Liabilities / Assets
27th percentile
Higher debt load relative to assets than 27% of similar nonprofits.
990 • Fiscal year 2012 • EIN 63-0310907
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
27th percentile
Higher debt load relative to assets than 27% of similar nonprofits.
Liabilities / Revenue
Score unavailable
Liabilities-to-revenue requires both liabilities and revenue on this filing.
Net Margin
Score unavailable
Net margin requires both revenue and expenses on this filing.
Top Officer Pay
Score unavailable
This filing does not contain officer compensation rows.
Asset Growth
4th percentile
Faster asset growth than 4% of similar nonprofits.
Revenue Growth
Score unavailable
No valid filing value is available for this score.
Assets
Down$44,541,996
Down $2,180,658 (-4.7%) from 2011
Net Assets
Down$6,635,735
Down $313,788 (-4.5%) from 2011
Liabilities
Down$37,906,261
Down $1,866,870 (-4.7%) from 2011
Revenue
-
No earlier filing loaded for comparison.
Expenses
Down$2,196,589
Down $228,701 (-9.4%) from 2011
Net Income
-
No earlier filing loaded for comparison.
Cooperative society incorporated for the twofold purpose of promoting thrift among its members and creating a source of credit for them at legitimate rates of interest.
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReview | 0 | 0 |
| IRS990/AccountsPayableAccruedExpenses/BOY | 0 | 208607 |
| IRS990/AccountsPayableAccruedExpenses/EOY | 0 | 223649 |
| IRS990/ActivitiesConductedPartnership | 0 | 0 |
| IRS990/ActivityOrMissionDescription | 0 | TO PROVIDE THRIFT OPPORTUNITIES AND LOW COST LOANS TO MEMBERS |
| IRS990/AddressPrincipalOfficerUS/AddressLine1 | 0 | PO BOX 170070 |
| IRS990/AddressPrincipalOfficerUS/City | 0 | BIRMINGHAM |
| IRS990/AddressPrincipalOfficerUS/State | 0 | AL |
| IRS990/AddressPrincipalOfficerUS/ZIPCode | 0 | 35217 |
| IRS990/Advertising/Total | 0 | 24061 |
| IRS990/AllOtherExpenses/Total | 0 | 13561 |
| IRS990/AnnualDisclosureCoveredPersons | 0 | 0 |
| IRS990/BenefitsPaidToMembersCY | 0 | 0 |
| IRS990/BenefitsPaidToMembersPriorYear | 0 | 0 |
| IRS990/BsnssRltnshpThruFamilyMember | 0 | 0 |
| IRS990/BsnssRltnshpWithOrganization | 0 | 0 |
| IRS990/CapStckTrstPrinCurrentFunds/BOY | 0 | 0 |
| IRS990/CapStckTrstPrinCurrentFunds/EOY | 0 | 0 |
| IRS990/CashNonInterestBearing/BOY | 0 | 819174 |
| IRS990/CashNonInterestBearing/EOY | 0 | 1003020 |
| IRS990/ChangesToOrganizingDocs | 0 | 0 |
| IRS990/CollectionsOfArt | 0 | 0 |
| IRS990/CompCurrentOfficersDirectors/Total | 0 | 155009 |
| IRS990/CompensationFromOtherSources | 0 | 0 |
| IRS990/CompensationProcessCEO | 0 | 1 |
| IRS990/CompensationProcessOther | 0 | 1 |
| IRS990/ComplianceWithBackupWitholding | 0 | 1 |
| IRS990/ConferencesMeetings/Total | 0 | 2500 |
| IRS990/ConflictOfInterestPolicy | 0 | 1 |
| IRS990/ConservationEasements | 0 | 0 |
| IRS990/ConsolidatedAuditFinancialStmt | 0 | 0 |
