Civic Intelligence

United Paperworkers

EIN 63-0902584 • 501(c)5 • Brewton, AL

Profile

LOCAL UNION INSURANCE

3162 Mason Mill Pond RoadBrewton, AL 36426
Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

58th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)5 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

60th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)5 • <$500k nonprofits • Source year 2025

Net Margin

94th percentile

46%

Higher net margin than 94% of similar nonprofits.

501(c)5 • <$500k nonprofits • Source year 2025

Top Officer Pay

63rd percentile

$4,160

Higher top officer pay than 63% of similar nonprofits.

Top officer pay equals 9.3% of source-year revenue.

501(c)5 • <$500k nonprofits • Source year 2025

Asset Growth

99th percentile

343%

Faster asset growth than 99% of similar nonprofits.

501(c)5 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

71st percentile

10%

Faster revenue growth than 71% of similar nonprofits.

501(c)5 • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets58th percentile

Assets

Up

$26,468

Up $20,490 (+343%) from 2024

Liabilities

$0

No earlier filing loaded for comparison.

Net Assets

Up

$26,468

Up $20,490 (+343%) from 2024

Operations
Liabilities / Revenue60th percentileNet Margin94th percentile

Revenue

Up

$44,734

Up $4,094 (+10%) from 2024

Expenses

Down

$24,244

Down $15,567 (-39%) from 2024

Net Income

Up

$20,490

Up $19,661 (+2372%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth99th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$30K$20K$10K$0Assets 2010: $3,828Liabilities 2010: $02010Assets 2011: $4,442Liabilities 2011: $02011Assets 2013: $20,112Liabilities 2013: $02013Assets 2014: $16,626Liabilities 2014: $02014Assets 2015: $2,522Net Assets 2015: $2,5222015Assets 2016: $10,333Net Assets 2016: $10,3332016Assets 2017: $16,676Net Assets 2017: $16,6762017Assets 2018: $14,422Net Assets 2018: $14,4222018Assets 2019: $11,040Net Assets 2019: $11,0402019Assets 2020: $18,148Net Assets 2020: $18,1482020Assets 2021: $4,976Net Assets 2021: $4,9762021Assets 2022: $3,837Net Assets 2022: $3,8372022Assets 2023: $5,149Net Assets 2023: $5,1492023Assets 2024: $5,978Net Assets 2024: $5,9782024Assets 2025: $26,468Liabilities 2025: $0Net Assets 2025: $26,4682025

Highlighted filing

2025

Assets$26,468
Liabilities$0
Net Assets$26,468
Open 2025 Filing

Operations Trend

Revenue Growth71st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$60K$40K$20K$0-$20KRevenue 2010: $15,521Expenses 2010: $12,777Net Income 2010: $2,7442010Revenue 2011: $24,799Expenses 2011: $24,185Net Income 2011: $6142011Revenue 2013: $28,795Expenses 2013: $20,645Net Income 2013: $8,1502013Revenue 2014: $24,007Expenses 2014: $27,493Net Income 2014: -$3,4862014Revenue 2015: $26,522Expenses 2015: $40,626Net Income 2015: -$14,1042015Revenue 2016: $34,560Expenses 2016: $26,749Net Income 2016: $7,8112016Revenue 2017: $33,012Expenses 2017: $26,669Net Income 2017: $6,3432017Revenue 2018: $32,299Expenses 2018: $34,553Net Income 2018: -$2,2542018Revenue 2019: $30,593Expenses 2019: $33,975Net Income 2019: -$3,3822019Revenue 2020: $33,572Expenses 2020: $26,464Net Income 2020: $7,1082020Revenue 2021: $31,781Expenses 2021: $44,953Net Income 2021: -$13,1722021Revenue 2022: $33,864Expenses 2022: $35,003Net Income 2022: -$1,1392022Revenue 2023: $39,994Expenses 2023: $38,682Net Income 2023: $1,3122023Revenue 2024: $40,640Expenses 2024: $39,811Net Income 2024: $8292024Revenue 2025: $44,734Expenses 2025: $24,244Net Income 2025: $20,4902025

