Civic Intelligence

Mobile Government Employees Credit Union

EIN 63-0317160 • 501(c)14 • Mobile, AL

Profile

To provide thrift opportunities and low cost loans to members

PO Box 2288Mobile, AL 36628-0001

www.mobgecu.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

24th percentile

0.81x

Higher debt load relative to assets than 24% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Liabilities / Revenue

66th percentile

21.17x

Higher debt load relative to revenue than 66% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Net Margin

38th percentile

2.6%

Higher net margin than 38% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

4th percentile

-20%

Faster asset growth than 4% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Revenue Growth

33rd percentile

2.4%

Faster revenue growth than 33% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets24th percentile

Assets

Down

$16,685,016

Down $4,180,981 (-20%) from 2023

Liabilities

Down

$13,456,173

Down $4,197,351 (-24%) from 2023

Net Assets

Up

$3,228,843

Up $16,370 (+0.5%) from 2023

Operations
Liabilities / Revenue66th percentileNet Margin38th percentile

Revenue

Up

$635,507

Up $14,675 (+2.4%) from 2023

Expenses

Down

$619,137

Down $1,248 (-0.2%) from 2023

Net Income

Up

$16,370

Up $15,923 (+3562%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth4th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$30M$20M$10M$0Assets 2010: $21,141,526Liabilities 2010: $18,395,084Net Assets 2010: $2,746,4422010Assets 2011: $22,178,466Liabilities 2011: $19,264,275Net Assets 2011: $2,914,1912011Assets 2012: $22,239,110Liabilities 2012: $19,161,285Net Assets 2012: $3,077,8252012Assets 2013: $23,159,252Liabilities 2013: $19,987,770Net Assets 2013: $3,171,4822013Assets 2014: $21,850,300Liabilities 2014: $18,616,766Net Assets 2014: $3,233,5342014Assets 2015: $21,677,940Liabilities 2015: $18,435,501Net Assets 2015: $3,242,4392015Assets 2016: $21,804,309Liabilities 2016: $18,558,507Net Assets 2016: $3,245,8022016Assets 2017: $22,130,277Liabilities 2017: $18,886,685Net Assets 2017: $3,243,5922017Assets 2018: $20,559,698Liabilities 2018: $17,316,157Net Assets 2018: $3,243,5412018Assets 2019: $20,154,673Liabilities 2019: $16,908,652Net Assets 2019: $3,246,0212019Assets 2020: $22,020,717Liabilities 2020: $18,778,416Net Assets 2020: $3,242,3012020Assets 2021: $23,671,029Liabilities 2021: $20,955,660Net Assets 2021: $2,715,3692021Assets 2022: $22,863,008Liabilities 2022: $19,630,982Net Assets 2022: $3,232,0262022Assets 2023: $20,865,997Liabilities 2023: $17,653,524Net Assets 2023: $3,212,4732023Assets 2024: $16,685,016Liabilities 2024: $13,456,173Net Assets 2024: $3,228,8432024

Highlighted filing

2024

Assets$16,685,016
Liabilities$13,456,173
Net Assets$3,228,843
Open 2024 Filing

Operations Trend

Revenue Growth33rd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$800K$600K$400K$200K$0-$200KExpenses 2010: $691,4832010Expenses 2011: $563,0252011Revenue 2012: $649,208Expenses 2012: $485,574Net Income 2012: $163,6342012Revenue 2013: $591,211Expenses 2013: $497,554Net Income 2013: $93,6572013Revenue 2014: $585,509Expenses 2014: $523,457Net Income 2014: $62,0522014Revenue 2015: $537,251Expenses 2015: $528,346Net Income 2015: $8,9052015Revenue 2016: $511,467Expenses 2016: $508,104Net Income 2016: $3,3632016Revenue 2017: $530,806Expenses 2017: $533,016Net Income 2017: -$2,2102017Revenue 2018: $579,169Expenses 2018: $579,220Net Income 2018: -$512018Revenue 2019: $567,875Expenses 2019: $565,395Net Income 2019: $2,4802019Revenue 2020: $478,105Expenses 2020: $481,825Net Income 2020: -$3,7202020Revenue 2021: $403,023Expenses 2021: $418,968Net Income 2021: -$15,9452021Revenue 2022: $482,433Expenses 2022: $474,261Net Income 2022: $8,1722022Revenue 2023: $620,832Expenses 2023: $620,385Net Income 2023: $4472023Revenue 2024: $635,507Expenses 2024: $619,137Net Income 2024: $16,3702024

