Civic Intelligence

St Clair Association of Realtors

EIN 63-1131697 • 501(c)6 • Pell City, AL

Profile

To unite those engaged in the recognized branches of the real estate profession in this community for the purpose of exerting a beneficial influence upon the profession and related interests; to promote and maintain high standards of conduct in the real estate profession as expressed in the code of ethics of the national association of realtors; to provide a unified medium for real estate owners and those engaged in the real estate profession whereby their interests may be safeguarded and advanced; to further the interest of home and other real property ownership; to unite those engaged in the real estate profession in this community with the alabama association of realtors, inc., and the national association of realtors, thereby furthering their own objectives throughout the state and nation, and obtaining the benefits and privileges of membership therein; and to designate, for the benefit of the public, those individuals within its jurisdiction authorized to use the terms "realtor" a

PO Box 902Pell City, AL 35125

stclairrealtors.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

65th percentile

0.03x

Higher debt load relative to assets than 65% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

65th percentile

0.02x

Higher debt load relative to revenue than 65% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Net Margin

47th percentile

-0.4%

Higher net margin than 47% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2025

Top Officer Pay

80th percentile

$11,244

Higher top officer pay than 80% of similar nonprofits.

Top officer pay equals 18.6% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2025

Asset Growth

53rd percentile

0.1%

Faster asset growth than 53% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

33rd percentile

-12%

Faster revenue growth than 33% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2024 to 2025

Assets

Up

$40,239

Up $23 (+0.1%) from 2024

Liabilities

Up

$1,225

Up $258 (+27%) from 2024

Net Assets

Down

$39,014

Down $235 (-0.6%) from 2024

Revenue

Down

$60,562

Down $8,397 (-12%) from 2024

Expenses

Down

$60,797

Down $6,799 (-10%) from 2024

Net Income

Down

-$235

Down $1,598 (-117%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60K$40K$20K$0Assets 2015: $28,708Liabilities 2015: $820Net Assets 2015: $27,8882015Assets 2016: $29,411Liabilities 2016: $1,187Net Assets 2016: $28,2242016Assets 2017: $30,303Liabilities 2017: $1,161Net Assets 2017: $29,1422017Assets 2018: $33,739Liabilities 2018: $1,205Net Assets 2018: $32,5342018Assets 2019: $37,478Liabilities 2019: $1,185Net Assets 2019: $36,2932019Assets 2020: $40,043Liabilities 2020: $1,223Net Assets 2020: $38,8202020Assets 2021: $45,010Liabilities 2021: $1,429Net Assets 2021: $43,5812021Assets 2022: $47,616Liabilities 2022: $1,329Net Assets 2022: $46,2872022Assets 2023: $38,688Liabilities 2023: $802Net Assets 2023: $37,8862023Assets 2024: $40,216Liabilities 2024: $967Net Assets 2024: $39,2492024Assets 2025: $40,239Liabilities 2025: $1,225Net Assets 2025: $39,0142025

Highlighted filing

2025

Assets$40,239
Liabilities$1,225
Net Assets$39,014

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50KRevenue 2015: $20,007Expenses 2015: $12,886Net Income 2015: $7,1212015Revenue 2016: $73,712Expenses 2016: $74,176Net Income 2016: -$4642016Revenue 2017: $81,246Expenses 2017: $80,328Net Income 2017: $9182017Revenue 2018: $97,706Expenses 2018: $94,314Net Income 2018: $3,3922018Revenue 2019: $85,175Expenses 2019: $81,416Net Income 2019: $3,7592019Revenue 2020: $79,842Expenses 2020: $77,315Net Income 2020: $2,5272020Revenue 2021: $97,587Expenses 2021: $92,826Net Income 2021: $4,7612021Revenue 2022: $81,131Expenses 2022: $78,426Net Income 2022: $2,7052022Revenue 2023: $63,352Expenses 2023: $71,753Net Income 2023: -$8,4012023Revenue 2024: $68,959Expenses 2024: $67,596Net Income 2024: $1,3632024Revenue 2025: $60,562Expenses 2025: $60,797Net Income 2025: -$2352025

Highlighted filing

2025

Revenue$60,562
Expenses$60,797
Net Income-$235

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Feb 7, 2026
Return Version
2025v4.0
Gross Receipts
$60,562
Mission and Program Overview

Mission

To unite those engaged in the recognized branches of the real estate profession in this community for the purpose of exerting a beneficial influence upon the profession and related interests; to promote and maintain high standards of conduct in the real estate profession as expressed in the code of ethics of the national association of realtors; to provide a unified medium for real estate owners and those engaged in the real estate profession whereby their interests may be safeguarded and advanced; to further the interest of home and other real property ownership; to unite those engaged in the real estate profession in this community with the alabama association of realtors, inc., and the national association of realtors, thereby furthering their own objectives throughout the state and nation, and obtaining the benefits and privileges of membership therein; and to designate, for the benefit of the public, those individuals within its jurisdiction authorized to use the terms "realtor" a

