Civic Intelligence

Neighborhood Housing Services of Birmingham Inc

EIN 63-0713056 • 501(c)3 • Birmingham, AL

Profile

To give families the tools they need to emerge from poverty and achieve financial stability, including safe, affordable housing, first time homebuyer education, foreclosure prevention, budget management and credit counseling, and community building.

Refreshing map…

601 19th Street NorthBirmingham, AL 35203

www.nhsbham.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

63rd percentile

0.15x

Higher debt load relative to assets than 63% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Liabilities / Revenue

72nd percentile

0.27x

Higher debt load relative to revenue than 72% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Net Margin

61st percentile

10%

Higher net margin than 61% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Top Officer Pay

74th percentile

$118,573

Higher top officer pay than 74% of similar nonprofits.

Top officer pay equals 5.5% of source-year revenue.

501(c)3 • $1M-$5M nonprofits • Source year 2025

Asset Growth

59th percentile

6.8%

Faster asset growth than 59% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Revenue Growth

81st percentile

43%

Faster revenue growth than 81% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets63rd percentile

Assets

Up

$3,878,494

Up $142,094 (+3.8%) from 2023

Liabilities

Up

$589,190

Up $4,823 (+0.8%) from 2023

Net Assets

Up

$3,289,304

Up $137,271 (+4.4%) from 2023

Operations
Liabilities / Revenue72nd percentileNet Margin61st percentile

Revenue

Down

$2,168,776

Down $1,474,146 (-40%) from 2023

Expenses

Up

$1,943,217

Up $697,173 (+56%) from 2023

Net Income

Down

$225,559

Down $2,171,319 (-91%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth59th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$4.0M$3.0M$2.0M$1.0M$0Assets 2011: $1,807,387Liabilities 2011: $77,093Net Assets 2011: $1,730,2942011Assets 2012: $2,019,909Liabilities 2012: $81,435Net Assets 2012: $1,938,4742012Assets 2013: $2,430,499Liabilities 2013: $191,162Net Assets 2013: $2,239,3372013Assets 2014: $2,724,321Liabilities 2014: $119,773Net Assets 2014: $2,604,5482014Assets 2015: $2,576,376Liabilities 2015: $216,536Net Assets 2015: $2,359,8402015Assets 2016: $2,538,530Liabilities 2016: $342,473Net Assets 2016: $2,196,0572016Assets 2017: $1,863,705Liabilities 2017: $327,280Net Assets 2017: $1,536,4252017Assets 2018: $1,461,645Liabilities 2018: $347,018Net Assets 2018: $1,114,6272018Assets 2019: $1,009,886Liabilities 2019: $168,882Net Assets 2019: $841,0042019Assets 2020: $1,209,844Liabilities 2020: $284,922Net Assets 2020: $924,9222020Assets 2021: $1,653,068Liabilities 2021: $893,323Net Assets 2021: $759,7452021Assets 2022: $1,184,880Liabilities 2022: $429,725Net Assets 2022: $755,1552022Assets 2023: $3,736,400Liabilities 2023: $584,367Net Assets 2023: $3,152,0332023Assets 2025: $3,878,494Liabilities 2025: $589,190Net Assets 2025: $3,289,3042025

Highlighted filing

2025

Assets$3,878,494
Liabilities$589,190
Net Assets$3,289,304
Open 2025 Filing

Operations Trend

Revenue Growth81st percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$4.0M$2.0M$0-$2.0MRevenue 2011: $578,716Expenses 2011: $501,358Net Income 2011: $77,3582011Expenses 2012: $542,4982012Expenses 2013: $545,8192013Revenue 2014: $970,051Expenses 2014: $635,718Net Income 2014: $334,3332014Revenue 2015: $434,222Expenses 2015: $678,930Net Income 2015: -$244,7082015Revenue 2016: $444,752Expenses 2016: $608,535Net Income 2016: -$163,7832016Revenue 2017: $437,566Expenses 2017: $1,097,198Net Income 2017: -$659,6322017Revenue 2018: $599,563Expenses 2018: $1,021,361Net Income 2018: -$421,7982018Revenue 2019: $580,230Expenses 2019: $853,853Net Income 2019: -$273,6232019Revenue 2020: $1,141,396Expenses 2020: $1,057,478Net Income 2020: $83,9182020Revenue 2021: $1,357,303Expenses 2021: $1,522,480Net Income 2021: -$165,1772021Revenue 2022: $2,265,804Expenses 2022: $2,270,394Net Income 2022: -$4,5902022Revenue 2023: $3,642,922Expenses 2023: $1,246,044Net Income 2023: $2,396,8782023Revenue 2025: $2,168,776Expenses 2025: $1,943,217Net Income 2025: $225,5592025