Highlighted filing

2024

Revenue$635,507
Expenses$619,137
Net Income$16,370
Open 2024 Filing

Filings

Most recent year

2024 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$16,685,016
Liabilities
$13,456,173
Net assets
$3,228,843
Revenue
$635,507
Expenses
$619,137
Net income
$16,370
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$16.7$13.5$3.23$0.64$0.62$0.02
2023Summary only. Only limited summary data is available for this year.$20.9$17.7$3.21$0.62$0.62$0.00
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$22.9$19.6$3.23$0.48$0.47$0.01
2021Summary only. Only limited summary data is available for this year.$23.7$21.0$2.72$0.40$0.42$0.02
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$22.0$18.8$3.24$0.48$0.48$0.00
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$20.2$16.9$3.25$0.57$0.57$0.00
2018Summary only. Only limited summary data is available for this year.$20.6$17.3$3.24$0.58$0.58$0.00
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$22.1$18.9$3.24$0.53$0.53$0.00
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$21.8$18.6$3.25$0.51$0.51$0.00
2015Detailed filing. Detailed filing data is available for this year.$21.7$18.4$3.24$0.54$0.53$0.01
2014Detailed filing. Detailed filing data is available for this year.$21.9$18.6$3.23$0.59$0.52$0.06
2013Detailed filing. Detailed filing data is available for this year.$23.2$20.0$3.17$0.59$0.50$0.09
2012Summary only. Only limited summary data is available for this year.$22.2$19.2$3.08$0.65$0.49$0.16
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$22.2$19.3$2.91$0.56
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$21.1$18.4$2.75$0.69
Latest Detailed Filing

The latest 2024 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2022 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2022 to Dec 31, 2022
Signed
Mar 13, 2023
Return Version
2022v4.1
Gross Receipts
$482,433
Mission and Program Overview

Mission

To provide thrift opportunities and low cost loans to members

Credit union - to provide financial services for its members.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$9,032,945$18,797,015▲ $9,764,070
Accounts Receivable$2,848,044$3,279,245▲ $431,201
Cap Stk Tr Prin Current Funds$1,124,081$1,632,565▲ $508,484
Rtn Earn Endowment Incm Other Fnds$1,591,288$1,599,461▲ $8,173
Investments Other Securities$9,346,000$420,000▼ $8,926,000
Cash and Non-Interest-Bearing Accounts$2,195,865$77,480▼ $2,118,385
Prepaid Expenses and Deferred Charges$11,738$10,323▼ $1,415
Total Assets$23,671,029$22,863,008▼ $808,021
Other Assets Total$236,437$278,945▲ $42,508
Liabilities
Other Liabilities$20,898,829$19,477,055▼ $1,421,774
Accounts Payable and Accrued Expenses$56,831$153,927▲ $97,096
Total Liabilities$20,955,660$19,630,982▼ $1,324,678
Net Assets / Fund Balance
Total Net Assets Fund Balance$2,715,369$3,232,026▲ $516,657
Total Liabilities and Net Assets / Fund Balance$23,671,029$22,863,008▼ $808,021
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseTotal
Winifred MaibenManager/bodFT$71,620$71,620

Board Members and Trustees

NameTitle
Debra BradshawBoard Mem
Betsy HicksBoard Member
Janet DriskellBoard Presid
Curtis FlakesBoard Vice P
Karen WilliamsCredit Comm
Lauren LocklierCredit Comm
Sonya RodgersCredit Comm
Brian IveySupervi Comm
Clara PotterSupervisory
Lita TrotterSupervisory
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$122,232
Investment Income
$360,201
Other Revenue
$0
Change in Net Assets
$8,172
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$264,008
Salaries, Compensation, and Employee Benefits$210,253
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages-$241,600-$241,600
Interest-$174,767-$174,767
Office Expenses-$22,772-$22,772
Other Expenses-$2,526-$2,526
Payroll Taxes-$-31,347-$-31,347
Total Functional Expenses$0$474,261$0$474,261
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Regular Shares$19,288,645
All Other Shares$188,410
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“The credit union is owned by the members.”