| IRS990/ContributionsGrantsCurrentYear | 0 | 0 |
| IRS990/ContributionsGrantsPriorYear | 0 | 0 |
| IRS990/CreditCounseling | 0 | 0 |
| IRS990/DecisionsSubjectToApproval | 0 | 1 |
| IRS990/DeductibleContributionsOfArt | 0 | 0 |
| IRS990/DeductibleNonCashContributions | 0 | 0 |
| IRS990/DelegationOfManagementDuties | 0 | 0 |
| IRS990/DepreciationDepletion/Total | 0 | 80158 |
| IRS990/DescribedIn501C3 | 0 | 0 |
| IRS990/Description | 0 | 10,631 MEMBERS SERVED TO PROMOTE THRIFT OPPORTUNITIES AND LOW COST LOANS |
| IRS990/DisregardedEntity | 0 | 0 |
| IRS990/DocumentRetentionPolicy | 0 | 1 |
| IRS990/DonorAdvisedFunds | 0 | 0 |
| IRS990/DoNotFollowSFAS117 | 0 | X |
| IRS990/ElectionOfBoardMembers | 0 | 1 |
| IRS990/EmploymentTaxReturnsFiled | 0 | 1 |
| IRS990/FamilyOrBusinessRelationship | 0 | 0 |
| IRS990/FederalGrantAuditRequired | 0 | 0 |
| IRS990/FeesForServicesAccounting/Total | 0 | 41000 |
| IRS990/FeesForServicesLegal/Total | 0 | 2362 |
| IRS990/FeesForServicesOther/Total | 0 | 19875 |
| IRS990/ForeignActivities | 0 | 0 |
| IRS990/ForeignFinancialAccount | 0 | 0 |
| IRS990/ForeignOffice | 0 | 0 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 0 | 2.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 1 | 2.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 2 | 2.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 3 | 2.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 4 | 2.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 5 | 2.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 6 | 2.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 7 | 40.00 |
| IRS990/Form990PartVIISectionA/AverageHoursPerWeek | 8 | 40.00 |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 0 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 1 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 2 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 3 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 4 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 5 | X |
| IRS990/Form990PartVIISectionA/IndividualTrusteeOrDirector | 6 | X |
| IRS990/Form990PartVIISectionA/NamePerson | 0 | RICHARD O BROOKS |
| IRS990/Form990PartVIISectionA/NamePerson | 1 | JERRY PIKE |
| IRS990/Form990PartVIISectionA/NamePerson | 2 | JESSE D BOOKER |
| IRS990/Form990PartVIISectionA/NamePerson | 3 | J KENNETH HAYES |
| IRS990/Form990PartVIISectionA/NamePerson | 4 | JERRY KING |
| IRS990/Form990PartVIISectionA/NamePerson | 5 | LEBORN INGLE |
| IRS990/Form990PartVIISectionA/NamePerson | 6 | KAY KING |
| IRS990/Form990PartVIISectionA/NamePerson | 7 | C REGINA PICKENS |
| IRS990/Form990PartVIISectionA/NamePerson | 8 | JORDAN B SULLIVAN |
| IRS990/Form990PartVIISectionA/Officer | 0 | X |
| IRS990/Form990PartVIISectionA/Officer | 1 | X |
