Civic Intelligence

Alabama Law Enforcement Credit Union

990 • Fiscal year 2013 • EIN 63-0022431

Jan 01, 2013 to Dec 31, 2013 • Filed on Aug 04, 2014

708 17th Street North35203

(205) 583-4632

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

63rd percentile

0.88x

Higher debt load relative to assets than 63% of similar nonprofits.

2013 filings • 501(c)14 • $5M-$10M nonprofits • Source year 2013

Liabilities / Revenue

11th percentile

9.84x

Higher debt load relative to revenue than 11% of similar nonprofits.

2013 filings • 501(c)14 • $5M-$10M nonprofits • Source year 2013

Net Margin

98th percentile

27%

Higher net margin than 98% of similar nonprofits.

2013 filings • 501(c)14 • $5M-$10M nonprofits • Source year 2013

Top Officer Pay

36th percentile

$45,540

Higher top officer pay than 36% of similar nonprofits.

Top officer pay equals 6.9% of source-year revenue.

2013 filings • 501(c)14 • $5M-$10M nonprofits • Source year 2013

Asset Growth

100th percentile

28%

Faster asset growth than 100% of similar nonprofits.

2013 filings • 501(c)14 • $5M-$10M nonprofits • Annualized from 2012 to 2013

Revenue Growth

74th percentile

27%

Faster revenue growth than 74% of similar nonprofits.

2013 filings • $5M-$10M nonprofits • Annualized from 2010 to 2013

Assets

Up

$7,426,402

Up $1,623,348 (+28%) from 2012

Net Assets

Up

$928,211

Up $181,092 (+24%) from 2012

Liabilities

Up

$6,498,191

Up $1,442,256 (+29%) from 2012

Revenue

$660,586

No earlier filing loaded for comparison.

Expenses

Up

$479,494

Up $5,779 (+1.2%) from 2012

Net Income

$181,092

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$20M$15M$10M$5.0M$0Assets 2010: $4,050,818Liabilities 2010: $3,618,883Net Assets 2010: $431,9352010Assets 2011: $5,404,114Liabilities 2011: $4,815,469Net Assets 2011: $588,6452011Assets 2012: $5,803,054Liabilities 2012: $5,055,935Net Assets 2012: $747,1192012Assets 2013: $7,426,402Liabilities 2013: $6,498,191Net Assets 2013: $928,2112013Assets 2014: $7,919,792Liabilities 2014: $6,840,326Net Assets 2014: $1,079,4662014Assets 2015: $8,865,995Liabilities 2015: $7,553,493Net Assets 2015: $1,312,5022015Assets 2016: $10,818,728Liabilities 2016: $9,229,435Net Assets 2016: $1,589,2932016Assets 2017: $12,333,638Liabilities 2017: $10,364,671Net Assets 2017: $1,968,9672017Assets 2018: $14,125,266Liabilities 2018: $12,088,563Net Assets 2018: $2,036,7032018Assets 2019: $15,648,395Liabilities 2019: $13,658,778Net Assets 2019: $1,989,6172019Assets 2020: $17,473,987Liabilities 2020: $15,602,903Net Assets 2020: $1,871,0842020Assets 2021: $18,318,114Liabilities 2021: $16,451,802Net Assets 2021: $1,866,3122021Assets 2022: $14,241,050Liabilities 2022: $12,474,009Net Assets 2022: $1,767,0412022Assets 2023: $10,927,993Liabilities 2023: $9,674,960Net Assets 2023: $1,253,0332023Assets 2024: $10,422,550Liabilities 2024: $9,381,991Net Assets 2024: $1,040,5592024

Highlighted filing

2013

Assets$7,426,402
Liabilities$6,498,191
Net Assets$928,211

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$2.0M$1.0M$0-$1.0MRevenue 2010: $324,318Expenses 2010: $272,008Net Income 2010: $52,3102010Expenses 2011: $338,6822011Expenses 2012: $473,7152012Revenue 2013: $660,586Expenses 2013: $479,494Net Income 2013: $181,0922013Revenue 2014: $715,608Expenses 2014: $564,353Net Income 2014: $151,2552014Revenue 2015: $839,990Expenses 2015: $606,953Net Income 2015: $233,0372015Revenue 2016: $932,106Expenses 2016: $590,972Net Income 2016: $341,1342016Revenue 2017: $1,203,505Expenses 2017: $823,831Net Income 2017: $379,6742017Revenue 2018: $1,331,322Expenses 2018: $1,263,586Net Income 2018: $67,7362018Revenue 2019: $1,336,495Expenses 2019: $1,383,581Net Income 2019: -$47,0862019Revenue 2020: $1,228,146Expenses 2020: $1,283,427Net Income 2020: -$55,2812020Revenue 2021: $1,242,355Expenses 2021: $1,247,127Net Income 2021: -$4,7722021Revenue 2022: $1,322,070Expenses 2022: $1,421,341Net Income 2022: -$99,2712022Revenue 2023: $1,211,061Expenses 2023: $1,625,985Net Income 2023: -$414,9242023Revenue 2024: $1,106,731Expenses 2024: $1,319,205Net Income 2024: -$212,4742024

