Civic Intelligence

Sheet Metal Workers International Association Local Union 48 Welfare

990 • Fiscal year 2018 • EIN 63-0330521

Jan 01, 2018 to Dec 31, 2018 • Filed on Aug 21, 2019

Organization ProfileN/A
1108 29th Street NorthBirmingham, AL 35234

(205) 322-9016

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

56th percentile

0.02x

Higher debt load relative to assets than 56% of similar nonprofits.

2018 filings • 501(c)9 • $1M-$5M nonprofits • Source year 2018

Liabilities / Revenue

59th percentile

0.03x

Higher debt load relative to revenue than 59% of similar nonprofits.

2018 filings • 501(c)9 • $1M-$5M nonprofits • Source year 2018

Net Margin

51st percentile

1.5%

Higher net margin than 51% of similar nonprofits.

2018 filings • 501(c)9 • $1M-$5M nonprofits • Source year 2018

Top Officer Pay

52nd percentile

$0

Higher top officer pay than 52% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2018 filings • 501(c)9 • $1M-$5M nonprofits • Source year 2018

Asset Growth

37th percentile

-4.4%

Faster asset growth than 37% of similar nonprofits.

2018 filings • 501(c)9 • $1M-$5M nonprofits • Annualized from 2017 to 2018

Revenue Growth

80th percentile

19%

Faster revenue growth than 80% of similar nonprofits.

2018 filings • 501(c)9 • $1M-$5M nonprofits • Annualized from 2017 to 2018

Balance Sheet
Liabilities / Assets56th percentile

Assets

Down

$4,582,056

Down $208,665 (-4.4%) from 2017

Net Assets

Down

$4,503,656

Down $173,125 (-3.7%) from 2017

Liabilities

Down

$78,400

Down $35,540 (-31%) from 2017

Revenue And Expenses
Liabilities / Revenue59th percentileNet Margin51st percentile

Revenue

Up

$2,464,161

Up $397,746 (+19%) from 2017

Expenses

Down

$2,426,112

Down $131,756 (-5.2%) from 2017

Net Income

Up

$38,049

Up $529,502 (+108%) from 2017

Historical Trend

Balance Sheet Trend

Asset Growth37th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$6.0M$4.0M$2.0M$0Assets 2011: $4,921,585Liabilities 2011: $19,019Net Assets 2011: $4,902,5662011Assets 2012: $4,962,379Liabilities 2012: $27,679Net Assets 2012: $4,934,7002012Assets 2013: $5,324,326Liabilities 2013: $27,773Net Assets 2013: $5,296,5532013Assets 2014: $5,591,478Liabilities 2014: $26,416Net Assets 2014: $5,565,0622014Assets 2015: $5,482,857Liabilities 2015: $27,433Net Assets 2015: $5,455,4242015Assets 2016: $5,141,872Liabilities 2016: $34,306Net Assets 2016: $5,107,5662016Assets 2017: $4,790,721Liabilities 2017: $113,940Net Assets 2017: $4,676,7812017Assets 2018: $4,582,056Liabilities 2018: $78,400Net Assets 2018: $4,503,6562018Assets 2019: $4,817,317Liabilities 2019: $49,152Net Assets 2019: $4,768,1652019Assets 2020: $5,622,183Liabilities 2020: $368,567Net Assets 2020: $5,253,6162020Assets 2021: $4,920,379Liabilities 2021: $91,592Net Assets 2021: $4,828,7872021Assets 2022: $4,630,333Liabilities 2022: $64,886Net Assets 2022: $4,565,4472022Assets 2023: $4,995,799Liabilities 2023: $70,247Net Assets 2023: $4,925,5522023Assets 2024: $5,424,155Liabilities 2024: $94,267Net Assets 2024: $5,329,8882024

