Civic Intelligence

Alabama Law Enforcement Credit Union

EIN 63-0022431 • 501(c)14 • Birmingham, AL

Profile

Provision of credit union service

3712 4th Ave SBirmingham, AL 35222

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

73rd percentile

0.90x

Higher debt load relative to assets than 73% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Liabilities / Revenue

15th percentile

8.48x

Higher debt load relative to revenue than 15% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Net Margin

11th percentile

-19%

Higher net margin than 11% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Source year 2024

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

22nd percentile

-4.6%

Faster asset growth than 22% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Revenue Growth

12th percentile

-8.6%

Faster revenue growth than 12% of similar nonprofits.

501(c)14 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets73rd percentile

Assets

Down

$10,422,550

Down $505,443 (-4.6%) from 2023

Liabilities

Down

$9,381,991

Down $292,969 (-3.0%) from 2023

Net Assets

Down

$1,040,559

Down $212,474 (-17%) from 2023

Operations
Liabilities / Revenue15th percentileNet Margin11th percentile

Revenue

Down

$1,106,731

Down $104,330 (-8.6%) from 2023

Expenses

Down

$1,319,205

Down $306,780 (-19%) from 2023

Net Income

Up

-$212,474

Up $202,450 (+49%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth22nd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$20M$15M$10M$5.0M$0Assets 2010: $4,050,818Liabilities 2010: $3,618,883Net Assets 2010: $431,9352010Assets 2011: $5,404,114Liabilities 2011: $4,815,469Net Assets 2011: $588,6452011Assets 2012: $5,803,054Liabilities 2012: $5,055,935Net Assets 2012: $747,1192012Assets 2013: $7,426,402Liabilities 2013: $6,498,191Net Assets 2013: $928,2112013Assets 2014: $7,919,792Liabilities 2014: $6,840,326Net Assets 2014: $1,079,4662014Assets 2015: $8,865,995Liabilities 2015: $7,553,493Net Assets 2015: $1,312,5022015Assets 2016: $10,818,728Liabilities 2016: $9,229,435Net Assets 2016: $1,589,2932016Assets 2017: $12,333,638Liabilities 2017: $10,364,671Net Assets 2017: $1,968,9672017Assets 2018: $14,125,266Liabilities 2018: $12,088,563Net Assets 2018: $2,036,7032018Assets 2019: $15,648,395Liabilities 2019: $13,658,778Net Assets 2019: $1,989,6172019Assets 2020: $17,473,987Liabilities 2020: $15,602,903Net Assets 2020: $1,871,0842020Assets 2021: $18,318,114Liabilities 2021: $16,451,802Net Assets 2021: $1,866,3122021Assets 2022: $14,241,050Liabilities 2022: $12,474,009Net Assets 2022: $1,767,0412022Assets 2023: $10,927,993Liabilities 2023: $9,674,960Net Assets 2023: $1,253,0332023Assets 2024: $10,422,550Liabilities 2024: $9,381,991Net Assets 2024: $1,040,5592024