Highlighted filing

2013

Revenue$660,586
Expenses$479,494
Net Income$181,092
Jump To
Filing Snapshot
Filing Period
Jan 1, 2013 to Dec 31, 2013
Signed
Aug 4, 2014
Return Version
2013v3.1
Gross Receipts
$660,586
Mission and Program Overview

Mission

Credit union - to provide services for approximatley 2,057 members in the form of loans, savings, and other financial services.

Provision of credit union service

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$4,397,075$4,666,110▲ $269,035
Cash and Non-Interest-Bearing Accounts$590,670$1,828,616▲ $1,237,946
Rtn Earn Endowment Incm Other Fnds$747,119$928,211▲ $181,092
Savings and Temporary Cash Investments$450,000$550,212▲ $100,212
Receivables From Officers Etc$148,569$250,695▲ $102,126
Investments Other Securities$100,000$101,002▲ $1,002
Land, Buildings, and Equipment, Net$16,811$10,414▼ $6,397
Total Assets$5,803,054$7,426,402▲ $1,623,348
Other Assets Total$99,929$19,353▼ $80,576
Liabilities
Other Liabilities$5,185,388$6,637,523▲ $1,452,135
Accounts Payable and Accrued Expenses$-129,453$-139,332▼ $9,879
Total Liabilities$5,055,935$6,498,191▲ $1,442,256
Net Assets / Fund Balance
Total Net Assets Fund Balance$747,119$928,211▲ $181,092
Total Liabilities and Net Assets / Fund Balance$5,803,054$7,426,402▲ $1,623,348

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$2,951$98,981-
Leasehold Improvements$7,463$2,960-
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Lavelle NoblittManagerFT$45,540$45,540
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$480,033
Investment Income
$2,419
Other Revenue
$178,134
Change in Net Assets
$181,092
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$339,047
Salaries, Compensation, and Employee Benefits$140,447
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Expenses$114,256$0$0$114,256
Other Salaries and Wages$83,847$0$0$83,847
Current Officers, Directors, Trustees, and Key Employees$45,540$0$0$45,540
Payroll Taxes$11,060$0$0$11,060
Depreciation Depletion$5,024$0$0$5,024
Total Functional Expenses$479,494$0$0$479,494
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$148,569$250,695▲ $102,126
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Deposits$6,637,523
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No
Filing and Contact Details

Filer

EIN
63-0022431
Phone
2055834632

Signing Officer

Name
Michael Culberson
Title
Chairman of the Board
Phone
2055834632
Signed
2014-08-04
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Michael Culberson
Formed
1939
Legal Domicile
Al
Voting Board Members
7
Independent Board Members
7
Employees
5
Volunteers
7