| IRS990/Form990PartVIISectionA/OtherCompensation | 0 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 1 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 2 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 3 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 4 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 5 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 6 | 0 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 7 | 9414 |
| IRS990/Form990PartVIISectionA/OtherCompensation | 8 | 9414 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 5 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 6 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 7 | 54250 |
| IRS990/Form990PartVIISectionA/ReportableCompFromOrganization | 8 | 81931 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 0 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 1 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 2 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 3 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 4 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 5 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 6 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 7 | 0 |
| IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs | 8 | 0 |
| IRS990/Form990PartVIISectionA/Title | 0 | CHAIRMAN |
| IRS990/Form990PartVIISectionA/Title | 1 | BOARD MEMBER |
| IRS990/Form990PartVIISectionA/Title | 2 | VICE CHAIRMAN |
| IRS990/Form990PartVIISectionA/Title | 3 | BOARD MEMBER |
| IRS990/Form990PartVIISectionA/Title | 4 | TREASURER |
| IRS990/Form990PartVIISectionA/Title | 5 | SECRETARY |
| IRS990/Form990PartVIISectionA/Title | 6 | BOARD MEMBER |
| IRS990/Form990PartVIISectionA/Title | 7 | VP OPERATIONS |
| IRS990/Form990PartVIISectionA/Title | 8 | PRESIDENT |
| IRS990/Form990ProvidedToGoverningBody | 0 | 1 |
| IRS990/FormersListed | 0 | 0 |
| IRS990/FSAudited | 0 | 0 |
| IRS990/FundraisingActivities | 0 | 0 |
| IRS990/GainOrLoss/Other | 0 | 1200 |
| IRS990/GainOrLoss/Securities | 0 | 7391 |
| IRS990/Gaming | 0 | 0 |
| IRS990/GrantsAndSimilarAmntsCY | 0 | 0 |
| IRS990/GrantsAndSimilarAmntsPriorYear | 0 | 0 |
| IRS990/GrantsToIndividuals | 0 | 0 |
| IRS990/GrantsToOrganizations | 0 | 0 |
| IRS990/GrantToRelatedPerson | 0 | 0 |
| IRS990/GrossAmountSalesAssets/Other | 0 | 1200 |
| IRS990/GrossAmountSalesAssets/Securities | 0 | 7391 |
| IRS990/GrossReceipts | 0 | 1969517 |
| IRS990/GroupReturnForAffiliates | 0 | 0 |
| IRS990/Hospital | 0 | 0 |
| IRS990/IndependentAuditFinancialStmt | 0 | 0 |
| IRS990/IndoorTanningServices | 0 | 0 |
| IRS990/InfoInScheduleOPartVI | 0 | X |
| IRS990/InfoInScheduleOPartXI | 0 | X |
| IRS990/InfoInScheduleOPartXII | 0 | X |
| IRS990/Insurance/Total | 0 | 64368 |
| IRS990/Interest/Total | 0 | 227552 |
| IRS990/InvestmentIncomeCurrentYear | 0 | 331449 |
| IRS990/InvestmentIncome/ExclusionAmount | 0 | 322858 |
| IRS990/InvestmentIncomePriorYear | 0 | 368007 |
| IRS990/InvestmentIncome/TotalRevenueColumn | 0 | 322858 |