Highlighted filing

2025

Revenue$2,168,776
Expenses$1,943,217
Net Income$225,559
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$3,878,494
Liabilities
$589,190
Net assets
$3,289,304
Revenue
$2,168,776
Expenses
$1,943,217
Net income
$225,559
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.88$0.59$3.29$2.17$1.94$0.23
2023Summary only. Only limited summary data is available for this year.$3.74$0.58$3.15$3.64$1.25$2.40
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.18$0.43$0.76$2.27$2.27$0.00
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.65$0.89$0.76$1.36$1.52$0.17
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.21$0.28$0.92$1.14$1.06$0.08
2019Summary only. Only limited summary data is available for this year.$1.01$0.17$0.84$0.58$0.85$0.27
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.46$0.35$1.11$0.60$1.02$0.42
2017Summary only. Only limited summary data is available for this year.$1.86$0.33$1.54$0.44$1.10$0.66
2016Summary only. Only limited summary data is available for this year.$2.54$0.34$2.20$0.44$0.61$0.16
2015Detailed filing. Detailed filing data is available for this year.$2.58$0.22$2.36$0.43$0.68$0.24
2014Detailed filing. Detailed filing data is available for this year.$2.72$0.12$2.60$0.97$0.64$0.33
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.43$0.19$2.24$0.55
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.02$0.08$1.94$0.54
2011Summary only. Only limited summary data is available for this year.$1.81$0.08$1.73$0.58$0.50$0.08
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Jan 23, 2026
Return Version
2024v5.5
Gross Receipts
$2,269,596
Mission and Program Overview

Mission

To give families the tools they need to emerge from poverty and achieve financial stability, including safe, affordable housing, first time homebuyer education, foreclosure prevention, budget management and credit counseling, and community building.

To help stabilize urban neighborhoods in the city of birmingham (al) and surrounding areas.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$3,511,495$3,388,780▼ $122,715
Cash and Non-Interest-Bearing Accounts$20,900$426,987▲ $406,087
Pledges and Grants Receivable$70,899$32,697▼ $38,202
Accounts Receivable$100--
Total Assets$3,631,279$3,878,494▲ $247,215
Other Assets Total$27,885$30,030▲ $2,145
Liabilities
Mortgage Notes Payable Secured by Investment Property$470,830$460,691▼ $10,139
Accounts Payable and Accrued Expenses$38,398$84,493▲ $46,095
Other Liabilities$58,306$44,006▼ $14,300
Total Liabilities$567,534$589,190▲ $21,656
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$3,063,745$3,289,304▲ $225,559
Total Net Assets Fund Balance$3,063,745$3,289,304▲ $225,559
Total Liabilities and Net Assets / Fund Balance$3,631,279$3,878,494▲ $247,215

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$2,769,734$523,937$3,293,671
Land$576,794-$576,794
Equipment$42,252$55,783$98,035
Compensation and Service Providers
Top Officer Pay74th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Carol ClarkeChief Executive OfficerFT$105,000$13,573$118,573

Board Members and Trustees

NameTitle
Pastor Lawrence ConawayChairman
Joe AyersVice Chairman
Betty SmithChief Executive Officer
Alice WalkerMember
Bo GreshamMember
Denise KillebrewMember
Eula JacksonMember
Gerrel JonesMember
Selena Rogers-dickersonMember
Srikanth KarraMember
Anita AbramsParliamentarian
Kayla TurnerSecretary
Brad SmithTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Me And My House INCConstruction Services715 SHARPSBURG CIR, Birmingham, AL 35213$106,600
Revenue and Support

Revenue Composition

Contributions and Grants
$1,468,967
Program Service Revenue
$572,753
Investment Income
$115,718
Other Revenue
$11,338
All Other Contributions
$619,862
Change in Net Assets
$225,559

Noncash Contribution Practices

Property subject to holding requirements
No
Reviewed unusual noncash gifts
No
Third parties used for noncash contributions
No

Noncash Contributions

Contribution TypeReported Amount
Real Estate Residential$34,200
Total Noncash Contributions$34,200