Preparer

Preparer
Milton G Anderson CPA
Phone
6158710290
Supplemental Narrative

Additional Explanations

Pt VI, Line 11B

BOARD MEETING

Pt VI, Line 15A

COMPENSATION COMMITTEE

Pt VI, Line 19

Posted in lobby and/or upon request

Pt XI

Credit union posting of p/y audit adj in current year

Pt VI, Line 6

MEMBERSHIP ELECTIONS

Pt VI, Line 7A

Membership elections or board appointments

Pt VI, Line 12C

BOARD MEETINGS

Pt VI, Line 15B

COMPENSATIOM COMMITTEE

Raw XML AppendixShowing 400 of 571 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0true
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0-129453
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0-139332
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0PROVISION OF CREDIT UNION SERVICE
IRS990/AnnualDisclosureCoveredPrsnInd0true
IRS990/AuditCommitteeInd0true
IRS990/BackupWthldComplianceInd0true
IRS990/BooksInCareOfDetail/PersonNm0LAVELLE NOBILTT
IRS990/BooksInCareOfDetail/PhoneNum02055834632
IRS990/BooksInCareOfDetail/USAddress/AddressLine10708 17th ST NO
IRS990/BooksInCareOfDetail/USAddress/City0BIRMINGHAM
IRS990/BooksInCareOfDetail/USAddress/State0AL
IRS990/BooksInCareOfDetail/USAddress/ZIPCode035203
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOfficerEntInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt0590670
IRS990/CashNonInterestBearingGrp/EOYAmt01828616
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt00
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt00
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt045540
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt045540
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt02419
IRS990/CYOtherExpensesAmt0339047
IRS990/CYOtherRevenueAmt0178134
IRS990/CYProgramServiceRevenueAmt0480033
IRS990/CYRevenuesLessExpensesAmt0181092
IRS990/CYSalariesCompEmpBnftPaidAmt0140447
IRS990/CYTotalExpensesAmt0479494
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0660586
IRS990/DecisionsSubjectToApprovaInd0false
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/FundraisingAmt00
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt00
IRS990/DepreciationDepletionGrp/ProgramServicesAmt05024
IRS990/DepreciationDepletionGrp/TotalAmt05024
IRS990/Desc0N/A
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt05
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/EngagedInExcessBenefitTransInd0false
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form1098CFiledInd0false
IRS990/Form8282PropertyDisposedOfInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt12.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt22.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt32.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt42.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt52.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt62.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt72.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt82.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt92.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt102.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt112.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt122.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt132.00
IRS990/Form990PartVIISectionAGrp/HighestCompensatedEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd11X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd12X
IRS990/Form990PartVIISectionAGrp/KeyEmployeeInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt130
IRS990/Form990PartVIISectionAGrp/PersonNm0LAVELLE NOBLITT
IRS990/Form990PartVIISectionAGrp/PersonNm1MICHAEL CULBERSON
IRS990/Form990PartVIISectionAGrp/PersonNm2ROBERT BOSWELL
IRS990/Form990PartVIISectionAGrp/PersonNm3ABDO AMER
IRS990/Form990PartVIISectionAGrp/PersonNm4JEFF HAYES
IRS990/Form990PartVIISectionAGrp/PersonNm5JOHN ROUSE
IRS990/Form990PartVIISectionAGrp/PersonNm6TED MCPHATE
IRS990/Form990PartVIISectionAGrp/PersonNm7LESLIE WILSON
IRS990/Form990PartVIISectionAGrp/PersonNm8JULIUS MATTHEWS
IRS990/Form990PartVIISectionAGrp/PersonNm9ANGELA JELKS
IRS990/Form990PartVIISectionAGrp/PersonNm10JERRY MCINTOSH
IRS990/Form990PartVIISectionAGrp/PersonNm11DAVID ROGERS
IRS990/Form990PartVIISectionAGrp/PersonNm12JERRY WILLIAMS
IRS990/Form990PartVIISectionAGrp/PersonNm13PATRICK COSBY
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt045540
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/TitleTxt0Manager
IRS990/Form990PartVIISectionAGrp/TitleTxt1DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6CC
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8SC
IRS990/Form990PartVIISectionAGrp/TitleTxt9SC
IRS990/Form990PartVIISectionAGrp/TitleTxt10SC
IRS990/Form990PartVIISectionAGrp/TitleTxt11Director
IRS990/Form990PartVIISectionAGrp/TitleTxt12SC
IRS990/Form990PartVIISectionAGrp/TitleTxt13CC
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/Form990TFiledInd0true
IRS990/FormationYr01939
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0660586
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt07
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIInd0X
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt02419
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt0100000
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt0101002
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0101941
IRS990/LandBldgEquipBasisNetGrp/BOYAmt016811
IRS990/LandBldgEquipBasisNetGrp/EOYAmt010414
IRS990/LandBldgEquipCostOrOtherBssAmt0112355
IRS990/LegalDomicileStateCd0AL
IRS990/LoanOutstandingInd0true
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0PROVISION OF CREDIT UNION SERVICE
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt0747119
IRS990/NetAssetsOrFundBalancesEOYAmt0928211
IRS990/NondeductibleContributionsInd0false
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt099929
IRS990/OtherAssetsTotalGrp/EOYAmt019353
IRS990/OtherExpensesGrp/Desc0OTHER OCCUPANCY AND OPERATIONS
IRS990/OtherExpensesGrp/Desc1PROVISION FOR LOAN & LEASE LOSS
IRS990/OtherExpensesGrp/Desc2INTEREST ON MEMBER DEPOSITS
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt20
IRS990/OtherExpensesGrp/ProgramServicesAmt0155407
IRS990/OtherExpensesGrp/ProgramServicesAmt164360
IRS990/OtherExpensesGrp/ProgramServicesAmt2114256
IRS990/OtherExpensesGrp/TotalAmt0155407
IRS990/OtherExpensesGrp/TotalAmt164360
IRS990/OtherExpensesGrp/TotalAmt2114256
IRS990/OtherLiabilitiesGrp/BOYAmt05185388
IRS990/OtherLiabilitiesGrp/EOYAmt06637523
IRS990/OtherRevenueMiscGrp/BusinessCd0999999
IRS990/OtherRevenueMiscGrp/Desc0FEES & CHARGES
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0178134
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0178134
IRS990/OtherRevenueTotalAmt0178134
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt00
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt083847
IRS990/OtherSalariesAndWagesGrp/TotalAmt083847
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt04397075
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt04666110
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/FundraisingAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt00
IRS990/PayrollTaxesGrp/ProgramServicesAmt011060
IRS990/PayrollTaxesGrp/TotalAmt011060
IRS990/PoliticalCampaignActyInd0false
IRS990/PrincipalOfficerNm0MICHAEL CULBERSON
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0999999
IRS990/ProgramServiceRevenueGrp/Desc0LOAN INTEREST INCOME
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0480033
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt01309
IRS990/PYOtherExpensesAmt0352670
IRS990/PYOtherRevenueAmt0153295
IRS990/PYProgramServiceRevenueAmt0477585
IRS990/PYRevenuesLessExpensesAmt0158474
IRS990/PYSalariesCompEmpBnftPaidAmt0121045
IRS990/PYTotalExpensesAmt0473715
IRS990/PYTotalRevenueAmt0632189
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0148569
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0250695
IRS990/ReconcilationRevenueExpnssAmt0181092
