1602020Revenue 2021: $449,295Expenses 2021: $407,137Net Income 2021: $42,1582021Revenue 2022: $523,350Expenses 2022: $467,899Net Income 2022: $55,4512022Revenue 2023: $521,285Expenses 2023: $546,088Net Income 2023: -$24,8032023Revenue 2024: $624,245Expenses 2024: $683,582Net Income 2024: -$59,3372024

Highlighted filing

2024

Revenue$624,245
Expenses$683,582
Net Income-$59,337
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$375,942
Liabilities
$12,424
Net assets
$363,518
Revenue
$624,245
Expenses
$683,582
Net income
-$59,337
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.76$0.12$3.64$6.24$6.84$0.59
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.94$0.26$2.68$5.21$5.46$0.25
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.85$0.07$2.78$5.23$4.68$0.55
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.58$0.05$2.53$4.49$4.07$0.42
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.02$0.06$1.96$3.70$3.46$0.23
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.65$0.04$1.62$2.50$3.84$1.34
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.73$0.03$2.71$3.14$3.92$0.78
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.76$0.02$3.74$3.77$3.08$0.70
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.45$0.02$2.43$2.10$2.96$0.86
2015Detailed filing. Detailed filing data is available for this year.$3.62$0.01$3.61$5.48$2.97$2.51
2014Detailed filing. Detailed filing data is available for this year.$1.21$0.00$1.21$3.09$3.32$0.23
2013Detailed filing. Detailed filing data is available for this year.$1.46$0.03$1.44$3.49$3.15$0.34
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.84$0.16$0.68$2.88
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.28$0.16$1.12$2.52
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.61$0.00$0.61$2.55
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 14, 2025
Return Version
2024v5.2
Gross Receipts
$624,245
Mission and Program Overview

Mission

Alabama Rivers Alliance is a statewide network of groups working to protect and restore all of Alabama's water resources through building partnerships, empowering citizens, and advocating for sound water policy and its enforcement.

Promote the conservation of Alabama rivers and watersheds.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments in Publicly Traded Securities$168,918$181,329▲ $12,411
Cash and Non-Interest-Bearing Accounts$95,826$136,272▲ $40,446
Accounts Receivable-$50,000-
Land, Buildings, and Equipment, Net$10,946$8,094▼ $2,852
Savings and Temporary Cash Investments-$247-
Total Assets$294,349$375,942▲ $81,593
Other Assets Total$18,659$0▼ $18,659
Liabilities
Other Liabilities$19,737$0▼ $19,737
Accounts Payable and Accrued Expenses$6,389$12,424▲ $6,035
Total Liabilities$26,126$12,424▼ $13,702
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$228,223$235,518▲ $7,295
Net Assets With Donor Restrictions$40,000$128,000▲ $88,000
Total Net Assets Fund Balance$268,223$363,518▲ $95,295
Total Liabilities and Net Assets / Fund Balance$294,349$375,942▲ $81,593

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$8,094$43,516$51,610
Compensation and Service Providers
Top Officer Pay76th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Cindy LowryExecutive DirectorFT$70,040$70,040

Board Members and Trustees

NameTitle
Cory PettwayPresident
Jonathan McNairVice-President
Barbara BurkeDirector
Cameron HandysideDirector
Dawn LeeDirector
Kelsey HerndonDirector
Maggie JohnstonDirector
Tony DilibertoDirector
Vickey WheelerDirector
Julie LaySecretary
Sam StokesTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$573,029
Program Service Revenue
$39,820
Investment Income
$6,862
Other Revenue
$4,534
All Other Contributions
$548,825
Change in Net Assets
$-59,337

Noncash Contribution Practices

Property subject to holding requirements
No
Reviewed unusual noncash gifts
No
Third parties used for noncash contributions
No

Noncash Contributions

Contribution TypeContribution CountReported AmountValuation Method
Securities Miscellaneous1$26,516Stock donation value
Total Noncash Contributions1$26,516-
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$401,268
Other Expenses$277,789
Total Fundraising Expense$56,178
Grants and Similar Amounts Paid$4,525
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$225,739$22,100$40,345$288,184
Current Officers, Directors, Trustees, and Key Employees$54,863$5,371$9,806$70,040
Occupancy$33,763$2,936-$36,699
Travel$34,023$2,172-$36,195
Payroll Taxes$19,362$1,895$3,461$24,718
Fees for Services Other$20,000$3,937-$23,937
Other Employee Benefits$11,722$1,147$2,095$14,964
All Other Expenses$6,108$4,658-$10,766
Office Expenses$8,424$2,106-$10,530
Advertising$5,524$2,721-$8,245
Other Expenses$3,840$3,840-$7,680
Grants to Domestic Orgs$4,525--$4,525
Pension Plan Contributions$2,633$258$471$3,362
Depreciation Depletion$2,624$228-$2,852
Fees for Services Accounting-$2,478-$2,478
Insurance$1,966$171-$2,137
Total Functional Expenses$570,334$57,070$56,178$683,582
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, line 11B

“The Executive Director and Treasurer review and present the 990 at a regular scheduled board meeting. All questions and changes are addressed by the Executive Director and Treasurer.”

Form 990, Part VI, Section B, line 12C

“Annually, Board members are required to disclose conflicts of interest by January 1.”

Form 990, Part VI, Section B, line 15A

“The Executive Director's salary is based on wage studies of organizations with similar budgets and missions.”

Form 990, Part VI, Section C, line 19

“The Organization's governing documents and financial statements are available upon request.”