Audited Revenue Reconciliation

Revenue per Audited Statements
$2,168,776
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$2,168,776
Total Revenue per Form 990
$2,168,776
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,444,664
Salaries, Compensation, and Employee Benefits$498,553
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Other$1,085,566$74,330-$1,159,896
Other Salaries and Wages$187,946$125,297-$313,243
Depreciation Depletion$97,441$24,360-$121,801
Current Officers, Directors, Trustees, and Key Employees$63,000$42,000-$105,000
Office Expenses$44,539$29,693-$74,232
Other Employee Benefits$29,929$19,952-$49,881
Interest-$34,790-$34,790
Payroll Taxes$18,257$12,172-$30,429
Travel$11,164$7,442-$18,606
Advertising-$4,694-$4,694
Other Expenses$1,898$1,265-$3,163
Insurance-$1,489-$1,489
Fees for Services Legal$129$2-$131
Total Functional Expenses$1,545,678$397,539$0$1,943,217

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$1,943,217
Total Expenses per Audited Statements$1,943,217
Total Expenses per Form 990$1,943,217
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Lease Liability$28,237
Rou Liability$8,920
Security Deposits$6,849
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“The 990 is reviewed at a board meeting and made available to all board members.”

Form 990, Part VI, Section B, Line 12C

“All directors, trustees and key employees shall disclose annually any interest which could give rise to conflicts of interest by completing and submitting to the ceo an annual conflict of interest disclosure form.”

Form 990, Part VI, Section B, Line 15

“The executive committee of the board of directors shall conduct an annual performance evaluation of the ceo.”

Form 990, Part VI, Section C, Line 19

“UPON REQUEST.”

Filing and Contact Details

Filer

Filer Name
Neighborhood Housing Services of Birming
EIN
63-0713056
Phone
2053284292
Address
601 19TH STREET NORTH, BIRMINGHAM, AL 35203

Signing Officer

Name
Carol Clarke
Title
CEO
Phone
2053284292
Signed
2026-01-23
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Carol Clarke
Formed
1976
Legal Domicile
Al
Voting Board Members
13
Independent Board Members
13
Employees
6
Volunteers
13

Preparer

Firm
Borland Benefield Pc
Address
800 SHADES CREEK PARKWAY STE 875, BIRMINGHAM, AL 35209
Preparer
Jeffrey D Chandler CPA
Phone
2058027212
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

“Contract services: program service expenses 38,961. Management and general expenses 25,974. Fundraising expenses 0. Total expenses 64,935. Property management: program service expenses 4,787. Management and general expenses 0. Fundraising expenses 0. Total expenses 4,787. Rehab contract services: program service expenses 612,488. Management and general expenses 48,356. Fundraising expenses 0. Total expenses 660,844. Down payment assistance: program service expenses 429,330. Management and general expenses 0. Fundraising expenses 0. Total expenses 429,330.”

Form 990, Part XII, Line 2C.

“The process has not changed from the prior year.”

Financial Statement Notes

PART X, LINE 2:

“The organization is exempt from income taxation under section 501(c)(3) of the internal revenue code. As of june 30, 2025, the organization had no uncertain tax positions that qualify for disclosure in the financial statements. The organization files an annual form 990 with the internal revenue service and its tax return for the year ended 2022 and subsequent years remain subject to examination by tax authorities.”