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt0747119
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt0928211
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0450000
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0550212
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt02951
IRS990ScheduleD/EquipmentGrp/DepreciationAmt098981
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt0101932
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt07463
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt02960
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt010423
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt06637523
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER DEPOSITS
IRS990ScheduleD/TotalBookValueLandBuildingsAmt010414
IRS990ScheduleD/TotalLiabilityAmt06637523
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt048529
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt116051
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt23024
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt314353
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt421119
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt515915
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt616051
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt73382
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt8505
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt924208
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt105012
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt118593
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt12473
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1310106
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt1463374
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd2true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd3true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd4true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd5true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd6true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd7true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd8true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd9true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd10true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd11true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd12true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd13true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd14true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd15true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd16true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd17true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd18true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd19true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd20true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd21true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd1false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd2false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd3false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd4false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd5false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd6false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd7false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd8false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd9false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd10false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd11false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd12false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd13false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd14false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd15false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd16false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd17false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd18false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd19false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd20false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd21false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd1X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd2X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd3X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd4X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd5X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd6X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd7X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd8X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd9X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd10X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd11X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd12X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd13X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd14X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd15X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd16X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd17X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd18X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd19X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd20X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd21X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt0M/C
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt1AUTO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt2SIG
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt3AUTO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt4NONE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt5M/C
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt6AUTO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt7NONE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt8NONE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt9NONE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt10AUTO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt11NONE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt12UNSEC
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt13NONE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt14NONE
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt15unsec
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt16AUTO
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt17UNSEC
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt18sec
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt19unsec
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt20sec
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanPurposeTxt21sec

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.4$9.38$1.04$1.11$1.32$0.21
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$10.9$9.67$1.25$1.21$1.63$0.41
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$14.2$12.5$1.77$1.32$1.42$0.10
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$18.3$16.5$1.87$1.24$1.25$0.00
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$17.5$15.6$1.87$1.23$1.28$0.06
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$15.6$13.7$1.99$1.34$1.38$0.05
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$14.1$12.1$2.04$1.33$1.26$0.07
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$12.3$10.4$1.97$1.20$0.82$0.38
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$10.8$9.23$1.59$0.93$0.59$0.34
2015Detailed filing. Detailed filing data is available for this year.$8.87$7.55$1.31$0.84$0.61$0.23
2014Detailed filing. Detailed filing data is available for this year.$7.92$6.84$1.08$0.72$0.56$0.15
2013Detailed filing. Detailed filing data is available for this year.$7.43$6.50$0.93$0.66$0.48$0.18
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.80$5.06$0.75$0.47
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.40$4.82$0.59$0.34
2010Summary only. Only limited summary data is available for this year.$4.05$3.62$0.43$0.32$0.27$0.05