Highlighted filing

2018

Assets$4,582,056
Liabilities$78,400
Net Assets$4,503,656
Open 2018 Filing

Operations Trend

Revenue Growth80th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MRevenue 2011: $2,096,312Expenses 2011: $2,246,410Net Income 2011: -$150,0982011Revenue 2012: $2,434,073Expenses 2012: $2,478,934Net Income 2012: -$44,8612012Revenue 2013: $2,062,514Expenses 2013: $1,802,634Net Income 2013: $259,8802013Revenue 2014: $2,134,873Expenses 2014: $1,893,870Net Income 2014: $241,0032014Revenue 2015: $2,065,762Expenses 2015: $1,995,433Net Income 2015: $70,3292015Revenue 2016: $2,251,066Expenses 2016: $2,475,698Net Income 2016: -$224,6322016Revenue 2017: $2,066,415Expenses 2017: $2,557,868Net Income 2017: -$491,4532017Revenue 2018: $2,464,161Expenses 2018: $2,426,112Net Income 2018: $38,0492018Revenue 2019: $2,502,011Expenses 2019: $2,473,559Net Income 2019: $28,4522019Revenue 2020: $3,243,021Expenses 2020: $2,979,965Net Income 2020: $263,0562020Revenue 2021: $3,719,537Expenses 2021: $3,834,269Net Income 2021: -$114,7322021Revenue 2022: $4,540,592Expenses 2022: $4,419,033Net Income 2022: $121,5592022Revenue 2023: $3,389,916Expenses 2023: $3,330,649Net Income 2023: $59,2672023Revenue 2024: $5,105,850Expenses 2024: $4,829,444Net Income 2024: $276,4062024

Highlighted filing

2018

Revenue$2,464,161
Expenses$2,426,112
Net Income$38,049
Open 2018 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
Aug 21, 2019
Return Version
2018v3.1
Gross Receipts
$3,558,611
Mission and Program Overview

Mission

Provides health care benefits to plan participants and their dependents

Balance Sheet Detail
LineBeginningEndChange
Assets
Cap Stk Tr Prin Current Funds$4,676,781$4,503,655▼ $173,126
Investments in Publicly Traded Securities$4,313,748$3,679,636▼ $634,112
Accounts Receivable$186,840$391,077▲ $204,237
Cash and Non-Interest-Bearing Accounts$88,844$310,596▲ $221,752
Prepaid Expenses and Deferred Charges$201,289$200,747▼ $542
Rtn Earn Endowment Incm Other Fnds-$1-
Total Assets$4,790,721$4,582,056▼ $208,665
Liabilities
Accounts Payable and Accrued Expenses$113,940$78,400▼ $35,540
Total Liabilities$113,940$78,400▼ $35,540
Net Assets / Fund Balance
Total Net Assets Fund Balance$4,676,781$4,503,656▼ $173,125
Total Liabilities and Net Assets / Fund Balance$4,790,721$4,582,056▼ $208,665

Asset Categories

AssetBook ValueDepreciationBasis
Equipment-$20,498$20,498
Compensation and Service Providers
Top Officer Pay52nd percentile

Board Members and Trustees

NameTitle
Brian DuncanTrustee
Jim Traywick JrTrustee
Kenneth ToddTrustee
Rickey EcholsTrustee
Robert BohannanTrustee
William StricklandTrustee
Adam CarrTrustee - Pa

Highest Paid Contractors

ContractorServicesLocationCompensation
Southern Benefits Administration InAdministration2001 CALDWELL DR, Goodletsville, TN 37072$103,900
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$2,164,612
Investment Income
$193,025
Other Revenue
$106,524
Change in Net Assets
$38,049

Audited Revenue Reconciliation

Revenue per Audited Statements
$2,448,775
Revenue Not Reported on Financial Statements
$15,386
Revenue Not Reported on Form 990
$-211,174
Total Revenue per Audited Statements
$2,237,601
Total Revenue per Form 990
$2,464,161
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$339,481
Salaries, Compensation, and Employee Benefits$66,819
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Benefits to Members---$2,019,812
Fees for Services Management---$76,800
Pension Plan Contributions---$66,819
Fees for Services Other---$27,100
Fees for Service Investment Mgmnt Fees---$15,386
Fees for Services Accounting---$12,145
Fees for Services Legal---$6,055
Insurance---$5,821
Office Expenses---$5,313
Conferences and Meetings---$1,142
Other Expenses---$339
Total Functional Expenses$0$0$0$2,426,112