Highlighted filing

2024

Assets$10,422,550
Liabilities$9,381,991
Net Assets$1,040,559
Open 2024 Filing

Operations Trend

Revenue Growth12th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$2.0M$1.0M$0-$1.0MRevenue 2010: $324,318Expenses 2010: $272,008Net Income 2010: $52,3102010Expenses 2011: $338,6822011Expenses 2012: $473,7152012Revenue 2013: $660,586Expenses 2013: $479,494Net Income 2013: $181,0922013Revenue 2014: $715,608Expenses 2014: $564,353Net Income 2014: $151,2552014Revenue 2015: $839,990Expenses 2015: $606,953Net Income 2015: $233,0372015Revenue 2016: $932,106Expenses 2016: $590,972Net Income 2016: $341,1342016Revenue 2017: $1,203,505Expenses 2017: $823,831Net Income 2017: $379,6742017Revenue 2018: $1,331,322Expenses 2018: $1,263,586Net Income 2018: $67,7362018Revenue 2019: $1,336,495Expenses 2019: $1,383,581Net Income 2019: -$47,0862019Revenue 2020: $1,228,146Expenses 2020: $1,283,427Net Income 2020: -$55,2812020Revenue 2021: $1,242,355Expenses 2021: $1,247,127Net Income 2021: -$4,7722021Revenue 2022: $1,322,070Expenses 2022: $1,421,341Net Income 2022: -$99,2712022Revenue 2023: $1,211,061Expenses 2023: $1,625,985Net Income 2023: -$414,9242023Revenue 2024: $1,106,731Expenses 2024: $1,319,205Net Income 2024: -$212,4742024

Highlighted filing

2024

Revenue$1,106,731
Expenses$1,319,205
Net Income-$212,474
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$10,422,550
Liabilities
$9,381,991
Net assets
$1,040,559
Revenue
$1,106,731
Expenses
$1,319,205
Net income
-$212,474
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.4$9.38$1.04$1.11$1.32$0.21
2023XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$10.9$9.67$1.25$1.21$1.63$0.41
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$14.2$12.5$1.77$1.32$1.42$0.10
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$18.3$16.5$1.87$1.24$1.25$0.00
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$17.5$15.6$1.87$1.23$1.28$0.06
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$15.6$13.7$1.99$1.34$1.38$0.05
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$14.1$12.1$2.04$1.33$1.26$0.07
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$12.3$10.4$1.97$1.20$0.82$0.38
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$10.8$9.23$1.59$0.93$0.59$0.34
2015Detailed filing. Detailed filing data is available for this year.$8.87$7.55$1.31$0.84$0.61$0.23
2014Detailed filing. Detailed filing data is available for this year.$7.92$6.84$1.08$0.72$0.56$0.15
2013XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$7.43$6.50$0.93$0.66$0.48$0.18
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.80$5.06$0.75$0.47
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.40$4.82$0.59$0.34
2010Summary only. Only limited summary data is available for this year.$4.05$3.62$0.43$0.32$0.27$0.05
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 7, 2025
Return Version
2024v5.2
Gross Receipts
$1,106,731
Mission and Program Overview

Mission

Credit union - to provide services for approximatley 2,057 members in the form of loans, savings, and other financial services.

Credit union - to provide services for its members

Balance Sheet Detail
LineBeginningEndChange
Assets
Accounts Receivable$8,703,116$7,218,309▼ $1,484,807
Cash and Non-Interest-Bearing Accounts$1,277,662$2,284,883▲ $1,007,221
Rtn Earn Endowment Incm Other Fnds$1,253,033$1,040,559▼ $212,474
Land, Buildings, and Equipment, Net$467,893$507,149▲ $39,256
Savings and Temporary Cash Investments$266,839$276,326▲ $9,487
Investments Other Securities$30,000$0▼ $30,000
Prepaid Expenses and Deferred Charges$26,171$11,601▼ $14,570
Total Assets$10,927,993$10,422,550▼ $505,443
Other Assets Total$156,312$124,282▼ $32,030
Liabilities
Other Liabilities$9,667,755$9,359,441▼ $308,314
Accounts Payable and Accrued Expenses$7,205$22,550▲ $15,345
Total Liabilities$9,674,960$9,381,991▼ $292,969
Net Assets / Fund Balance
Total Net Assets Fund Balance$1,253,033$1,040,559▼ $212,474
Total Liabilities and Net Assets / Fund Balance$10,927,993$10,422,550▼ $505,443

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$274,585$36,036-
Other Land Buildings$3$53,106-
Land$232,560--
Equipment$1$63,904-
Compensation and Service Providers
Top Officer PayScore unavailable