| IRS990/InvestmentInJointVenture | 0 | 0 |
| IRS990/InvestmentsProgramRelated/BOY | 0 | 727682 |
| IRS990/InvestmentsProgramRelated/EOY | 0 | 655743 |
| IRS990/InvestmentsPubTradedSecurities/EOY | 0 | 7919912 |
| IRS990/LandBldgEquipmentAccumDeprec | 0 | 2663282 |
| IRS990/LandBuildingsEquipmentBasis | 0 | 5010548 |
| IRS990/LandBuildingsEquipmentBasisNet/BOY | 0 | 839325 |
| IRS990/LandBuildingsEquipmentBasisNet/EOY | 0 | 2347266 |
| IRS990/LessCostOthBasisSalesExpenses/Other | 0 | 0 |
| IRS990/LessCostOthBasisSalesExpenses/Securities | 0 | 0 |
| IRS990/LoanToOfficerOrDQP | 0 | 0 |
| IRS990/LocalChapters | 0 | 1 |
| IRS990/MaterialDiversionOrMisuse | 0 | 0 |
| IRS990/MembersOrStockholders | 0 | 1 |
| IRS990/MethodOfAccountingAccrual | 0 | X |
| IRS990/MinutesOfCommittees | 0 | 1 |
| IRS990/MinutesOfGoverningBody | 0 | 1 |
| IRS990/MissionDescription | 0 | TO PROVIDE THRIFT OPPORTUNITIES AND LOW COST LOANS TO MEMBERS |
| IRS990/MoreThan5000KToIndividuals | 0 | 0 |
| IRS990/MoreThan5000KToOrganizations | 0 | 0 |
| IRS990/NameOfPrincipalOfficerPerson | 0 | MARYA WASHINGTON |
| IRS990/NbrIndependentVotingMembers | 0 | 7 |
| IRS990/NbrVotingGoverningBodyMembers | 0 | 7 |
| IRS990/NbrVotingMembersGoverningBody | 0 | 7 |
| IRS990/NetAssetsOrFundBalancesBOY | 0 | 6949523 |
| IRS990/NetAssetsOrFundBalancesEOY | 0 | 6635735 |
| IRS990/NetGainOrLossInvestments/ExclusionAmount | 0 | 8591 |
| IRS990/NetGainOrLossInvestments/TotalRevenueColumn | 0 | 8591 |
| IRS990/NetUnrelatedBusinessTxblIncome | 0 | 0 |
| IRS990/NonDeductibleContributions | 0 | 0 |
| IRS990/NumberFormsTransmittedWith1096 | 0 | 1500 |
| IRS990/NumberIndependentVotingMembers | 0 | 7 |
| IRS990/NumberIndividualsGT100K | 0 | 0 |
| IRS990/NumberOfContractorsGT100K | 0 | 0 |
| IRS990/NumberOfEmployees | 0 | 30 |
| IRS990/NumberW2GIncluded | 0 | 0 |
| IRS990/Occupancy/Total | 0 | 157137 |
| IRS990/OfficeExpenses/Total | 0 | 407489 |
| IRS990/OfficerEntityWithBsnssRltnshp | 0 | 0 |
| IRS990/OfficerMailingAddress | 0 | 0 |
| IRS990/Organization501c | 0 | X |
| IRS990/OtherAssetsTotal/BOY | 0 | 3373346 |
| IRS990/OtherAssetsTotal/EOY | 0 | 553473 |
| IRS990/OtherEmployeeBenefits/Total | 0 | 89766 |
| IRS990/OtherExpensePriorYear | 0 | 1538963 |
| IRS990/OtherExpensesCurrentYear | 0 | 1231077 |
| IRS990/OtherExpenses/Description | 0 | ACCOUNT AND LOAN SERVIC |
| IRS990/OtherExpenses/Description | 1 | NCUSIF STABILIZATION EX |
| IRS990/OtherExpenses/Description | 2 | MISCELLANEOUS |
| IRS990/OtherExpenses/Description | 3 | ASSOCIATION DUES |
| IRS990/OtherExpenses/Total | 0 | 91946 |
| IRS990/OtherExpenses/Total | 1 | 36988 |
| IRS990/OtherExpenses/Total | 2 | 29948 |
| IRS990/OtherExpenses/Total | 3 | 15334 |
| IRS990/OtherLiabilities/BOY | 0 | 39564524 |
| IRS990/OtherLiabilities/EOY | 0 | 37682612 |
| IRS990/OtherNotesLoansReceivableNet/BOY | 0 | 19001961 |