Filing and Contact Details

Filer

Filer Name
Alabama Rivers Alliance Inc
EIN
63-1186023
Phone
2053226395
Address
4439 5th Avenue South Suite 1000, Birmingham, AL 35222

Signing Officer

Name
Cindy Lowry
Title
Executive Director
Phone
2053226395
Signed
2025-11-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Cindy Lowry
Formed
1997
Legal Domicile
Al
Voting Board Members
11
Independent Board Members
11
Employees
6
Volunteers
50

Preparer

Firm
Haynes Downard LLP
Address
3161 Cahaba Heights Road Suite 203, Birmingham, AL 35243
Preparer
Lewis F Jones Jr
Phone
2052781000
Supplemental Narrative

Additional Explanations

Form 990, Part XII, Line 2A

“The Organization has not changed its oversight process from the prior year.”

Financial Statement Notes

Part X, Line 2:

“As of December 31, 2024, the Alliance has no uncertain tax positions that qualify for recognition or disclosure in the financial statements.”

Raw XML AppendixShowing 400 of 484 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/BooksInCareOfDetail/PhoneNum02053226395
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt04439 5th Avenue South Suite 1000
IRS990/BooksInCareOfDetail/USAddress/CityNm0Birmingham
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0AL
IRS990/BooksInCareOfDetail/USAddress/ZIPCd035222
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IRS990/CompensationFromOtherSrcsInd00
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IRS990/ConservationEasementsInd00
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IRS990/DescribedInSection501c3Ind01
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IRS990/DonorRstrOrQuasiEndowmentsInd00
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IRS990/Form990PartVIISectionAGrp/OfficerInd0X
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IRS990/Form990PartVIISectionAGrp/PersonNm0Barbara Burke
IRS990/Form990PartVIISectionAGrp/PersonNm1Cameron Handyside
IRS990/Form990PartVIISectionAGrp/PersonNm2Kelsey Herndon
IRS990/Form990PartVIISectionAGrp/PersonNm3Dawn Lee
IRS990/Form990PartVIISectionAGrp/PersonNm4Maggie Johnston
IRS990/Form990PartVIISectionAGrp/PersonNm5Tony Diliberto
IRS990/Form990PartVIISectionAGrp/PersonNm6Vickey Wheeler
IRS990/Form990PartVIISectionAGrp/PersonNm7Julie Lay
IRS990/Form990PartVIISectionAGrp/PersonNm8Sam Stokes
IRS990/Form990PartVIISectionAGrp/PersonNm9Jonathan McNair
IRS990/Form990PartVIISectionAGrp/PersonNm10Cory Pettway
IRS990/Form990PartVIISectionAGrp/PersonNm11Cindy Lowry
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IRS990/Form990PartVIISectionAGrp/TitleTxt2Director
IRS990/Form990PartVIISectionAGrp/TitleTxt3Director
IRS990/Form990PartVIISectionAGrp/TitleTxt4Director
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt8Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt9Vice-President
IRS990/Form990PartVIISectionAGrp/TitleTxt10President
IRS990/Form990PartVIISectionAGrp/TitleTxt11Executive Director
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IRS990/MinutesOfCommitteesInd01
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IRS990/MissionDesc0Alabama Rivers Alliance is a statewide network of groups working to protect and restore all of Alabama's water resources through building partnerships, empowering citizens, and advocating for sound water policy and its enforcement.
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IRS990/OtherExpensesGrp/Desc2Dues and subscriptions
IRS990/OtherExpensesGrp/Desc3Repairs and maintenance
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IRS990/OtherExpensesGrp/ManagementAndGeneralAmt13840
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IRS990/OtherExpensesGrp/ProgramServicesAmt142521
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IRS990/OtherExpensesGrp/TotalAmt29562
IRS990/OtherExpensesGrp/TotalAmt37680
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IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/FundraisingAmt03461
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt01895
IRS990/PayrollTaxesGrp/ProgramServicesAmt019362
IRS990/PayrollTaxesGrp/TotalAmt024718
IRS990/PensionPlanContributionsGrp/FundraisingAmt0471
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt0258
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt02633
IRS990/PensionPlanContributionsGrp/TotalAmt03362
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0Cindy Lowry
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IRS990/PYTotalExpensesAmt0546088
IRS990/PYTotalProfFndrsngExpnsAmt00
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IRS990/RegularMonitoringEnfrcInd01
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IRS990/SavingsAndTempCashInvstGrp/EOYAmt0247
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt00
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IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt0429161
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IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt010707
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt028309
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IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt014238
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IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt0464390
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IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt02547743
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
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IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd01
IRS990ScheduleD/EquipmentGrp/BookValueAmt08094
IRS990ScheduleD/EquipmentGrp/DepreciationAmt043516
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt051610
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0As of December 31, 2024, the Alliance has no uncertain tax positions that qualify for recognition or disclosure in the financial statements.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Part X, Line 2:
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IRS990/ScheduleJRequiredInd00
IRS990ScheduleM/AnyPropertyThatMustBeHeldInd00
IRS990ScheduleM/ReviewProcessUnusualNCGiftsInd00
IRS990ScheduleM/SecuritiesMiscellaneousGrp/ContributionCnt01
IRS990ScheduleM/SecuritiesMiscellaneousGrp/MethodOfDeterminingRevenuesTxt0Stock donation value
IRS990ScheduleM/SecuritiesMiscellaneousGrp/NonCashCheckboxInd0X
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IRS990ScheduleM/ThirdPartiesUsedInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The Executive Director and Treasurer review and present the 990 at a regular scheduled board meeting. All questions and changes are addressed by the Executive Director and Treasurer.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Annually, Board members are required to disclose conflicts of interest by January 1.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The Executive Director's salary is based on wage studies of organizations with similar budgets and missions.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3The Organization's governing documents and financial statements are available upon request.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4The Organization has not changed its oversight process from the prior year.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section B, line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section B, line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section B, line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section C, line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part XII, Line 2a

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