Form 990, Page 6, Part VI, Line 7A

“The board of directors is elected by the membership (one member, one vote). All duties, powers, and responsibilities are controlled by the board of directors. The members elect the board of directors at the annual meeting every year.”

Form 990, Page 6, Part VI, Line 7B

“Some decisions made by the board of directors are affirmed by the members.”

Form 990, Page 6, Part VI, Line 11B

“The form 990 is reviewed by the manager. The form 990 is available for review by the board of directors upon request.”

Form 990, Page 6, Part VI, Line 12C

“The board of directors monitors and enforces the conflict of interest policy.”

Form 990, Page 6, Part VI, Line 15A

“No formal process for determining compensation.”

Form 990, Page 6, Part VI, Line 15B

“No official process for determining compensation.”

Form 990, Page 6, Part VI, Line 19

“Financial documents are posted in the credit union lobby by the 15th of the subsequesnt month.”

Filing and Contact Details

Filer

Filer Name
Mobile Government Employees
EIN
63-0317160
Phone
2516944100
Address
PO BOX 2288, MOBILE, AL 36628-0001

Signing Officer

Name
Winifred Maiben
Title
Manager/bod Sec/trea
Phone
2516944316
Signed
2023-03-13
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Winifred Maiben
Formed
1928
Legal Domicile
Al
Voting Board Members
5
Independent Board Members
4
Employees
4
Volunteers
10

Preparer

Firm
Cu Audit & Compliance Group
Address
3692 COOLIDGE CT, TALLAHASSEE, FL 32311-7890
Preparer
Amanda Onkst
Phone
2054372176
Supplemental Narrative

Additional Explanations

Form 990, Page 1, Part I, Line 6

“Hours of services are realted to duties of the board of directors, supervisoyr committee, and credit committee without compensation.”

Form 990, Page 5, Part V, Line 3B

“The credit union had no unrelated business income.”

Form 990, Part XI, Line 9

“Other changes - due to fraud 508,484 due to roudning 1 other changes 0 due to rounding 0 total 508,485”