| IRS990/OtherNotesLoansReceivableNet/EOY | 0 | 18839714 |
| IRS990/OtherRevenueCurrentYear | 0 | 463317 |
| IRS990/OtherRevenueMisc/BusinessCode | 0 | 522130 |
| IRS990/OtherRevenueMisc/BusinessCode | 1 | 522130 |
| IRS990/OtherRevenueMisc/Description | 0 | ACCOUNT, LOAN, AND INT |
| IRS990/OtherRevenueMisc/Description | 1 | MISCELLANEOUS INCOME |
| IRS990/OtherRevenueMisc/RelatedOrExemptFunctionIncome | 0 | 453513 |
| IRS990/OtherRevenueMisc/RelatedOrExemptFunctionIncome | 1 | 9804 |
| IRS990/OtherRevenueMisc/TotalRevenueColumn | 0 | 453513 |
| IRS990/OtherRevenueMisc/TotalRevenueColumn | 1 | 9804 |
| IRS990/OtherRevenuePriorYear | 0 | 451851 |
| IRS990/OtherSalariesAndWages/Total | 0 | 596439 |
| IRS990/PaidInCapSrplsLandBldgEqpFund/BOY | 0 | 0 |
| IRS990/PaidInCapSrplsLandBldgEqpFund/EOY | 0 | 0 |
| IRS990/PartialLiquidation | 0 | 0 |
| IRS990/PayrollTaxes/Total | 0 | 64312 |
| IRS990/PensionPlanContributions/Total | 0 | 59986 |
| IRS990/PoliciesReferenceChapters | 0 | 1 |
| IRS990/PoliticalActivities | 0 | 0 |
| IRS990/PrepaidExpensesDeferredCharges/BOY | 0 | 136885 |
| IRS990/PrepaidExpensesDeferredCharges/EOY | 0 | 143355 |
| IRS990/ProfessionalFundraising | 0 | 0 |
| IRS990/ProgramServiceRevenue/BusinessCode | 0 | 522130 |
| IRS990/ProgramServiceRevenueCY | 0 | 1174751 |
| IRS990/ProgramServiceRevenue/Description | 0 | LOAN INTEREST INCOME |
| IRS990/ProgramServiceRevenuePriorYear | 0 | 1315157 |
| IRS990/ProgramServiceRevenue/RelatedOrExemptFunctionIncome | 0 | 1174751 |
| IRS990/ProgramServiceRevenue/TotalRevenueColumn | 0 | 1174751 |
| IRS990/ProhibitedTaxShelterTrans | 0 | 0 |
| IRS990/ReconcilationOtherChanges | 0 | -67732 |
| IRS990/ReconcilationRevenueExpenses | 0 | -227072 |
| IRS990/ReconciliationUnrealizedInvest | 0 | -18984 |
| IRS990/RegularMonitoringEnforcement | 0 | 1 |
| IRS990/RelatedEntity | 0 | 0 |
| IRS990/RelatedOrgControlledEntity | 0 | 0 |
| IRS990/ReportFin48Footnote | 0 | 0 |
| IRS990/ReportInvestOthSecurities | 0 | 0 |
| IRS990/ReportLandBldgEquip | 0 | 1 |
| IRS990/ReportOtherAssets | 0 | 0 |
| IRS990/ReportOtherLiabilities | 0 | 1 |
| IRS990/ReportProgRelInvest | 0 | 0 |
| IRS990/RetainedEarningsEndowmentEtc/BOY | 0 | 6949523 |
| IRS990/RetainedEarningsEndowmentEtc/EOY | 0 | 6635735 |
| IRS990/RevenuesLessExpensesCY | 0 | -227072 |
| IRS990/RevenuesLessExpensesPriorYear | 0 | -290275 |
| IRS990/SalariesEtcCurrentYear | 0 | 965512 |
| IRS990/SalariesEtcPriorYear | 0 | 886327 |
| IRS990/SavingsAndTempCashInvestments/BOY | 0 | 21824281 |
| IRS990/SavingsAndTempCashInvestments/EOY | 0 | 13079513 |
| IRS990/ScheduleBRequired | 0 | 0 |
| IRS990ScheduleD/Buildings/BookValue | 0 | 1704852 |
| IRS990ScheduleD/Buildings/Depreciation | 0 | 845775 |
| IRS990ScheduleD/Buildings/OtherCostOrOtherBasis | 0 | 2550627 |
| IRS990ScheduleD/Equipment/BookValue | 0 | 227276 |
| IRS990ScheduleD/Equipment/Depreciation | 0 | 1817507 |