Board Members and Trustees

NameTitle
Kenneth PrevoBoard Chairman
Graydon NewmanBoard Member
Jaunita HullBoard Member
Robert BoswellBoard Member
Otis LukeBaord Member
Kayla SoutherlandCEO
Deangelo HallSupervisory Committee
Jamal MccaskeySupervisory Committee
Wd FosterSupervisory Committee
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,004,539
Investment Income
$70,933
Other Revenue
$31,259
Change in Net Assets
$-212,474
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$902,107
Salaries, Compensation, and Employee Benefits$417,098
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$0$0$0$314,349
Information Technology$0$0$0$267,043
Other Expenses$0$0$0$183,184
Occupancy$0$0$0$90,895
Other Employee Benefits$0$0$0$68,196
Office Expenses$0$0$0$40,229
All Other Expenses$0$0$0$26,250
Payroll Taxes$0$0$0$24,373
Advertising$0$0$0$14,120
Pension Plan Contributions$0$0$0$10,180
Depreciation Depletion$0$0$0$8,400
Interest$0$0$0$171
Total Functional Expenses$0$0$0$1,319,205
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares$9,625,422
Other Liabilities$-265,981
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
Alabama Law Enforecement Credit Union
EIN
63-0022431
Phone
2058958935
Address
3712 4TH AVE S, BIRMINGHAM, AL 35222

Signing Officer

Name
Richard Morris
Title
CEO
Phone
2058958935
Signed
2025-11-07
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Richard Morris
Formed
1939
Legal Domicile
Al
Voting Board Members
5
Independent Board Members
5
Employees
6
Volunteers
8

Preparer

Firm
M Zachary Miller - CPA
Address
7804 7th Court South, Birmingham, AL 35206
Preparer
M Zachary Miller CPA
Phone
2055773577
Supplemental Narrative

Additional Explanations

Pt V, Line 3B

“The credit union had no unrelated income”

Pt VI, Line 7A

“The board of directors is elected by the membership at the annual meeting”

Pt VI, Line 7B

“Some decisions made by the board are affirmed by the members”

Pt VI, Line 11B

“The namager reviews the 990 before filing and is available to the bopard upon request”

Pt VI, Line 12C

“The board monitors and enforces the conflict of interest policy”

Pt VI, Line 15A

“The board reviews and determines key employee compensation”

Pt VI, Line 15B

“The board reviews and determines key employee compensation”

Pt VI, Line 19

“Financial documents are posted inthe credit union by the 15th of the subsequent month”

Pt VI, Line 6

“The credit union is owned by its members”

