Civic Intelligence

Tuscaloosa Teachers Credit Union

990 • Fiscal year 2015 • EIN 63-0436631

Jan 01, 2015 to Dec 31, 2015

Tuscaloosa, AL
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

30th percentile

0.88x

Higher debt load relative to assets than 30% of similar nonprofits.

2015 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2015

Liabilities / Revenue

86th percentile

24.06x

Higher debt load relative to revenue than 86% of similar nonprofits.

2015 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2015

Net Margin

52nd percentile

12%

Higher net margin than 52% of similar nonprofits.

2015 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2015

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2015

Asset Growth

4th percentile

-1.4%

Faster asset growth than 4% of similar nonprofits.

2015 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2014 to 2015

Revenue Growth

6th percentile

-5.8%

Faster revenue growth than 6% of similar nonprofits.

2015 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2014 to 2015

Assets

Down

$117,675,801

Down $1,618,688 (-1.4%) from 2014

Net Assets

Down

$14,587,449

Down $560,292 (-3.7%) from 2014

Liabilities

Down

$103,088,352

Down $1,058,396 (-1.0%) from 2014

Revenue

Down

$4,284,260

Down $264,402 (-5.8%) from 2014

Expenses

Up

$3,790,806

Up $192,764 (+5.4%) from 2014

Net Income

Down

$493,454

Down $457,166 (-48%) from 2014

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200M$150M$100M$50M$0Assets 2010: $92,614,423Liabilities 2010: $79,885,373Net Assets 2010: $12,729,0502010Assets 2011: $106,775,393Liabilities 2011: $93,228,840Net Assets 2011: $13,546,5532011Assets 2012: $115,265,710Liabilities 2012: $100,916,725Net Assets 2012: $14,348,9852012Assets 2013: $118,560,305Liabilities 2013: $105,223,770Net Assets 2013: $13,336,5352013Assets 2014: $119,294,489Liabilities 2014: $104,146,748Net Assets 2014: $15,147,7412014Assets 2015: $117,675,801Liabilities 2015: $103,088,352Net Assets 2015: $14,587,4492015Assets 2016: $119,773,431Liabilities 2016: $105,815,561Net Assets 2016: $13,957,8702016Assets 2017: $120,083,632Liabilities 2017: $104,951,853Net Assets 2017: $15,131,7792017Assets 2018: $119,473,574Liabilities 2018: $103,644,320Net Assets 2018: $15,829,2542018Assets 2019: $126,564,995Liabilities 2019: $109,848,618Net Assets 2019: $16,716,3772019Assets 2020: $151,929,371Liabilities 2020: $133,904,831Net Assets 2020: $18,024,5402020Assets 2021: $164,737,507Liabilities 2021: $145,607,416Net Assets 2021: $19,130,0912021Assets 2022: $159,794,835Liabilities 2022: $147,175,213Net Assets 2022: $12,619,6222022Assets 2023: $162,354,260Liabilities 2023: $147,943,691Net Assets 2023: $14,410,5692023Assets 2024: $180,007,116Liabilities 2024: $164,676,304Net Assets 2024: $15,330,8122024

Highlighted filing

2015

Assets$117,675,801
Liabilities$103,088,352
Net Assets$14,587,449

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$10M$5.0M$0Expenses 2010: $4,139,5712010Expenses 2011: $4,446,4112011Expenses 2012: $4,157,9782012Revenue 2013: $4,594,952Expenses 2013: $3,864,759Net Income 2013: $730,1932013Revenue 2014: $4,548,662Expenses 2014: $3,598,042Net Income 2014: $950,6202014Revenue 2015: $4,284,260Expenses 2015: $3,790,806Net Income 2015: $493,4542015Revenue 2016: $4,377,308Expenses 2016: $4,160,153Net Income 2016: $217,1552016Revenue 2017: $4,713,033Expenses 2017: $4,142,076Net Income 2017: $570,9572017Revenue 2018: $5,150,316Expenses 2018: $4,214,622Net Income 2018: $935,6942018Revenue 2019: $5,757,149Expenses 2019: $4,883,061Net Income 2019: $874,0882019Revenue 2020: $6,081,947Expenses 2020: $5,496,079Net Income 2020: $585,8682020Revenue 2021: $6,496,831Expenses 2021: $5,504,255Net Income 2021: $992,5762021Revenue 2022: $6,975,921Expenses 2022: $5,941,360Net Income 2022: $1,034,5612022Revenue 2023: $8,173,855Expenses 2023: $7,505,001Net Income 2023: $668,8542023Revenue 2024: $9,658,595Expenses 2024: $9,325,953Net Income 2024: $332,6422024

Highlighted filing

2015

Revenue$4,284,260
Expenses$3,790,806
Net Income$493,454
Filing Detail Status

This 2015 filing currently has summary financial data only. Detailed schedules, leadership, and program rows are not available for this filing yet.

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Filing Snapshot
Filing Period
Jan 1, 2015 to Dec 31, 2015
Mission and Program Overview

Mission

To provide thrift opportunities and low cost loans to memebers.

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$180$165$15.3$9.66$9.33$0.33
2023Detailed filing. Detailed filing data is available for this year.$162$148$14.4$8.17$7.51$0.67
2022Detailed filing. Detailed filing data is available for this year.$160$147$12.6$6.98$5.94$1.03
2021Detailed filing. Detailed filing data is available for this year.$165$146$19.1$6.50$5.50$0.99
2020Detailed filing. Detailed filing data is available for this year.$152$134$18.0$6.08$5.50$0.59
2019Detailed filing. Detailed filing data is available for this year.$127$110$16.7$5.76$4.88$0.87
2018Detailed filing. Detailed filing data is available for this year.$119$104$15.8$5.15$4.21$0.94
2017Detailed filing. Detailed filing data is available for this year.$120$105$15.1$4.71$4.14$0.57
2016Detailed filing. Detailed filing data is available for this year.$120$106$14.0$4.38$4.16$0.22
2015Summary only. Only limited summary data is available for this year.$118$103$14.6$4.28$3.79$0.49
2014Detailed filing. Detailed filing data is available for this year.$119$104$15.1$4.55$3.60$0.95
2013Detailed filing. Detailed filing data is available for this year.$119$105$13.3$4.59$3.86$0.73
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$115$101$14.3$4.16
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$107$93.2$13.5$4.45
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$92.6$79.9$12.7$4.14