Raw XML Appendix365 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt056831
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0153927
IRS990/AccountsReceivableGrp/BOYAmt02848044
IRS990/AccountsReceivableGrp/EOYAmt03279245
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0CREDIT UNION - TO PROVIDE FINANCIAL SERVICES FOR ITS MEMBERS.
IRS990/AnnualDisclosureCoveredPrsnInd0false
IRS990/BackupWthldComplianceInd0true
IRS990/BooksInCareOfDetail/PersonNm0WINIFRED MAIBEN
IRS990/BooksInCareOfDetail/PhoneNum02516944100
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0PO BOX 2288
IRS990/BooksInCareOfDetail/USAddress/CityNm0MOBILE
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0AL
IRS990/BooksInCareOfDetail/USAddress/ZIPCd036628
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CapStkTrPrinCurrentFundsGrp/BOYAmt01124081
IRS990/CapStkTrPrinCurrentFundsGrp/EOYAmt01632565
IRS990/CashNonInterestBearingGrp/BOYAmt02195865
IRS990/CashNonInterestBearingGrp/EOYAmt077480
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0360201
IRS990/CYOtherExpensesAmt0264008
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0122232
IRS990/CYRevenuesLessExpensesAmt08172
IRS990/CYSalariesCompEmpBnftPaidAmt0210253
IRS990/CYTotalExpensesAmt0474261
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0482433
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/Desc0THE CREDIT UNION PROVIDED A VARIETY OF LOAN SERVICES FOR ITS MEMBERS.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt04
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/ExpenseAmt0299494
IRS990/FamilyOrBusinessRlnInd0false
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt10.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt30.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt40.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt50.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt60.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt80.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt90.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt100.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040.00
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IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
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IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt91.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt101.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OfficerInd6X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/PersonNm0WINIFRED MAIBEN
IRS990/Form990PartVIISectionAGrp/PersonNm1DEBRA BRADSHAW
IRS990/Form990PartVIISectionAGrp/PersonNm2JANET DRISKELL
IRS990/Form990PartVIISectionAGrp/PersonNm3CURTIS FLAKES
IRS990/Form990PartVIISectionAGrp/PersonNm4BETSY HICKS
IRS990/Form990PartVIISectionAGrp/PersonNm5BRIAN IVEY
IRS990/Form990PartVIISectionAGrp/PersonNm6LAUREN LOCKLIER
IRS990/Form990PartVIISectionAGrp/PersonNm7CLARA POTTER
IRS990/Form990PartVIISectionAGrp/PersonNm8SONYA RODGERS
IRS990/Form990PartVIISectionAGrp/PersonNm9LITA TROTTER
IRS990/Form990PartVIISectionAGrp/PersonNm10KAREN WILLIAMS
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/TitleTxt0MANAGER/BOD
IRS990/Form990PartVIISectionAGrp/TitleTxt1BOARD MEM
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOARD PRESID
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD VICE P
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5SUPERVI COMM
IRS990/Form990PartVIISectionAGrp/TitleTxt6CREDIT COMM
IRS990/Form990PartVIISectionAGrp/TitleTxt7SUPERVISORY
IRS990/Form990PartVIISectionAGrp/TitleTxt8CREDIT COMM
IRS990/Form990PartVIISectionAGrp/TitleTxt9SUPERVISORY
IRS990/Form990PartVIISectionAGrp/TitleTxt10CREDIT COMM
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/FormationYr01928
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IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt05
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0482433
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt04
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartVInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InterestGrp/ManagementAndGeneralAmt0174767
IRS990/InterestGrp/TotalAmt0174767
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0360201
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0360201
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt09346000
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt0420000
IRS990/IRPDocumentCnt0520
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0AL
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0CREDIT UNION - TO PROVIDE SERVICES TO APPROXIMATELY 746 MEMBERS IN THE FORM OF LOANS, SAVINGS, AND OTHER FINANCIAL SERVICES.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt02715369
IRS990/NetAssetsOrFundBalancesEOYAmt03232026
IRS990/NondeductibleContributionsInd0false
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt022772
IRS990/OfficeExpensesGrp/TotalAmt022772
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0236437
IRS990/OtherAssetsTotalGrp/EOYAmt0278945
IRS990/OtherChangesInNetAssetsAmt0508485
IRS990/OtherExpensesGrp/Desc0PROFESSIONAL AND OUTSIDE
IRS990/OtherExpensesGrp/Desc1OPERATING FEES
IRS990/OtherExpensesGrp/Desc2MISC OP EXP
IRS990/OtherExpensesGrp/Desc3EDUCATIONAL AND PROMOTION
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt050328
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt18706
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt24909
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt32526
IRS990/OtherExpensesGrp/TotalAmt050328
IRS990/OtherExpensesGrp/TotalAmt18706
IRS990/OtherExpensesGrp/TotalAmt24909
IRS990/OtherExpensesGrp/TotalAmt32526
IRS990/OtherLiabilitiesGrp/BOYAmt020898829
IRS990/OtherLiabilitiesGrp/EOYAmt019477055
IRS990/OtherOrganizationDsc0CREDIT UNION
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0241600
IRS990/OtherSalariesAndWagesGrp/TotalAmt0241600
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt0-31347
IRS990/PayrollTaxesGrp/TotalAmt0-31347
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt011738
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt010323
IRS990/PrincipalOfficerNm0WINIFRED MAIBEN
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0112865