Raw XML AppendixShowing 400 of 470 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt07205
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt022550
IRS990/AccountsReceivableGrp/BOYAmt08703116
IRS990/AccountsReceivableGrp/EOYAmt07218309
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0CREDIT UNION - TO PROVIDE SERVICES FOR ITS MEMBERS
IRS990/AdvertisingGrp/FundraisingAmt00
IRS990/AdvertisingGrp/ManagementAndGeneralAmt00
IRS990/AdvertisingGrp/ProgramServicesAmt00
IRS990/AdvertisingGrp/TotalAmt014120
IRS990/AllOtherExpensesGrp/FundraisingAmt00
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/AllOtherExpensesGrp/ProgramServicesAmt00
IRS990/AllOtherExpensesGrp/TotalAmt026250
IRS990/AnnualDisclosureCoveredPrsnInd0false
IRS990/BackupWthldComplianceInd0true
IRS990/BenefitsToMembersGrp/ProgramServicesAmt00
IRS990/BenefitsToMembersGrp/TotalAmt00
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0KAYLA SOUTHERLAND
IRS990/BooksInCareOfDetail/PhoneNum02058958935
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt03712 4TH AVE S
IRS990/BooksInCareOfDetail/USAddress/CityNm0BIRMINGHAM
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0AL
IRS990/BooksInCareOfDetail/USAddress/ZIPCd035222
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt01277662
IRS990/CashNonInterestBearingGrp/EOYAmt02284883
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt00
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt00
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt00
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0true
IRS990/CompensationProcessOtherInd0true
IRS990/ConferencesMeetingsGrp/FundraisingAmt00
IRS990/ConferencesMeetingsGrp/ManagementAndGeneralAmt00
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt00
IRS990/ConferencesMeetingsGrp/TotalAmt00
IRS990/ConflictOfInterestPolicyInd0true
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt070933
IRS990/CYOtherExpensesAmt0902107
IRS990/CYOtherRevenueAmt031259
IRS990/CYProgramServiceRevenueAmt01004539
IRS990/CYRevenuesLessExpensesAmt0-212474
IRS990/CYSalariesCompEmpBnftPaidAmt0417098
IRS990/CYTotalExpensesAmt01319205
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt01106731
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/FundraisingAmt00
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt00
IRS990/DepreciationDepletionGrp/ProgramServicesAmt00
IRS990/DepreciationDepletionGrp/TotalAmt08400
IRS990/Desc0THE CREDIT UNION PROVIDED A VARIETY OF LOAN SERVICES TO ITS MEMBERS.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0true
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt06
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/ExpenseAmt01135850
IRS990/FamilyOrBusinessRlnInd0false
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/FundraisingAmt00
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt00
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt00
IRS990/FeesForServicesAccountingGrp/TotalAmt00
IRS990/FeesForServicesLegalGrp/FundraisingAmt00
IRS990/FeesForServicesLegalGrp/ManagementAndGeneralAmt00
IRS990/FeesForServicesLegalGrp/ProgramServicesAmt00
IRS990/FeesForServicesLegalGrp/TotalAmt00
IRS990/FeesForServicesLobbyingGrp/FundraisingAmt00
IRS990/FeesForServicesLobbyingGrp/ManagementAndGeneralAmt00
IRS990/FeesForServicesLobbyingGrp/ProgramServicesAmt00
IRS990/FeesForServicesLobbyingGrp/TotalAmt00
IRS990/FeesForServicesManagementGrp/FundraisingAmt00
IRS990/FeesForServicesManagementGrp/ManagementAndGeneralAmt00
IRS990/FeesForServicesManagementGrp/ProgramServicesAmt00
IRS990/FeesForServicesManagementGrp/TotalAmt00
IRS990/FeesForServicesOtherGrp/FundraisingAmt00
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt00
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt00
IRS990/FeesForServicesOtherGrp/TotalAmt00
IRS990/FeesForServicesProfFundraising/FundraisingAmt00
IRS990/FeesForServicesProfFundraising/TotalAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/FundraisingAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/ManagementAndGeneralAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/ProgramServicesAmt00
IRS990/FeesForSrvcInvstMgmntFeesGrp/TotalAmt00
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignGrantsGrp/ProgramServicesAmt00
IRS990/ForeignGrantsGrp/TotalAmt00
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt040.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/PersonNm0KAYLA SOUTHERLAND
IRS990/Form990PartVIISectionAGrp/PersonNm1KENNETH PREVO
IRS990/Form990PartVIISectionAGrp/PersonNm2JAUNITA HULL
IRS990/Form990PartVIISectionAGrp/PersonNm3ROBERT BOSWELL
IRS990/Form990PartVIISectionAGrp/PersonNm4GRAYDON NEWMAN
IRS990/Form990PartVIISectionAGrp/PersonNm5OTIS LUKE
IRS990/Form990PartVIISectionAGrp/PersonNm6WD FOSTER
IRS990/Form990PartVIISectionAGrp/PersonNm7DEANGELO HALL