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$2,543,939
Total Expenses per Form 990$2,426,112
Expenses per Audited Statements$2,410,726
Expenses Not Reported on Form 990$133,213
Expenses Not Reported on Financial Statements$15,386
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Audit committee
No
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 8B

“There are no committees with the authority to act on behalf of the governing body.”

Form 990, Page 6, Part VI, Line 11B

“No review was or will be conducted by the governing body. The fund administrator reviews the form 990 before filing the form 990.”

Form 990, Page 6, Part VI, Line 19

“The fund makes its governing documents and financial statements available to the public upon request by mail or at its office in birmingham, alabama.”

Filing and Contact Details

Filer

Filer Name
Sheet Metal Workers International
EIN
63-0330521
Phone
2053229016
Address
1108 29TH STREET NORTH, BIRMINGHAM, AL 35234

Signing Officer

Name
Brian Duncan
Title
Trustee
Phone
2053229016
Signed
2019-08-21
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Brian Duncan
Formed
1953
Legal Domicile
Al
Voting Board Members
6
Independent Board Members
6
Employees
0

Preparer

Firm
Potter Bryant & Moore Pc
Address
234 AQUARIUS DRIVE SUITE 109, BIRMINGHAM, AL 35209-5867
Preparer
Steve D Moore
Phone
2053235206
Supplemental Narrative

Financial Statement Notes

Schedule D, Page 4, Part XII, Line 2D

“Benefits payable (receivable) at beginning of year 71,340 benefits (payable) receivable at end of year 61,873”

Raw XML Appendix332 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE FUND MAKES ITS GOVERNING DOCUMENTS AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST BY MAIL OR AT ITS OFFICE IN BIRMINGHAM, ALABAMA.
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Document Assets

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Filings

Displayed year

2018 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$4,582,056
Liabilities
$78,400
Net assets
$4,503,656
Revenue
$2,464,161
Expenses
$2,426,112
Net income
$38,049
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.42$0.09$5.33$5.11$4.83$0.28
2023Detailed filing. Detailed filing data is available for this year.$5.00$0.07$4.93$3.39$3.33$0.06
2022Detailed filing. Detailed filing data is available for this year.$4.63$0.06$4.57$4.54$4.42$0.12
2021Detailed filing. Detailed filing data is available for this year.$4.92$0.09$4.83$3.72$3.83$0.11
2020Detailed filing. Detailed filing data is available for this year.$5.62$0.37$5.25$3.24$2.98$0.26
2019Detailed filing. Detailed filing data is available for this year.$4.82$0.05$4.77$2.50$2.47$0.03
2018Detailed filing. Detailed filing data is available for this year.$4.58$0.08$4.50$2.46$2.43$0.04
2017Detailed filing. Detailed filing data is available for this year.$4.79$0.11$4.68$2.07$2.56$0.49
2016Detailed filing. Detailed filing data is available for this year.$5.14$0.03$5.11$2.25$2.48$0.22
2015Detailed filing. Detailed filing data is available for this year.$5.48$0.03$5.46$2.07$2.00$0.07
2014Detailed filing. Detailed filing data is available for this year.$5.59$0.03$5.57$2.13$1.89$0.24
2013Detailed filing. Detailed filing data is available for this year.$5.32$0.03$5.30$2.06$1.80$0.26
2012Summary only. Only limited summary data is available for this year.$4.96$0.03$4.93$2.43$2.48$0.04
2011Summary only. Only limited summary data is available for this year.$4.92$0.02$4.90$2.10$2.25$0.15