| IRS990ScheduleD/Equipment/OtherCostOrOtherBasis | 0 | 2044783 |
| IRS990ScheduleD/Land/BookValue | 0 | 415138 |
| IRS990ScheduleD/Land/OtherCostOrOtherBasis | 0 | 415138 |
| IRS990ScheduleD/OtherLiabilities/Amount | 0 | 37682612 |
| IRS990ScheduleD/OtherLiabilities/Description | 0 | MEMBER SHARES |
| IRS990ScheduleD/TotalOfAmounts | 0 | 37682612 |
| IRS990ScheduleD/TotalOfBookValueLandBuildings | 0 | 2347266 |
| IRS990/ScheduleJRequired | 0 | 0 |
| IRS990ScheduleO/GeneralExplanation/Explanation | 0 | SECURE FIRST CREDIT UNION IS A NON-PROFIT FINANCIAL INSTITUTION THAT IS OWNED AND OPERATED BY ITS MEMBERS. IN ORDER TO BECOME A MEMBER OF THE CREDIT UNION, AN INDIVIDUAL MUST LIVE, WORK, WORSHIP, OR ATTEND SCHOOL IN JEFFERSON OR TUSCALOOSA COUNTIES IN THE STATE OF ALABAMA. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 1 | MEMBERS OF THE CREDIT UNION ELECT MEMBERS OF THE GOVERNING BODY EACH YEAR AT THE ANNUAL MEETING. BOARD OF DIRECTORS ARE ONLY APPOINTED BY THE GOVERNING BODY IF A POSITION BECOMES AVAILABLE DURING THE YEAR PRIOR TO AN ANNUAL MEETING. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 2 | THE FOLLOWING DECISIONS OF THE GOVERNING BODY ARE SUBJECT TO APPROVAL OF MEMBERS: CHANGING OF THE CREDIT UNION'S CHARTER FROM STATE TO FEDERAL OR FEDERAL TO STATE, AMENDING OF THE CREDIT UNION'S BYLAWS, AND DISSOLVING THE CREDIT UNION. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 3 | UPON COMPLETION OF THE CREDIT UNION'S FORM 990, THE RETURN IS PRESENTED TO THE BOARD AT A BOARD OF DIRECTORS MEETING. AT THE MEETING, THE BOARD MEMBERS REVIEW THE TAX RETURN AND ARE FREE TO ASK ANY QUESTIONS OR ENGAGE IN DISCUSSION REGARDING ANY TOPIC COVERED IN THE RETURN. ONCE THE GOVERNING BODY HAS REVIEWED AND APPROVED THE FORM 990, THE RETURN IS FILED WITH THE INTERNAL REVENUE SERVICE. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 4 | CREDIT UNION STAFF REVIEW THE CONFLICT OF INTEREST POLICY WITH THE CREDIT UNION'S MANAGER UPON EMPLOYMENT WITH THE CREDIT UNION. THE CREDIT UNION MANAGER CONSTANTLY MONITORS THE STAFF TO MAKE SURE EVERYONE IS IN COMPLIANCE WITH THE POLICY VIA REPORTS CREATED BY AN ACCOUNT MONITORING SOFTWARE. ADDITIONALLY, THE CREDIT UNION'S UPDATED POST-CLOSING LOAN REVIEW SUPPORTS THESE EFFORTS. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 5 | COMPENSATION FOR OFFICERS, KEY EMPLOYEES & TOP MANAGEMENT OFFICIALS IS DETERMINED ON A YEARLY BASIS. BEFORE COMPENSATION IS SET, THE BOARD OF DIRECTORS EXAMINES THE TYPE AND AMOUNT OF WORK PERFORMED BY THE EMPLOYEES WHILE TAKING INTO ACCOUNT THE CREDIT UNION'S PRIOR YEAR INCOME. THE BOARD USES NATIONAL PEER GROUP SALARY GUIDES PROVIDED BY CUNA AS AN INDEPENDENT SALARY GUIDE. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 6 | THE CREDIT UNION MAKES AVAILABLE ITS FINANCIAL STATEMENTS VIA THE NCUA WEBSITE WHICH CAN BE FOUND AT WWW.NCUA.GOV. OTHER DOCUMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 7 | ACCUMULATED OTHER COMPREHENSIVE INCOME - PBO ADJUSTMENT -67,732. |
