Civic Intelligence

Mutual Savings Credit Union

990 • Fiscal year 2012 • EIN 63-0148940

Jan 01, 2012 to Dec 31, 2012

Hoover, AL
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

98th percentile

0.93x

Higher debt load relative to assets than 98% of similar nonprofits.

2012 filings • 501(c)14 • $100M-$250M nonprofits • Source year 2012

Liabilities / Revenue

93rd percentile

12.57x

Higher debt load relative to revenue than 93% of similar nonprofits.

2012 filings • $100M-$250M nonprofits • Source year 2012

Net Margin

46th percentile

1.9%

Higher net margin than 46% of similar nonprofits.

2012 filings • $100M-$250M nonprofits • Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

3rd percentile

-5.1%

Faster asset growth than 3% of similar nonprofits.

2012 filings • 501(c)14 • $100M-$250M nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2012

Assets

Down

$152,141,644

Down $8,248,178 (-5.1%) from 2011

Net Assets

Up

$10,017,413

Up $442,581 (+4.6%) from 2011

Liabilities

Down

$142,124,231

Down $8,690,759 (-5.8%) from 2011

Revenue

$11,303,640

No earlier filing loaded for comparison.

Expenses

Down

$11,088,757

Down $1,132,453 (-9.3%) from 2011

Net Income

$214,883

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$300M$200M$100M$0Assets 2010: $172,684,800Liabilities 2010: $162,704,570Net Assets 2010: $9,980,2302010Assets 2011: $160,389,822Liabilities 2011: $150,814,990Net Assets 2011: $9,574,8322011Assets 2012: $152,141,644Liabilities 2012: $142,124,231Net Assets 2012: $10,017,4132012Assets 2013: $132,917,624Liabilities 2013: $124,292,674Net Assets 2013: $8,624,9502013Assets 2014: $133,820,255Liabilities 2014: $124,860,330Net Assets 2014: $8,959,9252014Assets 2015: $180,499,707Liabilities 2015: $165,733,378Net Assets 2015: $14,766,3292015Assets 2016: $177,836,146Liabilities 2016: $163,365,124Net Assets 2016: $14,471,0222016Assets 2017: $170,047,671Liabilities 2017: $155,214,386Net Assets 2017: $14,833,2852017Assets 2018: $173,640,666Liabilities 2018: $158,448,123Net Assets 2018: $15,192,5432018Assets 2019: $173,442,845Liabilities 2019: $157,142,268Net Assets 2019: $16,300,5772019Assets 2020: $202,810,474Liabilities 2020: $186,772,713Net Assets 2020: $16,037,7612020Assets 2021: $217,478,712Liabilities 2021: $201,852,241Net Assets 2021: $15,626,4712021Assets 2022: $218,893,491Liabilities 2022: $210,798,090Net Assets 2022: $8,095,4012022Assets 2023: $228,049,256Liabilities 2023: $219,324,292Net Assets 2023: $8,724,9642023Assets 2024: $235,920,761Liabilities 2024: $221,027,409Net Assets 2024: $14,893,3522024

Highlighted filing

2012

Assets$152,141,644
Liabilities$142,124,231
Net Assets$10,017,413

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$20M$15M$10M$5.0M$0-$5.0MExpenses 2010: $14,795,6072010Expenses 2011: $12,221,2102011Revenue 2012: $11,303,640Expenses 2012: $11,088,757Net Income 2012: $214,8832012Revenue 2013: $9,158,661Expenses 2013: $10,320,301Net Income 2013: -$1,161,6402013Revenue 2014: $9,612,643Expenses 2014: $9,209,070Net Income 2014: $403,5732014Revenue 2015: $10,435,021Expenses 2015: $10,002,766Net Income 2015: $432,2552015Revenue 2016: $11,381,155Expenses 2016: $11,270,328Net Income 2016: $110,8272016Revenue 2017: $11,644,635Expenses 2017: $11,335,736Net Income 2017: $308,8992017Revenue 2018: $11,531,711Expenses 2018: $10,971,723Net Income 2018: $559,9882018Revenue 2019: $11,441,733Expenses 2019: $10,920,567Net Income 2019: $521,1662019Revenue 2020: $10,057,708Expenses 2020: $10,403,873Net Income 2020: -$346,1652020Revenue 2021: $10,770,188Expenses 2021: $10,121,178Net Income 2021: $649,0102021Revenue 2022: $12,277,489Expenses 2022: $10,984,804Net Income 2022: $1,292,6852022Revenue 2023: $13,969,345Expenses 2023: $13,482,157Net Income 2023: $487,1882023Revenue 2024: $16,987,143Expenses 2024: $15,120,066Net Income 2024: $1,867,0772024

Highlighted filing

2012

Revenue$11,303,640
Expenses$11,088,757
Net Income$214,883
Filing Detail Status

This 2012 filing currently has summary financial data only. Detailed schedules, leadership, and program rows are not available for this filing yet.

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Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Mission and Program Overview

Mission

Cooperative society incorporated for the twofold purpose of promoting thrift among its members and creating a source of credit for them at legitimate rates of interest.

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$236$221$14.9$17.0$15.1$1.87
2023Detailed filing. Detailed filing data is available for this year.$228$219$8.72$14.0$13.5$0.49
2022Detailed filing. Detailed filing data is available for this year.$219$211$8.10$12.3$11.0$1.29
2021Detailed filing. Detailed filing data is available for this year.$217$202$15.6$10.8$10.1$0.65
2020Detailed filing. Detailed filing data is available for this year.$203$187$16.0$10.1$10.4$0.35
2019Detailed filing. Detailed filing data is available for this year.$173$157$16.3$11.4$10.9$0.52
2018Detailed filing. Detailed filing data is available for this year.$174$158$15.2$11.5$11.0$0.56
2017Detailed filing. Detailed filing data is available for this year.$170$155$14.8$11.6$11.3$0.31
2016Detailed filing. Detailed filing data is available for this year.$178$163$14.5$11.4$11.3$0.11
2015Detailed filing. Detailed filing data is available for this year.$180$166$14.8$10.4$10.0$0.43
2014Detailed filing. Detailed filing data is available for this year.$134$125$8.96$9.61$9.21$0.40
2013Detailed filing. Detailed filing data is available for this year.$133$124$8.62$9.16$10.3$1.16
2012Summary only. Only limited summary data is available for this year.$152$142$10.0$11.3$11.1$0.21
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$160$151$9.57$12.2
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$173$163$9.98$14.8