Raw XML AppendixShowing 400 of 491 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRMAN
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IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4PARLIAMENTARIAN
IRS990/Form990PartVIISectionAGrp/TitleTxt5MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt8MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt9MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt10MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt11CHIEF EXECUTIVE OFFICER
IRS990/Form990PartVIISectionAGrp/TitleTxt12MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt13CHIEF EXECUTIVE OFFICER
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IRS990/FSAuditedInd01
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IRS990/GamingActivitiesInd00
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IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
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IRS990/GrossReceiptsAmt02269596
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
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IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd00
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IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
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IRS990/InterestGrp/TotalAmt034790
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IRS990/IRPDocumentCnt06
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IRS990/LoanOutstandingInd00
IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO GIVE FAMILIES THE TOOLS THEY NEED TO EMERGE FROM POVERTY AND ACHIEVE FINANCIAL STABILITY, INCLUDING SAFE, AFFORDABLE HOUSING, FIRST TIME HOMEBUYER EDUCATION, FORECLOSURE PREVENTION, BUDGET MANAGEMENT AND CREDIT COUNSELING, AND COMMUNITY BUILDING.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
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IRS990/NetGainOrLossInvestmentsGrp/ExclusionAmt0115680
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IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt03063745
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt03289304
IRS990/NoncashContributionsAmt034700
IRS990/NondeductibleContributionsInd00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt029693
IRS990/OfficeExpensesGrp/ProgramServicesAmt044539
IRS990/OfficeExpensesGrp/TotalAmt074232
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt027885
IRS990/OtherAssetsTotalGrp/EOYAmt030030
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt019952
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt029929
IRS990/OtherEmployeeBenefitsGrp/TotalAmt049881
IRS990/OtherExpensesGrp/Desc0FEES AND TAXES
IRS990/OtherExpensesGrp/Desc1STAFF TRAINING
IRS990/OtherExpensesGrp/Desc2MISCELLANEOUS
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IRS990/OtherExpensesGrp/ManagementAndGeneralAmt13873
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt21265
IRS990/OtherExpensesGrp/ProgramServicesAmt05809
IRS990/OtherExpensesGrp/ProgramServicesAmt11898
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IRS990/OtherExpensesGrp/TotalAmt19682
IRS990/OtherExpensesGrp/TotalAmt23163
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IRS990/OtherLiabilitiesGrp/EOYAmt044006
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/Desc0OTHER REVENUE
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IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt011338
IRS990/OtherRevenueTotalAmt011338
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0125297
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0187946
IRS990/OtherSalariesAndWagesGrp/TotalAmt0313243
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt012172
IRS990/PayrollTaxesGrp/ProgramServicesAmt018257
IRS990/PayrollTaxesGrp/TotalAmt030429
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IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0CAROL CLARKE
IRS990/ProfessionalFundraisingInd00
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IRS990/ProhibitedTaxShelterTransInd00
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IRS990/PYSalariesCompEmpBnftPaidAmt0351978
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IRS990/PYTotalProfFndrsngExpnsAmt00
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IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt0225559
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
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IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
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IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt07095193
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IRS990/ScheduleBRequiredInd01
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IRS990ScheduleD/EquipmentGrp/BookValueAmt042252
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IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt098035
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IRS990ScheduleD/FootnoteTextInd0X
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IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt228237
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0SECURITY DEPOSITS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1ROU LIABILITY
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2LEASE LIABILITY
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
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IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION IS EXEMPT FROM INCOME TAXATION UNDER SECTION 501(C)(3) OF THE INTERNAL REVENUE CODE. AS OF JUNE 30, 2025, THE ORGANIZATION HAD NO UNCERTAIN TAX POSITIONS THAT QUALIFY FOR DISCLOSURE IN THE FINANCIAL STATEMENTS. THE ORGANIZATION FILES AN ANNUAL FORM 990 WITH THE INTERNAL REVENUE SERVICE AND ITS TAX RETURN FOR THE YEAR ENDED 2022 AND SUBSEQUENT YEARS REMAIN SUBJECT TO EXAMINATION BY TAX AUTHORITIES.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
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IRS990ScheduleD/TotalExpensesPerForm990Amt01943217
IRS990ScheduleD/TotalLiabilityAmt044006
IRS990ScheduleD/TotalRevenuePerForm990Amt02168776
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt02168776
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IRS990/ScheduleJRequiredInd00
IRS990ScheduleM/AnyPropertyThatMustBeHeldInd00
IRS990ScheduleM/RealEstateResidentialGrp/NonCashCheckboxInd0X
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IRS990ScheduleM/ReviewProcessUnusualNCGiftsInd00
IRS990ScheduleM/ThirdPartiesUsedInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE 990 IS REVIEWED AT A BOARD MEETING AND MADE AVAILABLE TO ALL BOARD MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ALL DIRECTORS, TRUSTEES AND KEY EMPLOYEES SHALL DISCLOSE ANNUALLY ANY INTEREST WHICH COULD GIVE RISE TO CONFLICTS OF INTEREST BY COMPLETING AND SUBMITTING TO THE CEO AN ANNUAL CONFLICT OF INTEREST DISCLOSURE FORM.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE EXECUTIVE COMMITTEE OF THE BOARD OF DIRECTORS SHALL CONDUCT AN ANNUAL PERFORMANCE EVALUATION OF THE CEO.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3UPON REQUEST.

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