| IRS990ScheduleO/GeneralExplanation/Explanation | 8 | THE AUDITED FINANCIAL STATEMENTS ARE PREPARED ON A 9/30 ANNUAL BASIS. ON A YEARLY BASIS, THE NATIONAL CREDIT UNION ADMINISTRATION EXAMINES THE FINANCIAL STATEMENTS OF THE CREDIT UNION. ADDITIONALLY, THE LEAGUE OF SOUTHEASTERN CREDIT UNIONS PERFORMS SIMILAR PROCEDURES AND REVIEW OF THE CREDIT UNION'S FINANCIAL STATEMENTS YEARLY. |
| IRS990ScheduleO/GeneralExplanation/Identifier | 0 | CHANGES IN NET ASSETS OR FUND BALANCES: |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 0 | FORM 990, PART VI, SECTION A, LINE 6 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 1 | FORM 990, PART VI, SECTION A, LINE 7A |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 2 | FORM 990, PART VI, SECTION A, LINE 7B |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 3 | FORM 990, PART VI, SECTION B, LINE 11 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 4 | FORM 990, PART VI, SECTION B, LINE 12C |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 5 | FORM 990, PART VI, SECTION B, LINE 15 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 6 | FORM 990, PART VI, SECTION C, LINE 19 |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 7 | FORM 990, PART XI, LINE 9: |
| IRS990ScheduleO/GeneralExplanation/ReturnReference | 8 | FORM 990, PART XII, LINE 2: |
| IRS990/ScheduleORequired | 0 | 1 |
| IRS990/School | 0 | 0 |
| IRS990/SignificantChange | 0 | 0 |
| IRS990/SignificantNewProgramServices | 0 | 0 |
| IRS990/StateLegalDomicile | 0 | AL |
| IRS990/SubjectToProxyTax | 0 | 0 |
| IRS990/TaxablePartyNotification | 0 | 0 |
| IRS990/TaxExemptBonds | 0 | 0 |
| IRS990/Terminated | 0 | 0 |
| IRS990/TermOrPermanentEndowments | 0 | 0 |
| IRS990/TheBooksAreInCareOf/AddressUS/AddressLine1 | 0 | 3000 WINEWOOD ROAD |
| IRS990/TheBooksAreInCareOf/AddressUS/City | 0 | BIRMINGHAM |
| IRS990/TheBooksAreInCareOf/AddressUS/State | 0 | AL |
| IRS990/TheBooksAreInCareOf/AddressUS/ZIPCode | 0 | 35217 |
| IRS990/TheBooksAreInCareOf/NamePerson | 0 | MARYA WASHINGTON |
| IRS990/TheBooksAreInCareOf/TelephoneNumber | 0 | 2055202115 |
| IRS990/TotalAssets/BOY | 0 | 46722654 |
| IRS990/TotalAssetsBOY | 0 | 46722654 |
| IRS990/TotalAssets/EOY | 0 | 44541996 |
| IRS990/TotalAssetsEOY | 0 | 44541996 |
| IRS990/TotalCompGT150K | 0 | 0 |
| IRS990/TotalExpensesCurrentYear | 0 | 2196589 |
| IRS990/TotalExpensesPriorYear | 0 | 2425290 |
| IRS990/TotalFunctionalExpenses/Total | 0 | 2196589 |
| IRS990/TotalFundrsngExpCurrentYear | 0 | 0 |
| IRS990/TotalGrossUBI | 0 | 0 |
| IRS990/TotalLiabilities/BOY | 0 | 39773131 |
| IRS990/TotalLiabilitiesBOY | 0 | 39773131 |
| IRS990/TotalLiabilities/EOY | 0 | 37906261 |
| IRS990/TotalLiabilitiesEOY | 0 | 37906261 |
| IRS990/TotalLiabNetAssetsFundBalances/BOY | 0 | 46722654 |