IRS990/Form990PartVIISectionAGrp/PersonNm8JAMAL MCCASKEY
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/TitleTxt0CEO
IRS990/Form990PartVIISectionAGrp/TitleTxt1BOARD CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt2BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt3BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BAORD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6SUPERVISORY COMMITTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt7SUPERVISORY COMMITTEE
IRS990/Form990PartVIISectionAGrp/TitleTxt8SUPERVISORY COMMITTEE
IRS990/Form990ProvidedToGvrnBodyInd0false
IRS990/FormationYr01939
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0false
IRS990/GoverningBodyVotingMembersCnt05
IRS990/GrantsToDomesticIndividualsGrp/ProgramServicesAmt00
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt00
IRS990/GrantsToDomesticOrgsGrp/ProgramServicesAmt00
IRS990/GrantsToDomesticOrgsGrp/TotalAmt00
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt01106731
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt05
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartVInd0X
IRS990/InformationTechnologyGrp/FundraisingAmt00
IRS990/InformationTechnologyGrp/ManagementAndGeneralAmt00
IRS990/InformationTechnologyGrp/ProgramServicesAmt00
IRS990/InformationTechnologyGrp/TotalAmt0267043
IRS990/InterestGrp/FundraisingAmt00
IRS990/InterestGrp/ManagementAndGeneralAmt00
IRS990/InterestGrp/ProgramServicesAmt00
IRS990/InterestGrp/TotalAmt0171
IRS990/InvestmentIncomeGrp/ExclusionAmt00
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt070933
IRS990/InvestmentIncomeGrp/UnrelatedBusinessRevenueAmt00
IRS990/InvestmentInJointVentureInd0false
IRS990/InvestmentsOtherSecuritiesGrp/BOYAmt030000
IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt00
IRS990/IRPDocumentCnt0254
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0153046
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0467893
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0507149
IRS990/LandBldgEquipCostOrOtherBssAmt0660195
IRS990/LegalDomicileStateCd0AL
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0CREDIT UNION - TO PROVIDE SERVICES FOR ITS MEMBERS
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/NetAssetsOrFundBalancesBOYAmt01253033
IRS990/NetAssetsOrFundBalancesEOYAmt01040559
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoListedPersonsCompensatedInd0X
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/FundraisingAmt00
IRS990/OccupancyGrp/ManagementAndGeneralAmt00
IRS990/OccupancyGrp/ProgramServicesAmt00
IRS990/OccupancyGrp/TotalAmt090895
IRS990/OfficeExpensesGrp/FundraisingAmt00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt00
IRS990/OfficeExpensesGrp/ProgramServicesAmt00
IRS990/OfficeExpensesGrp/TotalAmt040229
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0156312
IRS990/OtherAssetsTotalGrp/EOYAmt0124282
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt00
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt00
IRS990/OtherEmployeeBenefitsGrp/TotalAmt068196
IRS990/OtherExpensesGrp/Desc0PROVISION FOR LOAN LOSS
IRS990/OtherExpensesGrp/Desc1PROFESSIONAL OUTSIDE SVCS
IRS990/OtherExpensesGrp/Desc2LOAN SERVICING
IRS990/OtherExpensesGrp/Desc3MEMBER DIVIDEND EXPENSE
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/FundraisingAmt30
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt20
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt30
IRS990/OtherExpensesGrp/ProgramServicesAmt00
IRS990/OtherExpensesGrp/ProgramServicesAmt10
IRS990/OtherExpensesGrp/ProgramServicesAmt20
IRS990/OtherExpensesGrp/ProgramServicesAmt30
IRS990/OtherExpensesGrp/TotalAmt0178153
IRS990/OtherExpensesGrp/TotalAmt139584
IRS990/OtherExpensesGrp/TotalAmt254078
IRS990/OtherExpensesGrp/TotalAmt3183184
IRS990/OtherLiabilitiesGrp/BOYAmt09667755
IRS990/OtherLiabilitiesGrp/EOYAmt09359441
IRS990/OtherRevenueMiscGrp/BusinessCd0525990
IRS990/OtherRevenueMiscGrp/Desc0OTHER OPERATING INCOME
IRS990/OtherRevenueMiscGrp/ExclusionAmt00
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt031259
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt031259
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt00
IRS990/OtherRevenueTotalAmt031259
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt00
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt0314349
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/FundraisingAmt00
IRS990/PaymentsToAffiliatesGrp/ManagementAndGeneralAmt00
IRS990/PaymentsToAffiliatesGrp/ProgramServicesAmt00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/FundraisingAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt00
IRS990/PayrollTaxesGrp/ProgramServicesAmt00
IRS990/PayrollTaxesGrp/TotalAmt024373
IRS990/PensionPlanContributionsGrp/FundraisingAmt00