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt19367
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0112865
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt19367
IRS990/ProgSrvcAccomActy2Grp/Desc0THE CREDIT UNION PROVIDED A VARIETY OF DEPOSIT SERVICES FOR ITS MEMBERS.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt0174767
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYInvestmentIncomeAmt0271901
IRS990/PYOtherExpensesAmt0181643
IRS990/PYProgramServiceRevenueAmt0131122
IRS990/PYRevenuesLessExpensesAmt0-15945
IRS990/PYSalariesCompEmpBnftPaidAmt0237325
IRS990/PYTotalExpensesAmt0418968
IRS990/PYTotalRevenueAmt0403023
IRS990/ReconcilationRevenueExpnssAmt08172
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0false
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt01591288
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt01599461
IRS990/SavingsAndTempCashInvstGrp/BOYAmt09032945
IRS990/SavingsAndTempCashInvstGrp/EOYAmt018797015
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IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt019288645
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1188410
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0REGULAR SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1ALL OTHER SHARES
IRS990ScheduleD/TotalLiabilityAmt019477055
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0HOURS OF SERVICES ARE REALTED TO DUTIES OF THE BOARD OF DIRECTORS, SUPERVISOYR COMMITTEE, AND CREDIT COMMITTEE WITHOUT COMPENSATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE CREDIT UNION HAD NO UNRELATED BUSINESS INCOME.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE CREDIT UNION IS OWNED BY THE MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP (ONE MEMBER, ONE VOTE). ALL DUTIES, POWERS, AND RESPONSIBILITIES ARE CONTROLLED BY THE BOARD OF DIRECTORS. THE MEMBERS ELECT THE BOARD OF DIRECTORS AT THE ANNUAL MEETING EVERY YEAR.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4SOME DECISIONS MADE BY THE BOARD OF DIRECTORS ARE AFFIRMED BY THE MEMBERS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE FORM 990 IS REVIEWED BY THE MANAGER. THE FORM 990 IS AVAILABLE FOR REVIEW BY THE BOARD OF DIRECTORS UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE BOARD OF DIRECTORS MONITORS AND ENFORCES THE CONFLICT OF INTEREST POLICY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7NO FORMAL PROCESS FOR DETERMINING COMPENSATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8NO OFFICIAL PROCESS FOR DETERMINING COMPENSATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9FINANCIAL DOCUMENTS ARE POSTED IN THE CREDIT UNION LOBBY BY THE 15TH OF THE SUBSEQUESNT MONTH.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10OTHER CHANGES - DUE TO FRAUD 508,484 DUE TO ROUDNING 1 OTHER CHANGES 0 DUE TO ROUNDING 0 TOTAL 508,485
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 1, PART I, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 5, PART V, LINE 3B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10FORM 990, PART XI, LINE 9
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IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0AL
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt023671029
IRS990/TotalAssetsEOYAmt022863008
IRS990/TotalAssetsGrp/BOYAmt023671029
IRS990/TotalAssetsGrp/EOYAmt022863008
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt04
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0474261
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt0474261
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt020955660
IRS990/TotalLiabilitiesEOYAmt019630982
IRS990/TotalLiabilitiesGrp/BOYAmt020955660
IRS990/TotalLiabilitiesGrp/EOYAmt019630982
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt02715369
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt03232026
IRS990/TotalProgramServiceExpensesAmt0474261
IRS990/TotalProgramServiceRevenueAmt0122232
IRS990/TotalReportableCompFromOrgAmt071620
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0482433
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0482433
IRS990/TotalVolunteersCnt010
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt023671029
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt022863008
IRS990/TypeOfOrganizationOtherInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0PO BOX 2288
IRS990/USAddress/CityNm0MOBILE
IRS990/USAddress/StateAbbreviationCd0AL
IRS990/USAddress/ZIPCd036628
IRS990/VotingMembersGoverningBodyCnt05
IRS990/VotingMembersIndependentCnt04
IRS990/WebsiteAddressTxt0HTTP://MOBGECU.COM
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02023-04-26 12:10:37Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0WINIFRED MAIBEN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0MANAGER/BOD SEC/TREA
ReturnHeader/BusinessOfficerGrp/PhoneNum02516944316
ReturnHeader/BusinessOfficerGrp/SignatureDt02023-03-13
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MOBILE GOVERNMENT EMPLOYEES
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0CREDIT UNION
ReturnHeader/Filer/BusinessNameControlTxt0MOBI
ReturnHeader/Filer/EIN0630317160
ReturnHeader/Filer/PhoneNum02516944100
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 2288
ReturnHeader/Filer/USAddress/CityNm0MOBILE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0AL
ReturnHeader/Filer/USAddress/ZIPCd0366280001
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0false
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0CU AUDIT & COMPLIANCE GROUP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt03692 COOLIDGE CT
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0TALLAHASSEE
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0FL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0323117890
ReturnHeader/PreparerPersonGrp/PhoneNum02054372176
ReturnHeader/PreparerPersonGrp/PreparationDt02023-03-13
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0AMANDA ONKST
ReturnHeader/ReturnTs02023-03-13T13:37:16-04:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonFirstNm0WINIFRED
ReturnHeader/SigningOfficerGrp/PersonFullName/PersonLastNm0MAIBEN
ReturnHeader/TaxPeriodBeginDt02022-01-01
ReturnHeader/TaxPeriodEndDt02022-12-31
ReturnHeader/TaxYr02022

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