Program Services

DescriptionGrantsExpenses
TO UNITE THOSE ENGAGED IN THE RECOGNIZED BRANCHES OF THE REAL ESTATE PROFESSION IN THIS COMMUNITY FOR THE PURPOSE OF EXERTING A BENEFICIAL INFLUENCE UPON THE PROFESSION AND RELATED INTERESTS; TO PROMOTE AND MAINTAIN HIGH STANDARDS OF CONDUCT IN THE REAL ESTATE PROFESSION AS EXPRESSED IN THE CODE OF ETHICS OF THE NATIONAL ASSOCIATION OF REALTORS; TO PROVIDE A UNIFIED MEDIUM FOR REAL ESTATE OWNERS AND THOSE ENGAGED IN THE REAL ESTATE PROFESSION WHEREBY THEIR INTERESTS MAY BE SAFEGUARDED AND ADVANCED; TO FURTHER THE INTEREST OF HOME AND OTHER REAL PROPERTY OWNERSHIP; TO UNITE THOSE ENGAGED IN THE REAL ESTATE PROFESSION IN THIS COMMUNITY WITH THE ALABAMA ASSOCIATION OF REALTORS, INC., AND THE NATIONAL ASSOCIATION OF REALTORS, THEREBY FURTHERING THEIR OWN OBJECTIVES THROUGHOUT THE STATE AND NATION, AND OBTAINING THE BENEFITS AND PRIVILEGES OF MEMBERSHIP THEREIN; AND TO DESIGNATE, FOR THE BENEFIT OF THE PUBLIC, THOSE INDIVIDUALS WITHIN ITS JURISDICTION AUTHORIZED TO USE THE TERMS "REALTOR- AND "REALTOR- ASSOCIATES", AS LICENSED, PRESCRIBED AND CONTROLLED BY THE NATIONAL ASSOCIATION OF REALTORS.--
TO REMIT DONATIONS TO AAR, NAR, ARPAC ON BEHALF OF THE ASSOCIATION MEMBERS.--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
TAMMY STEWARTExecutive DiPT$11,244-$11,244
KATRINA HENNINGSPresident-$0--
WES HARRELLPresident El-$0--
DAWN WILLIAMSSecretary/Tr-$0--
CARAN WILBANKSDirector-$0--
EMILY NORRISBoard Member-$0--
BECKY BOWMANBoard Member-$0--
BREANNA FARMERBoard Member-$0--
SHIRLEY KUJANBoard Member-$0--
PAULA KRAFFTBoard Member-$0--
TRACEY SARGENTBoard Member-$0--
ALLIE KRAFTBoard Member-$0--
MIKE CARRPast Preside-$0--
ELANA WEEMSBoard Member-$0--
LAURIE BRASHERBoard Member-$0--
SHARON THOMASBoard Member-$0--
Filing and Contact Details

Filer

Filer Name
St Clair Association of Realtors
EIN
63-1131697
Phone
2053387729
Address
PO BOX 902, PELL CITY, AL 35125

Signing Officer

Name
Tammy Stewart
Title
Executive Director
Phone
2053387729
Signed
2026-02-07
Discuss with paid preparer
Yes

Preparer

Firm
BAIN & COMPANY CPA'S PC
Address
PO BOX 1090, PELL CITY, AL 35125-1090
Preparer
Gregory D Bain CPA
Phone
2058842332
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 10

Alabama association of realtors 6,097 2000 interstate park dr. Montgomery, al 36109 arpac 1,620 2000 interstate park dr. Montgomery, al 36109 national assoc of realtors 888 430 north michigan ave 4 chicago, il 60611

Form 990-ez, Part I, Line 16

Expenses office supplies 4,420 bank service charges 641 postage & delivery 139 insurance 375 program expense 2,190 other expenses 2,578 website 2,638 golf tournament 13,799 total 26,780

Form 990-ez, Part II, Line 26

Unsecured notes and loans payable 967 1,225

Form 990-ez, Part III

To unite those engaged in the recognized branches of the real estate profession in this community for the purpose of exerting a beneficial influence upon the profession and related interests; to promote and maintain high standards of conduct in the real estate profession as expressed in the code of ethics of the national association of realtors; to provide a unified medium for real estate owners and those engaged in the real estate profession whereby their interests may be safeguarded and advanced; to further the interest of home and other real property ownership; to unite those engaged in the real estate profession in this community with the alabama association of realtors, inc., and the national association of realtors, thereby furthering their own objectives throughout the state and nation, and obtaining the benefits and privileges of membership therein; and to designate, for the benefit of the public, those individuals within its jurisdiction authorized to use the terms "realtor- and "realtor- associates", as licensed, prescribed and controlled by the national association of realtors.