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt00
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt00
IRS990/PensionPlanContributionsGrp/TotalAmt010180
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt026171
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt011601
IRS990/PrincipalOfficerNm0RICHARD MORRIS
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/BusinessCd1522100
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/Desc1FEE INCOME
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/ExclusionAmt10
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0727031
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1277508
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt10
IRS990/ProgSrvcAccomActy2Grp/Desc0THE CREDIT UNION PROVIDED A VARIETY OF DEPOSIT SERVICES TO ITS MEMBERS.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt0183355
IRS990/ProgSrvcAccomActy3Grp/Desc0N/A
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt073060
IRS990/PymtTravelEntrtnmntPubOfclGrp/FundraisingAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/ManagementAndGeneralAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/ProgramServicesAmt00
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt01205300
IRS990/PYOtherRevenueAmt096191
IRS990/PYProgramServiceRevenueAmt01041810
IRS990/PYRevenuesLessExpensesAmt0-414924
IRS990/PYSalariesCompEmpBnftPaidAmt0420685
IRS990/PYTotalExpensesAmt01625985
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt01211061
IRS990/ReconcilationRevenueExpnssAmt0-212474
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/FundraisingAmt00
IRS990/RoyaltiesGrp/ManagementAndGeneralAmt00
IRS990/RoyaltiesGrp/ProgramServicesAmt00
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt01253033
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt01040559
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0266839
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0276326
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0274585
IRS990ScheduleD/BuildingsGrp/DepreciationAmt036036
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt0310621
IRS990ScheduleD/EquipmentGrp/BookValueAmt01
IRS990ScheduleD/EquipmentGrp/DepreciationAmt063904
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt063905
IRS990ScheduleD/LandGrp/BookValueAmt0232560
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt0232560
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt03
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt053106
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt053109
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt09625422
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1-265981
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1OTHER LIABILITIES
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0507149
IRS990ScheduleD/TotalLiabilityAmt09359441
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE CREDIT UNION HAD NO UNRELATED INCOME
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE BOARD OF DIRECTORS IS ELECTED BY THE MEMBERSHIP AT THE ANNUAL MEETING
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2SOME DECISIONS MADE BY THE BOARD ARE AFFIRMED BY THE MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE NAMAGER REVIEWS THE 990 BEFORE FILING AND IS AVAILABLE TO THE BOPARD UPON REQUEST
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE BOARD MONITORS AND ENFORCES THE CONFLICT OF INTEREST POLICY
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE BOARD REVIEWS AND DETERMINES KEY EMPLOYEE COMPENSATION
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE BOARD REVIEWS AND DETERMINES KEY EMPLOYEE COMPENSATION
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7FINANCIAL DOCUMENTS ARE POSTED INTHE CREDIT UNION BY THE 15TH OF THE SUBSEQUENT MONTH
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8THE CREDIT UNION IS OWNED BY ITS MEMBERS
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt V, Line 3b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Pt VI, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Pt VI, Line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Pt VI, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Pt VI, Line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Pt VI, Line 15b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Pt VI, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Pt VI, Line 6
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0AL
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/SubjToTaxRmnrtnExPrchtPymtInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt010927993
IRS990/TotalAssetsEOYAmt010422550
IRS990/TotalAssetsGrp/BOYAmt010927993
IRS990/TotalAssetsGrp/EOYAmt010422550

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