| IRS990/TotalLiabNetAssetsFundBalances/EOY | 0 | 44541996 |
| IRS990/TotalNbrEmployees | 0 | 30 |
| IRS990/TotalNbrVolunteers | 0 | 10 |
| IRS990/TotalNetAssetsFundBalances/BOY | 0 | 6949523 |
| IRS990/TotalNetAssetsFundBalances/EOY | 0 | 6635735 |
| IRS990/TotalOtherCompensation | 0 | 18828 |
| IRS990/TotalOtherRevenue | 0 | 463317 |
| IRS990/TotalProfFundrsngExpCY | 0 | 0 |
| IRS990/TotalProfFundrsngExpPriorYear | 0 | 0 |
| IRS990/TotalProgramServiceRevenue | 0 | 1174751 |
| IRS990/TotalReportableCompFrmRltdOrgs | 0 | 0 |
| IRS990/TotalReportableCompFromOrg | 0 | 136181 |
| IRS990/TotalRevenueCurrentYear | 0 | 1969517 |
| IRS990/TotalRevenue/ExclusionAmount | 0 | 331449 |
| IRS990/TotalRevenuePriorYear | 0 | 2135015 |
| IRS990/TotalRevenue/RelatedOrExemptFunctionIncome | 0 | 1638068 |
| IRS990/TotalRevenue/TotalRevenueColumn | 0 | 1969517 |
| IRS990/TotalRevenue/UnrelatedBusinessRevenue | 0 | 0 |
| IRS990/Travel/Total | 0 | 16798 |
| IRS990/TypeOfOrganizationCorporation | 0 | X |
| IRS990/UnrelatedBusinessIncome | 0 | 0 |
| IRS990/UponRequest | 0 | X |
| IRS990/WebSite | 0 | WWW.SECUREFIRSTCU.ORG |
| IRS990/WhistleblowerPolicy | 0 | 0 |
| IRS990/YearFormation | 0 | 1951 |
| ReturnHeader/BuildTS | 0 | 2016-02-25 16:41:14Z |
| ReturnHeader/Filer/EIN | 0 | 630310907 |
| ReturnHeader/Filer/Name/BusinessNameLine1 | 0 | SECURE FIRST CREDIT UNION |
| ReturnHeader/Filer/NameControl | 0 | SECU |
| ReturnHeader/Filer/Phone | 0 | 2055202115 |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | PO BOX 170070 |
| ReturnHeader/Filer/USAddress/City | 0 | BIRMINGHAM |
| ReturnHeader/Filer/USAddress/State | 0 | AL |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 35217 |
| ReturnHeader/Officer/AuthorizeThirdParty | 0 | 1 |
| ReturnHeader/Officer/DateSigned | 0 | 2013-09-25 |
| ReturnHeader/Officer/Name | 0 | MARYA WASHINGTON |
| ReturnHeader/Officer/Phone | 0 | 2053139401 |
| ReturnHeader/Officer/Title | 0 | PRESIDENT |
| ReturnHeader/PreparerFirm/EIN | 0 | 461498870 |
| ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine1 | 0 | BARFIELD MURPHY SHANK & SMITH LLC |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine1 | 0 | 1121 RIVERCHASE OFFICE RD |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City | 0 | BIRMINGHAM |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State | 0 | AL |
| ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode | 0 | 35244 |
| ReturnHeader/Preparer/Name | 0 | CYNTHIA HUDSON CPA |
| ReturnHeader/Preparer/Phone | 0 | 2059825500 |
| ReturnHeader/ReturnType | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDate | 0 | 2012-01-01 |
| ReturnHeader/TaxPeriodEndDate | 0 | 2012-12-31 |
| ReturnHeader/TaxYear | 0 | 2012 |
| ReturnHeader/Timestamp | 0 | 2013-10-28T12:57:23-05:00 |
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Displayed year
2012 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.