Form 990-ez, Part III, Line 28

To unite those engaged in the recognized branches of the real estate profession in this community for the purpose of exerting a beneficial influence upon the profession and related interests; to promote and maintain high standards of conduct in the real estate profession as expressed in the code of ethics of the national association of realtors; to provide a unified medium for real estate owners and those engaged in the real estate profession whereby their interests may be safeguarded and advanced; to further the interest of home and other real property ownership; to unite those engaged in the real estate profession in this community with the alabama association of realtors, inc., and the national association of realtors, thereby furthering their own objectives throughout the state and nation, and obtaining the benefits and privileges of membership therein; and to designate, for the benefit of the public, those individuals within its jurisdiction authorized to use the terms "realtor- and "realtor- associates", as licensed, prescribed and controlled by the national association of realtors.

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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3TO UNITE THOSE ENGAGED IN THE RECOGNIZED BRANCHES OF THE REAL ESTATE PROFESSION IN THIS COMMUNITY FOR THE PURPOSE OF EXERTING A BENEFICIAL INFLUENCE UPON THE PROFESSION AND RELATED INTERESTS; TO PROMOTE AND MAINTAIN HIGH STANDARDS OF CONDUCT IN THE REAL ESTATE PROFESSION AS EXPRESSED IN THE CODE OF ETHICS OF THE NATIONAL ASSOCIATION OF REALTORS; TO PROVIDE A UNIFIED MEDIUM FOR REAL ESTATE OWNERS AND THOSE ENGAGED IN THE REAL ESTATE PROFESSION WHEREBY THEIR INTERESTS MAY BE SAFEGUARDED AND ADVANCED; TO FURTHER THE INTEREST OF HOME AND OTHER REAL PROPERTY OWNERSHIP; TO UNITE THOSE ENGAGED IN THE REAL ESTATE PROFESSION IN THIS COMMUNITY WITH THE ALABAMA ASSOCIATION OF REALTORS, INC., AND THE NATIONAL ASSOCIATION OF REALTORS, THEREBY FURTHERING THEIR OWN OBJECTIVES THROUGHOUT THE STATE AND NATION, AND OBTAINING THE BENEFITS AND PRIVILEGES OF MEMBERSHIP THEREIN; AND TO DESIGNATE, FOR THE BENEFIT OF THE PUBLIC, THOSE INDIVIDUALS WITHIN ITS JURISDICTION AUTHORIZED TO USE THE TERMS "REALTOR- AND "REALTOR- ASSOCIATES", AS LICENSED, PRESCRIBED AND CONTROLLED BY THE NATIONAL ASSOCIATION OF REALTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4TO UNITE THOSE ENGAGED IN THE RECOGNIZED BRANCHES OF THE REAL ESTATE PROFESSION IN THIS COMMUNITY FOR THE PURPOSE OF EXERTING A BENEFICIAL INFLUENCE UPON THE PROFESSION AND RELATED INTERESTS; TO PROMOTE AND MAINTAIN HIGH STANDARDS OF CONDUCT IN THE REAL ESTATE PROFESSION AS EXPRESSED IN THE CODE OF ETHICS OF THE NATIONAL ASSOCIATION OF REALTORS; TO PROVIDE A UNIFIED MEDIUM FOR REAL ESTATE OWNERS AND THOSE ENGAGED IN THE REAL ESTATE PROFESSION WHEREBY THEIR INTERESTS MAY BE SAFEGUARDED AND ADVANCED; TO FURTHER THE INTEREST OF HOME AND OTHER REAL PROPERTY OWNERSHIP; TO UNITE THOSE ENGAGED IN THE REAL ESTATE PROFESSION IN THIS COMMUNITY WITH THE ALABAMA ASSOCIATION OF REALTORS, INC., AND THE NATIONAL ASSOCIATION OF REALTORS, THEREBY FURTHERING THEIR OWN OBJECTIVES THROUGHOUT THE STATE AND NATION, AND OBTAINING THE BENEFITS AND PRIVILEGES OF MEMBERSHIP THEREIN; AND TO DESIGNATE, FOR THE BENEFIT OF THE PUBLIC, THOSE INDIVIDUALS WITHIN ITS JURISDICTION AUTHORIZED TO USE THE TERMS "REALTOR- AND "REALTOR- ASSOCIATES", AS LICENSED, PRESCRIBED AND CONTROLLED BY THE NATIONAL ASSOCIATION OF REALTORS.
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART III
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ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0351251090
ReturnHeader/PreparerPersonGrp/PhoneNum02058842332
ReturnHeader/PreparerPersonGrp/PreparationDt02026-02-15
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0GREGORY D BAIN CPA
ReturnHeader/ReturnTs02026-02-27T12:58:46-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

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