Highlighted filing

2025

Revenue$44,734
Expenses$24,244
Net Income$20,490
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$26,468
Liabilities
$0
Net assets
$26,468
Revenue
$44,734
Expenses
$24,244
Net income
$20,490
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$26.5$0.00$26.5$44.7$24.2$20.5
2024Detailed filing. Detailed filing data is available for this year.$5.98$5.98$40.6$39.8$0.83
2023Detailed filing. Detailed filing data is available for this year.$5.15$5.15$40.0$38.7$1.31
2022Detailed filing. Detailed filing data is available for this year.$3.84$3.84$33.9$35.0$1.14
2021Detailed filing. Detailed filing data is available for this year.$4.98$4.98$31.8$45.0$13.2
2020Detailed filing. Detailed filing data is available for this year.$18.1$18.1$33.6$26.5$7.11
2019Detailed filing. Detailed filing data is available for this year.$11.0$11.0$30.6$34.0$3.38
2018Detailed filing. Detailed filing data is available for this year.$14.4$14.4$32.3$34.6$2.25
2017Detailed filing. Detailed filing data is available for this year.$16.7$16.7$33.0$26.7$6.34
2016Detailed filing. Detailed filing data is available for this year.$10.3$10.3$34.6$26.7$7.81
2015Detailed filing. Detailed filing data is available for this year.$2.52$2.52$26.5$40.6$14.1
2014Summary only. Only limited summary data is available for this year.$16.6$0.00$24.0$27.5$3.49
2013Summary only. Only limited summary data is available for this year.$20.1$0.00$28.8$20.6$8.15
2011Summary only. Only limited summary data is available for this year.$4.44$0.00$24.8$24.2$0.61
2010Summary only. Only limited summary data is available for this year.$3.83$0.00$15.5$12.8$2.74
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Mar 16, 2026
Return Version
2025v4.0
Gross Receipts
$44,734
Mission and Program Overview

Mission

LOCAL UNION INSURANCE

Program Services

DescriptionGrantsExpenses
LOCAL UNION ESTABLISHED FOR LOCAL UNION EMPLOYEE HEALTH INSURANCE$44,687$20,490
Compensation and Service Providers
Top Officer Pay63rd percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
ERIC BARNESPresPT$4,160-$4,160
PAUL LOWERYTreasPT$4,069-$4,069
PHILIP LOWERYSec-$3,000-$3,000
WAYMON NEALSecPT$3,000-$3,000
Filing and Contact Details

Filer

Filer Name
United Paperworkers
EIN
63-0902584
In Care Of
% PAUL LOWERY
Address
3162 MASON MILL POND ROAD, Brewton, AL 36426

Signing Officer

Name
Paul Lowery
Title
Officer
Phone
2518093016
Signed
2026-03-16
Discuss with paid preparer
No

Preparer

Firm
Ats
Address
405 FORREST AVENUE, Brewton, AL 36426
Preparer
Brenda Darlene Emmons
Phone
2518093016
Supplemental Narrative

Additional Explanations

Description of other expenses Part I line 16

“Description AmountINSURANCE 686OFFICE 5,218DUES 191TAXES 1,561TRAVEL 184”

Raw XML Appendix119 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0PAUL LOWERY
IRS990EZ/BooksInCareOfDetail/PhoneNum02518093016
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt03162 MASON MILL ROAD
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Brewton
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0AL
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd036426
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt05978
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt026468
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt044687
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt020490
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt02175
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt05978
IRS990EZ/Form990TotalAssetsGrp/EOYAmt026468
IRS990EZ/GrossReceiptsAmt044734
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt047
IRS990EZ/LandAndBuildingsGrp/BOYAmt00
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt05978
IRS990EZ/NetAssetsOrFundBalancesEOYAmt026468
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt05978
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt026468
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt05.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt15.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt20.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt35.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt04160
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt14069
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt23000
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt33000
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0ERIC BARNES
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1PAUL LOWERY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2PHILIP LOWERY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3WAYMON NEAL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRES
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1TREAS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2SEC
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3SEC
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherExpensesTotalAmt07840
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0LOCAL UNION INSURANCE
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0LOCAL UNION ESTABLISHED FOR LOCAL UNION EMPLOYEE HEALTH INSURANCE
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt044687
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt020490
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt014229
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt024244
IRS990EZ/TotalProgramServiceExpensesAmt020490
IRS990EZ/TotalRevenueAmt044734
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt044687
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt044687
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct01.00000
IRS990ScheduleA/PublicSupportPY170Pct00.00000
IRS990ScheduleA/PublicSupportTotal170Amt044687
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt044687
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt044687
IRS990ScheduleA/TotalSupportAmt044687
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Description AmountINSURANCE 686OFFICE 5,218DUES 191TAXES 1,561TRAVEL 184
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Description of other expenses Part I line 16
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0PAUL LOWERY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0OFFICER
ReturnHeader/BusinessOfficerGrp/PhoneNum02518093016
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-03-16
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0UNITED PAPERWORKERS
ReturnHeader/Filer/BusinessNameControlTxt0UNIT
ReturnHeader/Filer/EIN0630902584
ReturnHeader/Filer/InCareOfNm0% PAUL LOWERY
ReturnHeader/Filer/USAddress/AddressLine1Txt03162 MASON MILL POND ROAD
ReturnHeader/Filer/USAddress/CityNm0Brewton
ReturnHeader/Filer/USAddress/StateAbbreviationCd0AL
ReturnHeader/Filer/USAddress/ZIPCd036426
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0043631044
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0ATS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0405 FORREST AVENUE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Brewton
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0AL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd036426
ReturnHeader/PreparerPersonGrp/PhoneNum02518093016
ReturnHeader/PreparerPersonGrp/PreparationDt02026-03-16
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0BRENDA DARLENE EMMONS
ReturnHeader/ReturnTs02026-03-16T15:15:16-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

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